{"id":13444,"date":"2023-09-29T10:40:47","date_gmt":"2023-09-29T14:40:47","guid":{"rendered":"https:\/\/songlawfirm.com\/understanding-personal-injury-thresholds-in-new-jersey-a-comprehensive-guide\/"},"modified":"2023-09-29T10:43:12","modified_gmt":"2023-09-29T14:43:12","slug":"understanding-personal-injury-thresholds-in-new-jersey-a-comprehensive-guide","status":"publish","type":"post","link":"https:\/\/songlawfirm.com\/ko\/understanding-personal-injury-thresholds-in-new-jersey-a-comprehensive-guide\/","title":{"rendered":"\ub274\uc800\uc9c0 \uc8fc\uc758 \uac1c\uc778\uc0c1\ud574 \uc784\uacc4\uce58 \uc774\ud574\ud558\uae30: \ud3ec\uad04\uc801\uc778 \uac00\uc774\ub4dc"},"content":{"rendered":"

\"gray<\/a><\/strong><\/p>\n

\uc11c\ub860<\/strong><\/p>\n

\uc790\ub3d9\ucc28 \uc0ac\uace0\ub85c \uc778\ud55c \uac1c\uc778\uc0c1\ud574 \uc0ac\uac74\uc740 \ubcf5\uc7a1\ud558\uace0 \uc774\ud574\ud558\uae30 \uc5b4\ub824\uc6b8 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub274\uc800\uc9c0 \uc8fc\uc640 \uac19\uc740 \uc8fc\uc5d0\uc11c\ub294 \ubb34\uacfc\uc2e4\uc81c\ub3c4\uc640 \ub2e4\uc591\ud55c \uc784\uacc4\uce58 \uc0ac\uc774\uc758 \uc120\ud0dd\uc774 \uc774\ub7ec\ud55c \ubb38\uc81c\ub97c \ub354\uc6b1 \ubcf5\uc7a1\ud558\uac8c \ub9cc\ub4ed\ub2c8\ub2e4. \uc774 \uce7c\ub7fc\uc740 \uc774\ub7ec\ud55c \ubcf5\uc7a1\uc131\uc5d0 \ub300\ud55c \uba85\ud655\ud55c \uc774\ud574\ub97c \uc81c\uacf5\ud558\uba70, \ud2b9\ud788 \ub274\uc800\uc9c0\uc758 \uad6c\ub450 <\/strong>\uc784\uacc4\uce58 (Verbal Threshold)<\/strong>\uc640 \uc0ac\uace0 \ud53c\ud574\uc790\uc5d0\uac8c \ubbf8\uce58\ub294 \uc601\ud5a5\uc5d0 \uc911\uc810\uc744 \ub461\ub2c8\ub2e4.<\/p>\n

\ub274\uc800\uc9c0\uc758<\/strong> \ubb34\uacfc\uc2e4\uc81c\ub3c4<\/strong> (No-fault System)<\/strong><\/p>\n

\ub274\uc800\uc9c0\ub294 \ubb34\uacfc\uc2e4\uc81c\ub3c4(No-fault system)\ub97c \ub530\ub974\uba70, \uc774\ub294 \uc790\ub3d9\ucc28 \uc0ac\uace0\uc758 \uacfc\uc2e4 \uc5ec\ubd80\uc640 \uad00\uacc4\uc5c6\uc774 \uac01 \ub2f9\uc0ac\uc790\uc758 \ubcf4\ud5d8\uc0ac\uac00 \uc790\uc2e0\uc758 \uc758\ub8cc\ube44\uc6a9\uc744 \uc9c0\ubd88\ud55c\ub2e4\ub294 \uac83\uc744 \uc758\ubbf8\ud569\ub2c8\ub2e4. \uc774 \uc81c\ub3c4\ub294 \uc18c\uc1a1\uc758 \uc218\ub97c \uc904\uc774\uace0 \uccad\uad6c \uc808\ucc28\ub97c \uac04\uc18c\ud654\ud558\uae30 \uc704\ud574 \uc124\uacc4\ub418\uc5c8\uc2b5\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \uc774\ub294 \ub610\ud55c \ud53c\ud574\uc790\uac00 \ud2b9\uc815 \uc784\uacc4\uce58\ub97c \ucda9\uc871\ud558\uc9c0 \uc54a\ub294 \ud55c \uace0\ud1b5\uacfc \uace0\uc0dd\uc5d0 \ub300\ud55c \uc190\ud574\ubc30\uc0c1\uc744 \uccad\uad6c\ud560 \uad8c\ub9ac\uac00 \uc81c\ud55c\ub41c\ub2e4\ub294 \uac83\uc744 \uc758\ubbf8\ud569\ub2c8\ub2e4.<\/p>\n

\ubb34\uacfc\uc2e4\uc81c\ub3c4\ub97c<\/strong> \ubc97\uc5b4\ub09c<\/strong> \uc784\uacc4\uce58<\/strong><\/p>\n

\ub274\uc800\uc9c0\uc5d0\uc11c \ubb34\uacfc\uc2e4\uc81c\ub3c4\ub294 \uc8fc\ub85c \uac1c\uc778\uc0c1\ud574\ubcf4\ud638(PIP)\ub97c \ud1b5\ud574 \uc758\ub8cc\ube44\uc6a9\uc744 \ucee4\ubc84\ud569\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \ud53c\ud574\uc790\ub294 \ud2b9\uc815 \uc0c1\ud574 \uc784\uacc4\uce58\ub97c \ucda9\uc871\ud558\ub294 \uacbd\uc6b0 \uc774 \uc81c\ub3c4\ub97c \ubc97\uc5b4\ub098 \uace0\ud1b5\uacfc \uace0\uc0dd\uc5d0 \ub300\ud574 \uc18c\uc1a1\uc744 \uc81c\uae30\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub54c “\uad6c\ub450 \uc784\uacc4\uce58” \ub610\ub294 “\uc18c\uc1a1 \uc81c\ud55c \uc635\uc158” \uac1c\ub150\uc774 \uc911\uc694\ud574\uc9d1\ub2c8\ub2e4.<\/p>\n

\uc18c\uc1a1<\/strong> \uc81c\ud55c<\/strong> \ubc0f<\/strong> \ubb34\uc81c\ud55c<\/strong> \uc18c\uc1a1<\/strong> \uc120\ud0dd<\/strong><\/p>\n

\ub274\uc800\uc9c0\uc5d0\uc11c \uc790\ub3d9\ucc28 \ubcf4\ud5d8 \uacc4\uc57d\uc790\ub294 “\uc18c\uc1a1 \uc81c\ud55c”\uacfc “\ubb34\uc81c\ud55c \uc18c\uc1a1” \uc0ac\uc774\uc5d0\uc11c \uc120\ud0dd\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uad6c\ub450 \uc784\uacc4\uce58\ub294 \uc18c\uc1a1\uc744 \ud1b5\ud574 \ud68c\uc218\ud560 \uc218 \uc788\ub294 \uc190\ud574\uc758 \uc720\ud615\uc744 \uc81c\ud55c\ud558\uc5ec \ubcf4\ud5d8\ub8cc\ub97c \uc800\ub834\ud558\uac8c \ub9cc\ub4e4\uae30 \uc704\ud574 \ub3c4\uc785\ub418\uc5c8\uc2b5\ub2c8\ub2e4. \uc18c\uc1a1 \uc81c\ud55c\uc744 \uc120\ud0dd\ud558\uba74 \uacc4\uc57d\uc790\ub294 \ubcf4\ud5d8\ub8cc\uac00 \ub0ae\uc544\uc9c0\uc9c0\ub9cc \ud2b9\uc815 \uc720\ud615\uc758 \uc0c1\ud574\ub97c \uc785\uc9c0 \uc54a\ub294 \ud55c \uace0\ud1b5\uacfc \uace0\uc0dd\uc5d0 \ub300\ud55c \uc190\ud574\ubc30\uc0c1\uc744 \uccad\uad6c\ud560 \uc218 \uc5c6\uac8c \ub429\ub2c8\ub2e4. \ubc18\uba74 \ubb34\uc81c\ud55c \uc18c\uc1a1 \uc635\uc158\uc740 \uacc4\uc57d\uc790\uac00 \uc5b4\ub5a4 \uc0c1\ud574\uc5d0 \ub300\ud574\uc11c\ub3c4 \uc18c\uc1a1\uc744 \uc81c\uae30\ud560 \uc218 \uc788\uac8c \ud574\uc8fc\uc9c0\ub9cc, \ubcf4\ud5d8\ub8cc\uac00 \ub354 \ub192\uc2b5\ub2c8\ub2e4.<\/p>\n

\ub274\uc800\uc9c0\uc758<\/strong> \ube44\uad50\uacfc\uc2e4<\/strong> (Comparative Negligence)<\/strong><\/p>\n

\ub274\uc800\uc9c0\uc5d0\uc11c\ub294 \ube44\uad50\uacfc\uc2e4 \uac1c\ub150\uc774 \uc801\uc6a9\ub429\ub2c8\ub2e4. \uc774\ub294 \uc0ac\uace0\uc5d0 \ubd80\ubd84\uc801\uc73c\ub85c \uacfc\uc2e4\uc774 \uc788\ub294 \uacbd\uc6b0 \ud53c\ud574\uc790\uc758 \uace0\ud1b5\uacfc \uace0\uc0dd\uc5d0 \ub300\ud55c \ubcf4\uc0c1\uc774 \uacfc\uc2e4\uc758 \ube44\uc728\ub9cc\ud07c \uac10\uc18c\ub420 \uc218 \uc788\ub2e4\ub294 \uac83\uc744 \uc758\ubbf8\ud569\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, 20%\uc758 \uacfc\uc2e4\uc774 \uc788\ub294 \uac83\uc73c\ub85c \ud310\ub2e8\ub418\uba74 \uace0\ud1b5\uacfc \uace0\uc0dd\uc5d0 \ub300\ud55c \uc190\ud574\ubc30\uc0c1\uc740 80%\ub9cc \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\ub274\uc800\uc9c0\uc758<\/strong> \uad6c\ub450<\/strong> \uc784\uacc4\uce58<\/strong> \uc608\uc678<\/strong><\/p>\n

\uad6c\ub450 \uc784\uacc4\uce58\ub294 \uace0\ud1b5\uacfc \uace0\uc0dd\uc5d0 \ub300\ud55c \uc18c\uc1a1 \uc81c\uae30 \ub2a5\ub825\uc744 \uc81c\ud55c\ud558\uc9c0\ub9cc, \ud2b9\uc815 \uc0c1\ud669\uc5d0\uc11c\ub294 \uc608\uc678\uac00 \uc801\uc6a9\ub429\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \uc2e0\uccb4\uc758 \uc77c\ubd80\ub97c \uc0c1\uc2e4\ud558\uac70\ub098 \uc911\ub300\ud55c \uc0c1\ud574\ub97c \uc785\uc740 \uacbd\uc6b0 \uad6c\ub450 \uc784\uacc4\uce58\ub97c \ubc97\uc5b4\ub098 \uc18c\uc1a1\uc744 \uc81c\uae30\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\uad6c\ub450<\/strong> \uc784\uacc4\uce58\uc758<\/strong> \ub2e8\uc810<\/strong><\/p>\n

\uad6c\ub450 \uc784\uacc4\uce58\uc758 \ub2e8\uc810 \uad6c\ub450 \uc784\uacc4\uce58\uc758 \uc8fc\uc694 \ub2e8\uc810\uc740 \uc190\ud574\uc5d0 \ub300\ud55c \uc81c\ud55c\uc785\ub2c8\ub2e4. \ud53c\ud574\uc790\uac00 \uc601\uad6c\uc801\uc778 \ubd80\uc0c1\uc744 \uc785\uc9c0 \uc54a\ub294 \ud55c, \uadf8\ub4e4\uc740 \uc783\uc5b4\ubc84\ub9b0 \uc784\uae08\uc774\ub098 \uace0\ud1b5\uacfc \uace0\uc0dd\uc744 \uccad\uad6c\ud560 \uc218 \uc5c6\uc2b5\ub2c8\ub2e4. \uc601\uad6c\uc801\uc778 \ubd80\uc0c1\uc5d0\ub294 \uc2ec\ud55c \ud654\uc0c1, \uc678\ubaa8 \uc190\uc0c1, \uace8\uc808\uc0c1, \uce58\uc720\uac00 \ubd88\uac00\ub2a5\ud55c \uc0c1\ud574 \ub4f1\uc774 \ud3ec\ud568\ub429\ub2c8\ub2e4.<\/p>\n

\uacb0\ub860<\/strong><\/p>\n

\ub274\uc800\uc9c0\uc758 \uac1c\uc778\uc0c1\ud574 \uc0ac\uac74\uc740 \ubcf5\uc7a1\ud558\uba70, \ubb34\uacfc\uc2e4\uc81c\ub3c4\uc640 \uad6c\ub450 \uc784\uacc4\uce58 \uc0ac\uc774\uc758 \uad00\uacc4\ub97c \uc774\ud574\ud558\ub294 \uac83\uc740 \uc911\uc694\ud569\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ubcf5\uc7a1\uc131\uc744 \uc774\ud574\ud558\uba74 \uc0ac\uace0 \ud53c\ud574\uc790\ub294 \uc790\uc2e0\uc758 \uad8c\ub9ac\ub97c \ubcf4\ud638\ud558\uace0 \uc801\uc808\ud55c \ubcf4\uc0c1\uc744 \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\uba74\ucc45 \uc870\ud56d: <\/em>\uc774 \uce7c\ub7fc\uc740 \uc815\ubcf4 \uc81c\uacf5\uc744 \ubaa9\uc801\uc73c\ub85c\ub9cc \uc81c\uacf5\ub429\ub2c8\ub2e4. \ubc95\uc801 \uc870\uc5b8\uc774 \ud544\uc694\ud558\uc2dc\uba74 \uc9c0\uae08 \ubc14\ub85c 201-461-0031\ub85c \uc804\ud654\ud558\uac70\ub098 <\/em>pi@songlawfirm.com<\/em><\/a>\uc73c\ub85c \uc774\uba54\uc77c\uc744 \ubcf4\ub0b4 \uc0c1\ub2f4\uc744 \ubc1b\uc73c\uc2ed\uc2dc\uc624.<\/em>
\n<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

\uc11c\ub860 \uc790\ub3d9\ucc28 \uc0ac\uace0\ub85c \uc778\ud55c \uac1c\uc778\uc0c1\ud574 \uc0ac\uac74\uc740 \ubcf5\uc7a1\ud558\uace0 \uc774\ud574\ud558\uae30 \uc5b4\ub824\uc6b8 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub274\uc800\uc9c0 \uc8fc\uc640 \uac19\uc740 \uc8fc\uc5d0\uc11c\ub294 \ubb34\uacfc\uc2e4\uc81c\ub3c4\uc640 \ub2e4\uc591\ud55c \uc784\uacc4\uce58 \uc0ac\uc774\uc758 \uc120\ud0dd\uc774 \uc774\ub7ec\ud55c \ubb38\uc81c\ub97c \ub354\uc6b1 \ubcf5\uc7a1\ud558\uac8c \ub9cc\ub4ed\ub2c8\ub2e4. \uc774 \uce7c\ub7fc\uc740 \uc774\ub7ec\ud55c \ubcf5\uc7a1\uc131\uc5d0 \ub300\ud55c […]<\/p>\n","protected":false},"author":1,"featured_media":13440,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[356,388],"tags":[2221,899,2220,2222],"class_list":["post-13444","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-356","category---columns","tag-2221","tag--ko-2","tag-2220","tag-2222"],"yoast_head":"\n\ub274\uc800\uc9c0 \uc8fc\uc758 \uac1c\uc778\uc0c1\ud574 \uc784\uacc4\uce58 \uc774\ud574\ud558\uae30: \ud3ec\uad04\uc801\uc778 \uac00\uc774\ub4dc - 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