{"id":21981,"date":"2025-03-27T06:53:28","date_gmt":"2025-03-27T10:53:28","guid":{"rendered":"https:\/\/songlawfirm.com\/%eb%89%b4%ec%a0%80%ec%a7%80%c2%b7%eb%89%b4%ec%9a%95-no-fault-%ec%8b%9c%ec%8a%a4%ed%85%9c-at-fault-%ec%a3%bc%ec%99%80-%eb%ac%b4%ec%97%87%ec%9d%b4-%eb%8b%a4%eb%a5%bc%ea%b9%8c\/"},"modified":"2025-04-07T10:40:53","modified_gmt":"2025-04-07T14:40:53","slug":"%eb%89%b4%ec%a0%80%ec%a7%80%c2%b7%eb%89%b4%ec%9a%95-no-fault-%ec%8b%9c%ec%8a%a4%ed%85%9c-at-fault-%ec%a3%bc%ec%99%80-%eb%ac%b4%ec%97%87%ec%9d%b4-%eb%8b%a4%eb%a5%bc%ea%b9%8c","status":"publish","type":"post","link":"https:\/\/songlawfirm.com\/ko\/%eb%89%b4%ec%a0%80%ec%a7%80%c2%b7%eb%89%b4%ec%9a%95-no-fault-%ec%8b%9c%ec%8a%a4%ed%85%9c-at-fault-%ec%a3%bc%ec%99%80-%eb%ac%b4%ec%97%87%ec%9d%b4-%eb%8b%a4%eb%a5%bc%ea%b9%8c\/","title":{"rendered":"\ub274\uc800\uc9c0\u00b7\ub274\uc695 No-Fault \uc2dc\uc2a4\ud15c, At-Fault \uc8fc\uc640 \ubb34\uc5c7\uc774 \ub2e4\ub97c\uae4c?"},"content":{"rendered":"<p>\uc790\ub3d9\ucc28 \uc0ac\uace0\uac00 \ubc1c\uc0dd\ud588\uc744 \ub54c, \ubcf4\uc0c1 \uc808\ucc28\ub294 \uc8fc\ub9c8\ub2e4 \ub2e4\ub974\uac8c \uc801\uc6a9\ub429\ub2c8\ub2e4. \ub274\uc800\uc9c0(New Jersey)\uc640 \ub274\uc695(New York)\uc740 No-Fault \uc8fc\uc5d0 \uc18d\ud558\uba70, \uad50\ud1b5\uc0ac\uace0 \ubc1c\uc0dd \uc2dc \uacfc\uc2e4 \uc5ec\ubd80\uc640 \uc0c1\uad00\uc5c6\uc774 \ubcf8\uc778\uc758 \uc790\ub3d9\ucc28 \ubcf4\ud5d8\uc744 \ud1b5\ud574 \uce58\ub8cc\ube44\ub97c \uc6b0\uc120\uc801\uc73c\ub85c \ubcf4\uc7a5\ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ubc18\uba74, \ubc84\uc9c0\ub2c8\uc544(Virginia)\ub098 \ucf54\ub124\ud2f0\ucef7(Connecticut)\uacfc \uac19\uc740 At-Fault \uc8fc\uc5d0\uc11c\ub294 \uc0ac\uace0 \ucc45\uc784\uc774 \uc788\ub294 \uc6b4\uc804\uc790\uac00 \uc0c1\ub300\ubc29\uc758 \uc758\ub8cc\ube44\uc640 \uc190\ud574\ub97c \ubcf4\uc0c1\ud574\uc57c \ud569\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ucc28\uc774\ub97c \uc774\ud574\ud558\ub294 \uac83\uc740 \uc0ac\uace0 \ubc1c\uc0dd \uc2dc \uc2e0\uc18d\ud558\uace0 \uc62c\ubc14\ub978 \ub300\uc751\uc744 \ud558\ub294 \ub370 \ub9e4\uc6b0 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n<p><strong>\ub274\uc800\uc9c0\uc640<\/strong> <strong>\ub274\uc695\uc758<\/strong><strong> No-Fault <\/strong><strong>\uc2dc\uc2a4\ud15c<\/strong><\/p>\n<p>\ub274\uc800\uc9c0\uc640 \ub274\uc695\uc740 No-Fault \ubcf4\ud5d8 \uc81c\ub3c4\ub97c \uc2dc\ud589\ud558\uace0 \uc788\uc5b4, \uad50\ud1b5\uc0ac\uace0 \ubc1c\uc0dd \uc2dc \uacfc\uc2e4 \uc5ec\ubd80\uc640 \uad00\uacc4\uc5c6\uc774 \uac01\uc790\uc758 \uc790\ub3d9\ucc28 \ubcf4\ud5d8\uc744 \ud1b5\ud574 \uce58\ub8cc\ube44\ub97c \uba3c\uc800 \ucc98\ub9ac\ud569\ub2c8\ub2e4. \uc774\ub294 \uac1c\uc778 \uc0c1\ud574 \ubcf4\ud638(Personal Injury Protection, PIP) \ucee4\ubc84\ub9ac\uc9c0\ub97c \ud1b5\ud574 \ubcf4\uc7a5\ub418\uba70, \uc6b4\uc804\uc790\ubfd0\ub9cc \uc544\ub2c8\ub77c \uc77c\uc815 \uc870\uac74\uc744 \ucda9\uc871\ud558\ub294 \ub3d9\uc2b9\uc790\ub3c4 PIP \ud61c\ud0dd\uc744 \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>PIP \ud61c\ud0dd\uc740 \ub2e4\uc74c\uacfc \uac19\uc774 \uc801\uc6a9\ub429\ub2c8\ub2e4:<\/p>\n<ul>\n<li>\ub3d9\uc2b9\uc790\uac00 \ubcf8\uc778\uc758 \uc790\ub3d9\ucc28 \ubcf4\ud5d8\uc774 \uc788\ub294 \uacbd\uc6b0, \ubcf8\uc778\uc758 PIP \ubcf4\ud5d8\uc5d0\uc11c \uba3c\uc800 \uce58\ub8cc\ube44\ub97c \uc9c0\uae09\ubc1b\uc2b5\ub2c8\ub2e4.<\/li>\n<li>\ubcf8\uc778 \uba85\uc758\uc758 \uc790\ub3d9\ucc28 \ubcf4\ud5d8\uc774 \uc5c6\uc744 \uacbd\uc6b0, \uc6b4\uc804\uc790\uc758 PIP \ubcf4\ud5d8\uc774 \uce58\ub8cc\ube44\ub97c \ubcf4\uc7a5\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n<p>No-Fault \uc2dc\uc2a4\ud15c\uc740 \uc758\ub8cc\ube44 \uc9c0\uae09\uc744 \uc2e0\uc18d\ud558\uac8c \ucc98\ub9ac\ud560 \uc218 \uc788\ub294 \uc7a5\uc810\uc774 \uc788\uc9c0\ub9cc, \ubaa8\ub4e0 \ube44\uc6a9\uc774 \uc790\ub3d9\uc73c\ub85c \ubcf4\uc0c1\ub418\ub294 \uac83\uc740 \uc544\ub2d9\ub2c8\ub2e4. \uc0ac\uace0\ub85c \uc778\ud574 \ubc1c\uc0dd\ud55c \ucd94\uac00 \uc190\ud574\ub098 \ubcf4\ud5d8 \ud55c\ub3c4\ub97c \ucd08\uacfc\ud558\ub294 \uc758\ub8cc\ube44, \uc18c\ub4dd \uc190\uc2e4, \ud1b5\uc99d\uacfc \uace0\ud1b5(Pain &amp; Suffering) \ub4f1\uc740 \ubcc4\ub3c4\uc758 \uc190\ud574\ubc30\uc0c1 \uccad\uad6c\ub97c \ud1b5\ud574 \uac00\ud574\uc790 \uce21 \ubcf4\ud5d8\uc0ac\uc5d0 \ubcf4\uc0c1\uc744 \uc694\uccad\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<p><strong>At-Fault <\/strong><strong>\uc8fc\uc640\uc758<\/strong> <strong>\ucc28\uc774\uc810<\/strong><\/p>\n<p>\ubc18\uba74, \ubc84\uc9c0\ub2c8\uc544\ub098 \ucf54\ub124\ud2f0\ucef7 \uac19\uc740 At-Fault \uc8fc\uc5d0\uc11c\ub294 \uc0ac\uace0 \ucc45\uc784\uc774 \uc788\ub294 \uc6b4\uc804\uc790\uac00 \ud53c\ud574\uc790\uc758 \uc758\ub8cc\ube44\ub97c \ubd80\ub2f4\ud574\uc57c \ud569\ub2c8\ub2e4. \ub530\ub77c\uc11c \uacfc\uc2e4\uc774 \uc788\ub294 \uc6b4\uc804\uc790\uc758 \uc790\ub3d9\ucc28 \ubcf4\ud5d8\uc5d0\uc11c \uc0c1\ub300\ubc29\uc758 \ubcd1\uc6d0\ube44\ub97c \uc9c0\uae09\ud558\uac70\ub098, \uacfc\uc2e4 \uc6b4\uc804\uc790\uac00 \uac1c\uc778\uc801\uc73c\ub85c \uce58\ub8cc\ube44\ub97c \uc9c0\ubd88\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<p>At-Fault \uc8fc\uc5d0\uc11c\ub294 PIP \uac00\uc785\uc774 \uc758\ubb34 \uc0ac\ud56d\uc774 \uc544\ub2c8\ubbc0\ub85c, \ub9cc\uc57d \ud574\ub2f9 \ucee4\ubc84\ub9ac\uc9c0\ub97c \ucd94\uac00\ud558\uc9c0 \uc54a\uc558\ub2e4\uba74 \ubcf8\uc778\uc758 \ubcf4\ud5d8\uc5d0\uc11c \uce58\ub8cc\ube44\ub97c \uc9c0\uc6d0\ubc1b\uc744 \uc218 \uc5c6\uace0, \uacfc\uc2e4 \uc6b4\uc804\uc790\uac00 \uc9c1\uc811 \ube44\uc6a9\uc744 \ubd80\ub2f4\ud574\uc57c \ud558\ub294 \uacbd\uc6b0\uac00 \ubc1c\uc0dd\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p><strong>No-Fault <\/strong><strong>\uc8fc\uc5d0\uc11c\ub3c4<\/strong> <strong>\ucd94\uac00<\/strong> <strong>\ubcf4\uc0c1<\/strong> <strong>\uccad\uad6c<\/strong> <strong>\uac00\ub2a5<\/strong><\/p>\n<p>No-Fault \uc8fc\uc5d0\uc11c\ub294 \uce58\ub8cc\ube44\uac00 \uc790\ub3d9\ucc28 \ubcf4\ud5d8\uc758 PIP \ucee4\ubc84\ub9ac\uc9c0\ub85c \ucc98\ub9ac\ub41c\ub2e4\uace0 \ud574\uc11c \ubcf4\uc0c1\uc774 \ub05d\ub098\ub294 \uac83\uc740 \uc544\ub2d9\ub2c8\ub2e4. \ub2e4\uc74c\uacfc \uac19\uc740 \uacbd\uc6b0 \ucd94\uac00 \uc190\ud574\ubc30\uc0c1\uc744 \uccad\uad6c\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<ol>\n<li>PIP \ud55c\ub3c4\ub97c \ucd08\uacfc\ud55c \uc758\ub8cc\ube44:\n<ul>\n<li>PIP\ub294 \uc77c\uc815 \uae08\uc561\uae4c\uc9c0\ub9cc \uc758\ub8cc\ube44\ub97c \ubcf4\uc7a5\ud569\ub2c8\ub2e4. \ub9cc\uc57d \uce58\ub8cc\ube44\uac00 PIP \ud55c\ub3c4\ub97c \ucd08\uacfc\ud560 \uacbd\uc6b0, \uac00\ud574\uc790(\uacfc\uc2e4 \uc6b4\uc804\uc790) \uce21 \ubcf4\ud5d8\uc0ac\uc5d0 \ucd94\uac00 \ubcf4\uc0c1 \uccad\uad6c\uac00 \uac00\ub2a5\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n<li>\ud1b5\uc99d \ubc0f \uace0\ud1b5(Pain and Suffering) \ubcf4\uc0c1:\n<ul>\n<li>PIP \ubcf4\ud5d8\uc740 \uc758\ub8cc\ube44\uc640 \uc77c\ubd80 \uacbd\uc81c\uc801 \uc190\uc2e4\ub9cc \ubcf4\uc0c1\ud558\uba70, \uc0ac\uace0\ub85c \uc778\ud55c \uc2e0\uccb4\uc801 \uace0\ud1b5\uacfc \uc0dd\ud65c\uc758 \ubd88\ud3b8\ud568, \ud6c4\uc720\uc99d \ub4f1 \ube44\uacbd\uc81c\uc801 \uc190\ud574\ub294 \ud3ec\ud568\ub418\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/li>\n<li>\uadf8\ub7ec\ub098 \uc0ac\uace0\ub85c \uc778\ud574 \uc601\uad6c\uc801\uc778 \ubd80\uc0c1 (Permanent Injury) \ub610\ub294 \ubc95\uc5d0\uc11c \uc815\ud55c \uc2ec\uac01\ud55c \ubd80\uc0c1 (Serious Injury)\uc774 \ubc1c\uc0dd\ud55c \uacbd\uc6b0, \uac00\ud574\uc790\ub97c \uc0c1\ub300\ub85c \ucd94\uac00\uc801\uc778 \uc190\ud574\ubc30\uc0c1\uc744 \uccad\uad6c\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<li>\ub274\uc800\uc9c0\uc758 \uacbd\uc6b0 \u2018\uc81c\ud55c\uc801 \uc18c\uc1a1\uad8c (Limited Right to Sue)\u2019 \uc635\uc158\uc744 \uc120\ud0dd\ud588\ub2e4\uba74 \uc77c\uc815 \uc694\uac74\uc744 \ucda9\uc871\ud574\uc57c \ud558\uba70, \ub274\uc695\uc5d0\uc11c\ub294 \uc2ec\uac01\ud55c \ubd80\uc0c1 \uae30\uc900\uc744 \ucda9\uc871\ud574\uc57c \ucd94\uac00 \uc190\ud574\ubc30\uc0c1\uc744 \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n<li>\uc784\uae08 \uc190\uc2e4 \ubc0f \uae30\ud0c0 \uacbd\uc81c\uc801 \ud53c\ud574:\n<ul>\n<li>\uc0ac\uace0\ub85c \uc778\ud574 \uc77c\uc744 \ud558\uc9c0 \ubabb\ud558\uac8c \ub418\uc5b4 \uc784\uae08 \uc190\uc2e4\uc774 \ubc1c\uc0dd\ud558\uba74, \uc77c\uc815 \ubd80\ubd84\uc740 PIP\uc5d0\uc11c \ubcf4\uc7a5\ub418\uc9c0\ub9cc \uc644\uc804\ud55c \ubcf4\uc0c1\uc744 \ubc1b\uc73c\ub824\uba74 \uac00\ud574\uc790 \uce21\uc5d0 \ubcc4\ub3c4\ub85c \uc190\ud574\ubc30\uc0c1\uc744 \uccad\uad6c\ud574\uc57c \ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n<li>\ubcc0\ud638\uc0ac \ube44\uc6a9 \ubc0f \ubc95\uc801 \ube44\uc6a9:\n<ul>\n<li>\uc18c\uc1a1\uc744 \uc9c4\ud589\ud560 \uacbd\uc6b0 \ubc1c\uc0dd\ud558\ub294 \ubcc0\ud638\uc0ac \ube44\uc6a9, \ubc95\uc6d0 \ube44\uc6a9 \ub4f1\uc744 \uac00\ud574\uc790 \uce21 \ubcf4\ud5d8\uc0ac\uc5d0 \uccad\uad6c\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n<p><strong>\uc790\ub3d9\ucc28<\/strong> <strong>\uc218\ub9ac\ube44<\/strong> <strong>\ubcf4\uc0c1<\/strong><strong>: <\/strong><strong>\ub204\uac00<\/strong> <strong>\ubd80\ub2f4\ud560\uae4c<\/strong><strong>?<\/strong><\/p>\n<p>\ub274\uc800\uc9c0\uc640 \ub274\uc695\uc5d0\uc11c\ub294 PIP \ubcf4\ud5d8\uc774 \uc758\ub8cc\ube44\ub9cc \ubcf4\uc7a5\ud558\uae30 \ub54c\ubb38\uc5d0 \ucc28\ub7c9 \uc218\ub9ac\ube44\ub294 \ubcc4\ub3c4\uc758 \uc808\ucc28\ub97c \ud1b5\ud574 \ubcf4\uc0c1\ubc1b\uc544\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<ul>\n<li>\ubcf8\uc778 \uc790\ub3d9\ucc28 \ubcf4\ud5d8 \uc0ac\uc6a9:\n<ul>\n<li>\ubcf8\uc778\uc758 \ubcf4\ud5d8\uc5d0\uc11c \ucda9\ub3cc(Collision Coverage) \ucee4\ubc84\ub9ac\uc9c0\ub97c \uc0ac\uc6a9\ud574 \uc218\ub9ac\ube44\ub97c \ubcf4\uc7a5\ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<li>\ub2e8, \uacf5\uc81c\uc561(Deductible)\uc744 \ubd80\ub2f4\ud574\uc57c \ud558\uba70, \ud5a5\ud6c4 \ubcf4\ud5d8\ub8cc \uc778\uc0c1 \uac00\ub2a5\uc131\uc774 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n<li>\uac00\ud574\uc790 \ubcf4\ud5d8\uc0ac\uc5d0 \uc9c1\uc811 \uccad\uad6c:\n<ul>\n<li>\uc0ac\uace0 \ucc45\uc784\uc774 \uc0c1\ub300\ubc29\uc5d0\uac8c \uc788\ub294 \uacbd\uc6b0, \uac00\ud574\uc790\uc758 \uc790\ub3d9\ucc28 \ubcf4\ud5d8\uc5d0 \uc9c1\uc811 \ubc30\uc0c1 \uccad\uad6c\ub97c \ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<li>\ud558\uc9c0\ub9cc \uac00\ud574\uc790\uc758 \ubcf4\ud5d8 \ud55c\ub3c4\uc5d0 \ub530\ub77c \ucda9\ubd84\ud55c \ubcf4\uc0c1\uc744 \ubc1b\uc9c0 \ubabb\ud560 \uac00\ub2a5\uc131\uc774 \uc788\uc73c\uba70, \ubcf4\ud5d8\uc0ac\uc758 \uc870\uc0ac \ubc0f \uc2b9\uc778 \uc808\ucc28\ub85c \uc778\ud574 \uc2dc\uac04\uc774 \ub354 \uc18c\uc694\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p>\uac01 \uc635\uc158\uc5d0\ub294 \uc7a5\ub2e8\uc810\uc774 \uc788\uc73c\ubbc0\ub85c, \uc0ac\uace0 \uc0c1\ud669\uc5d0 \ub9de\ub294 \uc801\uc808\ud55c \ubcf4\uc0c1 \uccad\uad6c \ubc29\uc2dd\uc744 \uc120\ud0dd\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n<p><strong>\uc0ac\uace0<\/strong> <strong>\ud6c4<\/strong> <strong>\ubc95\ub960<\/strong> <strong>\uc0c1\ub2f4\uc774<\/strong> <strong>\uc911\uc694\ud55c<\/strong> <strong>\uc774\uc720<\/strong><\/p>\n<p>\uad50\ud1b5\uc0ac\uace0 \ud6c4 \ubcf4\ud5d8\uc0ac\uc640\uc758 \ud611\uc0c1\ub9cc\uc73c\ub85c \ucda9\ubd84\ud55c \ubcf4\uc0c1\uc744 \ubc1b\uae30 \uc5b4\ub824\uc6b4 \uacbd\uc6b0\uac00 \ub9ce\uc2b5\ub2c8\ub2e4. \ud2b9\ud788, \ubcf4\ud5d8\uc0ac\ub294 \ubcf4\uc0c1\uae08\uc744 \ucd5c\uc18c\ud654\ud558\ub824\ub294 \uc804\ub7b5\uc744 \uc0ac\uc6a9\ud560 \uac00\ub2a5\uc131\uc774 \ub192\uae30 \ub54c\ubb38\uc5d0 \ubc95\ub960 \uc804\ubb38\uac00\uc758 \uc870\ub825\uc774 \ud544\uc694\ud569\ub2c8\ub2e4.<\/p>\n<ul>\n<li>\ubcf4\ud5d8\uc0ac\uc5d0\uc11c \ud569\ub9ac\uc801\uc778 \ubcf4\uc0c1\uae08\uc744 \uc81c\uc2dc\ud558\ub294\uc9c0 \uac80\ud1a0\ud558\uace0 \ud611\uc0c1<\/li>\n<li>PIP \ud55c\ub3c4\ub97c \ucd08\uacfc\ud558\ub294 \uc190\ud574 \ubc0f \ube44\uacbd\uc81c\uc801 \ud53c\ud574 \ubcf4\uc0c1 \uccad\uad6c<\/li>\n<li>\uac00\ud574\uc790 \uce21 \ubcf4\ud5d8\uc0ac\uc5d0 \uc190\ud574\ubc30\uc0c1 \uccad\uad6c \ubc0f \uc18c\uc1a1 \uc9c4\ud589<\/li>\n<li>\uc0ac\uace0 \uc870\uc0ac \ubc0f \uc99d\uac70 \ud655\ubcf4\ub97c \ud1b5\ud574 \ubd88\ub9ac\ud55c \ud569\uc758 \ubc29\uc9c0<\/li>\n<\/ul>\n<p><strong>\uad50\ud1b5\uc0ac\uace0\ub85c<\/strong> <strong>\uc0c1\ud574\ub97c<\/strong> <strong>\uc785\uc73c\uc168\ub098\uc694<\/strong><strong>? <\/strong><strong>\uc1a1\ub3d9\ud638<\/strong> <strong>\uc885\ud569\ub85c\ud38c\uc774<\/strong> <strong>\ub3c4\uc640\ub4dc\ub9bd\ub2c8\ub2e4<\/strong><strong>.<\/strong><\/p>\n<p>\uad50\ud1b5\uc0ac\uace0 \ud53c\ud574\uc790\ub85c\uc11c \ubc1b\uc744 \uc218 \uc788\ub294 \ubcf4\uc0c1\uc744 \ucd5c\ub300\ud55c \ud655\ubcf4\ud558\ub824\uba74 \uc2e0\uc18d\ud55c \ubc95\uc801 \ub300\uc751\uc774 \ud544\uc218\uc801\uc785\ub2c8\ub2e4. \uc1a1\ub3d9\ud638 \uc885\ud569\ub85c\ud38c\uc740 \ub274\uc800\uc9c0\uc640 \ub274\uc695\uc5d0\uc11c \uc218\ub9ce\uc740 \uad50\ud1b5\uc0ac\uace0 \ud53c\ud574\uc790\ub4e4\uc758 \uad8c\ub9ac\ub97c \ubcf4\ud638\ud558\uba70, \uc815\ub2f9\ud55c \ubcf4\uc0c1\uc744 \ubc1b\uc744 \uc218 \uc788\ub3c4\ub85d \ucd5c\uc0c1\uc758 \ubc95\ub960 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud574\uc654\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uad50\ud1b5\uc0ac\uace0\ub85c \uc778\ud574 \uc0c1\ud574\ub97c \uc785\uc73c\uc168\ub098\uc694? \uc9c0\uae08 \ubc14\ub85c 201-461-0031\ub85c \uc804\ud654\ud558\uc2dc\uac70\ub098 <a href=\"mailto:pi@songlawfirm.com\">pi@songlawfirm.com<\/a> \uc73c\ub85c \uc774\uba54\uc77c\uc744 \ubcf4\ub0b4 \ubc95\ub960 \uc0c1\ub2f4\uc744 \uc608\uc57d\ud558\uc138\uc694. \ube60\ub978 \ubc95\uc801 \ub300\uc751\uc774 \ubcf4\uc0c1\uae08 \uadf9\ub300\ud654\uc758 \ud575\uc2ec\uc785\ub2c8\ub2e4.<\/p>\n<p><strong><em>\uba74\ucc45<\/em><\/strong> <strong><em>\uc870\ud56d<\/em><\/strong><em>: <\/em><em>\ubcf8<\/em> <em>\uce7c\ub7fc\uc740<\/em> <em>\uc815\ubcf4<\/em> <em>\uc81c\uacf5\uc744<\/em> <em>\ubaa9\uc801\uc73c\ub85c<\/em> <em>\ud558\uba70<\/em><em>, <\/em><em>\ubc95\uc801<\/em> <em>\uc870\uc5b8\uc774<\/em> <em>\uc544\ub2d9\ub2c8\ub2e4<\/em><em>. <\/em><em>\uac1c\uc778\ud654\ub41c<\/em> <em>\ubc95\uc801<\/em> <em>\uc9c0\uc6d0\uc774<\/em> <em>\ud544\uc694\ud558\uc2e0<\/em> <em>\uacbd\uc6b0<\/em><em>, <\/em><em>\uc1a1\ub3d9\ud638<\/em> <em>\uc885\ud569\ub85c\ud38c<\/em><em>(201-461-0031)<\/em><em>\uc73c\ub85c<\/em> <em>\uc804\ud654\ud558\uac70\ub098<\/em> <strong><em>pi@songlawfirm.com<\/em><\/strong><em>\uc73c\ub85c<\/em> <em>\uc774\uba54\uc77c\uc744<\/em> <em>\ubcf4\ub0b4\uc8fc\uc2dc\uae30<\/em> <em>\ubc14\ub78d\ub2c8\ub2e4<\/em><em>.<\/em><\/p>\n<div class=\"ast-oembed-container \" style=\"height: 100%;\"><iframe title=\"At-fault States\uc640 No-fault States\uc758 \ucc28\uc774 \/ \ub274\uc695 \ub274\uc800\uc9c0 \uad50\ud1b5\uc0ac\uace0 \ubcf4\ud5d8\ucc98\ub9ac\ubc29\ubc95\" width=\"500\" height=\"281\" src=\"https:\/\/www.youtube.com\/embed\/NDTXts8BwRs?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/div>\n","protected":false},"excerpt":{"rendered":"<p>\uc790\ub3d9\ucc28 \uc0ac\uace0\uac00 \ubc1c\uc0dd\ud588\uc744 \ub54c, \ubcf4\uc0c1 \uc808\ucc28\ub294 \uc8fc\ub9c8\ub2e4 \ub2e4\ub974\uac8c \uc801\uc6a9\ub429\ub2c8\ub2e4. \ub274\uc800\uc9c0(New Jersey)\uc640 \ub274\uc695(New York)\uc740 No-Fault \uc8fc\uc5d0 \uc18d\ud558\uba70, \uad50\ud1b5\uc0ac\uace0 \ubc1c\uc0dd \uc2dc \uacfc\uc2e4 \uc5ec\ubd80\uc640 \uc0c1\uad00\uc5c6\uc774 \ubcf8\uc778\uc758 \uc790\ub3d9\ucc28 \ubcf4\ud5d8\uc744 \ud1b5\ud574 \uce58\ub8cc\ube44\ub97c \uc6b0\uc120\uc801\uc73c\ub85c \ubcf4\uc7a5\ubc1b\uc744 \uc218 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":21985,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"default","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center 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center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[356,388],"tags":[2927,2516,2928,2628,598,703,604,2942],"class_list":["post-21981","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-356","category---columns","tag-at-fault-ko","tag-nj-ko","tag-no-fault-ko","tag-2628","tag--ko","tag-attorney-ko","tag-accident-ko","tag-2942"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.3 (Yoast SEO v27.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>\ub274\uc800\uc9c0\u00b7\ub274\uc695 No-Fault \uc2dc\uc2a4\ud15c, At-Fault \uc8fc\uc640 \ubb34\uc5c7\uc774 \ub2e4\ub97c\uae4c? - \uc1a1\ub3d9\ud638 \uc885\ud569\ub85c\ud38c<\/title>\n<meta name=\"description\" content=\"\ub274\uc800\uc9c0(New Jersey)\uc640 \ub274\uc695(New York)\uc740 No-Fault \uc8fc\uc5d0 \uc18d\ud558\uba70, \uad50\ud1b5\uc0ac\uace0 \ubc1c\uc0dd \uc2dc \uacfc\uc2e4 \uc5ec\ubd80\uc640 \uc0c1\uad00\uc5c6\uc774 \ubcf8\uc778\uc758 \uc790\ub3d9\ucc28 \ubcf4\ud5d8\uc744 \ud1b5\ud574\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/songlawfirm.com\/ko\/%eb%89%b4%ec%a0%80%ec%a7%80%c2%b7%eb%89%b4%ec%9a%95-no-fault-%ec%8b%9c%ec%8a%a4%ed%85%9c-at-fault-%ec%a3%bc%ec%99%80-%eb%ac%b4%ec%97%87%ec%9d%b4-%eb%8b%a4%eb%a5%bc%ea%b9%8c\/\" \/>\n<meta property=\"og:locale\" content=\"ko_KR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\ub274\uc800\uc9c0\u00b7\ub274\uc695 No-Fault \uc2dc\uc2a4\ud15c, At-Fault \uc8fc\uc640 \ubb34\uc5c7\uc774 \ub2e4\ub97c\uae4c?\" \/>\n<meta property=\"og:description\" content=\"Song Law Firm provides knowledgeable and reliable legal service to individuals and corporate 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