{"id":22671,"date":"2025-08-06T11:17:28","date_gmt":"2025-08-06T15:17:28","guid":{"rendered":"https:\/\/songlawfirm.com\/?p=22671"},"modified":"2025-08-06T11:17:28","modified_gmt":"2025-08-06T15:17:28","slug":"%eb%ba%91%ec%86%8c%eb%8b%88-%ec%82%ac%ea%b3%a0-%ea%b0%80%ed%95%b4%ec%9e%90%ea%b0%80-%ec%97%86%ec%96%b4%eb%8f%84-%eb%b3%b4%ec%83%81%eb%b0%9b%ec%9d%84-%ec%88%98-%ec%9e%88%ec%8a%b5%eb%8b%88%eb%8b%a4","status":"publish","type":"post","link":"https:\/\/songlawfirm.com\/ko\/%eb%ba%91%ec%86%8c%eb%8b%88-%ec%82%ac%ea%b3%a0-%ea%b0%80%ed%95%b4%ec%9e%90%ea%b0%80-%ec%97%86%ec%96%b4%eb%8f%84-%eb%b3%b4%ec%83%81%eb%b0%9b%ec%9d%84-%ec%88%98-%ec%9e%88%ec%8a%b5%eb%8b%88%eb%8b%a4\/","title":{"rendered":"\ube91\uc18c\ub2c8 \uc0ac\uace0, \uac00\ud574\uc790\uac00 \uc5c6\uc5b4\ub3c4 \ubcf4\uc0c1\ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4"},"content":{"rendered":"<p>\ub2a6\uc740 \ubc24 \uadc0\uac00 \uc911\uc774\ub358 A\uc528\ub294 \uc2e0\ud638 \ub300\uae30 \uc911 \uc815\ucc28\ud55c \uc0c1\ud0dc\uc5d0\uc11c \uac11\uc791\uc2a4\ub7ec\uc6b4 \ucda9\uaca9\uc744 \ubc1b\uc558\uc2b5\ub2c8\ub2e4. \ucc28\ub7c9\uc774 \ud06c\uac8c \ud754\ub4e4\ub9ac\uace0 \ud5c8\ub9ac\uc640 \ubc1c\ubaa9\uc5d0 \ud1b5\uc99d\uc774 \ubc00\ub824\uc654\uc2b5\ub2c8\ub2e4. \ub8f8\ubbf8\ub7ec\ub97c \ud1b5\ud574 \ub4a4\ub97c \ud655\uc778\ud55c \uc21c\uac04, \ucd94\ub3cc\ud55c \ucc28\ub7c9\uc774 \ud6c4\uc9c4\ud55c \ub4a4 \uadf8\ub300\ub85c \ud604\uc7a5\uc744 \ubc97\uc5b4\ub098\ub294 \ubaa8\uc2b5\uc774 \ubcf4\uc600\uc2b5\ub2c8\ub2e4. \ubc88\ud638\ud310\uc740 \uc5b4\ub450\uc6b4 \ub3c4\ub85c \ud658\uacbd\uc5d0\uc11c \uc2dd\ubcc4\ub418\uc9c0 \uc54a\uc558\uace0, \ube14\ub799\ubc15\uc2a4\ub294 \uc804\ubc29\ub9cc \ub179\ud654\ub3fc \uc788\uc5b4 \uacb0\uc815\uc801\uc778 \ub2e8\uc11c\ub97c \ud655\ubcf4\ud560 \uc218 \uc5c6\uc5c8\uc2b5\ub2c8\ub2e4. \uacb0\uad6d A\uc528\ub294 \uba85\ubc31\ud55c \ud53c\ud574\ub97c \uc785\uc5c8\uc9c0\ub9cc, \uac00\ud574\uc790\ub97c \ud2b9\uc815\ud558\uc9c0 \ubabb\ud55c \ucc44 \ube91\uc18c\ub2c8 \uc0ac\uace0 \ud53c\ud574\uc790\uac00 \ub418\uace0 \ub9d0\uc558\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ubbf8\uad6d\uc5d0\uc11c\ub294 \uc804\uccb4 \uad50\ud1b5\uc0ac\uace0 \uc911 \uc57d 10% \uc774\uc0c1\uc774 \ube91\uc18c\ub2c8 \uc0ac\uace0\ub85c \ubd84\ub958\ub429\ub2c8\ub2e4. \ud2b9\ud788 \uc57c\uac04\uc774\ub098 \uc778\uc801\uc774 \ub4dc\ubb38 \uc7a5\uc18c\uc5d0\uc11c \ubc1c\uc0dd\ud558\ub294 \uc0ac\uace0\ub294 \ubaa9\uaca9\uc790\ub098 \uba85\ud655\ud55c \uc99d\uac70 \ud655\ubcf4\uac00 \uc5b4\ub835\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uc0ac\uace0 \uc9c1\ud6c4\uc758 \ub300\uc751 \uc5ec\ubd80\uc5d0 \ub530\ub77c \uc774\ud6c4 \ubcf4\uc0c1 \uac00\ub2a5\uc131\uacfc \ubc95\uc801 \ubcf4\ud638 \uc218\uc900\uc774 \ud06c\uac8c \ub2ec\ub77c\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<h5><strong>\uc0ac\uace0<\/strong> <strong>\uc9c1\ud6c4<\/strong> <strong>\ub300\uc751\uc774<\/strong> <strong>\ubcf4\uc0c1\uc758<\/strong> <strong>\uc2dc\uc791\uc785\ub2c8\ub2e4<\/strong><\/h5>\n<p>\ube91\uc18c\ub2c8 \uc0ac\uace0\ub97c \ub2f9\ud588\ub2e4\uba74 \uac00\ub2a5\ud55c \ud55c \uc2e0\uc18d\ud558\uac8c \uacbd\ucc30\uc5d0 \uc2e0\uace0\ud574\uc57c \ud569\ub2c8\ub2e4. \ub274\uc800\uc9c0\uc640 \ub274\uc695\uc5d0\uc11c\ub294 \uc0ac\uace0 \ubc1c\uc0dd \ud6c4 24\uc2dc\uac04 \uc774\ub0b4\uc5d0 \uc2e0\uace0\ud558\uc9c0 \uc54a\uc73c\uba74 \ubcf4\ud5d8\uc0ac \uce21\uc5d0\uc11c \ubcf4\ud5d8 \uc0ac\uae30\ub85c \uc758\uc2ec\ud574 \ubcf4\uc0c1 \uc9c0\uae09\uc744 \uac70\ubd80\ud560 \uc218 \uc788\uc73c\uba70, \uacbd\ucc30\uc774 \ub9ac\ud3ec\ud2b8\ub97c \uc791\uc131\ud558\uc9c0 \uc54a\uc744 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4. \ub530\ub77c\uc11c \uc0ac\uace0 \uc9c1\ud6c4 \ud604\uc7a5\uc5d0\uc11c \uace7\ubc14\ub85c \uc2e0\uace0\ud558\ub294 \uac83\uc774 \uac00\uc7a5 \ubc14\ub78c\uc9c1\ud55c \ub300\uc751\uc785\ub2c8\ub2e4.<\/p>\n<p>\uac00\ud574\uc790\ub97c \ud2b9\uc815\ud558\uc9c0 \ubabb\ud558\ub354\ub77c\ub3c4, \ub274\uc800\uc9c0 \ubc0f \ub274\uc695\uacfc \uac19\uc740 \ubb34\uacfc\uc2e4 \ubcf4\ud5d8(No-Fault Insurance) \uc81c\ub3c4\ub97c \ucc44\ud0dd\ud55c \uc8fc\uc5d0\uc11c\ub294 \ubcf8\uc778\uc758 \uc790\ub3d9\ucc28 \ubcf4\ud5d8\uc5d0 \ud3ec\ud568\ub41c PIP(Personal Injury Protection)\ub97c \ud1b5\ud574 \uc758\ub8cc\ube44, \uc18c\ub4dd \uc190\uc2e4 \ub4f1 \uae30\ubcf8\uc801\uc778 \uc190\ud574\uc5d0 \ub300\ud574 \ubcf4\uc0c1\uc744 \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<h5><strong>\uac00\ud574<\/strong> <strong>\ucc28\ub7c9\uc744<\/strong> <strong>\ud2b9\uc815\ud560<\/strong> <strong>\uc218<\/strong> <strong>\uc788\ub294<\/strong> <strong>\uc2e4\uc9c8\uc801\uc778<\/strong> <strong>\ubc29\ubc95\ub4e4<\/strong><\/h5>\n<p>\ube91\uc18c\ub2c8 \uc0ac\uace0\uc758 \uac00\uc7a5 \ud070 \ub09c\uad00\uc740 \uac00\ud574 \ucc28\ub7c9\uc744 \ud2b9\uc815\ud558\ub294 \uc77c\uc785\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \ub2e4\uc74c\uacfc \uac19\uc740 \ubc29\ubc95\ub4e4\uc744 \ud1b5\ud574 \ub2e8\uc11c\ub97c \ud655\ubcf4\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc0ac\uace0 \uc9c0\uc810 \uc778\uadfc\uc758 \uc0c1\uc810, \uc2e0\ud638\ub4f1, \uacf5\uacf5\uc2dc\uc124\uc5d0 \uc124\uce58\ub41c CCTV \uc601\uc0c1\uc774\ub098 \uad50\ud1b5\uad6d(DMV)\uc744 \ud1b5\ud55c \ucc28\ub7c9 \uc815\ubcf4 \uc870\ud68c\ub294 \uc911\uc694\ud55c \uc218\ub2e8\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub610\ud55c \ube14\ub799\ubc15\uc2a4\uc5d0 \uac04\uc811\uc801\uc73c\ub85c \ud3ec\ucc29\ub41c \uc601\uc0c1, \ubaa9\uaca9\uc790\uc758 \uc9c4\uc220 \ub4f1\ub3c4 \ucda9\ubd84\ud55c \ub2e8\uc11c\ub85c \ud65c\uc6a9\ub429\ub2c8\ub2e4. \ucc28\ub7c9 \uc18c\uc720\uc790\uc640 \uc6b4\uc804\uc790\uac00 \ub2e4\ub97c \uacbd\uc6b0, \uc18c\uc720\uc790\ub97c \ubc95\uc6d0\uc5d0 \uc99d\uc778\uc73c\ub85c \uc18c\ud658\ud574 \uc120\uc11c \uc9c4\uc220\uc744 \ud655\ubcf4\ud558\ub294 \uac83\ub3c4 \ud6a8\uacfc\uc801\uc778 \uc804\ub7b5\uc785\ub2c8\ub2e4. \uc704\uc99d \uc2dc \ud615\uc0ac \ucc98\ubc8c\uc774 \uac00\ub2a5\ud558\ub2e4\ub294 \uc810\uc5d0\uc11c, \uc774\ub7ec\ud55c \uc9c4\uc220\uc740 \uc2e4\uc81c \uc6b4\uc804\uc790\ub97c \ud2b9\uc815\ud558\ub294 \ub370 \ub9e4\uc6b0 \uac15\ub825\ud55c \uc218\ub2e8\uc774 \ub429\ub2c8\ub2e4.<\/p>\n<p>\uc2e4\uc81c\ub85c \uc774\ub7ec\ud55c \uc808\ucc28\ub97c \ud1b5\ud574 \uac00\ud574\uc790\uc640 \ubcf4\ud5d8\uc0ac\ub97c \ud2b9\uc815\ud558\uace0 \uc190\ud574\ubc30\uc0c1\uc744 \uccad\uad6c\ud55c \uc0ac\ub840\ub3c4 \ub2e4\uc218 \uc874\uc7ac\ud569\ub2c8\ub2e4.<\/p>\n<h5><strong>\uac00\ud574\uc790\ub97c<\/strong> <strong>\ucc3e\uc9c0<\/strong> <strong>\ubabb\ud574\ub3c4<\/strong> <strong>\ubcf4\uc0c1\ubc1b\uc744<\/strong> <strong>\uc218<\/strong> <strong>\uc788\uc2b5\ub2c8\ub2e4<\/strong><\/h5>\n<p>\ubaa8\ub4e0 \ub178\ub825\uc744 \uae30\uc6b8\uc600\uc74c\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0 \uac00\ud574\uc790\ub97c \ud2b9\uc815\ud560 \uc218 \uc5c6\ub2e4\uba74, \uc790\ub3d9\ucc28 \ubcf4\ud5d8\uc5d0 \ud3ec\ud568\ub41c UM(Uninsured Motorist) \ubcf4\uc7a5\uc744 \ud1b5\ud574 \ubb34\ubcf4\ud5d8 \ucc28\ub7c9\uc774\ub098 \ub3c4\uc8fc \ucc28\ub7c9\uacfc\uc758 \uc0ac\uace0\uc5d0 \ub300\ud574 \uc758\ub8cc\ube44 \ubc0f \uc190\ud574\ub97c \ubcf4\uc804\ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub610\ud55c \uc77c\ubd80 \uc8fc\uc5d0\uc11c\ub294 \ube91\uc18c\ub2c8 \uc0ac\uace0 \ud53c\ud574\uc790\ub97c \ub300\uc0c1\uc73c\ub85c \ud55c \ubc94\uc8c4 \ud53c\ud574\uc790 \ubcf4\uc0c1 \ud504\ub85c\uadf8\ub7a8(Crime Victims Compensation Fund)\uc744 \uc6b4\uc601\ud558\uace0 \uc788\uc5b4, \uc77c\uc815 \uc694\uac74\uc744 \ucda9\uc871\ud560 \uacbd\uc6b0 \uc758\ub8cc\ube44 \ub4f1 \uc77c\ubd80 \ube44\uc6a9\uc744 \uc9c0\uc6d0\ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc774\ub7ec\ud55c \ubcf4\uc0c1 \uc218\ub2e8\uc740 \uc8fc\ub9c8\ub2e4 \uc870\uac74\uacfc \uc808\ucc28\uac00 \uc0c1\uc774\ud558\ubbc0\ub85c, \uc0ac\uace0 \uc774\ud6c4\uc5d0\ub294 \ud574\ub2f9 \uc81c\ub3c4\uc5d0 \uc815\ud1b5\ud55c \uc804\ubb38\uac00\uc640 \uc0c1\ub2f4\ud558\ub294 \uac83\uc774 \ud544\uc694\ud569\ub2c8\ub2e4.<\/p>\n<h5><strong>\ub3c4\uc8fc\ud558\uba74<\/strong> <strong>\ud615\uc0ac<\/strong> <strong>\ubc94\uc8c4\uac00<\/strong> <strong>\ub429\ub2c8\ub2e4<\/strong><\/h5>\n<p>\uad50\ud1b5\uc0ac\uace0 \ubc1c\uc0dd \uc2dc\uc5d0\ub294 \uc989\uc2dc \uc815\ucc28\ud558\uace0, \ud53c\ud574\uc790\uc640 \uc815\ubcf4\ub97c \uad50\ud658\ud55c \ub4a4 \uacbd\ucc30\uc5d0 \uc2e0\uace0\ud574 \uc0ac\uace0 \ub9ac\ud3ec\ud2b8\ub97c \uc791\uc131\ud574\uc57c \ud569\ub2c8\ub2e4. \uc774\ub294 \ubaa8\ub4e0 \uc8fc\uc5d0\uc11c \ubc95\uc801\uc73c\ub85c \uc694\uad6c\ub418\ub294 \uae30\ubcf8 \uc758\ubb34\uc785\ub2c8\ub2e4. \uc774\ub97c \uc704\ubc18\ud558\uace0 \ud604\uc7a5\uc744 \uc774\ud0c8\ud558\ub294 \uacbd\uc6b0, \ub2e8\uc21c\ud55c \uad50\ud1b5\uc0ac\uace0\uac00 \uc544\ub2cc \ud615\uc0ac \ubc94\uc8c4\ub85c \uac04\uc8fc\ub418\uba70, \ubc8c\uae08\uc740 \ubb3c\ub860 \uc9d5\uc5ed\ud615\uae4c\uc9c0 \uc120\uace0\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ub2f9\ud669\ud55c \uc21c\uac04\uc758 \ub3c4\uc8fc\ub294 \uacb0\uad6d \ub354 \ud070 \ubc95\uc801 \ucc45\uc784\uacfc \uc7ac\uc815\uc801 \ubd80\ub2f4\uc73c\ub85c \uc774\uc5b4\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc0ac\uace0\uac00 \ubc1c\uc0dd\ud588\ub2e4\uba74 \uce68\ucc29\ud558\uac8c \ubc95\uc801 \uc808\ucc28\ub97c \ub530\ub974\ub294 \uac83\uc774 \uac00\uc7a5 \uc548\uc804\ud558\uace0 \ud604\uba85\ud55c \ub300\uc751\uc785\ub2c8\ub2e4.<\/p>\n<h5><strong>\ubc95\ub960<\/strong> <strong>\uc804\ubb38\uac00\uc758<\/strong> <strong>\uc870\ub825\uc774<\/strong> <strong>\ud544\uc694\ud55c<\/strong> <strong>\uc774\uc720<\/strong><\/h5>\n<p>\ube91\uc18c\ub2c8 \uc0ac\uace0\ub294 \uc99d\uac70 \ud655\ubcf4, \ubcf4\ud5d8\uc0ac \ub300\uc751, \uac00\ud574\uc790 \ucd94\uc801 \ub4f1 \ub2e4\uc591\ud55c \ubc95\uc801 \ubb38\uc81c\ub97c \uc218\ubc18\ud569\ub2c8\ub2e4. \uc0ac\uace0 \uc9c1\ud6c4 \uc5b4\ub5a4 \uc870\uce58\ub97c \ucde8\ud558\ub290\ub0d0\uc5d0 \ub530\ub77c \ud5a5\ud6c4 \ubcf4\uc0c1\uc758 \uacb0\uacfc\uac00 \ub2ec\ub77c\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ubcc0\ud638\uc0ac\uc758 \uc870\ub825\uc744 \ubc1b\uc73c\uba74 \ud544\uc694\ud55c \uc99d\uac70\ub97c \ub193\uce58\uc9c0 \uc54a\uace0, \ubcf4\ud5d8 \uccad\uad6c\ub098 \uc81c3\uc790 \ud611\uc0c1\ub3c4 \uc804\ub7b5\uc801\uc73c\ub85c \uc9c4\ud589\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc1a1\ub3d9\ud638 \uc885\ud569\ub85c\ud38c\uc740 \ub274\uc800\uc9c0\uc640 \ub274\uc695\uc5d0\uc11c \ub2e4\uc218\uc758 \uad50\ud1b5\uc0ac\uace0 \uc0ac\uac74\uc744 \ud574\uacb0\ud574 \uc628 \uacbd\ud5d8\uc744 \ubc14\ud0d5\uc73c\ub85c, \ud53c\ud574\uc790\uac00 \ucd5c\ub300\ud55c\uc758 \ubcf4\uc0c1\uc744 \ubc1b\uc744 \uc218 \uc788\ub3c4\ub85d \uc2e4\uc9c8\uc801\uc778 \ubc95\ub960 \uc9c0\uc6d0\uc744 \uc81c\uacf5\ud574 \ub4dc\ub9ac\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uad50\ud1b5\uc0ac\uace0\ub85c \ubd80\uc0c1\uc744 \uc785\uc73c\uc168\ub098\uc694? \uc9c0\uae08 \ubc14\ub85c 201-461-0031\ub85c \uc804\ud654\ud558\uc2dc\uac70\ub098 pi@songlawfirm.com\uc73c\ub85c \uc774\uba54\uc77c\uc744 \ubcf4\ub0b4 \ubc95\ub960 \uc0c1\ub2f4\uc744 \uc608\uc57d\ud558\uc138\uc694. \ube60\ub978 \ub300\uc751\uc774 \ubcf4\uc0c1 \uadf9\ub300\ud654\uc758 \ud575\uc2ec\uc785\ub2c8\ub2e4.<\/p>\n<p><strong><em>\uba74\ucc45<\/em><\/strong> <strong><em>\uc870\ud56d<\/em><\/strong><em><br \/>\n<\/em><em>\ubcf8<\/em> <em>\uce7c\ub7fc\uc740<\/em> <em>\uc77c\ubc18\uc801\uc778<\/em> <em>\uc815\ubcf4<\/em> <em>\uc81c\uacf5\uc744<\/em> <em>\ubaa9\uc801\uc73c\ub85c<\/em> <em>\ud558\uba70<\/em><em>, <\/em><em>\ud2b9\uc815<\/em> <em>\uc0ac\uac74\uc5d0<\/em> <em>\ub300\ud55c<\/em> <em>\ubc95\uc801<\/em> <em>\uc870\uc5b8\uc73c\ub85c<\/em> <em>\uac04\uc8fc\ub420<\/em> <em>\uc218<\/em> <em>\uc5c6\uc2b5\ub2c8\ub2e4<\/em><em>. <\/em><em>\uad6c\uccb4\uc801\uc778<\/em> <em>\uc0ac\uac74\uc5d0<\/em> <em>\ub300\ud55c<\/em> <em>\ud574\uc11d\uacfc<\/em> <em>\ub300\uc751<\/em> <em>\uc804\ub7b5\uc740<\/em> <em>\ubc18\ub4dc\uc2dc<\/em> <em>\uc804\ubb38<\/em> <em>\ubcc0\ud638\uc0ac\uc640\uc758<\/em> <em>\uc9c1\uc811<\/em> <em>\uc0c1\ub2f4\uc744<\/em> <em>\ud1b5\ud574<\/em> <em>\ud655\uc778\ud558\uc2dc\uae30<\/em> <em>\ubc14\ub78d\ub2c8\ub2e4<\/em><em>.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\ube91\uc18c\ub2c8 \uc0ac\uace0\ub97c \ub2f9\ud588\ub2e4\uba74 \uac00\ub2a5\ud55c \ud55c \uc2e0\uc18d\ud558\uac8c \uacbd\ucc30\uc5d0 \uc2e0\uace0\ud574\uc57c \ud569\ub2c8\ub2e4. \ub274\uc800\uc9c0\uc640 \ub274\uc695\uc5d0\uc11c\ub294 \uc0ac\uace0 \ubc1c\uc0dd \ud6c4 24\uc2dc\uac04 \uc774\ub0b4\uc5d0 \uc2e0\uace0\ud558\uc9c0 \uc54a\uc73c\uba74 \ubcf4\ud5d8\uc0ac \uce21\uc5d0\uc11c \ubcf4\ud5d8 \uc0ac\uae30\ub85c \uc758\uc2ec\ud574 \ubcf4\uc0c1 \uc9c0\uae09\uc744 \uac70\ubd80\ud560 \uc218 \uc788\uc73c\uba70, \uacbd\ucc30\uc774 \ub9ac\ud3ec\ud2b8\ub97c \uc791\uc131\ud558\uc9c0 \uc54a\uc744 \uc218\ub3c4 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