{"id":24909,"date":"2026-04-08T21:50:15","date_gmt":"2026-04-09T01:50:15","guid":{"rendered":"https:\/\/songlawfirm.com\/?p=24909"},"modified":"2026-04-08T22:01:28","modified_gmt":"2026-04-09T02:01:28","slug":"%ea%b5%90%ed%86%b5%ec%82%ac%ea%b3%a0100000%eb%b3%b4%ed%97%98%ed%95%9c%eb%8f%84%ec%95%a1%ec%a0%84%ec%95%a1%ed%95%a9%ec%9d%98","status":"publish","type":"post","link":"https:\/\/songlawfirm.com\/ko\/%ea%b5%90%ed%86%b5%ec%82%ac%ea%b3%a0100000%eb%b3%b4%ed%97%98%ed%95%9c%eb%8f%84%ec%95%a1%ec%a0%84%ec%95%a1%ed%95%a9%ec%9d%98\/","title":{"rendered":"\uad50\ud1b5\uc0ac\uace0 $100,000.00 \ubcf4\ud5d8 \ud55c\ub3c4\uc561 \uc804\uc561 \ud569\uc758! Pre-existing Condition, UIM"},"content":{"rendered":"<h3 style=\"font-weight: 400;\"><strong>\uc0ac\uac74<\/strong> <strong>\uac1c\uc694<\/strong><\/h3>\n<p style=\"font-weight: 400;\">2024\ub144 3\uc6d4, \uace0\uac1d\ub2d8\uc740 \uad50\ud1b5\uc0ac\uace0\ub85c \uc778\ud574 \ubaa9, \ud5c8\ub9ac \ubc0f \uc591\uce21 \uc5b4\uae68\uc5d0 \uc911\ub300\ud55c \ubd80\uc0c1\uc744 \uc785\uc5c8\uc2b5\ub2c8\ub2e4. \ud2b9\ud788 \uc591\uce21 \ud68c\uc804\uadfc\uac1c \uc190\uc0c1\uacfc \ud568\uaed8 \uc88c\uce21 \uc5b4\uae68\ub294 \uacb0\uad6d \uc218\uc220\uae4c\uc9c0 \uc9c4\ud589\ud574\uc57c \ud560 \uc815\ub3c4\ub85c \uc0c1\ud0dc\uac00 \uc545\ud654\ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n<p style=\"font-weight: 400;\">\ubcf4\ud5d8\ud68c\uc0ac\ub294 \uace0\uac1d\ub2d8\uc758 \uae30\uc874 \ubcd1\ub825(pre-existing condition)\uc744 \uc774\uc720\ub85c \uc774\ubc88 \uc0ac\uace0\uc640\uc758 \uc778\uacfc\uad00\uacc4\ub97c \ubd80\uc815\ud558\uba70 \ucc45\uc784\uc744 \ubd80\uc778\ud558\ub824 \ud588\uace0, \uac00\ud574 \ucc28\ub7c9\uc758 \ubcf4\ud5d8 \ud55c\ub3c4 \ub610\ud55c $25,000\uc5d0 \ubd88\uacfc\ud558\uc5ec \ucda9\ubd84\ud55c \ubcf4\uc0c1\uc744 \ubc1b\uae30 \uc5b4\ub824\uc6b4 \uc0c1\ud669\uc774\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n<h3 style=\"font-weight: 400;\"><strong>\uacb0\uacfc<\/strong><\/h3>\n<p style=\"font-weight: 400;\">\uc800\ud76c \uc1a1\ub85c\ud38c\uc740 \uc0ac\uace0 \uc774\ud6c4 \uce58\ub8cc \uacbd\uacfc, \uc601\uc0c1 \uac80\uc0ac, \uadf8\ub9ac\uace0 \uc218\uc220\uae4c\uc9c0 \uc774\uc5b4\uc9c4 \uce58\ub8cc \uacfc\uc815\uc758 \u201c\ub2e8\uacc4\uc801 \uc545\ud654(escalation of care)\u201d\ub97c \uba85\ud655\ud788 \uc785\uc99d\ud558\uba70 \ubcf4\ud5d8\uc0ac\uc758 \uc8fc\uc7a5\uc744 \ubc18\ubc15\ud558\uc600\uc2b5\ub2c8\ub2e4. \uadf8 \uacb0\uacfc, \uac00\ud574\uc790 \ubcf4\ud5d8\uc0ac\ub85c\ubd80\ud130 <strong>$25,000 <\/strong><strong>\uc804\uc561<\/strong> <strong>\ubcf4\ud5d8\uae08<\/strong> <strong>\uc9c0\uae09<\/strong>\uc744 \uc774\ub04c\uc5b4\ub0c8\uace0, \uc774\uc5b4\uc11c UIM(Underinsured Motorist) \ubcf4\ud5d8\uc744 \ud1b5\ud574 \ucd94\uac00\ub85c <strong>$75,000<\/strong>\uc744 \ud655\ubcf4\ud558\uc5ec, <strong>\ucd1d<\/strong><strong> $100,000 <\/strong><strong>\ubcf4\uc0c1<\/strong> <strong>\ud569\uc758<\/strong>\ub97c \uc774\ub8e8\uc5b4\ub0c8\uc2b5\ub2c8\ub2e4. \ubcf8 \uc0ac\uac74\uc740 \uc18c\uc1a1 \uc5c6\uc774 \ud611\uc0c1\uc744 \ud1b5\ud574 \uc2e0\uc18d\ud558\uac8c \ud574\uacb0\ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n<h3 style=\"font-weight: 400;\"><strong>\uc1a1\ub85c\ud38c\uc758<\/strong> <strong>\uc804\ub7b5<\/strong><\/h3>\n<p style=\"font-weight: 400;\">\ubcf8 \uc0ac\uac74\uc758 \ud575\uc2ec\uc740 \ubcf4\ud5d8\uc0ac\uac00 \uc8fc\uc7a5\ud558\ub294 \uae30\uc874 \uc9c8\ud658(pre-existing condition)\uc744 \uc5b4\ub5bb\uac8c \uadf9\ubcf5\ud558\ub290\ub0d0\uc600\uc2b5\ub2c8\ub2e4.<\/p>\n<h3 style=\"font-weight: 400;\"><strong>\uc800\ud76c\ub294<\/strong><\/h3>\n<ul style=\"font-weight: 400;\">\n<li>\uc0ac\uace0 \uc774\ud6c4 \ucd2c\uc601\ub41c MRI \ubc0f \uc218\uc220 \uc18c\uacac\uc744 \uc911\uc2ec\uc73c\ub85c <strong>\uc0ac\uace0<\/strong> <strong>\uc774\ud6c4<\/strong> <strong>\uc0c1\ud0dc<\/strong> <strong>\uc545\ud654<\/strong> <strong>\ubc0f<\/strong> <strong>\uc0c8\ub85c\uc6b4<\/strong> <strong>\uc190\uc0c1<\/strong> <strong>\ubc1c\uc0dd<\/strong>\uc744 \uc785\uc99d\ud558\uace0,<\/li>\n<li>\uc7a5\uae30\uac04 \ubcf4\uc874\uc801 \uce58\ub8cc \uc2e4\ud328 \ud6c4 \uc218\uc220\ub85c \uc774\uc5b4\uc9c4 \uc810\uc744 \uac15\uc870\ud558\uc5ec <strong>\ub2e8\uc21c<\/strong> <strong>\uae30\uc874<\/strong> <strong>\uc9c8\ud658\uc774<\/strong> <strong>\uc544\ub2cc<\/strong> <strong>\uc678\uc0c1\uc131<\/strong> <strong>\uc545\ud654<\/strong>\uc784\uc744 \uba85\ud655\ud788 \ud558\uc600\uc73c\uba70,<\/li>\n<li>BI \ubcf4\ud5d8 \ud55c\ub3c4\uac00 \ub0ae\uc740 \uc0c1\ud669\uc5d0\uc11c\ub3c4 UIM \uc808\ucc28(Longworth)\ub97c \uc815\ud655\ud788 \uc9c4\ud589\ud558\uc5ec <strong>\ucd94\uac00<\/strong> <strong>\ubcf4\uc0c1<\/strong> <strong>\ud655\ubcf4<\/strong> <strong>\uad6c\uc870\ub97c<\/strong> <strong>\uc644\uc131<\/strong>\ud558\uc600\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<p style=\"font-weight: 400;\">\uc774\uc640 \uac19\uc740 \uc804\ub7b5\uc744 \ud1b5\ud574 \ubcf4\ud5d8\uc0ac\uc758 \ucc45\uc784 \ud68c\ud53c \ub17c\ub9ac\ub97c \ud6a8\uacfc\uc801\uc73c\ub85c \ucc28\ub2e8\ud560 \uc218 \uc788\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n<h3 style=\"font-weight: 400;\"><strong>\uc1a1\ub85c\ud38c\uc758<\/strong> <strong>\uc57d\uc18d<\/strong><\/h3>\n<p style=\"font-weight: 400;\">\uc1a1\ub85c\ud38c\uc740 \uc55e\uc73c\ub85c\ub3c4 \uace0\uac1d\ub2d8\uc758 \uad8c\uc775\uc744 \ucd5c\uc6b0\uc120\uc73c\ub85c \ud558\uc5ec, \uc5b4\ub5a4 \uc5b4\ub824\uc6b4 \uc0c1\ud669\uc5d0\uc11c\ub3c4 \ub05d\uae4c\uc9c0 \ucc45\uc784\uc9c0\uace0 \uc815\ub2f9\ud55c \ubcf4\uc0c1\uc744 \ubc1b\uc744 \uc218 \uc788\ub3c4\ub85d \ud568\uaed8\ud558\uaca0\uc2b5\ub2c8\ub2e4.<br \/>\n\u201c\ubcf4\ud5d8\ud68c\uc0ac\uc5d0\uc11c \uc81c \uc0c1\ud0dc\ub97c \uc778\uc815\ud574\uc8fc\uc9c0 \uc54a\uc544 \ub9ce\uc774 \ub2f5\ub2f5\ud588\ub294\ub370, \uc1a1\ub85c\ud38c\uc5d0\uc11c \ub05d\uae4c\uc9c0 \ud3ec\uae30\ud558\uc9c0 \uc54a\uace0 \uc2f8\uc6cc\uc8fc\uc154\uc11c \ud070 \ud798\uc774 \ub418\uc5c8\uc2b5\ub2c8\ub2e4. \uc218\uc220\uae4c\uc9c0 \ud558\uac8c \ub418\uc5b4 \uac71\uc815\uc774 \ub9ce\uc558\ub294\ub370, \uc88b\uc740 \uacb0\uacfc\ub97c \ub9cc\ub4e4\uc5b4 \uc8fc\uc154\uc11c \uc9c4\uc2ec\uc73c\ub85c \uac10\uc0ac\ub4dc\ub9bd\ub2c8\ub2e4.\u201d<\/p>\n<h3 style=\"font-weight: 400;\"><strong>\uc1a1\ub85c\ud38c\uc774<\/strong> <strong>\ud2b9\ubcc4\ud55c<\/strong> <strong>\uc774\uc720<\/strong><\/h3>\n<ul>\n<li style=\"font-weight: 400;\">\uae30\uc874 \uc9c8\ud658(pre-existing condition)\uacfc \uc0ac\uace0 \uc778\uacfc\uad00\uacc4\ub97c \uba85\ud655\ud788 \uad6c\ubd84\ud558\ub294 \uc804\ubb38\uc131<\/li>\n<li style=\"font-weight: 400;\">\uc218\uc220 \ubc0f \uac1d\uad00\uc801 \uc758\ud559 \uc790\ub8cc\ub97c \uae30\ubc18\uc73c\ub85c \ud55c \uac15\ub825\ud55c \uc785\uc99d \uc804\ub7b5<\/li>\n<li style=\"font-weight: 400;\">BI + UIM\uc744 \uc5f0\uacb0\ud558\ub294 \uccb4\uacc4\uc801\uc778 \ubcf4\uc0c1 \uad6c\uc870 \uc124\uacc4<\/li>\n<li style=\"font-weight: 400;\">\uc18c\uc1a1 \uc5c6\uc774\ub3c4 \ucd5c\ub300\ud55c\uc758 \uacb0\uacfc\ub97c \uc774\ub04c\uc5b4\ub0b4\ub294 \ud611\uc0c1\ub825<\/li>\n<li style=\"font-weight: 400;\">\uace0\uac1d\uacfc \ub05d\uae4c\uc9c0 \ud568\uaed8\ud558\ub294 \ucc45\uc784\uac10 \uc788\ub294 \ub300\uc751<\/li>\n<\/ul>\n<p style=\"font-weight: 400;\">\uc1a1\ub85c\ud38c\uc740 \uc55e\uc73c\ub85c\ub3c4 \uace0\uac1d\uc758 \uad8c\ub9ac\ub97c \ub05d\uae4c\uc9c0 \uc9c0\ucf1c\ub0b4\uace0, \uc815\ub2f9\ud55c \ubcf4\uc0c1\uc744 \uc2e4\ud604\ud558\uae30 \uc704\ud574 \ucd5c\uc120\uc744 \ub2e4\ud558\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n<p style=\"font-weight: 400;\">\ubb34\ub8cc \uc0c1\ub2f4 \uc608\uc57d: (201) 461-0031<br \/>\n<a href=\"http:\/\/www.songlawfirm.com\/\" data-ogsc=\"\" data-outlook-id=\"73aee940-c9a2-4d63-b624-461ff9777b4b\">www.songlawfirm.com<\/a><br \/>\n<a href=\"mailto:pi@songlawfirm.com\" data-ogsc=\"\" data-outlook-id=\"e57b237a-5ab5-4c23-bf1c-5c81397e3252\">pi@songlawfirm.com<\/a><\/p>\n<p><b data-path-to-node=\"18,1,0\" data-index-in-node=\"0\">\uba74\ucc45 \uc870\ud56d:<\/b>\u00a0\ubcf8 \uac8c\uc2dc\ubb3c\uc740 \uc815\ubcf4 \uc81c\uacf5\uc6a9\uc774\uba70 \ubc95\ub960 \uc790\ubb38\uc774 \uc544\ub2d9\ub2c8\ub2e4. \uac1c\ubcc4 \uc0ac\uac74\uc758 \uacb0\uacfc\ub294 \uc0ac\uc2e4\uad00\uacc4\uc5d0 \ub530\ub77c \ub2ec\ub77c\uc9c8 \uc218 \uc788\uc73c\uba70 \uacfc\uac70\uc758 \uc131\uacfc\uac00 \ubbf8\ub798\ub97c \ubcf4\uc7a5\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\uc0ac\uac74 \uac1c\uc694 2024\ub144 3\uc6d4, \uace0\uac1d\ub2d8\uc740 \uad50\ud1b5\uc0ac\uace0\ub85c \uc778\ud574 \ubaa9, \ud5c8\ub9ac \ubc0f \uc591\uce21 \uc5b4\uae68\uc5d0 \uc911\ub300\ud55c \ubd80\uc0c1\uc744 \uc785\uc5c8\uc2b5\ub2c8\ub2e4. \ud2b9\ud788 \uc591\uce21 \ud68c\uc804\uadfc\uac1c \uc190\uc0c1\uacfc \ud568\uaed8 \uc88c\uce21 \uc5b4\uae68\ub294 \uacb0\uad6d \uc218\uc220\uae4c\uc9c0 \uc9c4\ud589\ud574\uc57c \ud560 \uc815\ub3c4\ub85c \uc0c1\ud0dc\uac00 \uc545\ud654\ub418\uc5c8\uc2b5\ub2c8\ub2e4. \ubcf4\ud5d8\ud68c\uc0ac\ub294 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":24910,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"default","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[438,402],"tags":[899,2628,785,865,2998,863],"class_list":["post-24909","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-438","category-402","tag--ko-2","tag-2628","tag-785","tag-865","tag-2998","tag-863"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.3 (Yoast SEO v27.3) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>\uad50\ud1b5\uc0ac\uace0 $100,000.00 \ubcf4\ud5d8 \ud55c\ub3c4\uc561 \uc804\uc561 \ud569\uc758! Pre-existing Condition, UIM - \uc1a1\ub3d9\ud638 \uc885\ud569\ub85c\ud38c<\/title>\n<meta name=\"description\" content=\"\ubcf4\ud5d8\ud68c\uc0ac\ub294 \uace0\uac1d\ub2d8\uc758 \uae30\uc874 \ubcd1\ub825(pre-existing condition)\uc744 \uc774\uc720\ub85c \uc774\ubc88 \uc0ac\uace0\uc640\uc758 \uc778\uacfc\uad00\uacc4\ub97c \ubd80\uc815\ud558\uba70 \ucc45\uc784\uc744 \ubd80\uc778\ud558\ub824 \ud588\uace0, \uac00\ud574 \ucc28\ub7c9\uc758 \ubcf4\ud5d8 \ud55c\ub3c4 \ub610\ud55c $25,000\uc5d0 \ubd88\uacfc\ud558\uc5ec \ucda9\ubd84\ud55c \ubcf4\uc0c1\uc744 \ubc1b\uae30 \uc5b4\ub824\uc6b4 \uc0c1\ud669\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/songlawfirm.com\/ko\/%ea%b5%90%ed%86%b5%ec%82%ac%ea%b3%a0100000%eb%b3%b4%ed%97%98%ed%95%9c%eb%8f%84%ec%95%a1%ec%a0%84%ec%95%a1%ed%95%a9%ec%9d%98\/\" \/>\n<meta property=\"og:locale\" content=\"ko_KR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\uad50\ud1b5\uc0ac\uace0 $100,000.00 \ubcf4\ud5d8 \ud55c\ub3c4\uc561 \uc804\uc561 \ud569\uc758! 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