{"id":19929,"date":"2024-02-05T10:27:57","date_gmt":"2024-02-05T15:27:57","guid":{"rendered":"https:\/\/songlawfirm.com\/at-fault-states-%ec%99%80-no-fault-states-%ec%b0%a8%ec%9d%b4\/"},"modified":"2025-03-22T00:10:04","modified_gmt":"2025-03-22T04:10:04","slug":"at-fault-states-%ec%99%80-no-fault-states-%ec%b0%a8%ec%9d%b4","status":"publish","type":"post","link":"https:\/\/songlawfirm.com\/ko\/at-fault-states-%ec%99%80-no-fault-states-%ec%b0%a8%ec%9d%b4\/","title":{"rendered":"At-fault States \uc640 No-fault States \ucc28\uc774"},"content":{"rendered":"<p>\ud55c\uc778\ub4e4\uc774 \ub9ce\uc774 \uac70\uc8fc\ud558\uc2dc\ub294 \ub274\uc695\uc774\ub098 \ub274\uc800\uc9c0 \uc8fc\ub294 \uad50\ud1b5 \uc0ac\uace0\uac00 \ubc1c\uc0dd\ud588\uc744 \ub54c No-fault \uc8fc\uc5d0 \ud574\ub2f9\ud558\uc5ec \uc0ac\uace0 \ubc1c\uc0dd \ud6c4 \ub204\uad6c\uc758 \uacfc\uc2e4 \uc5ec\ubd80\uc640 \uc0c1\uad00\uc5c6\uc774 \uac01\uc790 \ubcf8\uc778\uc758 \uc790\ub3d9\ucc28 \ubcf4\ud5d8\uc73c\ub85c \ubcd1\uc6d0 \uce58\ub8cc\ub97c \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub300\ubd80\ubd84 \uc790\ub3d9\ucc28 \ubcf4\ud5d8\uc744 \uad6c\uc785\ud560 \ub54c \ucee4\ubc84\ub9ac\uc9c0 \uc911 \uac1c\uc778 \uc0c1\ud574 \ubcf4\ud638(Personal Injury Protection) \ucee4\ubc84\ub9ac\uc9c0\ub97c \ubc95\uc801\uc73c\ub85c \uac00\uc785\ud558\ub3c4\ub85d \ub418\uc5b4 \uc788\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4. \uc0ac\uace0 \ub2f9\uc2dc \ud568\uaed8 \ub3d9\uc2b9\ud558\uace0 \uc788\ub358 \ub3d9\uc2b9\uc790\ub3c4 \uacbd\uc6b0\uc5d0 \ub530\ub77c \uc6b4\uc804\uc790\uc758 \uc790\ub3d9\ucc28 \ubcf4\ud5d8\uc73c\ub85c \ubcd1\uc6d0 \uce58\ub8cc\ub97c \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\u00a0 \ub274\uc800\uc9c0 \uc8fc\ub294 \uc6b0\uc120\uc740 \ub3d9\uc2b9\uc790 \ubcf8\uc778\uc758 \uc790\ub3d9\ucc28 \ubcf4\ud5d8\uc73c\ub85c\ubd80\ud130 \uce58\ub8cc\ube44\uc6a9\uc744 \ubc1b\uc744 \uc218 \uc788\uace0, \ub9cc\uc57d \uc774 \ubcf4\ud5d8\uc774 \uc5c6\ub2e4\uba74, \uc6b4\uc804\uc790\uc758 \uc790\ub3d9\ucc28 \ubcf4\ud5d8 \ucee4\ubc84\ub9ac\uc9c0\ub85c \uce58\ub8cc \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub274\uc695 \uc8fc\ub294 \ub3d9\uc2b9\uc790\uc758 \uc790\ub3d9\ucc28 \ubcf4\ud5d8\uacfc \uad00\uacc4\uc5c6\uc774 \uc6b4\uc804\uc790\uc758 \uc790\ub3d9\ucc28 \ubcf4\ud5d8 \ucee4\ubc84\ub9ac\uc9c0\ub85c \uce58\ub8cc\uac00 \uac00\ub2a5\ud569\ub2c8\ub2e4.<\/p>\n<p>\ubc18\uba74 \ubc84\uc9c0\ub2c8\uc544\ub098 \ucf54\ub124\ud2f0\ucef7 \uc8fc\uc758 \uacbd\uc6b0\uc5d0\ub294 At-fault \uc8fc\uc5d0 \ud574\ub2f9\ud558\uc5ec, \uc0ac\uace0 \uce58\ub8cc \ube44\uc6a9\uc5d0 \ub300\ud574\uc11c\ub294 \uacfc\uc2e4\uc774 \uc788\ub294 \uc790\uc758 \uc790\ub3d9\ucc28 \ubcf4\ud5d8\uc774\ub098 \uacfc\uc2e4\uc774 \uc788\ub294 \uc790 \ubcf8\uc778\uc774 \ud53c\ud574\uc790\uc5d0\uac8c \ubcd1\uc6d0 \uce58\ub8cc\ube44\ub97c \ub0b4\uc5b4\uc8fc\uc5b4\uc57c \ud569\ub2c8\ub2e4. \ud55c\uad6d\uacfc \ube44\uc2b7\ud558\uace0, \uacfc\uc2e4\ub85c \uc778\ud574 \uc790\ub3d9\ucc28 \ubcf4\ud5d8\uc73c\ub85c \ud53c\ud574\ubcf4\uc0c1\uc744 \ud558\uac8c\ub41c \uacbd\uc6b0\uc5d0\ub294 \ubcf4\ud5d8\ub8cc\uac00 \uc0c1\ub2f9\ud788 \uc624\ub974\ub294 \uac83\ub3c4 \ube44\uc2b7\ud569\ub2c8\ub2e4. \ub300\ubd80\ubd84\uc758 At-fault \uc8fc\ub294 \uac1c\uc778 \uc0c1\ud574 \ubcf4\ud638(Personal Injury Protection) \ucee4\ubc84\ub9ac\uc9c0\uc640 \uac19\uc740 \ubcf4\uc7a5\uc5d0 \ub300\ud574 \ubc95\uc801\uc73c\ub85c \uc815\ud558\ub294 \uac83\uc774 \uc5c6\uc5b4, \ub9cc\uc57d \uac00\uc785\ud55c \uc790\ub3d9\ucc28 \ubcf4\ud5d8\uc5d0 \ubcd1\uc6d0 \uce58\ub8cc\ube44\uc6a9\uc5d0 \ub300\ud55c \ucee4\ubc84\ub9ac\uc9c0\ub97c \uac00\uc785\ud558\uc9c0 \uc54a\uc558\ub2e4\uba74 \uacfc\uc2e4\uc774 \uc788\ub294 \ubcf8\uc778\uc740 \ubcd1\uc6d0 \uce58\ub8cc \ube44\uc6a9\uc744 \ubcf8\uc778\uc774 \ubd80\ub2f4\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<p>\ub530\ub77c\uc11c\u00a0 No-fault\uac00 \ubb34\uc5c7\uc778\uc9c0, At-fault \uac00 \ubb34\uc5c7\uc778\uc9c0 \uad6c\ubd84\uc774 \ud544\uc694\ud558\uace0 \ub0b4\uac00 \uac70\uc8fc\ud558\ub294 \uc9c0\uc5ed\uc774 \uc774 \uc911 \uc5b4\ub514\uc5d0 \ud574\ub2f9\ud558\ub294\uc9c0 \uc54c\uc544\uc57c \uc0ac\uace0\uac00 \ubc1c\uc0dd\ud558\uc600\uc744 \ub54c \uc801\uc808\ud55c \uce58\ub8cc\ub97c \ubc1b\uc744 \uc218 \uc788\uc744 \uac83\uc785\ub2c8\ub2e4. \uc774\ud6c4\uc5d0 \ubc1c\uc0dd\ud558\ub294 \uc190\ud574\ubc30\uc0c1\uc5d0 \ub300\ud574\uc11c\ub3c4 \ucc28\uc774\uac00 \ubc1c\uc0dd\ud558\ub2c8 \uc54c\uace0 \uc788\uc5b4\uc57c \ud558\ub294 \uc815\ubcf4\uc785\ub2c8\ub2e4.<\/p>\n<p>\uadf8\ub807\ub2e4\uba74 No-fault\uc758 \uacbd\uc6b0\uc5d0\ub294 \uac1c\uc778 \uc790\ub3d9\ucc28 \ubcf4\ud5d8\uc73c\ub85c \ube44\uc6a9 \ucc98\ub9ac\ud558\uba74 \ub05d\ub09c\uac74\uac00 \ud558\ub294 \uc758\ubb38\uc774 \ub4e4 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub0b4 \uc798\ubabb\ub3c4 \uc544\ub2cc\ub370 \ub0b4 \ubcf4\ud5d8\ub9cc\uc73c\ub85c \ub05d\uc774 \ub09c\ub2e4\uba74, \ub108\ubb34\ub098\ub3c4 \uc5b5\uc6b8\ud55c \uacbd\uc6b0\ub4e4\uc774 \ub9ce\uc774 \ubc1c\uc0dd\ud560 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4. No-fault \uc8fc\uc758 \uacbd\uc6b0, \ub2f9\uc7a5\uc758 \uce58\ub8cc\ub294 \uac00\uc785\ud55c \uc790\ub3d9\ucc28 \ubcf4\ud5d8\uc73c\ub85c \ud574\uacb0\ud55c\ub2e4\uace0 \ud574\ub3c4 \uc774 \uc774\uc0c1 \uccad\uad6c\ub41c \ube44\uc6a9(Outstanding Balance)\uc774\ub098 \ud544\uc694\uc5d0 \ub530\ub77c \ubcf4\ud5d8\uc5d0 \uac00\uc785\ub41c \ucee4\ubc84\ub9ac\uc9c0\uc5d0 \ud574\ub2f9\ud558\uc9c0 \uc54a\ub294 \uce58\ub8cc\ub97c \ud574\uc57c \ud558\ub294 \uacbd\uc6b0\uc5d0\ub294 \ucd94\uac00\uc801\uc778 \ube44\uc6a9\uc774 \uccad\uad6c\ub420 \uc218 \uc788\uae30 \ub54c\ubb38\uc5d0 \uac00\ud574\uc790\uc5d0\uac8c \uc190\ud574\ubc30\uc0c1\uc744 \uccad\uad6c\ud558\uc5ec \ud569\uc758\ub098 \uc7ac\ud310\uc73c\ub85c \ubc1b\uc544\ub0bc \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\uc678\uc5d0\ub3c4 \uc0ac\uace0\ub85c \uc778\ud574 \ubc1c\uc0dd\ud558\ub294 \uc784\uae08\uc5d0 \ub300\ud55c \uc190\ud574 \ubcf4\uc804, \ubcc0\ud638\uc0ac \ube44\uc6a9 \ub4f1\ub3c4 \uac00\ud574\uc790\uc5d0\uac8c \ubc30\uc0c1 \uccad\uad6c\ub97c \ud558\uc5ec \ubc1b\uc544\ub0bc \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<h4>No-fault \uc8fc\uc5d0\uc11c \ubc1c\uc0dd\ud560 \uc218 \uc788\ub294 \ub610\ub2e4\ub978 \uc774\uc288\ub294 \uc790\ub3d9\ucc28 \uc218\ub9ac \ube44\uc6a9 \uccad\uad6c\uc785\ub2c8\ub2e4.<\/h4>\n<p>\uc0ac\uace0\uac00 \ub0ac\ub294\ub370 No-fault \uc8fc\uc774\uae30 \ub54c\ubb38\uc5d0 \ubaa8\ub4e0 1\ucc28\uc801 \uc18c\uc694\ube44\uc6a9\uc774 \uac00\uc785\ub41c \ubcf8\uc778\uc758 \uc790\ub3d9\ucc28 \ubcf4\ud5d8\uc5d0\uc11c \ube44\uc6a9 \ucc98\ub9ac\uac00 \ub420\uae4c\uc694? \ub274\uc800\uc9c0\ub098 \ub274\uc695 \uc8fc\uc5d0\uc11c\ub294 \uc704\uc758 \uce58\ub8cc\ube44\uc6a9\uacfc \ub2ec\ub9ac \ubcf8\uc778\uc758 \uc790\ub3d9\ucc28 \uc218\ub9ac \ube44\uc6a9\uc740 \uac00\ud574\uc790 \uce21\uc5d0\uac8c\uc11c \ubc1b\uc544\ub0bc \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub4e4 \uc8fc\uc5d0\uc11c\ub294 \ubcf8\uc778\uc758 \uacfc\uc2e4\ub85c \uc0ac\uace0\uac00 \ubc1c\uc0dd\ud558\uc9c0 \uc54a\uc740 \uacbd\uc6b0\uc5d0\ub294 \ub450\uac00\uc9c0 \uc635\uc158 \uc911 \ud55c\uac00\uc9c0\ub97c \uc120\ud0dd\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uccab\ubc88\uc9f8\ub294 \ubcf8\uc778\uc758 \ucee4\ubc84\ub9ac\uc9c0\ub85c \ucc98\ub9ac\ud558\ub294 \ubc29\ubc95\uc774\uace0, \ub450\ubc88\uc9f8\ub294 \uac00\ud574 \ucc28\ub7c9 \uc6b4\uc804\uc790\uc758 \ubcf4\ud5d8\ud68c\uc0ac\uc5d0 \ubc30\uc0c1 \uccad\uad6c \uc808\ucc28\ub97c \uc9c4\ud589\ud558\ub294 \ubc29\ubc95\uc785\ub2c8\ub2e4. \uccab\ubc88\uc9f8 \uc635\uc158\uc740 \ubcf8\uc778\uc758 \ucee4\ubc84\ub9ac\uc9c0 \uc548\uc5d0\uc11c \uacf5\uc81c\uc561(Deductible)\uc744 \uc81c\uc678\ud55c \uc190\ud574 \ubcf4\uc0c1\uc744 \ube60\ub974\uac8c \ucda9\ubd84\ud788 \ubc1b\uc744 \uc218 \uc788\ub2e4\ub294 \uac83\uc774\uc9c0\ub9cc, \ub450\ubc88\uc9f8 \uc635\uc158\uc740 \uac00\ud574\uc790\uc758 \uc790\ub3d9\ucc28 \ubcf4\ud5d8 \ucee4\ubc84\ub9ac\uc9c0 \ud55c\ub3c4\uc5d0 \uc758\ud574 \uc190\ud574\ubc30\uc0c1\uc744 \ubc1b\uc744 \uc218 \uc788\uae30\uc5d0 \ucda9\ubd84\ud788 \ubc1b\uc9c0 \ubabb\ud560 \uc218 \uc788\ub2e4\ub294 \ub2e8\uc810\uc774 \uc788\uc2b5\ub2c8\ub2e4. \ub610\ud55c \uccab\ubc88\uc9f8 \uc635\uc158\uc5d0 \ube44\ud574 \ube44\uad50\uc801 \ub290\ub9b0 \uc18d\ub3c4\ub85c \ucc98\ub9ac\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc0ac\uace0 \uc0c1\ud574\ub97c \ub2f9\ud588\uc744 \uacbd\uc6b0\uc5d0 \uac00\uc7a5 \uc911\uc694\ud55c \uac83\uc740 \ucd5c\ub300\ud55c\uc758 \ubc30\uc0c1\uc774\ub098 \ubcf4\uc0c1\uc744 \ubc1b\uc544 \uc0ac\uace0\uc5d0 \ub300\ud55c \uadf8 \uc190\ud574\ub97c \ucd5c\uc18c\ud654 \ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. \uc774\ub807\uac8c \uc0dd\uc18c\ud55c No-fault, At-fault\uc640 \uac19\uc740 \ubc95\uc801 \uac1c\ub150\uc740 \uc0ac\uace0 \uc774\ud6c4\uc758 \ucc98\ub9ac\uc5d0 \ud070 \uc601\ud5a5\uc744 \uc8fc\uace0 \uadf8 \uc190\ud574\ubc30\uc0c1\uc5d0\uc11c\ub3c4 \ud070 \ucc28\uc774\ub97c \uac00\uc838\uc635\ub2c8\ub2e4. \ub530\ub77c\uc11c \uad50\ud1b5\uc0ac\uace0\uac00 \ubc1c\uc0dd\ud558\uc600\uc744 \ub54c\ub294 \uac70\uc8fc \uc9c0\uc5ed\uc758 \ubc95\ub960 \uc804\ubb38\uac00\uc640 \uc0c1\ub2f4\ud558\uc2dc\uae38 \uad8c\uc7a5\ud569\ub2c8\ub2e4. \uc0ac\uace0\ub85c \uc778\ud55c \uc190\ud574\ub97c \ucd5c\ub300\ud55c \uc904\uc77c \uc218 \uc788\ub294 \ucd5c\ub300\ud55c\uc758 \ubc30\uc0c1\uc774\ub098 \ubcf4\uc0c1\uc744 \ubc1b\uc544\ub0b4\uae30 \uc704\ud574\uc11c\ub294 \uacbd\ud5d8 \ub9ce\uace0 \uc2e0\ub8b0\ud560 \uc218 \uc788\ub294 \uc0ac\uace0 \uc0c1\ud574 \ubcc0\ud638\uc0ac, \ubd84\uc57c\uc5d0\uc11c \uc778\uc815\ubc1b\ub294 \uc0ac\uace0 \uc0c1\ud574 \ubcc0\ud638\uc0ac\uc640 \ubc18\ub4dc\uc2dc \uc0c1\ub2f4\ud558\uc154\uc57c \ud569\ub2c8\ub2e4. \uac1c\uc778 \uc0c1\ud574 \ubc95\uacfc \uad00\ub828\ub41c \ubb38\uc758 \uc0ac\ud56d\uc774 \uc788\uc73c\uc2dc\uba74 \uc5b8\uc81c\ub4e0\uc9c0 201-461-0031 \ub610\ub294 pi@songlawfirm.com\uc73c\ub85c \ubb38\uc758\ud574 \uc8fc\uc2ed\uc2dc\uc624.<\/p>\n<p><strong><em>\uba74\ucc45 <\/em><\/strong><strong><em>\uc870\ud56d<\/em><\/strong><em>: <\/em><em>\uc774 <\/em><em>\uce7c\ub7fc\uc740 <\/em><em>\uc815\ubcf4 <\/em><em>\uc81c\uacf5 <\/em><em>\ubaa9\uc801\uc73c\ub85c\ub9cc <\/em><em>\uc0ac\uc6a9\ub418\uba70 <\/em><em>\ubc95\uc801 <\/em><em>\uc870\uc5b8\uc73c\ub85c <\/em><em>\uac04\uc8fc\ub418\uc5b4\uc11c\ub294 <\/em><em>\uc548 <\/em><em>\ub429\ub2c8\ub2e4. <\/em><em>\uadc0\ud558\uc758 <\/em><em>\uad6c\uccb4\uc801\uc778 <\/em><em>\uc0c1\ud669\uc5d0 <\/em><em>\ub9de\ub294 <\/em><em>\uc870\uc5b8\uc744 <\/em><em>\uc704\ud574\uc11c\ub294 201-461-0031 <\/em><em>\ub610\ub294 pi@songlawfirm.com<\/em><em>\uc73c\ub85c <\/em><em>\uc800\ud76c\uc5d0\uac8c <\/em><em>\uc5f0\ub77d\ud558\uc5ec <\/em><em>\uc0c1\ub2f4\uc744 <\/em><em>\ubc1b\uc73c\uc2dc\uae30 <\/em><em>\ubc14\ub78d\ub2c8\ub2e4.<\/em><\/p>\n<div class=\"ast-oembed-container \" style=\"height: 100%;\"><iframe title=\"At-fault States\uc640 No-fault States\uc758 \ucc28\uc774 \/ \ub274\uc695 \ub274\uc800\uc9c0 \uad50\ud1b5\uc0ac\uace0 \ubcf4\ud5d8\ucc98\ub9ac\ubc29\ubc95\" width=\"500\" height=\"281\" src=\"https:\/\/www.youtube.com\/embed\/NDTXts8BwRs?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/div>\n","protected":false},"excerpt":{"rendered":"<p>\ud55c\uc778\ub4e4\uc774 \ub9ce\uc774 \uac70\uc8fc\ud558\uc2dc\ub294 \ub274\uc695\uc774\ub098 \ub274\uc800\uc9c0 \uc8fc\ub294 \uad50\ud1b5 \uc0ac\uace0\uac00 \ubc1c\uc0dd\ud588\uc744 \ub54c No-fault \uc8fc\uc5d0 \ud574\ub2f9\ud558\uc5ec \uc0ac\uace0 \ubc1c\uc0dd \ud6c4 \ub204\uad6c\uc758 \uacfc\uc2e4 \uc5ec\ubd80\uc640 \uc0c1\uad00\uc5c6\uc774 \uac01\uc790 \ubcf8\uc778\uc758 \uc790\ub3d9\ucc28 \ubcf4\ud5d8\uc73c\ub85c \ubcd1\uc6d0 \uce58\ub8cc\ub97c \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub300\ubd80\ubd84 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":19925,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"default","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center 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