{"id":14551,"date":"2023-10-26T13:22:39","date_gmt":"2023-10-26T17:22:39","guid":{"rendered":"https:\/\/songlawfirm.com\/%eb%b2%95%eb%a5%a0%ec%b9%bc%eb%9f%bc\/"},"modified":"2026-02-12T02:30:46","modified_gmt":"2026-02-12T07:30:46","slug":"%eb%b2%95%eb%a5%a0%ec%b9%bc%eb%9f%bc","status":"publish","type":"page","link":"https:\/\/songlawfirm.com\/ko\/%eb%b2%95%eb%a5%a0%ec%b9%bc%eb%9f%bc\/","title":{"rendered":"\ubc95\ub960\uce7c\ub7fc"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"14551\" class=\"elementor elementor-14551 elementor-14373\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-aa8b285 elementor-section-height-min-height elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"aa8b285\" data-element_type=\"section\" 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fetchpriority=\"high\" decoding=\"async\" width=\"1080\" height=\"608\" src=\"https:\/\/songlawfirm.com\/wp-content\/uploads\/2026\/06\/bankruptcy-col-day6.webp\" class=\"attachment-full size-full wp-image-26121\" alt=\"\" srcset=\"https:\/\/songlawfirm.com\/wp-content\/uploads\/2026\/06\/bankruptcy-col-day6.jpg 1080w, https:\/\/songlawfirm.com\/wp-content\/uploads\/2026\/06\/bankruptcy-col-day6-300x169.jpg 300w, https:\/\/songlawfirm.com\/wp-content\/uploads\/2026\/06\/bankruptcy-col-day6-1024x576.jpg 1024w, https:\/\/songlawfirm.com\/wp-content\/uploads\/2026\/06\/bankruptcy-col-day6-768x432.jpg 768w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" \/><\/a>\n\t\t\t<span class=\"uael-post__terms\"><a href=\"https:\/\/songlawfirm.com\/ko\/\uce74\ud14c\uace0\ub9ac\/%eb%b2%95%eb%a5%a0%ec%b9%bc%eb%9f%bc\/\" class=\"uael-listing__terms-link\" id=\"uael-post-term-%eb%b2%95%eb%a5%a0%ec%b9%bc%eb%9f%bc\" aria-labelledby=\"uael-post-term-%eb%b2%95%eb%a5%a0%ec%b9%bc%eb%9f%bc\">\ubc95\ub960\uce7c\ub7fc<\/a><\/span>\t\t<\/div>\n\t\t\n\t\t\t\n\t\t\t<div class=\"uael-post__content-wrap uael-content-wrap-disabled\">\n\t\t\t\t\t<h4 class=\"uael-post__title\">\n\n\t\t\n\t\t\t\t\t\t<a href=\"https:\/\/songlawfirm.com\/ko\/%ed%95%9c%ec%9d%b8-%ec%8b%9d%eb%8b%b9-%ec%86%8c%ec%83%81%ea%b3%b5%ec%9d%b8-chapter-11-subchapter-v\/\" target=\"_self\">\n\t\t\t\t\ud55c\uc778 \uc2dd\ub2f9\u00b7\uc18c\uc0c1\uacf5\uc778\uc744 \uc704\ud55c Chapter 11 Subchapter V (Fort Lee\u00b7Flushing\u00b7K-Town \uc0ac\uc5c5\uc8fc)\t\t\t<\/a>\n\n\t\t\t\t<\/h4>\n\t\t\t\t\t<div class=\"uael-post__meta-data\">\n\t\t\t\t\t<span class=\"uael-post__date\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fa-calendar\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M12 192h424c6.6 0 12 5.4 12 12v260c0 26.5-21.5 48-48 48H48c-26.5 0-48-21.5-48-48V204c0-6.6 5.4-12 12-12zm436-44v-36c0-26.5-21.5-48-48-48h-48V12c0-6.6-5.4-12-12-12h-40c-6.6 0-12 5.4-12 12v52H160V12c0-6.6-5.4-12-12-12h-40c-6.6 0-12 5.4-12 12v52H48C21.5 64 0 85.5 0 112v36c0 6.6 5.4 12 12 12h424c6.6 0 12-5.4 12-12z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t\n\t\t\t2026\ub144 06\uc6d4 16\uc77c\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\n\t\t<div class=\"uael-post__excerpt\">\n\t\t\t2019\ub144 SBRA(Small Business ...\t\t<\/div>\n\n\t\t\t\t\t<a class=\"uael-post__read-more elementor-button\" href=\"https:\/\/songlawfirm.com\/ko\/%ed%95%9c%ec%9d%b8-%ec%8b%9d%eb%8b%b9-%ec%86%8c%ec%83%81%ea%b3%b5%ec%9d%b8-chapter-11-subchapter-v\/\" target=\"_self\" aria-labelledby=\"uael-post-26072\">\n\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-icon elementor-align-icon-left\">\n\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t<span class=\"elementor-button-text\" id=uael-post-26072>\uc790\uc138\ud788 \ubcf4\uae30 \u2192<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\n\t<\/div>\n\n<\/div>\n\n<div class=\"uael-post-wrapper   \ubc95\ub960\uce7c\ub7fc \ud30c\uc0b0 \">\n\t<div class=\"uael-post__bg-wrap uael-bg-wrap-disabled \">\n\n\t\t\t\t\n\t\t<div class=\"uael-post__inner-wrap uael-inner-wrap-disabled\">\n\n\t\t\t\t<div class=\"uael-post__thumbnail\">\n\t\t\t\n\t\t\t<a href=\"https:\/\/songlawfirm.com\/ko\/%ec%9d%98%eb%a3%8c%eb%b9%84-%ec%b1%84%eb%ac%b4-%ed%8c%8c%ec%82%b0-%ed%95%9c%ec%9d%b8-%ed%99%98%ec%9e%90\/\" target=\"_self\" title=\"\uc758\ub8cc\ube44 \ucc44\ubb34\uc640 \ud30c\uc0b0 \u2014 \ud55c\uc778 \ud658\uc790\uac00 \uc54c\uc544\uc57c \ud560 \ud575\uc2ec (NJ Charity Care \u00b7 NY Hospital Financial Assistance)\"><img decoding=\"async\" width=\"1080\" height=\"719\" src=\"https:\/\/songlawfirm.com\/wp-content\/uploads\/2026\/06\/bankruptcy-col-day5.webp\" class=\"attachment-full size-full wp-image-26120\" alt=\"\" srcset=\"https:\/\/songlawfirm.com\/wp-content\/uploads\/2026\/06\/bankruptcy-col-day5.jpg 1080w, https:\/\/songlawfirm.com\/wp-content\/uploads\/2026\/06\/bankruptcy-col-day5-300x200.jpg 300w, https:\/\/songlawfirm.com\/wp-content\/uploads\/2026\/06\/bankruptcy-col-day5-1024x682.jpg 1024w, https:\/\/songlawfirm.com\/wp-content\/uploads\/2026\/06\/bankruptcy-col-day5-768x511.jpg 768w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" \/><\/a>\n\t\t\t<span class=\"uael-post__terms\"><a href=\"https:\/\/songlawfirm.com\/ko\/\uce74\ud14c\uace0\ub9ac\/%eb%b2%95%eb%a5%a0%ec%b9%bc%eb%9f%bc\/\" class=\"uael-listing__terms-link\" id=\"uael-post-term-%eb%b2%95%eb%a5%a0%ec%b9%bc%eb%9f%bc\" aria-labelledby=\"uael-post-term-%eb%b2%95%eb%a5%a0%ec%b9%bc%eb%9f%bc\">\ubc95\ub960\uce7c\ub7fc<\/a><\/span>\t\t<\/div>\n\t\t\n\t\t\t\n\t\t\t<div class=\"uael-post__content-wrap uael-content-wrap-disabled\">\n\t\t\t\t\t<h4 class=\"uael-post__title\">\n\n\t\t\n\t\t\t\t\t\t<a href=\"https:\/\/songlawfirm.com\/ko\/%ec%9d%98%eb%a3%8c%eb%b9%84-%ec%b1%84%eb%ac%b4-%ed%8c%8c%ec%82%b0-%ed%95%9c%ec%9d%b8-%ed%99%98%ec%9e%90\/\" target=\"_self\">\n\t\t\t\t\uc758\ub8cc\ube44 \ucc44\ubb34\uc640 \ud30c\uc0b0 \u2014 \ud55c\uc778 \ud658\uc790\uac00 \uc54c\uc544\uc57c \ud560 \ud575\uc2ec (NJ Charity Care \u00b7 NY Hospital Financial Assistance)\t\t\t<\/a>\n\n\t\t\t\t<\/h4>\n\t\t\t\t\t<div class=\"uael-post__meta-data\">\n\t\t\t\t\t<span class=\"uael-post__date\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fa-calendar\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M12 192h424c6.6 0 12 5.4 12 12v260c0 26.5-21.5 48-48 48H48c-26.5 0-48-21.5-48-48V204c0-6.6 5.4-12 12-12zm436-44v-36c0-26.5-21.5-48-48-48h-48V12c0-6.6-5.4-12-12-12h-40c-6.6 0-12 5.4-12 12v52H160V12c0-6.6-5.4-12-12-12h-40c-6.6 0-12 5.4-12 12v52H48C21.5 64 0 85.5 0 112v36c0 6.6 5.4 12 12 12h424c6.6 0 12-5.4 12-12z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t\n\t\t\t2026\ub144 06\uc6d4 15\uc77c\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\n\t\t<div class=\"uael-post__excerpt\">\n\t\t\t\ubbf8\uad6d \uc758\ub8cc\ube44 \ucc44\ubb34\ub294 \ub2e4\ub978 \ucc44\ubb34\uc640 \ub2e4\ub978 \ud2b9\uc9d5\uc744  ...\t\t<\/div>\n\n\t\t\t\t\t<a class=\"uael-post__read-more elementor-button\" href=\"https:\/\/songlawfirm.com\/ko\/%ec%9d%98%eb%a3%8c%eb%b9%84-%ec%b1%84%eb%ac%b4-%ed%8c%8c%ec%82%b0-%ed%95%9c%ec%9d%b8-%ed%99%98%ec%9e%90\/\" target=\"_self\" aria-labelledby=\"uael-post-26069\">\n\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-icon elementor-align-icon-left\">\n\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t<span class=\"elementor-button-text\" id=uael-post-26069>\uc790\uc138\ud788 \ubcf4\uae30 \u2192<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\n\t<\/div>\n\n<\/div>\n\n<div class=\"uael-post-wrapper   \ubc95\ub960\uce7c\ub7fc \ud30c\uc0b0 \">\n\t<div class=\"uael-post__bg-wrap uael-bg-wrap-disabled \">\n\n\t\t\t\t\n\t\t<div class=\"uael-post__inner-wrap uael-inner-wrap-disabled\">\n\n\t\t\t\t<div class=\"uael-post__thumbnail\">\n\t\t\t\n\t\t\t<a href=\"https:\/\/songlawfirm.com\/ko\/%ec%8b%a0%ec%9a%a9%ec%b9%b4%eb%93%9c-%ec%b1%84%eb%ac%b4-%ed%8c%8c%ec%82%b0-%ec%99%b8-%eb%8c%80%ec%95%88-4%ea%b0%80%ec%a7%80\/\" target=\"_self\" title=\"\uc2e0\uc6a9\uce74\ub4dc \ucc44\ubb34\uac00 \uc313\uc600\uc744 \ub54c \ud30c\uc0b0 \uc678 \ub300\uc548 4\uac00\uc9c0 (NJ\u00b7NY \uc2dc\ud6a8 \ubd84\uc11d \ud3ec\ud568)\"><img decoding=\"async\" width=\"1080\" height=\"607\" src=\"https:\/\/songlawfirm.com\/wp-content\/uploads\/2026\/06\/bankruptcy-col-day4.webp\" class=\"attachment-full size-full wp-image-26119\" alt=\"\" srcset=\"https:\/\/songlawfirm.com\/wp-content\/uploads\/2026\/06\/bankruptcy-col-day4.jpg 1080w, https:\/\/songlawfirm.com\/wp-content\/uploads\/2026\/06\/bankruptcy-col-day4-300x169.jpg 300w, https:\/\/songlawfirm.com\/wp-content\/uploads\/2026\/06\/bankruptcy-col-day4-1024x576.jpg 1024w, https:\/\/songlawfirm.com\/wp-content\/uploads\/2026\/06\/bankruptcy-col-day4-768x432.jpg 768w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" \/ loading=\"lazy\" decoding=\"async\"><\/a>\n\t\t\t<span class=\"uael-post__terms\"><a href=\"https:\/\/songlawfirm.com\/ko\/\uce74\ud14c\uace0\ub9ac\/%eb%b2%95%eb%a5%a0%ec%b9%bc%eb%9f%bc\/\" class=\"uael-listing__terms-link\" id=\"uael-post-term-%eb%b2%95%eb%a5%a0%ec%b9%bc%eb%9f%bc\" aria-labelledby=\"uael-post-term-%eb%b2%95%eb%a5%a0%ec%b9%bc%eb%9f%bc\">\ubc95\ub960\uce7c\ub7fc<\/a><\/span>\t\t<\/div>\n\t\t\n\t\t\t\n\t\t\t<div class=\"uael-post__content-wrap uael-content-wrap-disabled\">\n\t\t\t\t\t<h4 class=\"uael-post__title\">\n\n\t\t\n\t\t\t\t\t\t<a href=\"https:\/\/songlawfirm.com\/ko\/%ec%8b%a0%ec%9a%a9%ec%b9%b4%eb%93%9c-%ec%b1%84%eb%ac%b4-%ed%8c%8c%ec%82%b0-%ec%99%b8-%eb%8c%80%ec%95%88-4%ea%b0%80%ec%a7%80\/\" target=\"_self\">\n\t\t\t\t\uc2e0\uc6a9\uce74\ub4dc \ucc44\ubb34\uac00 \uc313\uc600\uc744 \ub54c \ud30c\uc0b0 \uc678 \ub300\uc548 4\uac00\uc9c0 (NJ\u00b7NY \uc2dc\ud6a8 \ubd84\uc11d \ud3ec\ud568)\t\t\t<\/a>\n\n\t\t\t\t<\/h4>\n\t\t\t\t\t<div class=\"uael-post__meta-data\">\n\t\t\t\t\t<span class=\"uael-post__date\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fa-calendar\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M12 192h424c6.6 0 12 5.4 12 12v260c0 26.5-21.5 48-48 48H48c-26.5 0-48-21.5-48-48V204c0-6.6 5.4-12 12-12zm436-44v-36c0-26.5-21.5-48-48-48h-48V12c0-6.6-5.4-12-12-12h-40c-6.6 0-12 5.4-12 12v52H160V12c0-6.6-5.4-12-12-12h-40c-6.6 0-12 5.4-12 12v52H48C21.5 64 0 85.5 0 112v36c0 6.6 5.4 12 12 12h424c6.6 0 12-5.4 12-12z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t\n\t\t\t2026\ub144 06\uc6d4 14\uc77c\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\n\t\t<div class=\"uael-post__excerpt\">\n\t\t\t\ud55c\uc778 \uc758\ub8b0\uc778 \uc911 \ub2e4\uc218\uac00 \uc2e0\uc6a9\uce74\ub4dc \ucc44\ubb34 \ub204\uc801\uc73c\ub85c ...\t\t<\/div>\n\n\t\t\t\t\t<a class=\"uael-post__read-more elementor-button\" href=\"https:\/\/songlawfirm.com\/ko\/%ec%8b%a0%ec%9a%a9%ec%b9%b4%eb%93%9c-%ec%b1%84%eb%ac%b4-%ed%8c%8c%ec%82%b0-%ec%99%b8-%eb%8c%80%ec%95%88-4%ea%b0%80%ec%a7%80\/\" target=\"_self\" aria-labelledby=\"uael-post-26066\">\n\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-icon elementor-align-icon-left\">\n\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t<span class=\"elementor-button-text\" id=uael-post-26066>\uc790\uc138\ud788 \ubcf4\uae30 \u2192<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\n\t<\/div>\n\n<\/div>\n\n<div class=\"uael-post-wrapper   \ubc95\ub960\uce7c\ub7fc \ud30c\uc0b0 \">\n\t<div class=\"uael-post__bg-wrap uael-bg-wrap-disabled \">\n\n\t\t\t\t\n\t\t<div class=\"uael-post__inner-wrap uael-inner-wrap-disabled\">\n\n\t\t\t\t<div class=\"uael-post__thumbnail\">\n\t\t\t\n\t\t\t<a href=\"https:\/\/songlawfirm.com\/ko\/means-test-chapter-7-%ec%9e%90%ea%b2%a9-%ed%86%b5%ea%b3%bc-%ec%a0%84%eb%9e%b5\/\" target=\"_self\" title=\"Means Test \ud1b5\uacfc \uc804\ub7b5 \u2014 Chapter 7 \uc790\uaca9 \uc694\uac74 (NJ\u00b7NY \uc911\uc704 \uc18c\ub4dd \uae30\uc900)\"><img loading=\"lazy\" decoding=\"async\" width=\"1080\" height=\"620\" src=\"https:\/\/songlawfirm.com\/wp-content\/uploads\/2026\/06\/bankruptcy-col-day3.webp\" class=\"attachment-full size-full wp-image-26118\" alt=\"\" srcset=\"https:\/\/songlawfirm.com\/wp-content\/uploads\/2026\/06\/bankruptcy-col-day3.jpg 1080w, https:\/\/songlawfirm.com\/wp-content\/uploads\/2026\/06\/bankruptcy-col-day3-300x172.jpg 300w, https:\/\/songlawfirm.com\/wp-content\/uploads\/2026\/06\/bankruptcy-col-day3-1024x588.jpg 1024w, https:\/\/songlawfirm.com\/wp-content\/uploads\/2026\/06\/bankruptcy-col-day3-768x441.jpg 768w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" \/><\/a>\n\t\t\t<span class=\"uael-post__terms\"><a href=\"https:\/\/songlawfirm.com\/ko\/\uce74\ud14c\uace0\ub9ac\/%eb%b2%95%eb%a5%a0%ec%b9%bc%eb%9f%bc\/\" class=\"uael-listing__terms-link\" id=\"uael-post-term-%eb%b2%95%eb%a5%a0%ec%b9%bc%eb%9f%bc\" aria-labelledby=\"uael-post-term-%eb%b2%95%eb%a5%a0%ec%b9%bc%eb%9f%bc\">\ubc95\ub960\uce7c\ub7fc<\/a><\/span>\t\t<\/div>\n\t\t\n\t\t\t\n\t\t\t<div class=\"uael-post__content-wrap uael-content-wrap-disabled\">\n\t\t\t\t\t<h4 class=\"uael-post__title\">\n\n\t\t\n\t\t\t\t\t\t<a href=\"https:\/\/songlawfirm.com\/ko\/means-test-chapter-7-%ec%9e%90%ea%b2%a9-%ed%86%b5%ea%b3%bc-%ec%a0%84%eb%9e%b5\/\" target=\"_self\">\n\t\t\t\tMeans Test \ud1b5\uacfc \uc804\ub7b5 \u2014 Chapter 7 \uc790\uaca9 \uc694\uac74 (NJ\u00b7NY \uc911\uc704 \uc18c\ub4dd \uae30\uc900)\t\t\t<\/a>\n\n\t\t\t\t<\/h4>\n\t\t\t\t\t<div class=\"uael-post__meta-data\">\n\t\t\t\t\t<span class=\"uael-post__date\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fa-calendar\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M12 192h424c6.6 0 12 5.4 12 12v260c0 26.5-21.5 48-48 48H48c-26.5 0-48-21.5-48-48V204c0-6.6 5.4-12 12-12zm436-44v-36c0-26.5-21.5-48-48-48h-48V12c0-6.6-5.4-12-12-12h-40c-6.6 0-12 5.4-12 12v52H160V12c0-6.6-5.4-12-12-12h-40c-6.6 0-12 5.4-12 12v52H48C21.5 64 0 85.5 0 112v36c0 6.6 5.4 12 12 12h424c6.6 0 12-5.4 12-12z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t\n\t\t\t2026\ub144 06\uc6d4 13\uc77c\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\n\t\t<div class=\"uael-post__excerpt\">\n\t\t\t2005\ub144 BAPCPA\ub85c \ub3c4\uc785\ub41c Means T ...\t\t<\/div>\n\n\t\t\t\t\t<a class=\"uael-post__read-more elementor-button\" href=\"https:\/\/songlawfirm.com\/ko\/means-test-chapter-7-%ec%9e%90%ea%b2%a9-%ed%86%b5%ea%b3%bc-%ec%a0%84%eb%9e%b5\/\" target=\"_self\" aria-labelledby=\"uael-post-26063\">\n\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-icon elementor-align-icon-left\">\n\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t<span class=\"elementor-button-text\" id=uael-post-26063>\uc790\uc138\ud788 \ubcf4\uae30 \u2192<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\n\t<\/div>\n\n<\/div>\n\n<div class=\"uael-post-wrapper   \ubc95\ub960\uce7c\ub7fc \ud30c\uc0b0 \">\n\t<div class=\"uael-post__bg-wrap uael-bg-wrap-disabled \">\n\n\t\t\t\t\n\t\t<div class=\"uael-post__inner-wrap uael-inner-wrap-disabled\">\n\n\t\t\t\t<div class=\"uael-post__thumbnail\">\n\t\t\t\n\t\t\t<a href=\"https:\/\/songlawfirm.com\/ko\/nj-ny-%ed%8c%8c%ec%82%b0-%eb%a9%b4%ec%a0%9c-%ed%95%9c%eb%8f%84-%ec%a3%bc%ed%83%9d-%ec%b0%a8%eb%9f%89-%ed%87%b4%ec%a7%81%ea%b8%88-%eb%b3%b4%ed%98%b8\/\" target=\"_self\" title=\"NJ\u00b7NY \ud30c\uc0b0 \uba74\uc81c(Exemption) \ud55c\ub3c4 \u2014 \ub0b4 \uc9d1\u00b7\ucc28\u00b7\ud1f4\uc9c1\uae08\uc740 \uc548\uc804\ud55c\uac00?\"><img loading=\"lazy\" decoding=\"async\" width=\"1080\" height=\"811\" src=\"https:\/\/songlawfirm.com\/wp-content\/uploads\/2026\/06\/bankruptcy-col-day2.webp\" class=\"attachment-full size-full wp-image-26117\" alt=\"\" srcset=\"https:\/\/songlawfirm.com\/wp-content\/uploads\/2026\/06\/bankruptcy-col-day2.jpg 1080w, https:\/\/songlawfirm.com\/wp-content\/uploads\/2026\/06\/bankruptcy-col-day2-300x225.jpg 300w, https:\/\/songlawfirm.com\/wp-content\/uploads\/2026\/06\/bankruptcy-col-day2-1024x769.jpg 1024w, https:\/\/songlawfirm.com\/wp-content\/uploads\/2026\/06\/bankruptcy-col-day2-768x577.jpg 768w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" \/><\/a>\n\t\t\t<span class=\"uael-post__terms\"><a href=\"https:\/\/songlawfirm.com\/ko\/\uce74\ud14c\uace0\ub9ac\/%eb%b2%95%eb%a5%a0%ec%b9%bc%eb%9f%bc\/\" class=\"uael-listing__terms-link\" id=\"uael-post-term-%eb%b2%95%eb%a5%a0%ec%b9%bc%eb%9f%bc\" aria-labelledby=\"uael-post-term-%eb%b2%95%eb%a5%a0%ec%b9%bc%eb%9f%bc\">\ubc95\ub960\uce7c\ub7fc<\/a><\/span>\t\t<\/div>\n\t\t\n\t\t\t\n\t\t\t<div class=\"uael-post__content-wrap uael-content-wrap-disabled\">\n\t\t\t\t\t<h4 class=\"uael-post__title\">\n\n\t\t\n\t\t\t\t\t\t<a href=\"https:\/\/songlawfirm.com\/ko\/nj-ny-%ed%8c%8c%ec%82%b0-%eb%a9%b4%ec%a0%9c-%ed%95%9c%eb%8f%84-%ec%a3%bc%ed%83%9d-%ec%b0%a8%eb%9f%89-%ed%87%b4%ec%a7%81%ea%b8%88-%eb%b3%b4%ed%98%b8\/\" target=\"_self\">\n\t\t\t\tNJ\u00b7NY \ud30c\uc0b0 \uba74\uc81c(Exemption) \ud55c\ub3c4 \u2014 \ub0b4 \uc9d1\u00b7\ucc28\u00b7\ud1f4\uc9c1\uae08\uc740 \uc548\uc804\ud55c\uac00?\t\t\t<\/a>\n\n\t\t\t\t<\/h4>\n\t\t\t\t\t<div class=\"uael-post__meta-data\">\n\t\t\t\t\t<span class=\"uael-post__date\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fa-calendar\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M12 192h424c6.6 0 12 5.4 12 12v260c0 26.5-21.5 48-48 48H48c-26.5 0-48-21.5-48-48V204c0-6.6 5.4-12 12-12zm436-44v-36c0-26.5-21.5-48-48-48h-48V12c0-6.6-5.4-12-12-12h-40c-6.6 0-12 5.4-12 12v52H160V12c0-6.6-5.4-12-12-12h-40c-6.6 0-12 5.4-12 12v52H48C21.5 64 0 85.5 0 112v36c0 6.6 5.4 12 12 12h424c6.6 0 12-5.4 12-12z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t\n\t\t\t2026\ub144 06\uc6d4 12\uc77c\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\n\t\t<div class=\"uael-post__excerpt\">\n\t\t\t\ud30c\uc0b0 \uc2e0\uccad \uc2dc \uac00\uc7a5 \ud070 \uad00\uc2ec\uc0ac\ub294 &#8220; ...\t\t<\/div>\n\n\t\t\t\t\t<a class=\"uael-post__read-more elementor-button\" href=\"https:\/\/songlawfirm.com\/ko\/nj-ny-%ed%8c%8c%ec%82%b0-%eb%a9%b4%ec%a0%9c-%ed%95%9c%eb%8f%84-%ec%a3%bc%ed%83%9d-%ec%b0%a8%eb%9f%89-%ed%87%b4%ec%a7%81%ea%b8%88-%eb%b3%b4%ed%98%b8\/\" target=\"_self\" aria-labelledby=\"uael-post-26060\">\n\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-icon elementor-align-icon-left\">\n\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t<span class=\"elementor-button-text\" id=uael-post-26060>\uc790\uc138\ud788 \ubcf4\uae30 \u2192<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\n\t<\/div>\n\n<\/div>\n\n<div class=\"uael-post-wrapper   \ubc95\ub960\uce7c\ub7fc \ud30c\uc0b0 \">\n\t<div class=\"uael-post__bg-wrap uael-bg-wrap-disabled \">\n\n\t\t\t\t\n\t\t<div class=\"uael-post__inner-wrap uael-inner-wrap-disabled\">\n\n\t\t\t\t<div class=\"uael-post__thumbnail\">\n\t\t\t\n\t\t\t<a href=\"https:\/\/songlawfirm.com\/ko\/chapter-7-vs-chapter-13-%ec%96%b4%eb%96%a4-%ed%8c%8c%ec%82%b0%ec%9d%84-%ec%84%a0%ed%83%9d\/\" target=\"_self\" title=\"Chapter 7 vs Chapter 13: \uc5b4\ub5a4 \ud30c\uc0b0\uc744 \uc120\ud0dd\ud574\uc57c \ud560\uae4c\uc694? (NJ\u00b7NY \ud55c\uc778 \uc758\ub8b0\uc778 \uae30\uc900)\"><img loading=\"lazy\" decoding=\"async\" width=\"1080\" height=\"720\" src=\"https:\/\/songlawfirm.com\/wp-content\/uploads\/2026\/06\/bankruptcy-col-day1.webp\" class=\"attachment-full size-full wp-image-26116\" alt=\"\" srcset=\"https:\/\/songlawfirm.com\/wp-content\/uploads\/2026\/06\/bankruptcy-col-day1.jpg 1080w, https:\/\/songlawfirm.com\/wp-content\/uploads\/2026\/06\/bankruptcy-col-day1-300x200.jpg 300w, https:\/\/songlawfirm.com\/wp-content\/uploads\/2026\/06\/bankruptcy-col-day1-1024x683.jpg 1024w, https:\/\/songlawfirm.com\/wp-content\/uploads\/2026\/06\/bankruptcy-col-day1-768x512.jpg 768w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" \/><\/a>\n\t\t\t<span class=\"uael-post__terms\"><a href=\"https:\/\/songlawfirm.com\/ko\/\uce74\ud14c\uace0\ub9ac\/%eb%b2%95%eb%a5%a0%ec%b9%bc%eb%9f%bc\/\" class=\"uael-listing__terms-link\" id=\"uael-post-term-%eb%b2%95%eb%a5%a0%ec%b9%bc%eb%9f%bc\" aria-labelledby=\"uael-post-term-%eb%b2%95%eb%a5%a0%ec%b9%bc%eb%9f%bc\">\ubc95\ub960\uce7c\ub7fc<\/a><\/span>\t\t<\/div>\n\t\t\n\t\t\t\n\t\t\t<div class=\"uael-post__content-wrap uael-content-wrap-disabled\">\n\t\t\t\t\t<h4 class=\"uael-post__title\">\n\n\t\t\n\t\t\t\t\t\t<a href=\"https:\/\/songlawfirm.com\/ko\/chapter-7-vs-chapter-13-%ec%96%b4%eb%96%a4-%ed%8c%8c%ec%82%b0%ec%9d%84-%ec%84%a0%ed%83%9d\/\" target=\"_self\">\n\t\t\t\tChapter 7 vs Chapter 13: \uc5b4\ub5a4 \ud30c\uc0b0\uc744 \uc120\ud0dd\ud574\uc57c \ud560\uae4c\uc694? (NJ\u00b7NY \ud55c\uc778 \uc758\ub8b0\uc778 \uae30\uc900)\t\t\t<\/a>\n\n\t\t\t\t<\/h4>\n\t\t\t\t\t<div class=\"uael-post__meta-data\">\n\t\t\t\t\t<span class=\"uael-post__date\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fa-calendar\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M12 192h424c6.6 0 12 5.4 12 12v260c0 26.5-21.5 48-48 48H48c-26.5 0-48-21.5-48-48V204c0-6.6 5.4-12 12-12zm436-44v-36c0-26.5-21.5-48-48-48h-48V12c0-6.6-5.4-12-12-12h-40c-6.6 0-12 5.4-12 12v52H160V12c0-6.6-5.4-12-12-12h-40c-6.6 0-12 5.4-12 12v52H48C21.5 64 0 85.5 0 112v36c0 6.6 5.4 12 12 12h424c6.6 0 12-5.4 12-12z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t\n\t\t\t2026\ub144 06\uc6d4 11\uc77c\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\n\t\t<div class=\"uael-post__excerpt\">\n\t\t\t\ud55c\uc778 \uc758\ub8b0\uc778\ub4e4\uc774 \uc1a1\ub85c\ud38c\uc5d0 \ud30c\uc0b0 \uc0c1\ub2f4\uc744 \uc694\uccad\ud558\uc2e4 ...\t\t<\/div>\n\n\t\t\t\t\t<a class=\"uael-post__read-more elementor-button\" href=\"https:\/\/songlawfirm.com\/ko\/chapter-7-vs-chapter-13-%ec%96%b4%eb%96%a4-%ed%8c%8c%ec%82%b0%ec%9d%84-%ec%84%a0%ed%83%9d\/\" target=\"_self\" aria-labelledby=\"uael-post-26057\">\n\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-icon elementor-align-icon-left\">\n\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t<span class=\"elementor-button-text\" id=uael-post-26057>\uc790\uc138\ud788 \ubcf4\uae30 \u2192<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\n\t<\/div>\n\n<\/div>\n\n<div class=\"uael-post-wrapper   \uac00\uc815\ubc95 \ubc95\ub960\uce7c\ub7fc \">\n\t<div class=\"uael-post__bg-wrap uael-bg-wrap-disabled \">\n\n\t\t\t\t\n\t\t<div class=\"uael-post__inner-wrap uael-inner-wrap-disabled\">\n\n\t\t\t\t<div class=\"uael-post__thumbnail\">\n\t\t\t\n\t\t\t<a href=\"https:\/\/songlawfirm.com\/ko\/force-parent-visitation-divorce-ko\/\" target=\"_self\" title=\"\ub274\uc800\uc9c0: \uc774\ud63c \ud6c4 \ubd80\ubaa8\uac00 \uc790\ub140\ub97c \uba74\uc811\uad50\uc12d\ud558\uc9c0 \uc54a\uc744 \uacbd\uc6b0 \uac15\uc81c\ud560 \uc218 \uc788\ub294\uac00?\"><img loading=\"lazy\" decoding=\"async\" width=\"1600\" height=\"1067\" src=\"https:\/\/songlawfirm.com\/wp-content\/uploads\/2025\/06\/ftzl0r4dzyk.webp\" class=\"attachment-full size-full wp-image-22477\" alt=\"a young boy running through a sprinkle of water\" srcset=\"https:\/\/songlawfirm.com\/wp-content\/uploads\/2025\/06\/ftzl0r4dzyk.jpg 1600w, https:\/\/songlawfirm.com\/wp-content\/uploads\/2025\/06\/ftzl0r4dzyk-300x200.jpg 300w, https:\/\/songlawfirm.com\/wp-content\/uploads\/2025\/06\/ftzl0r4dzyk-1024x683.jpg 1024w, https:\/\/songlawfirm.com\/wp-content\/uploads\/2025\/06\/ftzl0r4dzyk-768x512.jpg 768w, https:\/\/songlawfirm.com\/wp-content\/uploads\/2025\/06\/ftzl0r4dzyk-1536x1024.jpg 1536w\" sizes=\"(max-width: 1600px) 100vw, 1600px\" \/><\/a>\n\t\t\t<span class=\"uael-post__terms\"><a href=\"https:\/\/songlawfirm.com\/ko\/\uce74\ud14c\uace0\ub9ac\/%ec%84%b1%ea%b3%b5%ec%82%ac%eb%a1%80\/%ea%b0%80%ec%a0%95%eb%b2%95\/\" class=\"uael-listing__terms-link\" id=\"uael-post-term-%ea%b0%80%ec%a0%95%eb%b2%95\" aria-labelledby=\"uael-post-term-%ea%b0%80%ec%a0%95%eb%b2%95\">\uac00\uc815\ubc95<\/a><\/span>\t\t<\/div>\n\t\t\n\t\t\t\n\t\t\t<div class=\"uael-post__content-wrap uael-content-wrap-disabled\">\n\t\t\t\t\t<h4 class=\"uael-post__title\">\n\n\t\t\n\t\t\t\t\t\t<a href=\"https:\/\/songlawfirm.com\/ko\/force-parent-visitation-divorce-ko\/\" target=\"_self\">\n\t\t\t\t\ub274\uc800\uc9c0: \uc774\ud63c \ud6c4 \ubd80\ubaa8\uac00 \uc790\ub140\ub97c \uba74\uc811\uad50\uc12d\ud558\uc9c0 \uc54a\uc744 \uacbd\uc6b0 \uac15\uc81c\ud560 \uc218 \uc788\ub294\uac00?\t\t\t<\/a>\n\n\t\t\t\t<\/h4>\n\t\t\t\t\t<div class=\"uael-post__meta-data\">\n\t\t\t\t\t<span class=\"uael-post__date\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fa-calendar\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M12 192h424c6.6 0 12 5.4 12 12v260c0 26.5-21.5 48-48 48H48c-26.5 0-48-21.5-48-48V204c0-6.6 5.4-12 12-12zm436-44v-36c0-26.5-21.5-48-48-48h-48V12c0-6.6-5.4-12-12-12h-40c-6.6 0-12 5.4-12 12v52H160V12c0-6.6-5.4-12-12-12h-40c-6.6 0-12 5.4-12 12v52H48C21.5 64 0 85.5 0 112v36c0 6.6 5.4 12 12 12h424c6.6 0 12-5.4 12-12z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t\n\t\t\t2026\ub144 06\uc6d4 07\uc77c\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\n\t\t<div class=\"uael-post__excerpt\">\n\t\t\t\ub274\uc800\uc9c0: \uc774\ud63c \ud6c4 \ubd80\ubaa8\uac00 \uc790\ub140\ub97c \uba74\uc811\uad50\uc12d\ud558\uc9c0  ...\t\t<\/div>\n\n\t\t\t\t\t<a class=\"uael-post__read-more elementor-button\" href=\"https:\/\/songlawfirm.com\/ko\/force-parent-visitation-divorce-ko\/\" target=\"_self\" aria-labelledby=\"uael-post-25941\">\n\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-icon elementor-align-icon-left\">\n\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t<span class=\"elementor-button-text\" id=uael-post-25941>\uc790\uc138\ud788 \ubcf4\uae30 \u2192<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\n\t<\/div>\n\n<\/div>\n\n<div class=\"uael-post-wrapper   \ubc95\ub960\uce7c\ub7fc \uc0ac\uace0-\uc0c1\ud574 \">\n\t<div class=\"uael-post__bg-wrap uael-bg-wrap-disabled \">\n\n\t\t\t\t\n\t\t<div class=\"uael-post__inner-wrap uael-inner-wrap-disabled\">\n\n\t\t\t\t<div class=\"uael-post__thumbnail\">\n\t\t\t\n\t\t\t<a href=\"https:\/\/songlawfirm.com\/ko\/%ec%9e%90%eb%8f%99%ec%b0%a8-%ec%82%ac%ea%b3%a0-%ed%9b%84%ec%9c%a0%ec%a6%9d-%ec%a7%84%eb%8b%a8%ec%84%9c-%ec%96%b4%eb%96%a4-%ec%9d%98%ec%82%ac%ec%97%90%ea%b2%8c-%ec%96%b4%eb%96%bb%ea%b2%8c\/\" target=\"_self\" title=\"\uc790\ub3d9\ucc28 \uc0ac\uace0 \ud6c4\uc720\uc99d \uc9c4\ub2e8\uc11c \u2014 \uc5b4\ub5a4 \uc758\uc0ac\uc5d0\uac8c \uc5b4\ub5bb\uac8c \ubc1b\ub098\"><img loading=\"lazy\" decoding=\"async\" width=\"1080\" height=\"608\" src=\"https:\/\/songlawfirm.com\/wp-content\/uploads\/2026\/05\/songlaw_thumb_10_10_\ud6c4\uc720\uc99d_\uc9c4\ub2e8\uc11c.webp\" class=\"attachment-full size-full wp-image-25366\" alt=\"Doctors examine a skull x-ray in a bright room.\" srcset=\"https:\/\/songlawfirm.com\/wp-content\/uploads\/2026\/05\/songlaw_thumb_10_10_\ud6c4\uc720\uc99d_\uc9c4\ub2e8\uc11c.jpg 1080w, https:\/\/songlawfirm.com\/wp-content\/uploads\/2026\/05\/songlaw_thumb_10_10_\ud6c4\uc720\uc99d_\uc9c4\ub2e8\uc11c-300x169.jpg 300w, https:\/\/songlawfirm.com\/wp-content\/uploads\/2026\/05\/songlaw_thumb_10_10_\ud6c4\uc720\uc99d_\uc9c4\ub2e8\uc11c-1024x576.jpg 1024w, https:\/\/songlawfirm.com\/wp-content\/uploads\/2026\/05\/songlaw_thumb_10_10_\ud6c4\uc720\uc99d_\uc9c4\ub2e8\uc11c-768x432.jpg 768w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" \/><\/a>\n\t\t\t<span class=\"uael-post__terms\"><a href=\"https:\/\/songlawfirm.com\/ko\/\uce74\ud14c\uace0\ub9ac\/%eb%b2%95%eb%a5%a0%ec%b9%bc%eb%9f%bc\/\" class=\"uael-listing__terms-link\" id=\"uael-post-term-%eb%b2%95%eb%a5%a0%ec%b9%bc%eb%9f%bc\" aria-labelledby=\"uael-post-term-%eb%b2%95%eb%a5%a0%ec%b9%bc%eb%9f%bc\">\ubc95\ub960\uce7c\ub7fc<\/a><\/span>\t\t<\/div>\n\t\t\n\t\t\t\n\t\t\t<div class=\"uael-post__content-wrap uael-content-wrap-disabled\">\n\t\t\t\t\t<h4 class=\"uael-post__title\">\n\n\t\t\n\t\t\t\t\t\t<a href=\"https:\/\/songlawfirm.com\/ko\/%ec%9e%90%eb%8f%99%ec%b0%a8-%ec%82%ac%ea%b3%a0-%ed%9b%84%ec%9c%a0%ec%a6%9d-%ec%a7%84%eb%8b%a8%ec%84%9c-%ec%96%b4%eb%96%a4-%ec%9d%98%ec%82%ac%ec%97%90%ea%b2%8c-%ec%96%b4%eb%96%bb%ea%b2%8c\/\" target=\"_self\">\n\t\t\t\t\uc790\ub3d9\ucc28 \uc0ac\uace0 \ud6c4\uc720\uc99d \uc9c4\ub2e8\uc11c \u2014 \uc5b4\ub5a4 \uc758\uc0ac\uc5d0\uac8c \uc5b4\ub5bb\uac8c \ubc1b\ub098\t\t\t<\/a>\n\n\t\t\t\t<\/h4>\n\t\t\t\t\t<div class=\"uael-post__meta-data\">\n\t\t\t\t\t<span class=\"uael-post__date\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fa-calendar\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M12 192h424c6.6 0 12 5.4 12 12v260c0 26.5-21.5 48-48 48H48c-26.5 0-48-21.5-48-48V204c0-6.6 5.4-12 12-12zm436-44v-36c0-26.5-21.5-48-48-48h-48V12c0-6.6-5.4-12-12-12h-40c-6.6 0-12 5.4-12 12v52H160V12c0-6.6-5.4-12-12-12h-40c-6.6 0-12 5.4-12 12v52H48C21.5 64 0 85.5 0 112v36c0 6.6 5.4 12 12 12h424c6.6 0 12-5.4 12-12z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t\n\t\t\t2026\ub144 06\uc6d4 06\uc77c\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\n\t\t<div class=\"uael-post__excerpt\">\n\t\t\t\uc790\ub3d9\ucc28 \uc0ac\uace0 \ud6c4\uc720\uc99d \uc9c4\ub2e8\uc11c \u2014 \uc5b4\ub5a4 \uc758\uc0ac\uc5d0\uac8c  ...\t\t<\/div>\n\n\t\t\t\t\t<a class=\"uael-post__read-more elementor-button\" href=\"https:\/\/songlawfirm.com\/ko\/%ec%9e%90%eb%8f%99%ec%b0%a8-%ec%82%ac%ea%b3%a0-%ed%9b%84%ec%9c%a0%ec%a6%9d-%ec%a7%84%eb%8b%a8%ec%84%9c-%ec%96%b4%eb%96%a4-%ec%9d%98%ec%82%ac%ec%97%90%ea%b2%8c-%ec%96%b4%eb%96%bb%ea%b2%8c\/\" target=\"_self\" aria-labelledby=\"uael-post-25345\">\n\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-icon elementor-align-icon-left\">\n\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t<span class=\"elementor-button-text\" id=uael-post-25345>\uc790\uc138\ud788 \ubcf4\uae30 \u2192<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\n\t<\/div>\n\n<\/div>\n\n<div class=\"uael-post-wrapper   \ubc95\ub960\uce7c\ub7fc \uc0ac\uace0-\uc0c1\ud574 \">\n\t<div class=\"uael-post__bg-wrap uael-bg-wrap-disabled \">\n\n\t\t\t\t\n\t\t<div class=\"uael-post__inner-wrap uael-inner-wrap-disabled\">\n\n\t\t\t\t<div class=\"uael-post__thumbnail\">\n\t\t\t\n\t\t\t<a href=\"https:\/\/songlawfirm.com\/ko\/%ec%82%ac%ea%b3%a0-%ed%9b%84-%ec%96%b4%eb%94%94%ec%84%9c-%ec%a7%84%eb%a3%8c%eb%b0%9b%ec%95%84%ec%95%bc-%ed%95%98%eb%82%98-nj-%ed%95%9c%ec%9d%b8-%ec%9d%98%ec%82%ac-%eb%84%a4%ed%8a%b8%ec%9b%8c\/\" target=\"_self\" title=\"\uc0ac\uace0 \ud6c4 \uc5b4\ub514\uc11c \uc9c4\ub8cc\ubc1b\uc544\uc57c \ud558\ub098 \u2014 NJ \ud55c\uc778 \uc758\uc0ac \ub124\ud2b8\uc6cc\ud06c \ud65c\uc6a9\ubc95\"><img loading=\"lazy\" decoding=\"async\" width=\"1080\" height=\"704\" src=\"https:\/\/songlawfirm.com\/wp-content\/uploads\/2026\/05\/songlaw_thumb_9_09_\uc0ac\uace0\ud6c4_\uc9c4\ub8cc.webp\" class=\"attachment-full size-full wp-image-25365\" alt=\"woman in white scrub suit holding gray laptop computer\" srcset=\"https:\/\/songlawfirm.com\/wp-content\/uploads\/2026\/05\/songlaw_thumb_9_09_\uc0ac\uace0\ud6c4_\uc9c4\ub8cc.jpg 1080w, https:\/\/songlawfirm.com\/wp-content\/uploads\/2026\/05\/songlaw_thumb_9_09_\uc0ac\uace0\ud6c4_\uc9c4\ub8cc-300x196.jpg 300w, https:\/\/songlawfirm.com\/wp-content\/uploads\/2026\/05\/songlaw_thumb_9_09_\uc0ac\uace0\ud6c4_\uc9c4\ub8cc-1024x667.jpg 1024w, https:\/\/songlawfirm.com\/wp-content\/uploads\/2026\/05\/songlaw_thumb_9_09_\uc0ac\uace0\ud6c4_\uc9c4\ub8cc-768x501.jpg 768w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" \/><\/a>\n\t\t\t<span class=\"uael-post__terms\"><a href=\"https:\/\/songlawfirm.com\/ko\/\uce74\ud14c\uace0\ub9ac\/%eb%b2%95%eb%a5%a0%ec%b9%bc%eb%9f%bc\/\" class=\"uael-listing__terms-link\" id=\"uael-post-term-%eb%b2%95%eb%a5%a0%ec%b9%bc%eb%9f%bc\" aria-labelledby=\"uael-post-term-%eb%b2%95%eb%a5%a0%ec%b9%bc%eb%9f%bc\">\ubc95\ub960\uce7c\ub7fc<\/a><\/span>\t\t<\/div>\n\t\t\n\t\t\t\n\t\t\t<div class=\"uael-post__content-wrap uael-content-wrap-disabled\">\n\t\t\t\t\t<h4 class=\"uael-post__title\">\n\n\t\t\n\t\t\t\t\t\t<a href=\"https:\/\/songlawfirm.com\/ko\/%ec%82%ac%ea%b3%a0-%ed%9b%84-%ec%96%b4%eb%94%94%ec%84%9c-%ec%a7%84%eb%a3%8c%eb%b0%9b%ec%95%84%ec%95%bc-%ed%95%98%eb%82%98-nj-%ed%95%9c%ec%9d%b8-%ec%9d%98%ec%82%ac-%eb%84%a4%ed%8a%b8%ec%9b%8c\/\" target=\"_self\">\n\t\t\t\t\uc0ac\uace0 \ud6c4 \uc5b4\ub514\uc11c \uc9c4\ub8cc\ubc1b\uc544\uc57c \ud558\ub098 \u2014 NJ \ud55c\uc778 \uc758\uc0ac \ub124\ud2b8\uc6cc\ud06c \ud65c\uc6a9\ubc95\t\t\t<\/a>\n\n\t\t\t\t<\/h4>\n\t\t\t\t\t<div class=\"uael-post__meta-data\">\n\t\t\t\t\t<span class=\"uael-post__date\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fa-calendar\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M12 192h424c6.6 0 12 5.4 12 12v260c0 26.5-21.5 48-48 48H48c-26.5 0-48-21.5-48-48V204c0-6.6 5.4-12 12-12zm436-44v-36c0-26.5-21.5-48-48-48h-48V12c0-6.6-5.4-12-12-12h-40c-6.6 0-12 5.4-12 12v52H160V12c0-6.6-5.4-12-12-12h-40c-6.6 0-12 5.4-12 12v52H48C21.5 64 0 85.5 0 112v36c0 6.6 5.4 12 12 12h424c6.6 0 12-5.4 12-12z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t\n\t\t\t2026\ub144 06\uc6d4 05\uc77c\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\n\t\t<div class=\"uael-post__excerpt\">\n\t\t\t\uc0ac\uace0 \ud6c4 \uc5b4\ub514\uc11c \uc9c4\ub8cc\ubc1b\uc544\uc57c \ud558\ub098 \u2014 NJ \ud55c\uc778 ...\t\t<\/div>\n\n\t\t\t\t\t<a class=\"uael-post__read-more elementor-button\" href=\"https:\/\/songlawfirm.com\/ko\/%ec%82%ac%ea%b3%a0-%ed%9b%84-%ec%96%b4%eb%94%94%ec%84%9c-%ec%a7%84%eb%a3%8c%eb%b0%9b%ec%95%84%ec%95%bc-%ed%95%98%eb%82%98-nj-%ed%95%9c%ec%9d%b8-%ec%9d%98%ec%82%ac-%eb%84%a4%ed%8a%b8%ec%9b%8c\/\" target=\"_self\" 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