{"id":25341,"date":"2026-06-02T09:00:00","date_gmt":"2026-06-02T13:00:00","guid":{"rendered":"https:\/\/songlawfirm.com\/?p=25341"},"modified":"2026-06-02T08:13:01","modified_gmt":"2026-06-02T12:13:01","slug":"%ed%95%9c%ec%9d%b8-%eb%a7%88%ed%8a%b8%c2%b7%ec%8b%9d%eb%8b%b9-%ec%8a%ac%eb%a6%bd%ec%95%a4%ed%8f%b4-%eb%af%b8%eb%81%84%eb%9f%ac%ec%a0%b8-%eb%8b%a4%ec%b3%a4%ec%9d%84-%eb%95%8c-%eb%b3%b4","status":"publish","type":"post","link":"https:\/\/songlawfirm.com\/ko\/%ed%95%9c%ec%9d%b8-%eb%a7%88%ed%8a%b8%c2%b7%ec%8b%9d%eb%8b%b9-%ec%8a%ac%eb%a6%bd%ec%95%a4%ed%8f%b4-%eb%af%b8%eb%81%84%eb%9f%ac%ec%a0%b8-%eb%8b%a4%ec%b3%a4%ec%9d%84-%eb%95%8c-%eb%b3%b4\/","title":{"rendered":"\ud55c\uc778 \ub9c8\ud2b8\u00b7\uc2dd\ub2f9 \uc2ac\ub9bd\uc564\ud3f4 \u2014 \ubbf8\ub044\ub7ec\uc838 \ub2e4\ucce4\uc744 \ub54c \ubcf4\uc0c1\ubc1b\ub294 \ubc95"},"content":{"rendered":"\n<!-- \uc1a1\ub85c\ud38c \uce7c\ub7fc #6 \u2014 \ud55c\uad6d\uc5b4 -->\n<style>\n.slf-pi { font-family: -apple-system, BlinkMacSystemFont, \"Segoe UI\", Roboto, \"Noto Sans KR\", \"Apple SD Gothic Neo\", sans-serif; color: #222; line-height: 1.8; max-width: 820px; margin: 0 auto; padding: 0 20px; word-break: keep-all; }\n.slf-pi * { box-sizing: border-box; }\n.slf-pi h1.slf-col-h1 { font-size: 32px; font-weight: 800; color: #1a3a5c; line-height: 1.3; margin: 0 0 18px; }\n.slf-pi .slf-byline { display: flex; flex-wrap: wrap; gap: 12px 18px; padding: 14px 18px; background: #f7f5f0; border-left: 3px solid #b8860b; margin: 0 0 32px; font-size: 13px; color: #666; }\n.slf-pi .slf-byline strong { color: #1a3a5c; }\n.slf-pi .slf-key-answer { background: linear-gradient(135deg, #fff8e7 0%, #faf3e0 100%); border: 1px solid #b8860b; padding: 22px 26px; border-radius: 6px; margin: 0 0 36px; }\n.slf-pi .slf-key-answer .slf-ka-label { font-size: 12px; font-weight: 700; color: #b8860b; text-transform: uppercase; letter-spacing: 1.5px; margin-bottom: 8px; }\n.slf-pi .slf-key-answer p { font-size: 16px; color: #333; margin: 0; line-height: 1.75; }\n.slf-pi .slf-toc { background: #f7f5f0; padding: 20px 26px; margin: 0 0 36px; border-radius: 4px; }\n.slf-pi .slf-toc .slf-toc-label { font-size: 13px; font-weight: 700; color: #1a3a5c; margin-bottom: 10px; }\n.slf-pi .slf-toc ol { margin: 0; padding-left: 22px; }\n.slf-pi .slf-toc li { font-size: 14px; color: #555; margin-bottom: 6px; }\n.slf-pi .slf-toc a { color: #1a3a5c; text-decoration: none; border-bottom: 1px solid transparent; }\n.slf-pi .slf-toc a:hover { border-bottom-color: #b8860b; color: #b8860b; }\n.slf-pi h2.slf-col-h2 { font-size: 24px; font-weight: 700; color: #1a3a5c; margin: 44px 0 16px; line-height: 1.35; }\n.slf-pi h3.slf-col-h3 { font-size: 19px; font-weight: 700; color: #1a3a5c; margin: 28px 0 12px; }\n.slf-pi p { font-size: 16px; margin: 0 0 16px; color: #333; }\n.slf-pi ul, .slf-pi ol { font-size: 16px; color: #333; padding-left: 22px; margin: 0 0 18px; }\n.slf-pi li { margin-bottom: 8px; }\n.slf-pi strong { color: #1a3a5c; }\n.slf-pi table { width: 100%; border-collapse: collapse; margin: 18px 0 26px; font-size: 15px; }\n.slf-pi th { background: #1a3a5c; color: #fff; padding: 10px 12px; text-align: left; font-weight: 600; }\n.slf-pi td { padding: 10px 12px; border-bottom: 1px solid #e8e4dc; vertical-align: top; }\n.slf-pi .slf-callout { background: #f0f5fa; border-left: 4px solid #1a3a5c; padding: 16px 20px; margin: 20px 0; font-size: 15px; color: #333; border-radius: 0 4px 4px 0; }\n.slf-pi .slf-callout strong { color: #1a3a5c; }\n.slf-pi .slf-faq-section { margin-top: 48px; padding-top: 36px; border-top: 2px solid #e8e4dc; }\n.slf-pi .slf-q { background: #fff; border: 1px solid #e8e4dc; margin-bottom: 12px; border-radius: 4px; overflow: hidden; }\n.slf-pi .slf-q[open] { box-shadow: 0 4px 16px rgba(26,58,92,.08); }\n.slf-pi .slf-q summary { padding: 16px 48px 16px 20px; cursor: pointer; font-weight: 600; font-size: 16px; color: #1a3a5c; position: relative; list-style: none; }\n.slf-pi .slf-q summary::-webkit-details-marker { display: none; }\n.slf-pi .slf-q summary::after { content: \"+\"; position: absolute; right: 18px; top: 50%; transform: translateY(-50%); font-size: 22px; color: #b8860b; }\n.slf-pi .slf-q[open] summary::after { content: \"\u2212\"; }\n.slf-pi .slf-q .slf-a { padding: 0 20px 18px; font-size: 15px; color: #444; line-height: 1.8; }\n.slf-pi .slf-related { background: #f7f5f0; padding: 24px; margin: 40px 0; border-radius: 4px; }\n.slf-pi .slf-related .slf-related-label { font-size: 13px; font-weight: 700; color: #b8860b; text-transform: uppercase; letter-spacing: 1.5px; margin-bottom: 12px; }\n.slf-pi .slf-related ul { margin: 0; padding-left: 22px; }\n.slf-pi .slf-related a { color: #1a3a5c; text-decoration: none; border-bottom: 1px solid #b8860b; }\n.slf-pi .slf-related a:hover { color: #b8860b; }\n.slf-pi .slf-cta { background: #1a3a5c; color: #fff; padding: 32px 28px; text-align: center; border-radius: 6px; margin: 40px 0 24px; }\n.slf-pi .slf-cta h3 { color: #fff; margin: 0 0 12px; font-size: 22px; }\n.slf-pi .slf-cta p { color: #d9e1ec; font-size: 16px; margin: 0 0 20px; }\n.slf-pi .slf-cta a.slf-btn { display: inline-block; background: #b8860b; color: #fff; padding: 14px 28px; text-decoration: none; font-weight: 700; border-radius: 4px; font-size: 16px; }\n.slf-pi .slf-cta a.slf-btn:hover { background: #a07408; }\n.slf-pi .slf-cta .slf-cta-contacts { text-align: left; max-width: 380px; margin: 0 auto 20px; padding: 18px 22px; background: rgba(255,255,255,.08); border-radius: 6px; }\n.slf-pi .slf-cta .slf-cta-row { color: #fff; font-size: 15px; margin: 0 0 8px; line-height: 1.7; }\n.slf-pi .slf-cta .slf-cta-row:last-child { margin-bottom: 0; }\n.slf-pi .slf-cta .slf-cta-row a { color: #fff; text-decoration: none; border-bottom: 1px solid rgba(255,255,255,.4); }\n.slf-pi .slf-cta .slf-cta-row a:hover { border-color: #b8860b; }\n.slf-pi .slf-cta .slf-cta-icon { display: inline-block; width: 22px; }\n.slf-pi .slf-disclaimer-block { margin: 32px 0 24px; padding: 20px 24px; background: #f7f5f0; border-left: 3px solid #888; border-radius: 0 4px 4px 0; font-size: 12.5px; color: #666; line-height: 1.75; }\n.slf-pi .slf-disclaimer-block .slf-disclaimer-label { font-size: 12px; font-weight: 700; color: #555; margin-bottom: 10px; letter-spacing: 1px; }\n.slf-pi .slf-disclaimer-block p { font-size: 12.5px; color: #666; margin: 0 0 10px; line-height: 1.75; }\n.slf-pi .slf-disclaimer-block p:last-child { margin-bottom: 0; }\n.slf-pi .slf-disclaimer-block .slf-disclaimer-firm { color: #444; font-size: 12.5px; padding-top: 8px; border-top: 1px solid #e0ddd5; margin-top: 12px; }\n@media (max-width: 600px) {\n  .slf-pi h1.slf-col-h1 { font-size: 26px; }\n  .slf-pi h2.slf-col-h2 { font-size: 21px; }\n  .slf-pi p, .slf-pi ul, .slf-pi ol { font-size: 15.5px; }\n  .slf-pi .slf-key-answer p { font-size: 15px; }\n  .slf-pi table { font-size: 14px; }\n}\n<\/style>\n<article class=\"slf-pi\">\n  <h1 class=\"slf-col-h1\">\ud55c\uc778 \ub9c8\ud2b8\u00b7\uc2dd\ub2f9 \uc2ac\ub9bd\uc564\ud3f4 \u2014 \ubbf8\ub044\ub7ec\uc838 \ub2e4\ucce4\uc744 \ub54c \ubcf4\uc0c1\ubc1b\ub294 \ubc95<\/h1>\n  <div class=\"slf-key-answer\">\n    <div class=\"slf-ka-label\">\ud55c \uc904 \ub2f5\ubcc0<\/div>\n    <p>\ud55c\uc778 \ub9c8\ud2b8\ub098 \uc2dd\ub2f9\uc5d0\uc11c \ubbf8\ub044\ub7ec\uc838 \ub2e4\uce58\uba74 \uac00\uac8c\uc758 <strong>\uc2dc\uc124\ucc45\uc784(premises liability)<\/strong>\uc73c\ub85c \ubcf4\uc0c1 \uccad\uad6c\uac00 \uac00\ub2a5\ud569\ub2c8\ub2e4. \ud575\uc2ec\uc740 &quot;\uc0ac\uace0 \uc2dc\uc810\uc5d0 \uac00\uac8c\uac00 \uc704\ud5d8\uc744 \uc54c\uace0 \uc788\uc5c8\uac70\ub098, \uc54c \uc218 \uc788\uc5c8\uc74c(notice)&quot;\uc744 \uc785\uc99d\ud558\ub294 \uac83\uc774\uba70, <strong>\uc0ac\uc9c4\u00b7\uc601\uc218\uc99d\u00b7CCTV\u00b7\uc0ac\uace0 \ubcf4\uace0\uc11c<\/strong>\uac00 \uacb0\uc815\uc801 \uc99d\uac70\uac00 \ub429\ub2c8\ub2e4. \uc0ac\uace0 \uc9c1\ud6c4 5\ubd84\uc774 \ubcf4\uc0c1 \uaddc\ubaa8\ub97c \uacb0\uc815\ud569\ub2c8\ub2e4.<\/p>\n  <\/div>\n  <div class=\"slf-toc\">\n    <div class=\"slf-toc-label\">\ud83d\udcd1 \ubaa9\ucc28<\/div>\n    <ol>\n      <li><a href=\"#sec-1\">NJ \uc2dc\uc124\ucc45\uc784\ubc95(Premises Liability) \ud575\uc2ec 3\uc694\uc18c<\/a><\/li>\n      <li><a href=\"#sec-2\">\ub9c8\ud2b8\u00b7\uc2dd\ub2f9\uc5d0\uc11c \uc790\uc8fc \uc77c\uc5b4\ub098\ub294 4\uac00\uc9c0 \uc0ac\uace0<\/a><\/li>\n      <li><a href=\"#sec-3\">\uc0ac\uace0 \uc9c1\ud6c4 \ubc18\ub4dc\uc2dc \ud574\uc57c \ud560 5\uac00\uc9c0 \u2014 \uace8\ub4e0\ud0c0\uc784 5\ubd84<\/a><\/li>\n      <li><a href=\"#sec-4\">\uac00\uac8c\uac00 &quot;\ubcf8\uc778 \ubd80\uc8fc\uc758&quot;\ub77c\uace0 \uc8fc\uc7a5\ud560 \ub54c<\/a><\/li>\n      <li><a href=\"#sec-5\">CCTV \ubcf4\uc874 \uc694\uccad\uc11c(Spoliation Letter) \u2014 \uacb0\uc815\uc801 \uc99d\uac70 \ud655\ubcf4<\/a><\/li>\n      <li><a href=\"#sec-6\">\uac00\ud574\uc790\uac00 \ud55c\uc778 \uc0ac\uc5c5\uccb4\uc77c \ub54c \u2014 \uc724\ub9ac\uc801 \ubd80\ub2f4\uc744 \uc5b4\ub5bb\uac8c \ub2e4\ub8e8\ub098<\/a><\/li>\n      <li><a href=\"#sec-7\">\uc77c\ubc18 \ucc45\uc784\ubcf4\ud5d8(General Liability) \ud55c\ub3c4<\/a><\/li>\n    <\/ol>\n  <\/div>\n  <h2 id=\"sec-1\" class=\"slf-col-h2\">NJ \uc2dc\uc124\ucc45\uc784\ubc95(Premises Liability) \ud575\uc2ec 3\uc694\uc18c<\/h2>\n  <p>NJ\uc5d0\uc11c \uc2ac\ub9bd\uc564\ud3f4(slip and fall) \uc0ac\uace0\ub85c \uac00\uac8c\uc5d0 \ubcf4\uc0c1\uc744 \uccad\uad6c\ud558\ub824\uba74 \ub2e4\uc74c <strong>3\uac00\uc9c0 \uc694\uc18c\ub97c \ubaa8\ub450 \uc785\uc99d<\/strong>\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n  <ol>\n    <li><strong>\uc704\ud5d8 \uc0c1\ud0dc\uac00 \uc874\uc7ac\ud588\uc74c<\/strong> (\uc816\uc740 \ubc14\ub2e5, \ud758\ub9b0 \uc74c\uc2dd, \uae68\uc9c4 \ud0c0\uc77c \ub4f1)<\/li>\n    <li><strong>\uac00\uac8c\uac00 \uadf8 \uc704\ud5d8\uc744 \uc54c\uc558\uac70\ub098 \uc54c \uc218 \uc788\uc5c8\uc74c(notice)<\/strong> \u2014 Actual Notice \ub610\ub294 Constructive Notice<\/li>\n    <li><strong>\uac00\uac8c\uac00 \ud569\ub9ac\uc801 \uc870\uce58\ub97c \ucde8\ud558\uc9c0 \uc54a\uc558\uc74c<\/strong> (\uacbd\uace0 \ud45c\uc9c0, \uccad\uc18c, \ucc28\ub2e8 \ub4f1 \ubd80\uc7ac)<\/li>\n  <\/ol>\n  <p>\uc608: \ub9c8\ud2b8 \uccad\uc18c\ubd80\uac00 \ubc14\ub2e5\uc744 \ub2e6\uc740 \uc9c1\ud6c4 5\ubd84\uac04 &quot;Wet Floor&quot; \ud45c\uc9c0\ud310\uc744 \uc548 \uc138\uc6e0\uace0, \uadf8 \uc0ac\uc774 \ubcf8\uc778\uc774 \ubbf8\ub044\ub7ec\uc9c4 \uacbd\uc6b0 \u2192 <strong>Actual Notice<\/strong>(\uac00\uac8c\uac00 \ubc14\ub2e5\uc774 \uc816\uc740 \uac83\uc744 \uc54c\uc558\uc74c) + \ud569\ub9ac\uc801 \uc870\uce58 \ubd80\uc7ac \u2192 \uccad\uad6c \uc131\ub9bd.<\/p>\n  <h2 id=\"sec-2\" class=\"slf-col-h2\">\ub9c8\ud2b8\u00b7\uc2dd\ub2f9\uc5d0\uc11c \uc790\uc8fc \uc77c\uc5b4\ub098\ub294 4\uac00\uc9c0 \uc0ac\uace0<\/h2>\n  <table>\n    <thead><tr>\n      <th>\uc0ac\uace0 \uc720\ud615<\/th>\n      <th>\uc804\ud615\uc801 \uc6d0\uc778<\/th>\n      <th>\uc785\uc99d \ud575\uc2ec<\/th>\n    <\/tr><\/thead>\n    <tbody>\n      <tr>\n        <td>\ubc14\ub2e5 \ubbf8\ub044\ub7ec\uc9d0<\/td>\n        <td>\uc5ce\uc9c8\ub7ec\uc9c4 \uc74c\ub8cc\u00b7\uc0dd\uc120 \ube44\ub9b0\ubb3c<\/td>\n        <td>\uc2dc\uac04 \uc785\uc99d + \uccad\uc18c \uae30\ub85d<\/td>\n      <\/tr>\n      <tr>\n        <td>\uc9c4\uc5f4\ub300 \ub099\ud558\ubb3c<\/td>\n        <td>\ub192\uc774 \uc313\uc740 \ubc15\uc2a4, \ubd80\uc2e4 \uc9c4\uc5f4<\/td>\n        <td>\uc0ac\uace0 \uc0ac\uc9c4 + \uc9c4\uc5f4\ub300 \uc0c1\ud0dc<\/td>\n      <\/tr>\n      <tr>\n        <td>\uc8fc\ucc28\uc7a5 \uc0ac\uace0<\/td>\n        <td>\uc5bc\uc74c\u00b7\uad6c\uba4d\u00b7\uc870\uba85 \ubd80\uc871<\/td>\n        <td>\ub0a0\uc528 \uae30\ub85d + \uc2dc\uac04\ub300 \uc0ac\uc9c4<\/td>\n      <\/tr>\n      <tr>\n        <td>\ub728\uac70\uc6b4 \uc74c\uc2dd \ud654\uc0c1<\/td>\n        <td>\uad6d\ubb3c\u00b7\ucc28\u00b7\ucee4\ud53c \uc3df\uc74c<\/td>\n        <td>\uba54\ub274 + \uc9c1\uc6d0 \ubd80\uc8fc\uc758 \uc785\uc99d<\/td>\n      <\/tr>\n    <\/tbody>\n  <\/table>\n  <h2 id=\"sec-3\" class=\"slf-col-h2\">\uc0ac\uace0 \uc9c1\ud6c4 \ubc18\ub4dc\uc2dc \ud574\uc57c \ud560 5\uac00\uc9c0 \u2014 \uace8\ub4e0\ud0c0\uc784 5\ubd84<\/h2>\n  <ol>\n    <li><strong>\uc0ac\uace0 \uc9c0\uc810 \uc0ac\uc9c4<\/strong> (\uc704\ud5d8 \uc0c1\ud0dc\uac00 \uc0ac\ub77c\uc9c0\uae30 \uc804 \uc989\uc2dc)<\/li>\n    <li><strong>\uc601\uc218\uc99d\u00b7\uad6c\ub9e4 \uc99d\ube59<\/strong> \ubcf4\uad00 (\ubcf8\uc778\uc774 \uadf8 \uc2dc\uac04 \uadf8\uacf3\uc5d0 \uc788\uc5c8\uc74c \uc785\uc99d)<\/li>\n    <li><strong>\ub9e4\ub2c8\uc800\/\uc0ac\uc7a5\uc5d0\uac8c \uc989\uc2dc \ubcf4\uace0<\/strong> + \uc0ac\uace0 \ubcf4\uace0\uc11c(Incident Report) \uc791\uc131 \uc694\uccad<\/li>\n    <li><strong>\ubaa9\uaca9\uc790 \uc774\ub984\u00b7\uc804\ud654\ubc88\ud638<\/strong> \ud655\ubcf4<\/li>\n    <li><strong>\ubcd1\uc6d0 \uc9c4\ub8cc (\uc0ac\uace0 \ub2f9\uc77c)<\/strong> \u2014 \ud6c4\uc720\uc99d \uc99d\uc0c1 \uae30\ub85d<\/li>\n  <\/ol>\n  <div class=\"slf-callout\">\n    <strong>\uac00\uc7a5 \uc911\uc694\ud55c \ud55c \uac00\uc9c0:<\/strong> \uc0ac\uace0 \ud604\uc7a5 \uc0ac\uc9c4. \uac00\uac8c\ub294 \ubcf4\ud1b5 \uc0ac\uace0 \uc9c1\ud6c4 \uc989\uc2dc \uccad\uc18c\u00b7\uc815\ub9ac\ud558\ubbc0\ub85c, <strong>5\ubd84 \uc548\uc5d0 \ud734\ub300\ud3f0\uc73c\ub85c \ucc0d\uc5b4\ub450\uc9c0 \uc54a\uc73c\uba74 \uc785\uc99d\uc774 \ub9e4\uc6b0 \uc5b4\ub824\uc6cc\uc9d1\ub2c8\ub2e4<\/strong>. \ud1b5\uc99d\uc774 \uc2ec\ud558\ub354\ub77c\ub3c4 \uc77c\ud589\uc5d0\uac8c \uc0ac\uc9c4 \ubd80\ud0c1\uc744 \uaf2d \ud558\uc138\uc694.\n  <\/div>\n  <h2 id=\"sec-4\" class=\"slf-col-h2\">\uac00\uac8c\uac00 &quot;\ubcf8\uc778 \ubd80\uc8fc\uc758&quot;\ub77c\uace0 \uc8fc\uc7a5\ud560 \ub54c<\/h2>\n  <p>\uac00\uac8c \uce21\uc5d0\uc11c \uac00\uc7a5 \uc790\uc8fc \uc4f0\ub294 \ubc29\uc5b4 \ub17c\ub9ac\uac00 <strong>&quot;\ubcf8\uc778\uc774 \uc8fc\ubcc0\uc744 \uc548 \ubcf4\uace0 \uac78\uc5b4\uc11c \uc0ac\uace0 \ub0ac\ub2e4&quot;<\/strong>, <strong>&quot;\ubcf8\uc778 \uc2e0\ubc1c\uc774 \ubbf8\ub044\ub7ec\uc6e0\ub2e4&quot;<\/strong> \uac19\uc740 \ubcf8\uc778 \ubd80\uc8fc\uc758 \uc8fc\uc7a5\uc785\ub2c8\ub2e4.<\/p>\n  <p>NJ\ub294 <strong>\ube44\uad50\uacfc\uc2e4(comparative negligence)<\/strong> \uc8fc\uc774\ubbc0\ub85c \ubcf8\uc778 \uacfc\uc2e4\uc774 \uc77c\ubd80 \uc778\uc815\ub418\uc5b4\ub3c4 \ubcf4\uc0c1\uc740 \uac00\ub2a5\ud569\ub2c8\ub2e4. \ubcf8\uc778 \uacfc\uc2e4\uc774 49%\uae4c\uc9c0\ub294 \ube44\uc728\ub300\ub85c \uac10\uc561\ud558\uc5ec \ubcf4\uc0c1\ubc1b\uace0, 51% \uc774\uc0c1\uc774\uba74 \ubcf4\uc0c1\uc774 \uc601(0)\uc774 \ub429\ub2c8\ub2e4.<\/p>\n  <ul>\n    <li>\ubcf8\uc778 \uacfc\uc2e4 30% \uc778\uc815 \u2192 \uc815\ub2f9\ud55c \ubcf4\uc0c1\uc758 <strong>70% \ud68c\uc218<\/strong><\/li>\n    <li>\ubcf8\uc778 \uacfc\uc2e4 50% \uc778\uc815 \u2192 \uc815\ub2f9\ud55c \ubcf4\uc0c1\uc758 <strong>50% \ud68c\uc218<\/strong><\/li>\n    <li>\ubcf8\uc778 \uacfc\uc2e4 51% \uc774\uc0c1 \u2192 <strong>0\uc6d0<\/strong><\/li>\n  <\/ul>\n  <h2 id=\"sec-5\" class=\"slf-col-h2\">CCTV \ubcf4\uc874 \uc694\uccad\uc11c(Spoliation Letter) \u2014 \uacb0\uc815\uc801 \uc99d\uac70 \ud655\ubcf4<\/h2>\n  <p>\ub300\ubd80\ubd84\uc758 \ud55c\uc778 \ub9c8\ud2b8\u00b7\uc2dd\ub2f9\uc740 CCTV\ub97c \uc124\uce58\ud558\uace0 \uc788\uc73c\uba70, <strong>\uc0ac\uace0 \uc2dc\uc810\ubd80\ud130 1~3\ubd84 \uc804\ud6c4\uc758 \uc601\uc0c1\uc774 \uac00\uc7a5 \uacb0\uc815\uc801 \uc99d\uac70<\/strong>\uc785\ub2c8\ub2e4. \uadf8\ub7ec\ub098 CCTV\ub294 \ubcf4\ud1b5 <strong>30~90\uc77c \ud6c4 \uc790\ub3d9 \ub36e\uc5b4\uc4f0\uae30<\/strong>\ub418\ubbc0\ub85c, \uc0ac\uace0 \uc9c1\ud6c4 \ubcc0\ud638\uc0ac\uac00 \uac00\uac8c\uc5d0 <strong>CCTV \ubcf4\uc874 \uc694\uccad\uc11c(Spoliation Letter)<\/strong>\ub97c \ubcf4\ub0b4 \uc601\uc0c1\uc744 \ubcf4\uc874\uc2dc\ud0a4\ub294 \uac83\uc774 \ud544\uc218\uc785\ub2c8\ub2e4.<\/p>\n  <div class=\"slf-callout\">\n    \uac00\uac8c\uac00 \ubcf4\uc874 \uc694\uccad\uc744 \ubc1b\uace0\ub3c4 CCTV\ub97c \uc9c0\uc6e0\ub2e4\uba74 <strong>\ubd88\ub9ac\ud55c \ucd94\uc815(spoliation inference)<\/strong> \uc774 \uc801\uc6a9\ub418\uc5b4, \ubc95\uc815\uc5d0\uc11c \ubcf8\uc778\uc5d0\uac8c \ub9e4\uc6b0 \uc720\ub9ac\ud55c \ud310\ub2e8\uc774 \ub098\uc635\ub2c8\ub2e4. \uc989, CCTV\uac00 \uc9c0\uc6cc\uc838\ub3c4 \ubcf4\uc874 \uc694\uccad \uae30\ub85d\uc774 \uc788\uc73c\uba74 \uccad\uad6c\uac00 \uac15\ud574\uc9d1\ub2c8\ub2e4.\n  <\/div>\n  <h2 id=\"sec-6\" class=\"slf-col-h2\">\uac00\ud574\uc790\uac00 \ud55c\uc778 \uc0ac\uc5c5\uccb4\uc77c \ub54c \u2014 \uc724\ub9ac\uc801 \ubd80\ub2f4\uc744 \uc5b4\ub5bb\uac8c \ub2e4\ub8e8\ub098<\/h2>\n  <p>\ud55c\uc778 \uc758\ub8b0\uc778\uc774 \uac00\uc7a5 \ub9dd\uc124\uc774\ub294 \ubd80\ubd84\uc774 <strong>&quot;\uac00\uac8c \uc0ac\uc7a5\ub3c4 \ud55c\uc778\uc778\ub370 \uc18c\uc1a1\ud558\uae30 \ubbf8\uc548\ud558\ub2e4&quot;<\/strong>\ub294 \uc815\uc11c\uc785\ub2c8\ub2e4. \uadf8\ub7ec\ub098 <strong>\ubaa8\ub4e0 \uac00\uac8c\ub294 &quot;\uc77c\ubc18 \ucc45\uc784\ubcf4\ud5d8(General Liability Insurance)&quot; \uac00\uc785\uc774 \ud544\uc218<\/strong>\uc774\uba70, \uccad\uad6c\ub294 \uc0ac\uc7a5 \ubcf8\uc778\uc774 \uc544\ub2cc <strong>\ubcf4\ud5d8\uc0ac\uac00 \uc9c0\uae09<\/strong>\ud569\ub2c8\ub2e4.<\/p>\n  <ul>\n    <li>\ubcf8\uc778\uc774 \uccad\uad6c\ud574\ub3c4 \uc0ac\uc7a5 \uac1c\uc778 \uc790\uc0b0\uc5d0\ub294 \uc601\ud5a5 \uc5c6\uc74c<\/li>\n    <li>\uccad\uad6c\uc561\uc740 \ubcf4\ud5d8\uc0ac\uac00 \ubd80\ub2f4 (\uc77c\ubc18\uc801\uc73c\ub85c $300K~$1M \ud55c\ub3c4)<\/li>\n    <li>\ubcf4\ud5d8 \ubbf8\uac00\uc785 \uac00\uac8c\uc5d0 \ud55c\ud574 \uc0ac\uc7a5 \uc790\uc0b0\uc774 \ubb38\uc81c\ub420 \uc218 \uc788\uc74c \u2192 \ubcc0\ud638\uc0ac\uac00 \uc0ac\uc804 \uac80\ud1a0<\/li>\n  <\/ul>\n  <p>\uc624\ud788\ub824 \ubcf8\uc778\uc774 \uccad\uad6c\ud558\uc9c0 \uc54a\uc73c\uba74 <strong>\ubd80\uc0c1\uc5d0 \ub300\ud55c \uc758\ub8cc\ube44\u00b7\uc77c\uc2e4\uc218\uc785\uc744 \uc804\ubd80 \ubcf8\uc778\uc774 \ubd80\ub2f4<\/strong>\ud558\uac8c \ub418\uba70, \ubcf4\ud5d8\uc0ac\ub294 \uccad\uad6c\uac00 \uc5c6\uc73c\uba74 \ud658\uc6d0\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \ubcf4\ud5d8\uc740 &quot;\uc774\ub7f0 \uacbd\uc6b0\ub97c \uc704\ud574&quot; \uac00\uc785\ud55c \uac83\uc785\ub2c8\ub2e4.<\/p>\n  <h2 id=\"sec-7\" class=\"slf-col-h2\">\uc77c\ubc18 \ucc45\uc784\ubcf4\ud5d8(General Liability) \ud55c\ub3c4<\/h2>\n  <ul>\n    <li>\uc18c\uaddc\ubaa8 \uc2dd\ub2f9\u00b7\ub9c8\ud2b8: \uc0ac\uace0\ub2f9 <strong>$300,000 ~ $1,000,000<\/strong><\/li>\n    <li>\ub300\ud615 \ub9c8\ud2b8: \uc0ac\uace0\ub2f9 <strong>$1M ~ $5M<\/strong><\/li>\n    <li>\uccb4\uc778 \ub9c8\ud2b8(H Mart, Hannam Chain \ub4f1): <strong>$5M \uc774\uc0c1 + \ubaa8\ud68c\uc0ac \uc6b0\uc0b0\ubcf4\ud5d8<\/strong><\/li>\n  <\/ul>\n  <p>\ubcf8\uc778 \ubd80\uc0c1\uc774 \uac00\ubcbc\uc6b0\uba74 \uc218\ucc9c \ub2ec\ub7ec, \uace8\uc808\u00b7\ub514\uc2a4\ud06c \uac19\uc740 \uc911\ub300 \ubd80\uc0c1\uc774\uba74 \uc218\ub9cc~\uc218\uc2ed\ub9cc \ub2ec\ub7ec, \uc601\uad6c\uc7a5\uc560 \uc2dc \uc218\uc2ed\ub9cc~\uc218\ubc31\ub9cc \ub2ec\ub7ec\uae4c\uc9c0 \ud68c\uc218\uac00 \uac00\ub2a5\ud569\ub2c8\ub2e4.<\/p>\n  <div class=\"slf-related\">\n    <div class=\"slf-related-label\">\uad00\ub828 \uc815\ubcf4<\/div>\n    <ul>\n      <li><a href=\"https:\/\/songlawfirm.com\/ko\/%ec%97%85%eb%ac%b4%eb%b6%84%ec%95%bc\/%ec%82%ac%ea%b3%a0%ec%83%81%ed%95%b4\/\">\uc0ac\uace0\uc0c1\ud574 \uc804\ub2f4\ud300 \uc548\ub0b4 \u2192<\/a><\/li>\n      <li><a href=\"https:\/\/songlawfirm.com\/ko\/\uce74\ud14c\uace0\ub9ac\/\ubc95\ub960\uce7c\ub7fc\/\uc0ac\uace0-\uc0c1\ud574-columns\/\">\uc0ac\uace0\uc0c1\ud574 \ubc95\ub960\uce7c\ub7fc \uc804\uccb4 \ubcf4\uae30 \u2192<\/a><\/li>\n      <li><a href=\"https:\/\/songlawfirm.com\/ko\/\uce74\ud14c\uace0\ub9ac\/\uc131\uacf5\uc0ac\ub840\/\uc0ac\uace0-\uc0c1\ud574\/\">\uc1a1\ub85c\ud38c \uc0ac\uace0\uc0c1\ud574 \uc131\uacf5\uc0ac\ub840 \u2192<\/a><\/li>\n    <\/ul>\n  <\/div>\n  <h2 class=\"slf-col-h2 slf-faq-section\">\uc790\uc8fc \ubb3b\ub294 \uc9c8\ubb38<\/h2>\n  <details class=\"slf-q\">\n    <summary>\uc0ac\uace0 \ud6c4 \uba70\uce60 \uc9c0\ub098\uc11c \ub9e4\ub2c8\uc800\uc5d0\uac8c \uc54c\ub824\ub3c4 \uccad\uad6c \uac00\ub2a5\ud55c\uac00\uc694?<\/summary>\n    <div class=\"slf-a\">\uac00\ub2a5\ud558\uc9c0\ub9cc \uc785\uc99d\uc774 \uc5b4\ub824\uc6cc\uc9d1\ub2c8\ub2e4. \uac00\uac8c \uce21\uc740 &quot;\uadf8\ub0a0 \uadf8 \uc0ac\uace0\uac00 \uc2e4\uc81c \uc788\uc5c8\ub294\uc9c0&quot; \uc758\uc2ec\ud558\uba70, CCTV\ub294 \uc774\ubbf8 \uc0ad\uc81c\ub418\uc5c8\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <strong>\uc0ac\uace0 \ub2f9\uc77c \ubcf4\uace0 + \uc601\uc218\uc99d \ubcf4\uad00<\/strong>\uc774 \uac00\uc7a5 \uc548\uc804\ud569\ub2c8\ub2e4.<\/div>\n  <\/details>\n  <details class=\"slf-q\">\n    <summary>\ubcf8\uc778 \uc2e0\ubc1c\uc774 \ubbf8\ub044\ub7ec\uc6e0\ub358 \uacbd\uc6b0\ub3c4 \uccad\uad6c\ub418\ub098\uc694?<\/summary>\n    <div class=\"slf-a\">\uccad\uad6c \uac00\ub2a5\ud569\ub2c8\ub2e4. \ub2e8, \ubcf8\uc778 \uacfc\uc2e4\uc774 \uc77c\ubd80 \uc778\uc815\ub418\uc5b4 \ubcf4\uc0c1\uc774 \uac10\uc561\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uac00\uac8c\uc758 \uc704\ud5d8 \uc0c1\ud0dc(\uc5ce\uc9c8\ub7ec\uc9c4 \ubb3c, \uccad\uc18c \ubd80\uc7ac \ub4f1)\uac00 \uc785\uc99d\ub418\uba74 \ubcf8\uc778 \uc2e0\ubc1c \ubb38\uc81c\ub294 \uacb0\uc815\uc801 \uc694\uc778\uc774 \ub418\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/div>\n  <\/details>\n  <details class=\"slf-q\">\n    <summary>\uac00\uac8c\uac00 CCTV\ub97c \uc9c0\uc6e0\ub2e4\uba74 \uc5b4\ub5bb\uac8c \ud558\ub098\uc694?<\/summary>\n    <div class=\"slf-a\">\ubcc0\ud638\uc0ac\uac00 \uc0ac\uc804\uc5d0 <strong>CCTV \ubcf4\uc874 \uc694\uccad\uc11c<\/strong>\ub97c \ubcf4\ub0b8 \uae30\ub85d\uc774 \uc788\ub2e4\uba74, \ubc95\uc815\uc5d0\uc11c <strong>\ubd88\ub9ac\ud55c \ucd94\uc815(spoliation inference)<\/strong>\uc774 \uc801\uc6a9\ub429\ub2c8\ub2e4. \uc989 CCTV \ubd80\uc7ac\uac00 \uc624\ud788\ub824 \ubcf8\uc778\uc5d0\uac8c \uc720\ub9ac\ud558\uac8c \uc791\uc6a9\ud569\ub2c8\ub2e4.<\/div>\n  <\/details>\n  <details class=\"slf-q\">\n    <summary>\ub9c8\ud2b8\uac00 \ud55c\uc778 \uc601\uc138 \uc790\uc601\uc5c5\uc774\uba74 \ubcf4\uc0c1\uc740 \ub204\uac00 \uc8fc\ub098\uc694?<\/summary>\n    <div class=\"slf-a\">\ub300\ubd80\ubd84 \uac00\uac8c\ub294 \uc77c\ubc18 \ucc45\uc784\ubcf4\ud5d8\uc5d0 \uac00\uc785\ub418\uc5b4 \uc788\uc73c\uba70, <strong>\ubcf4\ud5d8\uc0ac\uac00 \uc9c0\uae09<\/strong>\ud569\ub2c8\ub2e4. \uc0ac\uc7a5 \uac1c\uc778 \uc790\uc0b0\uc5d0\ub294 \uc601\ud5a5 \uc5c6\uc2b5\ub2c8\ub2e4. \ubcf4\ud5d8 \ubbf8\uac00\uc785 \uac00\uac8c\uc5d0 \ud55c\ud574 \uc0ac\uc7a5 \uc790\uc0b0 \ud68c\uc218\uac00 \ubb38\uc81c\ub418\uba70, \uc774 \uacbd\uc6b0 \ubcc0\ud638\uc0ac\uac00 \uc790\uc0b0 \uc870\ud68c \ud6c4 \uc9c4\ud589 \ubc29\ud5a5\uc744 \uacb0\uc815\ud569\ub2c8\ub2e4.<\/div>\n  <\/details>\n  <details class=\"slf-q\">\n    <summary>\uc2dd\ub2f9\uc5d0\uc11c \ub728\uac70\uc6b4 \uad6d\ubb3c\uc5d0 \ub370\uc5c8\uc744 \ub54c\ub3c4 \uc2ac\ub9bd\uc564\ud3f4 \uccad\uad6c\uac00 \ub418\ub098\uc694?<\/summary>\n    <div class=\"slf-a\">\uc5c4\ubc00\ud788 \uc2ac\ub9bd\uc564\ud3f4\uc740 \uc544\ub2c8\uc9c0\ub9cc \ub3d9\uc77c\ud55c <strong>\uc2dc\uc124\ucc45\uc784(premises liability)<\/strong> \ubc94\uc8fc\ub85c \uccad\uad6c \uac00\ub2a5\ud569\ub2c8\ub2e4. \uc9c1\uc6d0\uc758 \ubd80\uc8fc\uc758 \ub610\ub294 \uba54\ub274 \uc790\uccb4\uc758 \uc704\ud5d8\uc131(\uacfc\ub3c4\ud558\uac8c \ub728\uac70\uc6b4 \uc628\ub3c4) \uc785\uc99d\uc774 \ud575\uc2ec\uc785\ub2c8\ub2e4.<\/div>\n  <\/details>\n  <div class=\"slf-cta\">\n    <h3>\uc2ac\ub9bd\uc564\ud3f4 \uc0ac\uace0 \u2014 \ubb34\ub8cc \uc0c1\ub2f4\ubc1b\uc73c\uc138\uc694<\/h3>\n    <p>\uc0ac\uace0 \uc9c1\ud6c4 5\ubd84\uc758 \uc0ac\uc9c4\uc774 \ubcf4\uc0c1 \uaddc\ubaa8\ub97c \uacb0\uc815\ud569\ub2c8\ub2e4.<\/p>\n    <div class=\"slf-cta-contacts\">\n      <div class=\"slf-cta-row\"><span class=\"slf-cta-icon\">\ud83d\udcde<\/span> \uc804\ud654: <a href=\"tel:+12014610031\"><strong>201-461-0031<\/strong><\/a><\/div>\n      <div class=\"slf-cta-row\"><span class=\"slf-cta-icon\">\ud83d\udcac<\/span> \uce74\uce74\uc624\ud1a1 \ucc44\ub110: <strong>Song Law Firm<\/strong><\/div>\n      <div class=\"slf-cta-row\"><span class=\"slf-cta-icon\">\ud83d\udce7<\/span> \uc774\uba54\uc77c: <a href=\"mailto:mail@songlawfirm.com\">mail@songlawfirm.com<\/a><\/div>\n      <div class=\"slf-cta-row\"><span class=\"slf-cta-icon\">\ud83c\udf10<\/span> \uc6f9\uc0ac\uc774\ud2b8: <a href=\"https:\/\/www.songlawfirm.com\">www.songlawfirm.com<\/a><\/div>\n    <\/div>\n    <a href=\"tel:+12014610031\" class=\"slf-btn\">\ud83d\udcde \uc9c0\uae08 \uc804\ud654\ud558\uae30<\/a>\n  <\/div>\n  <div class=\"slf-disclaimer-block\">\n    <div class=\"slf-disclaimer-label\">\u2696\ufe0f \uba74\ucc45\uc870\ud56d (Disclaimer)<\/div>\n    <p>\ubcf8 \uce7c\ub7fc\uc740 \uc77c\ubc18 \uc815\ubcf4 \uc81c\uacf5\uc744 \ubaa9\uc801\uc73c\ub85c \uc791\uc131\ub418\uc5c8\uc73c\uba70, \uad6c\uccb4\uc801\uc778 \ubc95\ub960 \uc790\ubb38\uc774 \uc544\ub2d9\ub2c8\ub2e4. \ubcf8 \uce7c\ub7fc\uc744 \uc77d\ub294 \uac83\ub9cc\uc73c\ub85c\ub294 \ubcc0\ud638\uc0ac-\uc758\ub8b0\uc778 \uad00\uacc4\uac00 \uc131\ub9bd\ub418\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \ubaa8\ub4e0 \uc0ac\uace0\uc0c1\ud574 \uc0ac\uac74\uc740 \uc0ac\uc2e4\uad00\uacc4, \ubd80\uc0c1 \uc815\ub3c4, \ubcf4\ud5d8 \ud55c\ub3c4 \ub4f1 \uac1c\ubcc4 \uc0ac\uc815\uc5d0 \ub530\ub77c \uacb0\uacfc\uac00 \ub2ec\ub77c\uc9c0\uba70, \ubcf8 \uce7c\ub7fc\uc5d0 \uc5b8\uae09\ub41c \uc0ac\ub840\ub098 \uacb0\uacfc\uac00 \ub3d9\uc77c\ud55c \uacb0\uacfc\ub97c \ubcf4\uc7a5\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \uc815\ud655\ud55c \ubc95\ub960 \uc790\ubb38\uc740 \ubcc0\ud638\uc0ac\uc640 \uc9c1\uc811 \uc0c1\ub2f4\ud558\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4.<\/p>\n    <p>\ubcf8 \uce7c\ub7fc\uc740 \uc1a1\ub85c\ud38c(Song Law Firm, \ub274\uc800\uc9c0\u00b7\ub274\uc695\uc8fc \ub4f1\ub85d \ub85c\ud38c)\uc758 \ubc95\ub960 \uad11\uace0\uc774\uba70, NJ\u00b7NY Rules of Professional Conduct\ub97c \uc900\uc218\ud569\ub2c8\ub2e4.<\/p>\n    <p class=\"slf-disclaimer-firm\"><strong>Song Law Firm<\/strong> | Parker Plaza, 400 Kelby St, 19th Floor, Fort Lee, NJ 07024 | 201-461-0031 | mail@songlawfirm.com<\/p>\n  <\/div>\n<\/article>\n\n<script type=\"application\/ld+json\">\n{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@graph\": [\n    {\n      \"@type\": \"Article\",\n      \"headline\": \"\ud55c\uc778 \ub9c8\ud2b8\u00b7\uc2dd\ub2f9 \uc2ac\ub9bd\uc564\ud3f4 \u2014 \ubbf8\ub044\ub7ec\uc838 \ub2e4\ucce4\uc744 \ub54c \ubcf4\uc0c1\ubc1b\ub294 \ubc95\",\n      \"description\": \"\ud55c\uc778 \ub9c8\ud2b8\ub098 \uc2dd\ub2f9\uc5d0\uc11c \ubbf8\ub044\ub7ec\uc838 \ub2e4\uce58\uba74 \uac00\uac8c\uc758 \uc2dc\uc124\ucc45\uc784(premises liability)\uc73c\ub85c \ubcf4\uc0c1 \uccad\uad6c\uac00 \uac00\ub2a5\ud569\ub2c8\ub2e4. \ud575\uc2ec\uc740 \"\uc0ac\uace0 \uc2dc\uc810\uc5d0 \uac00\uac8c\uac00 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\uc2e0\ubc1c \ubb38\uc81c\ub294 \uacb0\uc815\uc801 \uc694\uc778\uc774 \ub418\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.\"\n          }\n        },\n        {\n          \"@type\": \"Question\",\n          \"name\": \"\uac00\uac8c\uac00 CCTV\ub97c \uc9c0\uc6e0\ub2e4\uba74 \uc5b4\ub5bb\uac8c \ud558\ub098\uc694?\",\n          \"acceptedAnswer\": {\n            \"@type\": \"Answer\",\n            \"text\": \"\ubcc0\ud638\uc0ac\uac00 \uc0ac\uc804\uc5d0 CCTV \ubcf4\uc874 \uc694\uccad\uc11c\ub97c \ubcf4\ub0b8 \uae30\ub85d\uc774 \uc788\ub2e4\uba74, \ubc95\uc815\uc5d0\uc11c \ubd88\ub9ac\ud55c \ucd94\uc815(spoliation inference)\uc774 \uc801\uc6a9\ub429\ub2c8\ub2e4. \uc989 CCTV \ubd80\uc7ac\uac00 \uc624\ud788\ub824 \ubcf8\uc778\uc5d0\uac8c \uc720\ub9ac\ud558\uac8c \uc791\uc6a9\ud569\ub2c8\ub2e4.\"\n          }\n        },\n        {\n          \"@type\": \"Question\",\n          \"name\": \"\ub9c8\ud2b8\uac00 \ud55c\uc778 \uc601\uc138 \uc790\uc601\uc5c5\uc774\uba74 \ubcf4\uc0c1\uc740 \ub204\uac00 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\uc2dd\ub2f9\uc5d0\uc11c \ubbf8\ub044\ub7ec\uc838 \ub2e4\uce58\uba74 \uac00\uac8c\uc758 \uc2dc\uc124\ucc45\uc784(premises liability)\uc73c\ub85c \ubcf4\uc0c1 \uccad\uad6c\uac00 \uac00\ub2a5\ud569\ub2c8\ub2e4. \ud575\uc2ec\uc740 \"\uc0ac\uace0 \uc2dc\uc810\uc5d0 \uac00\uac8c\uac00 \uc704\ud5d8\uc744 \uc54c\uace0 \uc788\uc5c8\uac70\ub098, \uc54c \uc218 \uc788\uc5c8\uc74c(notice)\"\uc744 \uc785\uc99d\ud558\ub294 \uac83\uc774\uba70, \uc0ac\uc9c4\u00b7\uc601\uc218\uc99d\u00b7CCTV\u00b7\uc0ac\uace0 \ubcf4\uace0\uc11c\uac00 \uacb0\uc815\uc801 \uc99d\uac70\uac00 \ub429\ub2c8\ub2e4. \uc0ac\uace0 \uc9c1\ud6c4 5\ubd84\uc774 \ubcf4\uc0c1 \uaddc\ubaa8\ub97c \uacb0\uc815\ud569\ub2c8\ub2e4.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"NJ \uc2dc\uc124\ucc45\uc784\ubc95(Premises Liability) \ud575\uc2ec 3\uc694\uc18c\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"NJ\uc5d0\uc11c \uc2ac\ub9bd\uc564\ud3f4(slip and fall) \uc0ac\uace0\ub85c \uac00\uac8c\uc5d0 \ubcf4\uc0c1\uc744 \uccad\uad6c\ud558\ub824\uba74 \ub2e4\uc74c 3\uac00\uc9c0 \uc694\uc18c\ub97c \ubaa8\ub450 \uc785\uc99d\ud574\uc57c \ud569\ub2c8\ub2e4. 1. \uc704\ud5d8 \uc0c1\ud0dc\uac00 \uc874\uc7ac\ud588\uc74c (\uc816\uc740 \ubc14\ub2e5, \ud758\ub9b0 \uc74c\uc2dd, \uae68\uc9c4 \ud0c0\uc77c \ub4f1) 2. \uac00\uac8c\uac00 \uadf8 \uc704\ud5d8\uc744 \uc54c\uc558\uac70\ub098 \uc54c \uc218 \uc788\uc5c8\uc74c(notice) \u2014 Actual Notice \ub610\ub294 Constructive Notice 3. \uac00\uac8c\uac00 \ud569\ub9ac\uc801 \uc870\uce58\ub97c \ucde8\ud558\uc9c0 \uc54a\uc558\uc74c (\uacbd\uace0 \ud45c\uc9c0, \uccad\uc18c, \ucc28\ub2e8 \ub4f1 \ubd80\uc7ac)\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"\ub9c8\ud2b8\u00b7\uc2dd\ub2f9\uc5d0\uc11c \uc790\uc8fc \uc77c\uc5b4\ub098\ub294 4\uac00\uc9c0 \uc0ac\uace0\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"\uc0ac\uace0 \uc720\ud615 | \uc804\ud615\uc801 \uc6d0\uc778 | \uc785\uc99d \ud575\uc2ec. \ubc14\ub2e5 \ubbf8\ub044\ub7ec\uc9d0 | \uc5ce\uc9c8\ub7ec\uc9c4 \uc74c\ub8cc\u00b7\uc0dd\uc120 \ube44\ub9b0\ubb3c | \uc2dc\uac04 \uc785\uc99d + \uccad\uc18c \uae30\ub85d. \uc9c4\uc5f4\ub300 \ub099\ud558\ubb3c | \ub192\uc774 \uc313\uc740 \ubc15\uc2a4, \ubd80\uc2e4 \uc9c4\uc5f4 | \uc0ac\uace0 \uc0ac\uc9c4 + \uc9c4\uc5f4\ub300 \uc0c1\ud0dc. \uc8fc\ucc28\uc7a5 \uc0ac\uace0 | \uc5bc\uc74c\u00b7\uad6c\uba4d\u00b7\uc870\uba85 \ubd80\uc871 | \ub0a0\uc528 \uae30\ub85d + \uc2dc\uac04\ub300 \uc0ac\uc9c4.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"\uc0ac\uace0 \uc9c1\ud6c4 \ubc18\ub4dc\uc2dc \ud574\uc57c \ud560 5\uac00\uc9c0 \u2014 \uace8\ub4e0\ud0c0\uc784 5\ubd84\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"1. \uc0ac\uace0 \uc9c0\uc810 \uc0ac\uc9c4 (\uc704\ud5d8 \uc0c1\ud0dc\uac00 \uc0ac\ub77c\uc9c0\uae30 \uc804 \uc989\uc2dc) 2. \uc601\uc218\uc99d\u00b7\uad6c\ub9e4 \uc99d\ube59 \ubcf4\uad00 (\ubcf8\uc778\uc774 \uadf8 \uc2dc\uac04 \uadf8\uacf3\uc5d0 \uc788\uc5c8\uc74c \uc785\uc99d) 3. \ub9e4\ub2c8\uc800\/\uc0ac\uc7a5\uc5d0\uac8c \uc989\uc2dc \ubcf4\uace0 + \uc0ac\uace0 \ubcf4\uace0\uc11c(Incident Report) \uc791\uc131 \uc694\uccad 4. \ubaa9\uaca9\uc790 \uc774\ub984\u00b7\uc804\ud654\ubc88\ud638 \ud655\ubcf4 5. \ubcd1\uc6d0 \uc9c4\ub8cc (\uc0ac\uace0 \ub2f9\uc77c) \u2014 \ud6c4\uc720\uc99d \uc99d\uc0c1 \uae30\ub85d\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"\uac00\uac8c\uac00 \"\ubcf8\uc778 \ubd80\uc8fc\uc758\"\ub77c\uace0 \uc8fc\uc7a5\ud560 \ub54c\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"\uac00\uac8c \uce21\uc5d0\uc11c \uac00\uc7a5 \uc790\uc8fc \uc4f0\ub294 \ubc29\uc5b4 \ub17c\ub9ac\uac00 \"\ubcf8\uc778\uc774 \uc8fc\ubcc0\uc744 \uc548 \ubcf4\uace0 \uac78\uc5b4\uc11c \uc0ac\uace0 \ub0ac\ub2e4\", \"\ubcf8\uc778 \uc2e0\ubc1c\uc774 \ubbf8\ub044\ub7ec\uc6e0\ub2e4\" \uac19\uc740 \ubcf8\uc778 \ubd80\uc8fc\uc758 \uc8fc\uc7a5\uc785\ub2c8\ub2e4.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"CCTV \ubcf4\uc874 \uc694\uccad\uc11c(Spoliation Letter) \u2014 \uacb0\uc815\uc801 \uc99d\uac70 \ud655\ubcf4\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"\ub300\ubd80\ubd84\uc758 \ud55c\uc778 \ub9c8\ud2b8\u00b7\uc2dd\ub2f9\uc740 CCTV\ub97c \uc124\uce58\ud558\uace0 \uc788\uc73c\uba70, \uc0ac\uace0 \uc2dc\uc810\ubd80\ud130 1~3\ubd84 \uc804\ud6c4\uc758 \uc601\uc0c1\uc774 \uac00\uc7a5 \uacb0\uc815\uc801 \uc99d\uac70\uc785\ub2c8\ub2e4. \uadf8\ub7ec\ub098 CCTV\ub294 \ubcf4\ud1b5 30~90\uc77c \ud6c4 \uc790\ub3d9 \ub36e\uc5b4\uc4f0\uae30\ub418\ubbc0\ub85c, \uc0ac\uace0 \uc9c1\ud6c4 \ubcc0\ud638\uc0ac\uac00 \uac00\uac8c\uc5d0 CCTV \ubcf4\uc874 \uc694\uccad\uc11c(Spoliation Letter)\ub97c \ubcf4\ub0b4 \uc601\uc0c1\uc744 \ubcf4\uc874\uc2dc\ud0a4\ub294 \uac83\uc774 \ud544\uc218\uc785\ub2c8\ub2e4.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"\uac00\ud574\uc790\uac00 \ud55c\uc778 \uc0ac\uc5c5\uccb4\uc77c \ub54c \u2014 \uc724\ub9ac\uc801 \ubd80\ub2f4\uc744 \uc5b4\ub5bb\uac8c \ub2e4\ub8e8\ub098\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"\ud55c\uc778 \uc758\ub8b0\uc778\uc774 \uac00\uc7a5 \ub9dd\uc124\uc774\ub294 \ubd80\ubd84\uc774 \"\uac00\uac8c \uc0ac\uc7a5\ub3c4 \ud55c\uc778\uc778\ub370 \uc18c\uc1a1\ud558\uae30 \ubbf8\uc548\ud558\ub2e4\"\ub294 \uc815\uc11c\uc785\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \ubaa8\ub4e0 \uac00\uac8c\ub294 \"\uc77c\ubc18 \ucc45\uc784\ubcf4\ud5d8(General Liability Insurance)\" \uac00\uc785\uc774 \ud544\uc218\uc774\uba70, \uccad\uad6c\ub294 \uc0ac\uc7a5 \ubcf8\uc778\uc774 \uc544\ub2cc \ubcf4\ud5d8\uc0ac\uac00 \uc9c0\uae09\ud569\ub2c8\ub2e4.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"\uc77c\ubc18 \ucc45\uc784\ubcf4\ud5d8(General Liability) \ud55c\ub3c4\",\n      \"acceptedAnswer\": 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