{"id":24755,"date":"2026-03-24T13:55:57","date_gmt":"2026-03-24T17:55:57","guid":{"rendered":"https:\/\/songlawfirm.com\/?p=24755"},"modified":"2026-03-26T13:58:26","modified_gmt":"2026-03-26T17:58:26","slug":"%ec%9d%b8%ed%94%8c%eb%a0%88%ec%9d%b4%ec%85%98%ea%b3%bc-%ec%83%9d%ed%99%9c%ea%b3%a0%eb%a1%9c-%ec%8c%93%ec%9d%b8-70%eb%8c%80-%eb%85%b8%eb%b6%80%eb%b6%80%ec%9d%98-%eb%88%88%eb%8d%a9%ec%9d%b4-%ec%b9%b4","status":"publish","type":"post","link":"https:\/\/songlawfirm.com\/ko\/%ec%9d%b8%ed%94%8c%eb%a0%88%ec%9d%b4%ec%85%98%ea%b3%bc-%ec%83%9d%ed%99%9c%ea%b3%a0%eb%a1%9c-%ec%8c%93%ec%9d%b8-70%eb%8c%80-%eb%85%b8%eb%b6%80%eb%b6%80%ec%9d%98-%eb%88%88%eb%8d%a9%ec%9d%b4-%ec%b9%b4\/","title":{"rendered":"\uc778\ud50c\ub808\uc774\uc158\uacfc \uc0dd\ud65c\uace0\ub85c \uc313\uc778 70\ub300 \ub178\ubd80\ubd80\uc758 \ub208\ub369\uc774 \uce74\ub4dc\ube5a \ud574\uacb0"},"content":{"rendered":"<p data-path-to-node=\"9\"><b data-path-to-node=\"9\" data-index-in-node=\"0\">\uc0ac\uac74 \uac1c\uc694:<\/b> \uc740\ud1f4 \ud6c4 \uc18c\uc15c \uc2dc\ud050\ub9ac\ud2f0 \uc5f0\uae08(Social Security Benefits)\uc5d0\ub9cc \uc758\uc874\ud574 \uc0dd\ud65c\ud558\ub358 70\ub300 G\uc528 \ubd80\ubd80\ub294 \ucd5c\uadfc \uba87 \ub144\uac04 \uae09\uaca9\ud788 \uc624\ub978 \ubb3c\uac00\uc640 \uc758\ub8cc\ube44 \uc9c0\ucd9c\ub85c \uc778\ud574 \uc0dd\ud65c\ube44\uac00 \ud131\uc5c6\uc774 \ubd80\uc871\ud574\uc84c\uc2b5\ub2c8\ub2e4. \uc790\ub140\ub4e4\uc5d0\uac8c \ubd80\ub2f4\uc744 \uc8fc\uae30 \uc2eb\uc5b4 \uc2e0\uc6a9\uce74\ub4dc\ub85c \uc2dd\ub8cc\ud488\uacfc \uc57d\uac12\uc744 \uacb0\uc81c\ud558\uae30 \uc2dc\uc791\ud588\uace0, \uc5b4\ub290\uc0c8 \uce74\ub4dc \ube5a\uc740 \ub178\ubd80\ubd80\uac00 \uac10\ub2f9\ud558\uae30 \ubc85\ucc2c \uaddc\ubaa8\ub85c \ubd88\uc5b4\ub0ac\uc2b5\ub2c8\ub2e4. \ub9e4\ub2ec \ub0b4\uc57c \ud558\ub294 \ucd5c\uc18c \ub0a9\uae08\uc561(Minimum Payment)\uc870\ucc28 \ub0bc \uc218 \uc5c6\ub294 \uc0c1\ud669\uc5d0 \uc774\ub974\uc790 \ubd80\ubd80\ub294 \ub9e4\uc77c \ubc24 \ube5a \ub3c5\ucd09\uc5d0 \ub300\ud55c \ubd88\uc548\uac10\uc5d0 \uc2dc\ub2ec\ub838\uc2b5\ub2c8\ub2e4.<\/p>\n<p data-path-to-node=\"10\"><b data-path-to-node=\"10\" data-index-in-node=\"0\">\uc1a1\ub3d9\ud638\uc885\ud569\ub85c\ud38c\uc758 \uc870\ub825:<\/b> \uc740\ud1f4\uc790\uc758 \uacbd\uc6b0 \uc18c\ub4dd\uc774 \uace0\uc815\ub418\uc5b4 \uc788\uc5b4 \ube5a\uc758 \uad74\ub808\ub97c \uc2a4\uc2a4\ub85c \ubc97\uc5b4\ub098\uae30 \ub9e4\uc6b0 \uc5b4\ub835\uc2b5\ub2c8\ub2e4. \uc1a1\ub3d9\ud638\uc885\ud569\ub85c\ud38c \ud30c\uc0b0\ud300\uc740 G\uc528 \ubd80\ubd80\uc758 \uc720\uc77c\ud55c \uc218\uc785\uc6d0\uc778 \uc18c\uc15c \uc5f0\uae08\uacfc \ub178\ud6c4 \uc790\uae08, \uadf8\ub9ac\uace0 \uac70\uc8fc \uc911\uc778 \uc9d1\uc774 \ud30c\uc0b0 \uc808\ucc28 \uc911\uc5d0\ub3c4 \ubc95\uc801\uc73c\ub85c \uc548\uc804\ud558\uac8c \ubcf4\ud638(Exempt)\ub41c\ub2e4\ub294 \uc810\uc744 \uaf3c\uaf3c\ud788 \ud655\uc778\uc2dc\ucf1c \ub4dc\ub9ac\uace0 \uc548\uc2ec\uc2dc\ud0a8 \ud6c4 Chapter 7 \uc808\ucc28\ub97c \uc9c4\ud589\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<p data-path-to-node=\"11\"><b data-path-to-node=\"11\" data-index-in-node=\"0\">\uacb0\uacfc:<\/b> \uc2e0\uccad \ud6c4 \ub2e8 \uba87 \uac1c\uc6d4 \ub9cc\uc5d0 \ubb34\uac81\uac8c \uc9d3\ub204\ub974\ub358 \uc2e0\uc6a9\uce74\ub4dc \ube5a \uc804\uc561\uc774 <b data-path-to-node=\"11\" data-index-in-node=\"39\">\ud0d5\uac10<\/b>\ub418\uc5c8\uc2b5\ub2c8\ub2e4. \uc18c\uc911\ud55c \uc740\ud1f4 \uc790\uc0b0\uacfc \uc9d1\uc740 \uc804\ud600 \uac74\ub4dc\ub9ac\uc9c0 \uc54a\uc740 \ucc44 \ube5a\ub9cc \uae68\ub057\ud558\uac8c \uc815\ub9ac\ub418\uc5b4, \ubd80\ubd80\ub294 \ube5a \ub3c5\ucd09 \uc5c6\ub294 \ud3c9\ud654\ub85c\uc6b4 \ub178\ud6c4\ub97c \ub418\ucc3e\uc73c\uc168\uc2b5\ub2c8\ub2e4.<\/p>\n<blockquote data-path-to-node=\"12\">\n<p data-path-to-node=\"12,0\"><b data-path-to-node=\"12,0\" data-index-in-node=\"0\">[\ubcc0\ud638\uc0ac \uc0c1\ub2f4 \ubb38\uc758]<\/b> \uc740\ud1f4 \ud6c4 \uac10\ub2f9\ud558\uae30 \ud798\ub4e0 \ube5a, \uc18c\uc911\ud55c \ub178\ud6c4 \uc790\uc0b0\uc744 \uc9c0\ud0a4\uba70 \ud574\uacb0\ud560 \ubc29\ubc95\uc774 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p data-path-to-node=\"12,1\">\ud83d\udcac <b data-path-to-node=\"12,1\" data-index-in-node=\"3\">\uce74\uce74\uc624\ud1a1 \ucc44\ub110:<\/b> Song Law Firm \ud83d\udcde <b data-path-to-node=\"12,1\" data-index-in-node=\"29\">\uc804\ud654:<\/b> 201-461-0031 \ud83d\udce7 <b data-path-to-node=\"12,1\" data-index-in-node=\"49\">\uc774\uba54\uc77c:<\/b> mail@songlawfirm.com \ud83c\udf10 <b data-path-to-node=\"12,1\" data-index-in-node=\"78\">\uc6f9\uc0ac\uc774\ud2b8:<\/b> <a class=\"ng-star-inserted\" href=\"https:\/\/www.songlawfirm.com\" target=\"_blank\" rel=\"noopener\" data-hveid=\"0\" data-ved=\"0CAAQ_4QMahcKEwiEqvSKkb6TAxUAAAAAHQAAAAAQXQ\">www.songlawfirm.com<\/a><\/p>\n<p data-path-to-node=\"12,2\"><i data-path-to-node=\"12,2\" data-index-in-node=\"0\">\uba74\ucc45 \uc870\ud56d: \ubcf8 \uc131\uacf5\uc0ac\ub840\ub294 \uc2e4\uc81c \uc0ac\uac74\uc744 \ubc14\ud0d5\uc73c\ub85c \uc7ac\uad6c\uc131\ub41c \ub0b4\uc6a9\uc774\uba70, \uacfc\uac70\uc758 \uacb0\uacfc\uac00 \ubbf8\ub798\uc758 \uc720\uc0ac\ud55c \uacb0\uacfc\ub098 \uc131\uacf5\uc744 \ubcf4\uc7a5\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \uac1c\ubcc4 \uc0ac\uc548\uc5d0 \ub530\ub77c \ubc95\uc801 \uacb0\uacfc\ub294 \ub2ec\ub77c\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/i><\/p>\n<\/blockquote>\n","protected":false},"excerpt":{"rendered":"<p>\uc0ac\uac74 \uac1c\uc694: \uc740\ud1f4 \ud6c4 \uc18c\uc15c \uc2dc\ud050\ub9ac\ud2f0 \uc5f0\uae08(Social Security Benefits)\uc5d0\ub9cc \uc758\uc874\ud574 \uc0dd\ud65c\ud558\ub358 70\ub300 G\uc528 \ubd80\ubd80\ub294 \ucd5c\uadfc \uba87 \ub144\uac04 \uae09\uaca9\ud788 \uc624\ub978 \ubb3c\uac00\uc640 \uc758\ub8cc\ube44 \uc9c0\ucd9c\ub85c \uc778\ud574 \uc0dd\ud65c\ube44\uac00 \ud131\uc5c6\uc774 \ubd80\uc871\ud574\uc84c\uc2b5\ub2c8\ub2e4. \uc790\ub140\ub4e4\uc5d0\uac8c \ubd80\ub2f4\uc744 \uc8fc\uae30 \uc2eb\uc5b4 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