{"id":20976,"date":"2024-10-08T00:04:59","date_gmt":"2024-10-08T04:04:59","guid":{"rendered":"https:\/\/songlawfirm.com\/%eb%89%b4%ec%9a%95%ec%8b%9c-%eb%b3%b4%ed%96%89%ec%9e%90-%ea%b5%90%ed%86%b5%ec%82%ac%ea%b3%a0-%ec%b0%a8%eb%9f%89%ec%97%90-%ec%b9%98%ec%97%ac-%eb%b6%80%ec%83%81%ec%9d%84-%eb%8b%b9%ed%96%88%ec%9d%84\/"},"modified":"2024-10-08T00:04:59","modified_gmt":"2024-10-08T04:04:59","slug":"%eb%89%b4%ec%9a%95%ec%8b%9c-%eb%b3%b4%ed%96%89%ec%9e%90-%ea%b5%90%ed%86%b5%ec%82%ac%ea%b3%a0-%ec%b0%a8%eb%9f%89%ec%97%90-%ec%b9%98%ec%97%ac-%eb%b6%80%ec%83%81%ec%9d%84-%eb%8b%b9%ed%96%88%ec%9d%84","status":"publish","type":"post","link":"https:\/\/songlawfirm.com\/ko\/%eb%89%b4%ec%9a%95%ec%8b%9c-%eb%b3%b4%ed%96%89%ec%9e%90-%ea%b5%90%ed%86%b5%ec%82%ac%ea%b3%a0-%ec%b0%a8%eb%9f%89%ec%97%90-%ec%b9%98%ec%97%ac-%eb%b6%80%ec%83%81%ec%9d%84-%eb%8b%b9%ed%96%88%ec%9d%84\/","title":{"rendered":"\ub274\uc695\uc2dc \ubcf4\ud589\uc790 \uad50\ud1b5\uc0ac\uace0: \ucc28\ub7c9\uc5d0 \uce58\uc5ec \ubd80\uc0c1\uc744 \ub2f9\ud588\uc744 \ub54c \ub300\ucc98 \ubc29\ubc95"},"content":{"rendered":"<p>\ub274\uc695\uc2dc\uc5d0\uc11c \ucc28\ub7c9\uacfc \uad00\ub828\ub41c \ubcf4\ud589\uc790 \uad50\ud1b5\uc0ac\uace0\ub294 \ub9e4\uc6b0 \uc2ec\uac01\ud55c \uc0ac\uc548\uc785\ub2c8\ub2e4. \ubcf4\ud589\uc790\uac00 \uad50\ud1b5\uc0ac\uace0\ub85c \ubd80\uc0c1\uc744 \ub2f9\ud588\uc744 \uacbd\uc6b0, \ubcf8\uc778\uc758 \uc790\ub3d9\ucc28 \ubcf4\ud5d8 \uc720\ubb34\uc5d0 \ub530\ub77c \uc758\ub8cc\ube44 \ucc98\ub9ac\uc640 \uc190\ud574\ubc30\uc0c1 \uccad\uad6c \ubc29\ubc95\uc774 \ud06c\uac8c \ub2ec\ub77c\uc9d1\ub2c8\ub2e4. \uc774\ubc88 \uce7c\ub7fc\uc5d0\uc11c\ub294 \ub450 \uac00\uc9c0 \uc2dc\ub098\ub9ac\uc624\uc5d0 \ub530\ub978 \ub300\ucc98 \ubc29\ubc95, \uc758\ub8cc\ube44 \ubcf4\uc0c1 \ubc0f \ud1b5\uc99d\uacfc \uace0\ud1b5\uc5d0 \ub300\ud55c \ubc30\uc0c1 \uccad\uad6c\uc5d0 \ub300\ud55c \ub0b4\uc6a9\uc744 \uc790\uc138\ud788 \uc54c\uc544\ubcf4\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n<p><strong>\uc790\ub3d9\ucc28<\/strong> <strong>\ubcf4\ud5d8\uc774<\/strong> <strong>\uc788\ub294<\/strong> <strong>\uacbd\uc6b0<\/strong><\/p>\n<p>\ub274\uc695\uc8fc\ub294 <strong>\ubb34\uacfc\uc2e4<\/strong> <strong>\ubcf4\ud5d8<\/strong><strong>(No-Fault Insurance)<\/strong> \uc8fc\ub85c, \uc0ac\uace0\uc758 \uacfc\uc2e4 \uc5ec\ubd80\uc640 \uc0c1\uad00\uc5c6\uc774 \ubcf8\uc778\uc758 \uc790\ub3d9\ucc28 \ubcf4\ud5d8\uc774 \uc758\ub8cc\ube44 \ubc0f \uae30\ud0c0 \uad00\ub828 \ube44\uc6a9\uc744 \ubcf4\uc0c1\ud569\ub2c8\ub2e4. \uc774\ub294 \ubcf4\ud1b5 \uac1c\uc778\ub2f9 \ucd5c\ub300 <strong>$50,000<\/strong>\uae4c\uc9c0 \ubcf4\uc0c1\ud558\uba70, \uc758\ub8cc\ube44, \uc0c1\uc2e4\ub41c \uc784\uae08, \uae30\ud0c0 \ud544\uc694\ud55c \ube44\uc6a9\uc774 \ud3ec\ud568\ub429\ub2c8\ub2e4. \ub9cc\uc57d \uc758\ub8cc\ube44\uac00 \uc774 \ubb34\uacfc\uc2e4 \ubcf4\ud5d8\uc758 \ud55c\ub3c4\ub97c \ucd08\uacfc\ud558\ub294 \uacbd\uc6b0\uc5d0\ub294 \ubcf8\uc778\uc758 \uac74\uac15\ubcf4\ud5d8\uc774\ub098 <strong>\ucd94\uac00<\/strong> <strong>\uac1c\uc778\uc0c1\ud574\ubcf4\ud638<\/strong><strong>(Additional PIP)<\/strong> \uc870\ud56d\uc744 \ud65c\uc6a9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ub610\ud55c, \ub274\uc695 \ubc95\uc5d0 \ub530\ub77c <strong>\uc601\uad6c\uc801<\/strong> <strong>\ubd80\uc0c1<\/strong><strong>, <\/strong><strong>\uc678\ubaa8<\/strong> <strong>\uc190\uc0c1<\/strong><strong>, <\/strong><strong>\uc2e0\uccb4<\/strong> <strong>\uae30\ub2a5\uc758<\/strong> <strong>\uc720\uc758\ubbf8\ud55c<\/strong> <strong>\uc81c\ud55c<\/strong> \ub4f1 <strong>\uc2ec\uac01\ud55c<\/strong> <strong>\ubd80\uc0c1<\/strong>\uc744 \uc785\uc740 \uacbd\uc6b0\uc5d0\ub294 \uac00\ud574 \uc6b4\uc804\uc790\ub97c \uc0c1\ub300\ub85c <strong>\ud1b5\uc99d\uacfc<\/strong> <strong>\uace0\ud1b5<\/strong><strong>(Pain and Suffering)<\/strong> \ubc0f \uae30\ud0c0 \ube44\uacbd\uc81c\uc801 \uc190\ud574\uc5d0 \ub300\ud55c \ubc30\uc0c1\uc744 \uccad\uad6c\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub97c \uc704\ud574\uc11c\ub294 \uc8fc\ub85c \uc0c1\ub300\ubc29\uc758 \ubcf4\ud5d8\uc0ac\uc5d0 \uccad\uad6c\uc11c(demand letter)\ub97c \ubcf4\ub0b4 \ubd80\uc0c1 \ub0b4\uc6a9, \uc0dd\ud65c\uc5d0 \ubbf8\uce5c \uc601\ud5a5, \uccad\uad6c\ud558\ub294 \ubc30\uc0c1\uc561\uc744 \uba85\uc2dc\ud569\ub2c8\ub2e4. \ub9cc\uc57d \ud611\uc0c1\uc774 \uc131\uc0ac\ub418\uc9c0 \uc54a\ub294\ub2e4\uba74 \uac00\ud574 \uc6b4\uc804\uc790\ub97c \uc0c1\ub300\ub85c \uc18c\uc1a1\uc744 \uc81c\uae30\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p><strong>\uc790\ub3d9\ucc28<\/strong> <strong>\ubcf4\ud5d8\uc774<\/strong> <strong>\uc5c6\ub294<\/strong> <strong>\uacbd\uc6b0<\/strong><\/p>\n<p>\ubcf4\ud589\uc790\uac00 \uc0ac\uace0\ub85c \ubd80\uc0c1\uc744 \ub2f9\ud588\uc73c\ub098 \ubcf8\uc778\uc758 \uc790\ub3d9\ucc28 \ubcf4\ud5d8\uc774 \uc5c6\ub294 \uacbd\uc6b0\uc5d0\ub294, \uac00\ud574 \ucc28\ub7c9\uc758 \ubb34\uacfc\uc2e4 \ubcf4\ud5d8(No-Fault Insurance)\uc5d0\uc11c \uc758\ub8cc\ube44, \uc0c1\uc2e4\ub41c \uc784\uae08 \ub4f1 \uacbd\uc81c\uc801 \uc190\ud574\ub97c \ubcf4\uc0c1\ubc1b\uac8c \ub429\ub2c8\ub2e4. \uc774\ub54c\uc5d0\ub3c4 \ucd5c\ub300 <strong>$50,000<\/strong>\uae4c\uc9c0 \ubcf4\uc0c1\ub429\ub2c8\ub2e4.<\/p>\n<p>\ub9cc\uc57d \uac00\ud574 \ucc28\ub7c9\uc774 \ubcf4\ud5d8\uc5d0 \uac00\uc785\ub418\uc5b4 \uc788\uc9c0 \uc54a\uac70\ub098 \ube91\uc18c\ub2c8 \ucc28\ub7c9\uc774\uac70\ub098, \uc0ac\uace0 \ucc28\ub7c9\uc774 \uc624\ud1a0\ubc14\uc774\uc778 \uacbd\uc6b0(\ub274\uc695\uc8fc\uc5d0\uc11c\ub294 \uc624\ud1a0\ubc14\uc774\uac00 \ubb34\uacfc\uc2e4 \ubcf4\ud5d8\uc5d0 \ud574\ub2f9\ub418\uc9c0 \uc54a\uc74c)\uc5d0\ub294 \uc790\ub3d9\ucc28 \uc0ac\uace0 \ubcf4\uc0c1 \ud611\ud68c(<strong>Motor Vehicle Accident Indemnification Corporation<\/strong><strong>,<\/strong> <strong>MVAIC<\/strong>)\ub97c \ud1b5\ud574 \ud61c\ud0dd\uc744 \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <strong>MVAIC<\/strong><strong>\ub294<\/strong><strong> PIP <\/strong><strong>\ud61c\ud0dd\uc744<\/strong> <strong>\ucd5c\ub300<\/strong><strong> $50,000<\/strong>\uae4c\uc9c0 \uc81c\uacf5\ud558\uba70, \uc774\ub97c \ud1b5\ud574 \uc758\ub8cc\ube44 \ubc0f \uc784\uae08 \uc0c1\uc2e4 \ubcf4\uc0c1\uc774 \uac00\ub2a5\ud569\ub2c8\ub2e4.<\/p>\n<p><strong>\ud1b5\uc99d\uacfc<\/strong> <strong>\uace0\ud1b5\uc5d0<\/strong> <strong>\ub300\ud55c<\/strong> <strong>\ubc30\uc0c1<\/strong> <strong>\uccad\uad6c<\/strong><\/p>\n<p>\ubcf8\uc778\uc5d0\uac8c \uc790\ub3d9\ucc28 \ubcf4\ud5d8\uc774 \uc788\ub4e0 \uac00\ud574 \ucc28\ub7c9\uc758 \ubcf4\ud5d8\uc5d0\uc11c \ubcf4\uc0c1\uc744 \ubc1b\ub4e0, <strong>\ud1b5\uc99d\uacfc<\/strong> <strong>\uace0\ud1b5<\/strong> \ubc0f \uae30\ud0c0 \ube44\uacbd\uc81c\uc801 \uc190\ud574\uc5d0 \ub300\ud55c \ubc30\uc0c1\uc744 \uccad\uad6c\ud558\ub824\uba74 \ub274\uc695 \ubc95\uc5d0 \uc815\uc758\ub41c \uc601\uad6c\uc801\uc778 \uc0c1\ud574\uc744 \uc785\uc5c8\ub2e4\ub294 \uc810\uc744 \uc785\uc99d\ud574\uc57c \ud569\ub2c8\ub2e4. \uc5ec\uae30\uc5d0\ub294 \uc601\uad6c\uc801\uc778 \uc2e0\uccb4\uc801, \uc815\uc11c\uc801 \uc190\ud574, \uace8\uc808, \uc601\uad6c \uc7a5\uc560, \uc601\uad6c\uc801 \uc678\ubaa8 \ud6fc\uc190 \ub4f1\uc774 \ud3ec\ud568\ub429\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ubc30\uc0c1 \uccad\uad6c\ub294 \uac00\ud574\uc790\uc758 \ucc45\uc784 \ubcf4\ud5d8(Bodily Injury, BI)\uc744 \ud1b5\ud574 \uc774\ub8e8\uc5b4\uc9c0\uba70, \ubcf4\ud1b5 \uac00\ud574\uc790\uc758 \ubcf4\ud5d8\uc0ac\uc5d0 \ubc30\uc0c1 \uccad\uad6c\uc11c\ub97c \ubc1c\uc1a1\ud558\uc5ec \uc190\ud574\ubc30\uc0c1\uc744 \uccad\uad6c\ud569\ub2c8\ub2e4.<\/p>\n<p><strong>\uac00\ud574\uc790\uc758<\/strong> <strong>\ucc45\uc784<\/strong> <strong>\ubcf4\ud5d8<\/strong> <strong>\ud55c\ub3c4\uac00<\/strong> <strong>\ub0ae\uc744<\/strong> <strong>\uacbd\uc6b0<\/strong> <strong>\ucd94\uac00<\/strong> <strong>\ubcf4\uc0c1<\/strong> <strong>\ubc29\ubc95<\/strong><\/p>\n<p>\uac00\ud574 \uc6b4\uc804\uc790\uc758 <strong>\ucc45\uc784<\/strong> <strong>\ubcf4\ud5d8<\/strong><strong>(BI)<\/strong> \ud55c\ub3c4\uac00 \ub0ae\uc544 \ucda9\ubd84\ud55c \ubcf4\uc0c1\uc744 \ubc1b\uc9c0 \ubabb\ud558\ub294 \uacbd\uc6b0\uc5d0\ub294 \ub2e4\uc74c\uacfc \uac19\uc740 \ubc29\ubc95\uc744 \ud1b5\ud574 \ucd94\uac00 \ubcf4\uc0c1\uc744 \uccad\uad6c\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4:<\/p>\n<ul>\n<li><strong>Underinsured Motorist (UIM) Coverage<\/strong>: \ubcf8\uc778\uc758 \uc790\ub3d9\ucc28 \ubcf4\ud5d8\uc5d0 UIM \uc870\ud56d\uc774 \ud3ec\ud568\ub418\uc5b4 \uc788\ub2e4\uba74, \uac00\ud574\uc790\uc758 \ucc45\uc784 \ubcf4\ud5d8 \ud55c\ub3c4\uc640 \ubcf8\uc778\uc758 \uc2e4\uc81c \uc190\ud574\uc561 \uac04\uc758 \ucc28\uc774\ub97c \ubcf8\uc778\uc758 \ubcf4\ud5d8\uc744 \ud1b5\ud574 \uccad\uad6c\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<li><strong>\uac1c\uc778<\/strong> <strong>\uc18c\uc1a1<\/strong> <strong>\uc81c\uae30<\/strong>: \ub610\ud55c, \uac00\ud574 \uc6b4\uc804\uc790\uc758 \ucc45\uc784 \ubcf4\ud5d8 \ud55c\ub3c4\ub97c \ucd08\uacfc\ud558\ub294 \ubcf4\uc0c1\uc744 \uc704\ud574 \uac00\ud574 \uc6b4\uc804\uc790\ub97c \uc0c1\ub300\ub85c \uac1c\uc778 \uc18c\uc1a1\uc744 \uc81c\uae30\ud560 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \uac00\ud574\uc790\uac00 \ubcf4\ud5d8 \ud55c\ub3c4 \uc678\uc5d0 \uc190\ud574\uc561\uc744 \uc9c0\ubd88\ud560 \ucda9\ubd84\ud55c \uc790\uc0b0\uc774 \uc788\ub294 \uacbd\uc6b0\uc5d0\ub9cc \uc720\ud6a8\ud55c \ubc29\ubc95\uc785\ub2c8\ub2e4.<\/li>\n<\/ul>\n<p><strong>MVAIC<\/strong><strong>\uc758<\/strong> <strong>\ubcf4\uc0c1<\/strong> <strong>\ud55c\ub3c4<\/strong> <strong>\ubc0f<\/strong> <strong>\ucd94\uac00<\/strong> <strong>\ubcf4\uc0c1<\/strong><\/p>\n<p>\ub9cc\uc57d MVAIC\ub97c \ud1b5\ud574 \ubcf4\uc0c1 \uccad\uad6c\ub97c \ud558\ub294 \uacbd\uc6b0, <strong>PIP <\/strong><strong>\ud61c\ud0dd\uc740<\/strong> <strong>\ucd5c\ub300<\/strong><strong> $50,000<\/strong>\uae4c\uc9c0 \uc81c\uacf5\ub429\ub2c8\ub2e4. \uadf8\ub7ec\ub098 MVAIC\ub294 \uc77c\ubc18\uc801\uc778 PIP \ud61c\ud0dd \uc678\uc5d0\ub3c4 <strong>BI <\/strong><strong>\ubcf4\uc0c1<\/strong>\uc744 \ud1b5\ud574 \ube44\uacbd\uc81c\uc801 \uc190\ud574\uc5d0 \ub300\ud55c \ucd94\uac00 \ubcf4\uc0c1\uc744 \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. MVAIC\uc758 <strong>BI <\/strong><strong>\ubcf4\uc0c1<\/strong> <strong>\ud55c\ub3c4\ub294<\/strong> <strong>\ubd80\uc0c1\uc790<\/strong><strong> 1<\/strong><strong>\uc778\ub2f9<\/strong> <strong>\ucd5c\ub300<\/strong><strong> $25,000, <\/strong><strong>\uc0ac\uace0\ub2f9<\/strong> <strong>\ucd5c\ub300<\/strong><strong> $50,000<\/strong><strong>\uc774\uba70<\/strong>, \uc0ac\ub9dd \uc0ac\uace0\uc758 \uacbd\uc6b0 <strong>\ubd80\uc0c1\uc790<\/strong><strong> 1<\/strong><strong>\uc778\ub2f9<\/strong> <strong>\ucd5c\ub300<\/strong><strong> $50,000, <\/strong><strong>\uc0ac\uace0\ub2f9<\/strong> <strong>\ucd5c\ub300<\/strong><strong> $100,000<\/strong>\uae4c\uc9c0 \ubcf4\uc0c1\ub429\ub2c8\ub2e4. PIP \ud61c\ud0dd\uc740 \ud1b5\uc99d\uacfc \uace0\ud1b5\uc5d0 \ub300\ud55c \ubc30\uc0c1\uc744 \ud3ec\ud568\ud558\uc9c0 \uc54a\uc9c0\ub9cc, BI \ubcf4\uc0c1 \ud55c\ub3c4\ub97c \ud1b5\ud574 \ud1b5\uc99d\uacfc \uace0\ud1b5 \ub4f1 \ube44\uacbd\uc81c\uc801 \uc190\ud574\uc5d0 \ub300\ud55c \ucd94\uac00 \ubcf4\uc0c1\uc744 \uccad\uad6c\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p><strong><em>\uba74\ucc45 \uc870\ud56d<\/em><\/strong><em>: \uc774 \uce7c\ub7fc\uc740 \ucc38\uace0\uc6a9\uc73c\ub85c \uc81c\uacf5\ub418\uba70 \ubc95\uc801 \uc870\uc5b8\uc744 \uad6c\uc131\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \ubaa8\ub4e0 \uc0ac\uac74\uc740 \uac01\uac01\uc758 \uc0c1\ud669\uc774 \ub2e4\ub974\uba70, \ud2b9\uc815\ud55c \uc0c1\ud669\uc5d0 \ub9de\ub294 \ubc95\uc801 \uc870\uc5b8\uc774 \ud544\uc694\ud558\uc2dc\uba74 \uc1a1\ub3d9\ud638 \uc885\ud569\ub85c\ud38c\uc5d0 \uc5f0\ub77d\ud574 \uc8fc\uc2ed\uc2dc\uc624. <strong>201-461-0031<\/strong>\ub85c \uc804\ud654\ud558\uc2dc\uac70\ub098 <strong>mail@songlawfirm.com<\/strong>\uc744 \ud1b5\ud574 \uc0c1\ub2f4\uc744 \uc608\uc57d\ud558\uc2e4 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\ub274\uc695\uc2dc\uc5d0\uc11c \ucc28\ub7c9\uacfc \uad00\ub828\ub41c \ubcf4\ud589\uc790 \uad50\ud1b5\uc0ac\uace0\ub294 \ub9e4\uc6b0 \uc2ec\uac01\ud55c \uc0ac\uc548\uc785\ub2c8\ub2e4. \ubcf4\ud589\uc790\uac00 \uad50\ud1b5\uc0ac\uace0\ub85c \ubd80\uc0c1\uc744 \ub2f9\ud588\uc744 \uacbd\uc6b0, \ubcf8\uc778\uc758 \uc790\ub3d9\ucc28 \ubcf4\ud5d8 \uc720\ubb34\uc5d0 \ub530\ub77c \uc758\ub8cc\ube44 \ucc98\ub9ac\uc640 \uc190\ud574\ubc30\uc0c1 \uccad\uad6c \ubc29\ubc95\uc774 \ud06c\uac8c \ub2ec\ub77c\uc9d1\ub2c8\ub2e4. \uc774\ubc88 \uce7c\ub7fc\uc5d0\uc11c\ub294 \ub450 \uac00\uc9c0 \uc2dc\ub098\ub9ac\uc624\uc5d0 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":20979,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"default","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[356,388],"tags":[2746,2379],"class_list":["post-20976","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-356","category---columns","tag--ko-4","tag--ko-2"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.3 (Yoast SEO v27.4) - 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