{"id":23116,"date":"2025-10-27T21:23:07","date_gmt":"2025-10-28T01:23:07","guid":{"rendered":"https:\/\/songlawfirm.com\/?p=23116"},"modified":"2026-02-09T09:59:32","modified_gmt":"2026-02-09T14:59:32","slug":"%eb%89%b4%ec%9a%95%c2%b7%eb%89%b4%ec%a0%80%ec%a7%80-%eb%b2%84%ec%8a%a4-%ec%82%ac%ea%b3%a0-%ed%94%bc%ed%95%b4%ec%9e%90%ea%b0%80-%ec%95%8c%ec%95%84%ec%95%bc-%ed%95%a0-%eb%b3%b4%ec%83%81","status":"publish","type":"post","link":"https:\/\/songlawfirm.com\/ko\/%eb%89%b4%ec%9a%95%c2%b7%eb%89%b4%ec%a0%80%ec%a7%80-%eb%b2%84%ec%8a%a4-%ec%82%ac%ea%b3%a0-%ed%94%bc%ed%95%b4%ec%9e%90%ea%b0%80-%ec%95%8c%ec%95%84%ec%95%bc-%ed%95%a0-%eb%b3%b4%ec%83%81\/","title":{"rendered":"\ub274\uc695\u00b7\ub274\uc800\uc9c0 \ubc84\uc2a4 \uc0ac\uace0 \u2502 \ud53c\ud574\uc790\uac00 \uc54c\uc544\uc57c \ud560 \ubcf4\uc0c1 \uc808\ucc28"},"content":{"rendered":"

\ub9e4\uc77c \uc218\ubc31\ub9cc \uba85\uc758 \ud1b5\uadfc\uc790\uac00 \ub274\uc695\uacfc \ub274\uc800\uc9c0\uc758 \ubc84\uc2a4\ub97c \uc774\uc6a9\ud569\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \ubc84\uc2a4 \uc0ac\uace0\uac00 \ubc1c\uc0dd\ud558\uba74 \ud53c\ud574\ub294 \uc2ec\uac01\ud560 \uc218 \uc788\uc73c\uba70, \uce58\ub8cc\ube44\ub97c \ub204\uac00 \ubd80\ub2f4\ud558\ub294\uc9c0, \ub610 \uc5b4\ub5a4 \uc808\ucc28\ub85c \uc190\ud574\ubc30\uc0c1\uc744 \ubc1b\uc744 \uc218 \uc788\ub294\uc9c0 \ud63c\ub780\uc2a4\ub7ec\uc6b8 \ub54c\uac00 \ub9ce\uc2b5\ub2c8\ub2e4. \uc774\ubc88 \uce7c\ub7fc\uc5d0\uc11c\ub294 \uc790\ub3d9\ucc28 \ubcf4\ud5d8\uc744 \ubcf4\uc720\ud55c \uacbd\uc6b0\uc640 \uadf8\ub807\uc9c0 \uc54a\uc740 \uacbd\uc6b0 \uce58\ub8cc\ube44\uc640 \uad00\ub828\ud558\uc5ec \ubcf4\ud5d8\uc774 \uc5b4\ub5bb\uac8c \uc791\ub3d9\ud558\ub294\uc9c0, \ud1b5\uc99d\u00b7\uc815\uc2e0\uc801 \uc190\ud574\ubc30\uc0c1\uc740 \uc5b4\ub5a4 \uacbd\ub85c\ub85c \ubc1b\uc744 \uc218 \uc788\ub294\uc9c0, \uadf8\ub9ac\uace0 MTA\ub098 \ub274\uc800\uc9c0 \ud2b8\ub79c\uc9d3(NJ Transit) \uac19\uc740 \uacf5\uacf5 \uad50\ud1b5\uae30\uad00\uc774 \uad00\uc5ec\ub41c \uc0ac\uace0\uc758 \ud2b9\uc218\ud55c \uaddc\uc815\uc744 \uc815\ub9ac\ud574 \ub4dc\ub9bd\ub2c8\ub2e4.<\/p>\n

\uce58\ub8cc\ube44\ub294<\/strong> \ub204\uac00<\/strong> \ubd80\ub2f4\ud558\ub098<\/strong><\/h4>\n

\ubc84\uc2a4 \uc0ac\uace0 \ud6c4\uc5d0\ub294 \ubb34\uacfc\uc2e4\ubcf4\ud5d8(No-Fault Insurance) \ub610\ub294 PIP(Personal Injury Protection) \uc81c\ub3c4\uac00 \uc6b0\uc120 \uc791\ub3d9\ud574 \uce58\ub8cc\ube44\uc640 \uc77c\ubd80 \uc784\uae08 \uc190\uc2e4\uc744 \ubcf4\uc804\ud569\ub2c8\ub2e4.<\/p>\n

\uc790\ub3d9\ucc28 \ubcf4\ud5d8\uc774 \uc788\ub294 \uacbd\uc6b0, \ubcf8\uc778\uc758 \ubcf4\ud5d8\uc774 \uc6b0\uc120 \uc801\uc6a9\ub429\ub2c8\ub2e4.<\/p>\n

    \n
  • \ub274\uc695\uc8fc<\/strong>:<\/strong> \u300c\uaddc\uc815 68(Regulation 68)\u300d\uc5d0 \ub530\ub77c \uc0ac\uace0 \ud6c4 30\uc77c \uc774\ub0b4\uc5d0 \uc11c\uba74\uc73c\ub85c \ubcf4\ud5d8\uc0ac\uc5d0 \uc190\ud574\ubc30\uc0c1 \uccad\uad6c\uc11c\ub97c \uc81c\ucd9c\ud574\uc57c \ud569\ub2c8\ub2e4(11 NYCRR \u00a7 65-3.8). \uc815\ub2f9\ud55c \uc0ac\uc720\uac00 \uc5c6\ub294 \ud55c \ub2a6\uc740 \uc2e0\uace0\ub294 \uac70\uc808\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uac00\uc871 \uad6c\uc131\uc6d0 \uc911 \uc790\ub3d9\ucc28 \ubcf4\ud5d8\uc5d0 \uac00\uc785\ud55c \uc0ac\ub78c\uc774 \uc788\ub2e4\uba74, \uadf8 \ubcf4\ud5d8\uc774 \ub300\uc2e0 \uc801\uc6a9\ub420 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n
  • \ub274\uc800\uc9c0\uc8fc<\/strong>:<\/strong> N.J.S.A. 39:6A-4\uc5d0 \ub530\ub77c \ubaa8\ub4e0 \uc790\ub3d9\ucc28 \ubcf4\ud5d8\uc740 \u201c\uacfc\uc2e4 \uc5ec\ubd80\uc640 \uad00\uacc4\uc5c6\uc774\u201d PIP \ud61c\ud0dd\uc744 \uc81c\uacf5\ud574\uc57c \ud558\ubbc0\ub85c, \ubcf8\uc778\uc758 \ubcf4\ud5d8\uc774 1\ucc28\uc801\uc73c\ub85c \uc758\ub8cc\ube44\ub97c \ubd80\ub2f4\ud569\ub2c8\ub2e4. \uc5ec\ub7ec \ubcf4\ud5d8 \uac04 \uc911\ubcf5 \uccad\uad6c\ub294 \uae08\uc9c0\ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n

    \uc790\ub3d9\ucc28 \ubcf4\ud5d8\uc774 \uc5c6\ub294 \uacbd\uc6b0, \uc801\uc6a9 \ubc94\uc704\ub294 \ubc84\uc2a4\uc758 \uc885\ub958\uc5d0 \ub530\ub77c \ub2ec\ub77c\uc9d1\ub2c8\ub2e4.<\/p>\n

      \n
    • \ub274\uc695\uc8fc<\/strong>:<\/strong> \uac00\uc871 \uc911 \ub204\uad6c\ub3c4 \uc790\ub3d9\ucc28 \ubcf4\ud5d8\uc774 \uc5c6\ub2e4\uba74, \ud53c\ud574\uc790\ub294 \ubc84\uc2a4\ud68c\uc0ac\uc758 \uc790\uccb4 \ubb34\uacfc\uc2e4(Self-Insured) \ubcf4\uc0c1 \ud504\ub85c\uadf8\ub7a8\uc5d0 \uc9c1\uc811 \uccad\uad6c\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n
    • \ub274\uc800\uc9c0\uc8fc<\/strong>:<\/strong> \ubc84\uc2a4 \ud68c\uc0ac\uc758 \ubcf4\ud5d8\uc774 \uc758\ub8cc\ube44 \ubcf4\uc7a5\uc744 \ud3ec\ud568\ud55c\ub2e4\uba74 \uadf8 \ubcf4\ud5d8\uc73c\ub85c \ucc98\ub9ac\ub418\uba70, \uadf8\ub807\uc9c0 \uc54a\ub2e4\uba74 \uac74\uac15\ubcf4\ud5d8(Health Insurance) \uc774 \ub300\uc2e0 \uc801\uc6a9\ub429\ub2c8\ub2e4.<\/li>\n<\/ul>\n

      \ubb34\uc5c7\ubcf4\ub2e4 \uc2e0\uc18d\ud55c \uc9c4\ub8cc\uc640 \uae30\ud55c \ub0b4 \uccad\uad6c\uac00 \uc911\uc694\ud569\ub2c8\ub2e4. \ub274\uc695\uc8fc\uc758 30\uc77c \uc81c\ucd9c \uae30\ud55c\uc740 \ub9e4\uc6b0 \uc5c4\uaca9\ud558\uba70, \ub274\uc800\uc9c0\uc8fc\uc5d0\uc11c\ub3c4 \ub300\ubd80\ubd84\uc758 \ubcf4\ud5d8\uc774 \u201c\uac00\ub2a5\ud55c \ud55c \uc2e0\uc18d\ud788\u201d \uc2e0\uace0\ud560 \uac83\uc744 \uc694\uad6c\ud569\ub2c8\ub2e4.<\/p>\n

      \ud1b5\uc99d\uacfc<\/strong> \uc815\uc2e0\uc801<\/strong> \uc190\ud574\ubc30\uc0c1\uc740<\/strong> \uc5b4\ub5bb\uac8c<\/strong> \ubc1b\ub098<\/strong><\/h4>\n

      PIP\ub294 \uce58\ub8cc\ube44\uc640 \uc77c\ubd80 \uc784\uae08 \uc190\uc2e4\ub9cc \ubcf4\uc0c1\ud558\uba70, \ud1b5\uc99d\u00b7\uc815\uc2e0\uc801 \uace0\ud1b5, \ud6c4\uc720\uc7a5\uc560 \ub4f1 \ube44\uacbd\uc81c\uc801 \uc190\ud574\ub294 \ud3ec\ud568\ub418\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc190\ud574\ub97c \ubcf4\uc0c1\ubc1b\uae30 \uc704\ud574\uc11c\ub294 \uacfc\uc2e4 \ub610\ub294 \ubd80\uc8fc\uc758\uac00 \uc788\ub294 \uac00\ud574\uc790\uc5d0 \ub300\ud55c \uc190\ud574\ubc30\uc0c1\uccad\uad6c(Liability Claim) \uac00 \ud544\uc694\ud569\ub2c8\ub2e4.<\/p>\n

      \ub274\uc695\uc8fc\uc5d0\uc11c\ub294 \u300c\ubcf4\ud5d8\ubc95 \u00a7 5102(d)\u300d\uc5d0\uc11c \uc815\ud55c \u2018\uc911\ub300\ud55c \uc0c1\ud574(Serious Injury)\u2019 \uae30\uc900\uc744 \ucda9\uc871\ud574\uc57c \ud1b5\uc99d \ubc0f \uc815\uc2e0\uc801 \uc190\ud574\uc5d0 \ub300\ud55c \uccad\uad6c\uac00 \uac00\ub2a5\ud569\ub2c8\ub2e4. \uace8\uc808, \ud604\uc800\ud55c \ud749\ud130\u00b7\ubcc0\ud615, \uc2e0\uccb4 \uc77c\ubd80\uc758 \uc601\uad6c\uc801 \uc0c1\uc2e4 \ub610\ub294 \uc0ac\uc6a9 \uc81c\ud55c, \uadf8\ub9ac\uace0 \uc0ac\uace0 \ud6c4 180\uc77c \uc911 90\uc77c \uc774\uc0c1 \uc77c\uc0c1\uc0dd\ud65c\uc744 \ud558\uc9c0 \ubabb\ud55c \uacbd\uc6b0 \ub4f1\uc774 \uc774\uc5d0 \ud574\ub2f9\ud569\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc694\uac74\uc744 \ucda9\uc871\ud558\uba74, \uc6b4\uc804\uc790, \ubc84\uc2a4\ud68c\uc0ac, \ub610\ub294 \ub2e4\ub978 \uac00\ud574 \ucc28\ub7c9 \uc6b4\uc804\uc790\ub97c \uc0c1\ub300\ub85c \uc190\ud574\ubc30\uc0c1\uc744 \uccad\uad6c\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

      \ub274\uc800\uc9c0\uc8fc\uc5d0\uc11c\ub294 \ud53c\ud574\uc790\uc758 \uc790\ub3d9\ucc28 \ubcf4\ud5d8 \uc720\ud615\uacfc \uc0c1\ub300\ubc29\uc758 \uc2e0\ubd84\uc5d0 \ub530\ub77c \uad8c\ub9ac\uac00 \ub2ec\ub77c\uc9d1\ub2c8\ub2e4. \ubcf4\ud5d8\uc5d0\uc11c \u2018\uc18c\uc1a1\uc81c\ud55c(Limitation on Lawsuit, Verbal Threshold)\u2019 \uc635\uc158\uc744 \uc120\ud0dd\ud55c \uacbd\uc6b0, \uc601\uad6c\uc801\uc774\uac70\ub098 \uc911\ub300\ud55c \ubd80\uc0c1\uc744 \uc785\uc99d\ud574\uc57c \ud569\ub2c8\ub2e4. \ubc18\uba74 \uc81c\ud55c\uc774 \uc5c6\ub294 \uc635\uc158\uc744 \uc120\ud0dd\ud588\ub2e4\uba74, \uc785\uc99d\ub41c \ubaa8\ub4e0 \ubd80\uc0c1\uc5d0 \ub300\ud574 \uccad\uad6c\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ubc84\uc2a4\uac00 \ub274\uc800\uc9c0 \ud2b8\ub79c\uc9d3(NJ Transit) \ub4f1 \uacf5\uacf5\uae30\uad00 \uc18c\uc18d\uc77c \uacbd\uc6b0, \u300c\uacf5\uacf5\uae30\uad00 \uc190\ud574\ubc30\uc0c1\ubc95(Tort Claims Act)\u300d\uc774 \ucd94\uac00\ub85c \uc801\uc6a9\ub418\uc5b4, \uc601\uad6c\uc801\uc778 \uc0c1\ud574\uc5d0 \ud574\ub2f9\ud574\uc57c\ub9cc \ube44\uacbd\uc81c\uc801 \uc190\ud574\ubc30\uc0c1\uc744 \uccad\uad6c\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4(N.J.S.A. 59:9-2(d)).<\/p>\n

      \ub450 \uc8fc \ubaa8\ub450, \ud1b5\uc99d \ubc0f \uc815\uc2e0\uc801 \uc190\ud574\ubc30\uc0c1\uae08\uc740 \uac00\ud574\uc790\uc758 \ucc45\uc784\ubcf4\ud5d8(Liability Insurance) \uc5d0\uc11c \uc9c0\uae09\ub429\ub2c8\ub2e4. \uc77c\ubc18\uc801\uc73c\ub85c \ubc84\uc2a4\ud68c\uc0ac\uc758 \ubcf4\ud5d8, \ub2e4\ub978 \uc6b4\uc804\uc790\uc758 \uc790\ub3d9\ucc28 \ubcf4\ud5d8, \ub610\ub294 \uacf5\uacf5 \uad50\ud1b5\uae30\uad00\uc758 \uc790\uccb4 \ubcf4\ud5d8\uae30\uae08(Self-Insurance Fund)\uc774 \uadf8 \uc7ac\uc6d0\uc774 \ub429\ub2c8\ub2e4.<\/p>\n

      \uacf5\uacf5\ubc84\uc2a4<\/strong> \uc0ac\uace0\uc640<\/strong> 90<\/strong>\uc77c<\/strong> \ud1b5\uc9c0<\/strong> \uc758\ubb34<\/strong><\/h4>\n

      \ubc84\uc2a4\uac00 \uacf5\uacf5\uae30\uad00 \uc18c\uc18d\uc778 \uacbd\uc6b0\uc5d0\ub294 \ubcc4\ub3c4\uc758 \ubc95\uc815 \ud1b5\uc9c0 \uae30\ud55c\uc774 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

      \ub274\uc695\uc8fc\uc5d0\uc11c\ub294 \u300c\uc9c0\ubc29\uc790\uce58\ubc95 \u00a7 50-e(General Municipal Law \u00a7 50-e)\u300d\uc5d0 \ub530\ub77c \uc0ac\uace0 \ubc1c\uc0dd \ud6c4 90\uc77c \uc774\ub0b4\uc5d0 \uccad\uad6c\ud1b5\uc9c0\uc11c(Notice of Claim) \ub97c \uc81c\ucd9c\ud574\uc57c \ud569\ub2c8\ub2e4. \ub274\uc695\uc2dc\uc758 \uacbd\uc6b0 \uc774 \ud1b5\uc9c0\ub294 \ub274\uc695\uc2dc \uac10\uc0ac\uc6d0(Comptroller) \uc5d0 \uc811\uc218\ud574\uc57c \ud558\uba70, \uae30\ud55c\uc744 \ub118\uae30\uba74 \uc18c\uc1a1 \uc790\uccb4\uac00 \uae30\uac01\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uac10\uc0ac\uc6d0\uc740 \uc2dc \uae30\uad00\uc744 \uc0c1\ub300\ub85c \ud55c \uc190\ud574\ubc30\uc0c1 \uccad\uad6c\ub97c \uc811\uc218\u00b7\uc870\uc0ac\ud558\ub294 \uae30\uad00\uc73c\ub85c, \uc774 \uc808\ucc28\ub97c \uac70\uccd0\uc57c\ub9cc \uc815\uc2dd \uc18c\uc1a1\uc774 \uac00\ub2a5\ud569\ub2c8\ub2e4.<\/p>\n

      \ub274\uc800\uc9c0\uc8fc \uc5ed\uc2dc \u300c\uacf5\uacf5\uae30\uad00 \uc190\ud574\ubc30\uc0c1\ubc95(N.J.S.A. 59:8-8)\u300d\uc5d0 \ub530\ub77c \uc0ac\uace0 \ud6c4 90\uc77c \uc774\ub0b4\uc5d0 \uc11c\uba74 \ud1b5\uc9c0\ub97c \ud574\uc57c \ud558\uba70, \uadf8 \ud6c4 6\uac1c\uc6d4\uc758 \ub300\uae30 \uae30\uac04\uc744 \uac70\uccd0 \uc18c\uc1a1\uc744 \uc81c\uae30\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

      \uc774\ub7ec\ud55c \ud1b5\uc9c0 \uae30\ud55c\uc740 \uc77c\ubc18 \uc18c\uc1a1\uc2dc\ud6a8(\ub274\uc695\uc8fc 3\ub144, \ub274\uc800\uc9c0\uc8fc 2\ub144)\uc640 \ubcc4\ub3c4\ub85c \uc801\uc6a9\ub418\ubbc0\ub85c, \uc2e0\uc18d\ud55c \ub300\uc751\uc774 \ud544\uc694\ud569\ub2c8\ub2e4.<\/p>\n

      \uc870\uae30<\/strong> \ubc95\ub960<\/strong> \ub300\ub9ac\uc758<\/strong> \uc911\uc694\uc131<\/strong><\/h4>\n

      \ubc84\uc2a4 \uc0ac\uace0 \uc0ac\uac74\uc740 PIP, \ucc45\uc784\ubcf4\ud5d8, \uacf5\uacf5\uae30\uad00 \ubcf4\ud5d8 \ub4f1 \uc5ec\ub7ec \ubcf4\ud5d8\uacfc \ubcf5\uc7a1\ud55c \uaddc\uc815\uc774 \uc5bd\ud600 \uc788\ub294 \uacbd\uc6b0\uac00 \ub9ce\uc2b5\ub2c8\ub2e4. \uc219\ub828\ub41c \uad50\ud1b5\uc0ac\uace0 \uc804\ubb38 \ubcc0\ud638\uc0ac\ub294 \ubb34\uacfc\uc2e4\ubcf4\ud5d8 \uccad\uad6c\ub97c \uc815\ud655\ud788 \uc9c4\ud589\ud558\uace0, \uc801\uc6a9 \uac00\ub2a5\ud55c \ubaa8\ub4e0 \ubcf4\ud5d8\uc744 \uc2dd\ubcc4\ud558\uba70, \uc0ac\uace0 \uc601\uc0c1\uacfc \uc815\ube44 \uae30\ub85d\uc744 \uc870\uae30\uc5d0 \ud655\ubcf4\ud558\uace0, \uacf5\uacf5\uae30\uad00\uc758 90\uc77c \ud1b5\uc9c0 \uc758\ubb34\ub97c \ucca0\uc800\ud788 \uad00\ub9ac\ud569\ub2c8\ub2e4. \ub610\ud55c \ubd80\uc0c1\uc758 \uc815\ub3c4\uac00 \u2018\uc911\ub300\ud55c \uc0c1\ud574(Serious Injury)\u2019 \ub610\ub294 \u2018\uc601\uad6c\uc801 \uc0c1\ud574(Permanent Injury)\u2019 \uc5d0 \ud574\ub2f9\ud568\uc744 \uc785\uc99d\ud558\uc5ec \ud1b5\uc99d \ubc0f \uc815\uc2e0\uc801 \uc190\ud574\uae4c\uc9c0 \ud3ec\ud568\ud55c \ucd5c\ub300\ud55c\uc758 \ubc30\uc0c1\uc744 \ubc1b\uc744 \uc218 \uc788\ub3c4\ub85d \ub3d5\uc2b5\ub2c8\ub2e4.<\/p>\n

      \uc790\ub3d9\ucc28<\/strong> \uc0ac\uace0\ub85c<\/strong> \ubd80\uc0c1\ub2f9\ud558\uc168\ub098\uc694<\/strong>?<\/strong><\/h4>\n

      \ubc84\uc2a4, \uc790\ub3d9\ucc28, \ud2b8\ub7ed \ub4f1 \uc5b4\ub5a4 \uad50\ud1b5\uc218\ub2e8\uc774\ub4e0 \uc0ac\uace0\ub97c \ub2f9\ud588\ub2e4\uba74 \uc2e0\uc18d\ud55c \ubc95\ub960 \uc0c1\ub2f4\uc774 \ud544\uc694\ud569\ub2c8\ub2e4. \uad50\ud1b5\uc0ac\uace0\ub85c \uc778\ud574 \uc0c1\ud574\ub97c \uc785\uc73c\uc168\ub2e4\uba74, \uc9c0\uae08 \ubc14\ub85c 201-461-0031\ub85c \uc804\ud654\ud558\uc2dc\uac70\ub098 pi@songlawfirm.com \uc73c\ub85c \uc774\uba54\uc77c\uc744 \ubcf4\ub0b4 \ubb34\ub8cc \uc0c1\ub2f4\uc744 \ubc1b\uc73c\uc138\uc694.<\/p>\n

      \uba74\ucc45<\/em><\/strong> \uc870\ud56d<\/em><\/strong>:<\/em><\/strong> \ubcf8<\/em> \uce7c\ub7fc\uc740<\/em> \uc77c\ubc18\uc801\uc778<\/em> \ubc95\ub960<\/em> \uc815\ubcf4\ub97c<\/em> \uc81c\uacf5\ud558\uae30<\/em> \uc704\ud55c<\/em> \uac83\uc774\uba70<\/em>, <\/em>\uad6c\uccb4\uc801\uc778<\/em> \uc0ac\uac74\uc5d0<\/em> \ub300\ud55c<\/em> \ubc95\ub960<\/em> \uc790\ubb38\uc774<\/em> \uc544\ub2d9\ub2c8\ub2e4<\/em>. <\/em>\uc0ac\uac74\uc758<\/em> \uc0ac\uc2e4\uad00\uacc4<\/em> \ubc0f<\/em> \ubcf4\ud5d8<\/em>\u00b7<\/em>\uae30\uad00\ubcc4<\/em> \uaddc\uc815\uc5d0<\/em> \ub530\ub77c<\/em> \uacb0\uacfc\uac00<\/em> \ub2ec\ub77c\uc9c8<\/em> \uc218<\/em> \uc788\uc73c\ubbc0\ub85c<\/em>, <\/em>\ubc18\ub4dc\uc2dc<\/em> \ubcc0\ud638\uc0ac\uc640<\/em> \uc0c1\ub2f4\ud558\uc2dc\uae30<\/em> \ubc14\ub78d\ub2c8\ub2e4<\/em>.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

      \ub9e4\uc77c \uc218\ubc31\ub9cc \uba85\uc758 \ud1b5\uadfc\uc790\uac00 \ub274\uc695\uacfc \ub274\uc800\uc9c0\uc758 \ubc84\uc2a4\ub97c \uc774\uc6a9\ud569\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \ubc84\uc2a4 \uc0ac\uace0\uac00 \ubc1c\uc0dd\ud558\uba74 \ud53c\ud574\ub294 \uc2ec\uac01\ud560 \uc218 \uc788\uc73c\uba70, \uce58\ub8cc\ube44\ub97c \ub204\uac00 \ubd80\ub2f4\ud558\ub294\uc9c0, \ub610 \uc5b4\ub5a4 \uc808\ucc28\ub85c \uc190\ud574\ubc30\uc0c1\uc744 \ubc1b\uc744 \uc218 \uc788\ub294\uc9c0 \ud63c\ub780\uc2a4\ub7ec\uc6b8 \ub54c\uac00 \ub9ce\uc2b5\ub2c8\ub2e4. \uc774\ubc88 […]<\/p>\n","protected":false},"author":1,"featured_media":23117,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"default","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[356,388],"tags":[899,920,2628,916,703,865,2998],"class_list":["post-23116","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-356","category---columns","tag--ko-2","tag-920","tag-2628","tag-916","tag-attorney-ko","tag-865","tag-2998"],"yoast_head":"\n\ub274\uc695\u00b7\ub274\uc800\uc9c0 \ubc84\uc2a4 \uc0ac\uace0 \u2502 \ud53c\ud574\uc790\uac00 \uc54c\uc544\uc57c \ud560 \ubcf4\uc0c1 \uc808\ucc28 - 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