{"id":21789,"date":"2025-02-12T22:13:51","date_gmt":"2025-02-13T03:13:51","guid":{"rendered":"https:\/\/songlawfirm.com\/%eb%a0%8c%ed%84%b0%ec%b9%b4-%ec%9a%b4%ec%a0%84-%ec%a4%91-%ea%b5%90%ed%86%b5%ec%82%ac%ea%b3%a0-%eb%b3%b4%ec%83%81%ec%9d%80-%eb%88%84%ea%b0%80-%ec%b1%85%ec%9e%84%ec%a7%80%eb%82%98\/"},"modified":"2025-03-07T00:55:12","modified_gmt":"2025-03-07T05:55:12","slug":"%eb%a0%8c%ed%84%b0%ec%b9%b4-%ec%9a%b4%ec%a0%84-%ec%a4%91-%ea%b5%90%ed%86%b5%ec%82%ac%ea%b3%a0-%eb%b3%b4%ec%83%81%ec%9d%80-%eb%88%84%ea%b0%80-%ec%b1%85%ec%9e%84%ec%a7%80%eb%82%98","status":"publish","type":"post","link":"https:\/\/songlawfirm.com\/ko\/%eb%a0%8c%ed%84%b0%ec%b9%b4-%ec%9a%b4%ec%a0%84-%ec%a4%91-%ea%b5%90%ed%86%b5%ec%82%ac%ea%b3%a0-%eb%b3%b4%ec%83%81%ec%9d%80-%eb%88%84%ea%b0%80-%ec%b1%85%ec%9e%84%ec%a7%80%eb%82%98\/","title":{"rendered":"\ub80c\ud130\uce74 \uc6b4\uc804 \uc911 \uad50\ud1b5\uc0ac\uace0 \u2013 \ubcf4\uc0c1\uc740 \ub204\uac00 \ucc45\uc784\uc9c0\ub098?"},"content":{"rendered":"<p>\ub80c\ud130\uce74\ub97c \uc6b4\uc804 \uc911 \ub2e4\ub978 \ucc28\ub7c9\uc5d0 \uc758\ud574 \uc0ac\uace0\uac00 \ubc1c\uc0dd\ud558\uba74 \uc0c1\ud669\uc774 \ub354\uc6b1 \ubcf5\uc7a1\ud574\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub9ce\uc740 \uc0ac\ub78c\ub4e4\uc774 \ub80c\ud130\uce74 \ud68c\uc0ac\uc758 \ubcf4\ud5d8\uc774 \ubaa8\ub4e0 \uc190\ud574\ub97c \ubcf4\uc7a5\ud574 \uc904 \uac83\uc774\ub77c \ubbff\uc9c0\ub9cc, \uc0ac\uace0 \ud6c4 \uc758\ub8cc\ube44, \ucc45\uc784 \ubb38\uc81c, \ubcf4\ud5d8 \ubd84\uc7c1 \ub4f1\uc744 \uc9c1\uc811 \ud574\uacb0\ud574\uc57c \ud558\ub294 \uacbd\uc6b0\uac00 \ub9ce\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ub80c\ud130\uce74 \uc6b4\uc804 \uc911 \ub2e4\ub978 \uc6b4\uc804\uc790\uc758 \uacfc\uc2e4\ub85c \uc0ac\uace0\ub97c \ub2f9\ud588\ub2e4\uba74, \ub204\uac00 \ubcf4\uc0c1\uc744 \ucc45\uc784\uc9c0\ub294\uc9c0 \uc815\ud655\ud788 \uc544\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. \uac1c\uc778 \ubcf4\ud5d8, \ub80c\ud130\uce74 \ud68c\uc0ac\uc758 \ubcf4\ud5d8, \uac00\ud574 \ucc28\ub7c9 \ubcf4\ud5d8 \uc911 \uc5b4\ub5a4 \uac83\uc774 \uc801\uc6a9\ub418\ub294\uc9c0 \uc774\ud574\ud558\uace0, \ubcf4\uc0c1\uc744 \ucd5c\ub300\ud55c \ubc1b\uc744 \uc218 \uc788\ub3c4\ub85d \uc62c\ubc14\ub974\uac8c \ub300\ucc98\ud558\ub294 \ubc29\ubc95\uc744 \uc54c\uc544\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<h5><strong>\ub80c\ud130\uce74<\/strong> <strong>\uc0ac\uace0<\/strong> <strong>\uc2dc<\/strong><strong>, <\/strong><strong>\ubcf4\ud5d8<\/strong> <strong>\ucc98\ub9ac\ub294<\/strong> <strong>\uc5b4\ub5bb\uac8c<\/strong> <strong>\uc774\ub8e8\uc5b4\uc9c8\uae4c<\/strong><strong>?<\/strong><\/h5>\n<p>\ub274\uc800\uc9c0\uc640 \ub274\uc695\uc5d0\uc11c \ubc1c\uc0dd\ud55c \ub80c\ud130\uce74 \uc0ac\uace0\ub294 \uc0ac\uace0 \ubc1c\uc0dd \uc8fc(state)\uc758 \ubc95\uc5d0 \ub530\ub77c \ucc98\ub9ac\ub429\ub2c8\ub2e4. \ub80c\ud130\uce74\ub97c \ube4c\ub9b0 \uc8fc\uac00 \uc544\ub2c8\ub77c \uc0ac\uace0\uac00 \ub09c \uc8fc\uc758 \ubc95\ub960\uc774 \uc801\uc6a9\ub418\ubbc0\ub85c, \uc0ac\uace0 \ubc1c\uc0dd \uc9c0\uc5ed\uc758 \ubcf4\uc0c1 \uc808\ucc28\ub97c \uc815\ud655\ud788 \uc774\ud574\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n<p>\ub274\uc800\uc9c0\uc640 \ub274\uc695\uc740 No-Fault(\uacfc\uc2e4 \ubb34\uad00) \ubcf4\ud5d8\uc81c\ub3c4\ub97c \uc2dc\ud589\ud558\uace0 \uc788\uc5b4, \uc0ac\uace0 \ubc1c\uc0dd \uc2dc \uc758\ub8cc\ube44\ub294 \ubcf8\uc778\uc758 \ubcf4\ud5d8\uc774\ub098 \ub80c\ud130\uce74 \ubcf4\ud5d8\uc5d0\uc11c \uba3c\uc800 \uc9c0\uae09\ub429\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \ucc28\ub7c9 \uc190\uc0c1 \ubc0f \uac1c\uc778 \uc0c1\ud574 \ubcf4\uc0c1 \uccad\uad6c\ub294 \ucc45\uc784 \uc6d0\uce59(Negligence Law)\uc744 \ub530\ub974\ubbc0\ub85c, \uac00\ud574 \uc6b4\uc804\uc790\uc758 \ubcf4\ud5d8\uc73c\ub85c\ubd80\ud130 \ubcf4\uc0c1\uc744 \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<h5><strong>\uc758\ub8cc\ube44\ub294<\/strong> <strong>\ub204\uac00<\/strong> <strong>\ubd80\ub2f4\ud558\ub294\uac00<\/strong><strong>?<\/strong><\/h5>\n<p>\ub80c\ud130\uce74 \uc6b4\uc804\uc790\uac00 \uac1c\uc778 \ucc28\ub7c9\uc744 \uc18c\uc720\ud558\uace0 \uc788\uc73c\uba70, \uac1c\uc778 \uc790\ub3d9\ucc28 \ubcf4\ud5d8\uc774 \uc788\ub294 \uacbd\uc6b0, \uc0ac\uace0 \ubc1c\uc0dd \uc2dc \ubcf8\uc778\uc758 PIP(Personal Injury Protection, \uac1c\uc778 \uc0c1\ud574 \ubcf4\ud638) \ubcf4\ud5d8\uc774 \uc758\ub8cc\ube44\ub97c \uc6b0\uc120\uc801\uc73c\ub85c \uc9c0\uae09\ud569\ub2c8\ub2e4. \uc774\ub294 \ub274\uc800\uc9c0\uc640 \ub274\uc695\uc758 No-Fault \ubcf4\ud5d8 \uc81c\ub3c4\uc5d0 \ub530\ub978 \uac83\uc774\uba70, \uac00\ud574 \uc6b4\uc804\uc790\uc758 \ucc45\uc784 \uc5ec\ubd80\uc640 \uad00\uacc4\uc5c6\uc774 \ubcf8\uc778\uc758 \ubcf4\ud5d8\uc774 \uba3c\uc800 \uc758\ub8cc\ube44\ub97c \ucc98\ub9ac\ud569\ub2c8\ub2e4.<\/p>\n<p>\ub80c\ud130\uce74 \uc6b4\uc804\uc790\uac00 \uac1c\uc778 \ucc28\ub7c9\uc744 \uc18c\uc720\ud558\uc9c0 \uc54a\uace0, \uac1c\uc778 \uc790\ub3d9\ucc28 \ubcf4\ud5d8\uc774 \uc5c6\ub294 \uacbd\uc6b0, \ub80c\ud130\uce74 \ud68c\uc0ac\uc758 \ubcf4\ud5d8\uc774 \uc801\uc6a9\ub420 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \ub80c\ud130\uce74 \ud68c\uc0ac\ub294 \uc77c\ubc18\uc801\uc73c\ub85c PIP \ubcf4\ud5d8\uc744 \ud3ec\ud568\ud558\uc9c0 \uc54a\uac70\ub098, \ucd5c\uc18c\ud55c\uc758 \ubcf4\uc7a5\ub9cc \uc81c\uacf5\ud558\ub294 \uacbd\uc6b0\uac00 \ub9ce\uc2b5\ub2c8\ub2e4. \ub530\ub77c\uc11c \uac1c\uc778 \ubcf4\ud5d8\uc774 \uc5c6\ub294 \uacbd\uc6b0, \uac74\uac15\ubcf4\ud5d8\uc744 \ud1b5\ud574 \uc758\ub8cc\ube44\ub97c \ucc98\ub9ac\ud574\uc57c \ud560 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ub9cc\uc57d \uc0ac\uace0\ub85c \uc778\ud574 \ubc1c\uc0dd\ud55c \uc758\ub8cc\ube44\uac00 PIP \ud55c\ub3c4\ub97c \ucd08\uacfc\ud558\ub294 \uacbd\uc6b0, \ud53c\ud574\uc790\ub294 \uac00\ud574 \uc6b4\uc804\uc790\uc758 \ucc45\uc784 \ubcf4\ud5d8(Bodily Injury Liability)\uc744 \ud1b5\ud574 \ucd94\uac00 \ubcf4\uc0c1\uc744 \ubc1b\uc744 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<h5><strong>\ub80c\ud130\uce74<\/strong> <strong>\ucc28\ub7c9<\/strong> <strong>\uc190\uc0c1<\/strong> <strong>\ubcf4\uc0c1\uc740<\/strong> <strong>\ub204\uac00<\/strong> <strong>\ucc45\uc784\uc9c0\ub294\uac00<\/strong><strong>?<\/strong><\/h5>\n<p>\uc0ac\uace0\uac00 \uac00\ud574 \uc6b4\uc804\uc790\uc758 \uacfc\uc2e4\ub85c \ubc1c\uc0dd\ud588\ub2e4\uba74, \uac00\ud574\uc790\uc758 \ucc45\uc784 \ubcf4\ud5d8\uc774 \ub80c\ud130\uce74 \uc190\uc0c1 \ubcf4\uc0c1\uc744 \ub2f4\ub2f9\ud558\uac8c \ub429\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \ub80c\ud130\uce74 \ud68c\uc0ac\ub294 \ub80c\ud2b8\ud55c \uc6b4\uc804\uc790\uc5d0\uac8c \uba3c\uc800 \ucc28\ub7c9 \uc190\uc0c1 \ube44\uc6a9\uc744 \uccad\uad6c\ud558\ub294 \uacbd\uc6b0\uac00 \ub9ce\uc2b5\ub2c8\ub2e4. \uc989, \ub80c\ud130\uce74\ub97c \ubc18\ub0a9\ud560 \ub54c\uae4c\uc9c0 \ucc28\ub7c9 \uc218\ub9ac\ube44, \uacac\uc778\ube44, \ub80c\ud130\uce74 \ud68c\uc0ac\uc758 \uc601\uc5c5 \uc190\uc2e4\ube44(\uc218\ub9ac \uae30\uac04 \ub3d9\uc548 \ucc28\ub7c9\uc744 \ub300\uc5ec\ud560 \uc218 \uc5c6\ub294 \uc190\uc2e4) \ub4f1\uc744 \uba3c\uc800 \ubd80\ub2f4\ud574\uc57c \ud560 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ub80c\ud130\uce74 \uacc4\uc57d \uc2dc Collision Damage Waiver(CDW) \ub610\ub294 Loss Damage Waiver(LDW, \ucc28\ub7c9 \uc190\uc0c1 \uba74\ucc45 \ud504\ub85c\uadf8\ub7a8)\ub97c \ucd94\uac00\ub85c \uac00\uc785\ud588\ub2e4\uba74, \ucc28\ub7c9 \uc218\ub9ac\ube44 \ubd80\ub2f4\uc744 \uc904\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<h5><strong>\uac00\ud574<\/strong> <strong>\ucc28\ub7c9\uc774<\/strong> <strong>\ubb34\ubcf4\ud5d8<\/strong> <strong>\ucc28\ub7c9\uc774\ub77c\uba74<\/strong><strong>?<\/strong><\/h5>\n<p>\ub80c\ud130\uce74 \uc6b4\uc804 \uc911 \uac00\ud574\uc790\uac00 \ubb34\ubcf4\ud5d8 \ucc28\ub7c9(Uninsured)\uc774\uac70\ub098, \ubcf4\ud5d8 \ud55c\ub3c4\uac00 \ubd80\uc871\ud55c \uacbd\uc6b0(Underinsured), \ud53c\ud574\uc790\ub294 \ubcf8\uc778\uc758 \ubb34\ubcf4\ud5d8\/\uc800\ubcf4\ud5d8 \uc6b4\uc804\uc790(UIM\/UM) \ubcf4\ud5d8\uc744 \uc774\uc6a9\ud574 \ubcf4\uc0c1\uc744 \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ud558\uc9c0\ub9cc \uac1c\uc778 \uc790\ub3d9\ucc28 \ubcf4\ud5d8\uc774 \uc5c6\ub294 \uacbd\uc6b0, \ub80c\ud130\uce74 \ud68c\uc0ac\uc758 \ubcf4\ud5d8\uc774 \uc801\uc6a9\ub420 \uc218\ub3c4 \uc788\uc9c0\ub9cc, \ub300\ubd80\ubd84\uc758 \ub80c\ud130\uce74 \ud68c\uc0ac\ub294 \ubb34\ubcf4\ud5d8 \uc6b4\uc804\uc790 \ubcf4\uc7a5\uc744 \uc81c\uacf5\ud558\uc9c0 \uc54a\ub294 \uacbd\uc6b0\uac00 \ub9ce\uc2b5\ub2c8\ub2e4<strong>.<\/strong> \ub530\ub77c\uc11c \ub80c\ud130\uce74\ub97c \ube4c\ub9ac\uae30 \uc804, \ubcf4\ud5d8 \uc801\uc6a9 \ubc94\uc704\ub97c \ubc18\ub4dc\uc2dc \ud655\uc778\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n<h5><strong>\ub80c\ud130\uce74<\/strong> <strong>\uc0ac\uace0<\/strong> <strong>\ud6c4<\/strong><strong> \u2018<\/strong><strong>\uace0\ud1b5\uacfc<\/strong> <strong>\uad34\ub85c\uc6c0<\/strong><strong>(Pain and Suffering)\u2019 <\/strong><strong>\ubcf4\uc0c1\ub3c4<\/strong> <strong>\ubc1b\uc744<\/strong> <strong>\uc218<\/strong> <strong>\uc788\uc744\uae4c<\/strong><strong>?<\/strong><\/h5>\n<p>\ub80c\ud130\uce74 \uc6b4\uc804 \uc911 \uc0ac\uace0\ub85c \uc778\ud574 \uc911\ub300\ud55c \ubd80\uc0c1\uc744 \uc785\uc740 \uacbd\uc6b0, \uac00\ud574 \uc6b4\uc804\uc790\ub97c \uc0c1\ub300\ub85c \uac1c\uc778 \uc0c1\ud574 \uccad\uad6c(Personal Injury Claim)\ub97c \uc81c\uae30\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ub274\uc800\uc9c0\uc640 \ub274\uc695\uc5d0\uc11c\ub294, Verbal Threshold(\uad6c\ub450 \ud55c\ub3c4) \ub610\ub294 Full Tort(\ubb34\uc81c\ud55c \uc18c\uc1a1\uad8c) \uc635\uc158\uc5d0 \ub530\ub77c \ud53c\ud574\uc790\uac00 \uace0\ud1b5\uacfc \uad34\ub85c\uc6c0\uc5d0 \ub300\ud55c \ubcf4\uc0c1\uc744 \ubc1b\uc744 \uc218 \uc788\ub294\uc9c0\uac00 \uacb0\uc815\ub429\ub2c8\ub2e4.<\/p>\n<p>\uc131\uacf5\uc801\uc778 \ubcf4\uc0c1 \uccad\uad6c\ub97c \ud1b5\ud574 \ub2e4\uc74c\uacfc \uac19\uc740 \ubcf4\uc0c1\uc744 \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<ul>\n<li><strong>\uc601\uad6c\uc801\uc778 \ubd80\uc0c1<\/strong>: \uc9c0\uc18d\uc801\uc778 \uc7a5\uc560\ub098 \uc7a5\uc560\ub97c \ucd08\ub798\ud558\ub294 \uc0c1\ud0dc\ub85c, \ubc95\uc801 \uc870\uce58\ub97c \uc704\ud55c \uc2ec\uac01\ud55c \ubd80\uc0c1 \uae30\uc900\uc744 \ucda9\uc871\ud569\ub2c8\ub2e4.<\/li>\n<li><strong>\uace0\ud1b5\uacfc \uad34\ub85c\uc6c0<\/strong>: \ubd80\uc0c1\uc73c\ub85c \uc778\ud55c \uc2e0\uccb4\uc801, \uc815\uc11c\uc801 \uace0\ud1b5\uc73c\ub85c, \ud2b9\ud788 \uc601\uad6c\uc801\uc778 \uc190\ud574\uc758 \uacbd\uc6b0\uc5d0 \ud574\ub2f9\ub429\ub2c8\ub2e4.<\/li>\n<li><strong>PIP \ubcf4\uc0c1 \ud55c\ub3c4\ub97c \ucd08\uacfc\ud558\ub294 \uc758\ub8cc\ube44<\/strong>: PIP \ubcf4\ud5d8 \ud55c\ub3c4\ub97c \ucd08\uacfc\ud558\ub294 \ube44\uc6a9\uc73c\ub85c, \uc18c\uc1a1\uc744 \ud1b5\ud574 \ud68c\uc218\ud560 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<li><strong>\uc784\uae08 \uc190\uc2e4<\/strong>: \ud68c\ubcf5 \uae30\uac04 \ub3d9\uc548 \uc77c\ud560 \uc218 \uc5c6\uc5b4\uc11c \ubc1c\uc0dd\ud55c \uc18c\ub4dd \uc190\uc2e4\ub85c, \ud2b9\ud788 \ubd80\uc0c1\uc774 \uc7a5\uae30\uc801\uc778 \uc7a5\uc560\ub85c \uc774\uc5b4\uc9c0\ub294 \uacbd\uc6b0\uc5d0 \ud574\ub2f9\ub429\ub2c8\ub2e4.<\/li>\n<\/ul>\n<h5><strong>\ub80c\ud130\uce74<\/strong> <strong>\uc0ac\uace0<\/strong> <strong>\ud6c4<\/strong><strong>, <\/strong><strong>\ubc18\ub4dc\uc2dc<\/strong> <strong>\ud574\uc57c<\/strong> <strong>\ud560<\/strong> <strong>\uc870\uce58<\/strong><\/h5>\n<p>\ub80c\ud130\uce74 \uc0ac\uace0 \ud6c4 \ucd5c\ub300\ud55c \ubcf4\uc0c1\uc744 \ubc1b\uae30 \uc704\ud574\uc11c\ub294, \uc0ac\uace0 \uc9c1\ud6c4 \uc62c\ubc14\ub978 \uc870\uce58\ub97c \ucde8\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n<ol>\n<li>\uc989\uc2dc \uacbd\ucc30\uc5d0 \uc2e0\uace0\ud558\uc5ec \uc0ac\uace0 \ubcf4\uace0\uc11c\ub97c \uc791\uc131\ud569\ub2c8\ub2e4. \ubcf4\ud5d8 \uccad\uad6c \uc2dc \ud544\uc218 \uc790\ub8cc\uac00 \ub429\ub2c8\ub2e4.<\/li>\n<li>\uc0ac\uace0 \ud604\uc7a5\uc744 \ucd2c\uc601\ud558\uace0 \uc99d\uac70\ub97c \uc218\uc9d1\ud569\ub2c8\ub2e4. \ucc28\ub7c9 \uc190\uc0c1, \ub3c4\ub85c \uc0c1\ud0dc, \uc2e0\uccb4 \ubd80\uc0c1 \ub4f1\uc744 \uae30\ub85d\ud574 \ub450\uc138\uc694.<\/li>\n<li>\uac00\ud574 \uc6b4\uc804\uc790\uc758 \ubcf4\ud5d8 \uc815\ubcf4\ub97c \ud655\ubcf4\ud558\uace0, \uc5f0\ub77d\ucc98\ub97c \uad50\ud658\ud569\ub2c8\ub2e4.<\/li>\n<li>\ub80c\ud130\uce74 \ud68c\uc0ac\uc5d0 \uc0ac\uace0\ub97c \uc989\uc2dc \uc54c\ub9bd\ub2c8\ub2e4<strong>.<\/strong> \ubcf4\ud5d8 \uc801\uc6a9 \uc5ec\ubd80\ub97c \ud655\uc778\ud574\uc57c \ud569\ub2c8\ub2e4.<\/li>\n<li>\ubcd1\uc6d0\uc5d0 \ubc29\ubb38\ud558\uc5ec \uc9c4\ub8cc\ub97c \ubc1b\uc2b5\ub2c8\ub2e4<strong>.<\/strong> \uacbd\ubbf8\ud55c \ubd80\uc0c1\uc774\ub77c\ub3c4 \uc0ac\uace0 \ud6c4 \uc99d\uc0c1\uc774 \uc545\ud654\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<li>\ubc95\ub960 \uc0c1\ub2f4\uc744 \ubc1b\uc544\uc57c \ud558\ub294\uc9c0 \uac80\ud1a0\ud569\ub2c8\ub2e4<strong>.<\/strong> \ubcf4\ud5d8\uc0ac\uc640\uc758 \ubd84\uc7c1\uc744 \ud53c\ud558\uace0, \uc815\ub2f9\ud55c \ubcf4\uc0c1\uc744 \ubc1b\uae30 \uc704\ud574 \uc804\ubb38\uac00\uc758 \uc870\uc5b8\uc744 \ub4e3\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<\/li>\n<\/ol>\n<h5><strong>\ub80c\ud130\uce74<\/strong> <strong>\uc0ac\uace0<\/strong> <strong>\ud53c\ud574\uc790\ub85c\uc11c<\/strong> <strong>\ub0b4<\/strong> <strong>\uad8c\ub9ac\ub97c<\/strong> <strong>\ubcf4\ud638\ud558\ub294<\/strong> <strong>\ubc29\ubc95<\/strong><\/h5>\n<p>\ub80c\ud130\uce74 \uc0ac\uace0\ub85c \uc778\ud574 \uc608\uc0c1\uce58 \ubabb\ud55c \ubcf4\ud5d8 \ubd84\uc7c1\uacfc \uacbd\uc81c\uc801 \ubd80\ub2f4\uc744 \uacaa\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud2b9\ud788, \uac00\ud574 \ucc28\ub7c9\uc774 \ubb34\ubcf4\ud5d8 \ucc28\ub7c9\uc774\uac70\ub098, \ubcf4\ud5d8\uc0ac\uac00 \ucc45\uc784\uc744 \ud68c\ud53c\ud560 \uacbd\uc6b0, \ud53c\ud574\uc790\ub294 \ub354\uc6b1 \ud070 \uc5b4\ub824\uc6c0\uc744 \uacaa\uac8c \ub429\ub2c8\ub2e4.<\/p>\n<p>\ub80c\ud130\uce74 \uc6b4\uc804 \uc911 \uac00\ud574 \ucc28\ub7c9\uc5d0 \uc758\ud574 \ubd80\uc0c1\uc744 \uc785\uc5c8\ub2e4\uba74, \ubc95\uc801 \uad8c\ub9ac\ub97c \ubcf4\ud638\ud558\uace0, \uc801\uc808\ud55c \ubcf4\uc0c1\uc744 \ubc1b\uc744 \uc218 \uc788\ub294 \ubc29\ubc95\uc744 \uc2e0\uc18d\ud788 \uac80\ud1a0\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n<p>\ub274\uc800\uc9c0 \ubc0f \ub274\uc695\uc5d0\uc11c \ub80c\ud130\uce74 \uc0ac\uace0 \ud53c\ud574\ub97c \uc785\uc5c8\ub2e4\uba74, \uc9c0\uae08 \ubc14\ub85c \uc1a1\ub3d9\ud638 \uc885\ud569\ub85c\ud38c\uc5d0 \uc0c1\ub2f4\ud558\uc138\uc694.<\/p>\n<p>201-461-0031\ub85c \uc804\ud654\ud558\uc2dc\uac70\ub098 <a href=\"mailto:pi@songlawfirm.com\">pi@songlawfirm.com<\/a> \uc73c\ub85c \uc774\uba54\uc77c\uc744 \ubcf4\ub0b4 \ubc95\ub960 \uc0c1\ub2f4\uc744 \uc608\uc57d\ud558\uc138\uc694. \ube60\ub974\uac8c \ub300\uc751\ud558\ub294 \uac83\uc774 \ubcf4\uc0c1 \uccad\uad6c \uc131\uacf5\uc758 \ud575\uc2ec\uc785\ub2c8\ub2e4.<\/p>\n<p><strong><em>\uba74\ucc45<\/em><\/strong> <strong><em>\uc870\ud56d<\/em><\/strong><em>: <\/em><em>\ubcf8<\/em> <em>\uce7c\ub7fc\uc740<\/em> <em>\uc815\ubcf4<\/em> <em>\uc81c\uacf5\uc744<\/em> <em>\ubaa9\uc801\uc73c\ub85c<\/em> <em>\ud558\uba70<\/em><em>, <\/em><em>\ubc95\uc801<\/em> <em>\uc870\uc5b8\uc774<\/em> <em>\uc544\ub2d9\ub2c8\ub2e4<\/em><em>. <\/em><em>\uac1c\uc778\ud654\ub41c<\/em> <em>\ubc95\uc801<\/em> <em>\uc9c0\uc6d0\uc774<\/em> <em>\ud544\uc694\ud558\uc2e0<\/em> <em>\uacbd\uc6b0<\/em><em>, <\/em><em>\uc1a1\ub3d9\ud638<\/em> <em>\uc885\ud569\ub85c\ud38c<\/em><em>(201-461-0031)<\/em><em>\uc73c\ub85c<\/em> <em>\uc804\ud654\ud558\uac70\ub098<\/em> <strong><em>pi@songlawfirm.com<\/em><\/strong><em>\uc73c\ub85c<\/em> <em>\uc774\uba54\uc77c\uc744<\/em> <em>\ubcf4\ub0b4\uc8fc\uc2dc\uae30<\/em> <em>\ubc14\ub78d\ub2c8\ub2e4<\/em><em>.<\/em><\/p>\n<div class=\"ast-oembed-container \" style=\"height: 100%;\"><iframe title=\"\ub80c\ud130\uce74 \uad50\ud1b5\uc0ac\uace0 \u2013 \ubcf4\uc0c1\uc740 \ub204\uac00 \ucc45\uc784\uc9c0\ub098?\u300f\" width=\"500\" height=\"281\" src=\"https:\/\/www.youtube.com\/embed\/nY0wvTVH-0I?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/div>\n","protected":false},"excerpt":{"rendered":"<p>\ub80c\ud130\uce74\ub97c \uc6b4\uc804 \uc911 \ub2e4\ub978 \ucc28\ub7c9\uc5d0 \uc758\ud574 \uc0ac\uace0\uac00 \ubc1c\uc0dd\ud558\uba74 \uc0c1\ud669\uc774 \ub354\uc6b1 \ubcf5\uc7a1\ud574\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub9ce\uc740 \uc0ac\ub78c\ub4e4\uc774 \ub80c\ud130\uce74 \ud68c\uc0ac\uc758 \ubcf4\ud5d8\uc774 \ubaa8\ub4e0 \uc190\ud574\ub97c \ubcf4\uc7a5\ud574 \uc904 \uac83\uc774\ub77c \ubbff\uc9c0\ub9cc, \uc0ac\uace0 \ud6c4 \uc758\ub8cc\ube44, \ucc45\uc784 \ubb38\uc81c, \ubcf4\ud5d8 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":21786,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"default","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center 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center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[356,388],"tags":[2516,920,2868,703,605,604],"class_list":["post-21789","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-356","category---columns","tag-nj-ko","tag-920","tag-2868","tag-attorney-ko","tag-605","tag-accident-ko"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.3 (Yoast SEO v27.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>\ub80c\ud130\uce74 \uc6b4\uc804 \uc911 \uad50\ud1b5\uc0ac\uace0 \u2013 \ubcf4\uc0c1\uc740 \ub204\uac00 \ucc45\uc784\uc9c0\ub098? - \uc1a1\ub3d9\ud638 \uc885\ud569\ub85c\ud38c<\/title>\n<meta name=\"description\" content=\"\ub80c\ud130\uce74 \uc6b4\uc804 \uc911 \ub2e4\ub978 \uc6b4\uc804\uc790\uc758 \uacfc\uc2e4\ub85c 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