{"id":25494,"date":"2026-06-03T17:01:07","date_gmt":"2026-06-03T21:01:07","guid":{"rendered":"https:\/\/songlawfirm.com\/415k-passenger-intersection-collision-dual-recovery\/"},"modified":"2026-06-03T18:17:41","modified_gmt":"2026-06-03T22:17:41","slug":"415k-passenger-intersection-collision-dual-recovery","status":"publish","type":"post","link":"https:\/\/songlawfirm.com\/ko\/415k-passenger-intersection-collision-dual-recovery\/","title":{"rendered":"$415,000 \ud569\uc758 \uc131\uacf5 \u2014 \ub3d9\uc2b9\uc790\uac00 \ub2f9\ud55c \uad50\ucc28\ub85c \uc88c\ud68c\uc804 \ucda9\ub3cc, \uce5c\uad6c \ubcf4\ud5d8 + \uac00\ud574\uc790 \ubcf4\ud5d8 \uc774\uc911 \ud68c\uc218"},"content":{"rendered":"<h2>$415,000 \ud569\uc758 \uc131\uacf5 \u2014 \ub3d9\uc2b9\uc790 \uc0ac\uace0, \ub450 \ubcf4\ud5d8\uc0ac\ub85c\ubd80\ud130 \uc774\uc911 \ud68c\uc218<\/h2>\n<p>\uc1a1\ub3d9\ud638 \uc885\ud569\ub85c\ud38c\uc740 \uce5c\uad6c\uac00 \uc6b4\uc804\ud558\ub358 \ucc28\ub7c9\uc758 <strong>\ub3d9\uc2b9\uc790<\/strong>\ub85c \uad50\ucc28\ub85c\uc5d0\uc11c \uc88c\ud68c\uc804 \ucc28\ub7c9\uacfc \ucda9\ub3cc\ud574 \ud070 \uc0c1\ud574\ub97c \uc785\uc73c\uc2e0 42\uc138 \uace0\uac1d\ub2d8\uc744 \ub300\ub9ac\ud558\uc5ec, <strong>\uce5c\uad6c \ubcf4\ud5d8\uc0ac $15,000 + \uac00\ud574 \ucc28\ub7c9 \ubcf4\ud5d8\uc0ac $400,000, \ud569\uacc4 $415,000<\/strong> \ud569\uc758\ub97c \uc774\ub04c\uc5b4\ub0c8\uc2b5\ub2c8\ub2e4.<\/p>\n<h3>\uc0ac\uace0 \uac1c\uc694<\/h3>\n<table>\n<thead>\n<tr>\n<th>\ud56d\ubaa9<\/th>\n<th>\ub0b4\uc6a9<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\uc0ac\uace0 \ub2f9\uc2dc \uc5f0\ub839<\/td>\n<td>42\uc138<\/td>\n<\/tr>\n<tr>\n<td>\uc6b4\uc804\uc790<\/td>\n<td>\uce5c\uad6c (\ub3d9\uc2b9\uc790 \uace0\uac1d\ub2d8\uc740 \uc6b4\uc804\uc790 \uc544\ub2d8)<\/td>\n<\/tr>\n<tr>\n<td>\uc0ac\uace0 \uc720\ud615<\/td>\n<td>\uad50\ucc28\ub85c \uc9c1\uc9c4 \uc911, \ub9de\uc740\ud3b8 \uc88c\ud68c\uc804 \ucc28\ub7c9\uacfc \ucda9\ub3cc<\/td>\n<\/tr>\n<tr>\n<td>\uac00\ud574 \ucc28\ub7c9 \ud589\ub3d9<\/td>\n<td>\uc55e \ucc28\ub97c \uc6b0\ud68c\ud558\uae30 \uc704\ud574 \ud06c\uac8c \ub3cc\uc544 \uc88c\ud68c\uc804 \uc2dc\ub3c4 \u2192 \uc9c1\uc9c4 \ucc28\ub7c9 \ubbf8\uc778\uc9c0<\/td>\n<\/tr>\n<tr>\n<td>\uc8fc\uc694 \ubd80\uc0c1<\/td>\n<td>\ubaa9\u00b7\uc5b4\uae68\u00b7\ud314\u00b7\ub4f1\u00b7\ub2e4\ub9ac \uad11\ubc94\uc704 \ud1b5\uc99d<\/td>\n<\/tr>\n<tr>\n<td>\uc218\uc220 \ub0b4\uc5ed<\/td>\n<td><strong>\ucc99\uc218 \uac10\uc555 \uc218\uc220<\/strong> + <strong>\ubbf8\uc138 \ucd94\uac04\ud310 \uc808\uc81c\uc220(Microdiscectomy)<\/strong><\/td>\n<\/tr>\n<tr>\n<td>\uce5c\uad6c \ubcf4\ud5d8\uc0ac \ud68c\uc218<\/td>\n<td>$15,000 (\ud55c\ub3c4)<\/td>\n<\/tr>\n<tr>\n<td>\uac00\ud574 \ucc28\ub7c9 \ubcf4\ud5d8\uc0ac \ud68c\uc218<\/td>\n<td>$400,000<\/td>\n<\/tr>\n<tr>\n<td>\ucd5c\uc885 \ud569\uc758\uae08 (\ud569\uacc4)<\/td>\n<td><strong>$415,000<\/strong><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h3>\uc0ac\uac74 \uacbd\uc704 \u2014 \uc0ac\uace0\ubd80\ud130 \ud569\uc758\uae4c\uc9c0\uc758 \ud750\ub984<\/h3>\n<p><strong>1\ub2e8\uacc4 \u2014 \ub3d9\uc2b9 \uc911 \uc0ac\uace0.<\/strong> 42\uc138 \uace0\uac1d\ub2d8\uc740 \uce5c\uad6c\uac00 \uc6b4\uc804\ud558\ub294 \ucc28\ub7c9\uc758 \uc870\uc218\uc11d \ub3d9\uc2b9\uc790\uc600\uc2b5\ub2c8\ub2e4. \uad50\ucc28\ub85c\ub97c \uc9c1\uc9c4 \ud1b5\uacfc\ud558\ub358 \uc911, \ub9de\uc740\ud3b8\uc5d0\uc11c \uc88c\ud68c\uc804\uc744 \uc2dc\ub3c4\ud55c \ucc28\ub7c9\uacfc \ucda9\ub3cc\ud588\uc2b5\ub2c8\ub2e4. \uac00\ud574 \ucc28\ub7c9\uc740 \uc55e\uc5d0 \ub300\uae30\ud558\ub358 \ub2e4\ub978 \ucc28\ub7c9\uc744 \uc9c0\ub098\uce58\uae30 \uc704\ud574 \ud06c\uac8c \uc6b0\ud68c\ud558\uc5ec \uc88c\ud68c\uc804\uc744 \uc2dc\ub3c4\ud558\ub2e4\uac00 \ub9de\uc740\ud3b8 \uc9c1\uc9c4 \ucc28\ub7c9(\uace0\uac1d\ub2d8 \ud0d1\uc2b9)\uc744 \ubcf4\uc9c0 \ubabb\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<p><strong>2\ub2e8\uacc4 \u2014 \ubd80\uc0c1 \uc9c4\ub2e8.<\/strong> \ucda9\uaca9\uc73c\ub85c \uace0\uac1d\ub2d8\uc740 \ubaa9\u00b7\uc5b4\uae68\u00b7\ud314\u00b7\ub4f1\u00b7\ub2e4\ub9ac\uc5d0 \uad11\ubc94\uc704\ud55c \ud1b5\uc99d\uc744 \ud638\uc18c\ud558\uc168\uace0, MRI \uac80\uc0ac \uacb0\uacfc \ucc99\uc218 \uc555\ubc15\uacfc \ucd94\uac04\ud310 \ud0c8\ucd9c\uc774 \ud655\uc778\ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n<p><strong>3\ub2e8\uacc4 \u2014 \ub2e8\uacc4\uc801 \uc218\uc220.<\/strong> \ubcf4\uc874 \uce58\ub8cc\ub85c \ud638\uc804\uc774 \uc5c6\uc790 <strong>\ucc99\uc218 \uac10\uc555 \uc218\uc220(Decompression)<\/strong> \uacfc <strong>\ubbf8\uc138 \ucd94\uac04\ud310 \uc808\uc81c\uc220(Microdiscectomy)<\/strong> \uc744 \ubc1b\uc73c\uc168\uc2b5\ub2c8\ub2e4. \ub450 \uc218\uc220\uc740 \ubaa8\ub450 \uc2e0\uacbd \uc555\ubc15\uc744 \ud574\uc18c\ud558\uace0 \uc601\uad6c\uc801 \uc2e0\uacbd \uc190\uc0c1\uc744 \uc608\ubc29\ud558\uae30 \uc704\ud55c \uc911\ub300\ud55c \uc218\uc220\uc785\ub2c8\ub2e4.<\/p>\n<p><strong>4\ub2e8\uacc4 \u2014 Dual-track \ubcf4\ud5d8 \ud68c\uc218.<\/strong> \uc1a1\ub85c\ud38c\uc740 \uce5c\uad6c \ucc28\ub7c9\uc758 \ubcf4\ud5d8\uc0ac\uc640 \uac00\ud574 \ucc28\ub7c9\uc758 \ubcf4\ud5d8\uc0ac\ub97c \ub3d9\uc2dc\uc5d0 \uc0c1\ub300\ud558\ub294 \uc774\uc911 \ud68c\uc218 \uc804\ub7b5\uc744 \uac00\ub3d9\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<p><strong>5\ub2e8\uacc4 \u2014 $415,000 \ud569\uc758.<\/strong> \uce5c\uad6c \ubcf4\ud5d8\uc0ac \ud55c\ub3c4 $15,000 + \uac00\ud574 \ucc28\ub7c9 \ubcf4\ud5d8\uc0ac $400,000\uc744 \ucc28\ub840\ub85c \ud655\ubcf4\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<h3>NJ \ub3d9\uc2b9\uc790 \ubcf4\uc0c1 \uccad\uad6c \u2014 \uc5b4\ub290 \ubcf4\ud5d8\uc5d0\uc11c \ubc1b\uc744 \uc218 \uc788\ub098?<\/h3>\n<p>\ub274\uc800\uc9c0 \uc790\ub3d9\ucc28 \ubcf4\ud5d8 \uccb4\uacc4\uc5d0\uc11c \ub3d9\uc2b9\uc790\ub294 <strong>\uc5ec\ub7ec \ubcf4\ud5d8\uc5d0\uc11c \ub3d9\uc2dc \uccad\uad6c<\/strong>\uac00 \uac00\ub2a5\ud569\ub2c8\ub2e4:<\/p>\n<ol>\n<li><strong>PIP(Personal Injury Protection)<\/strong> \u2014 \ub3d9\uc2b9\uc790\uac00 \ud0d1\uc2b9\ud588\ub358 \ucc28\ub7c9\uc758 PIP\uc5d0\uc11c \uc758\ub8cc\ube44 \uc6b0\uc120 \uccad\uad6c (\ubb34\uacfc\uc2e4 \ubcf4\uc7a5)<\/li>\n<li><strong>BI(Bodily Injury Liability)<\/strong> \u2014 \uac00\ud574 \ucc28\ub7c9 \uc6b4\uc804\uc790\/\ucc28\uc8fc\uc758 \ucc45\uc784\ubcf4\ud5d8\uc5d0\uc11c \ubd80\uc0c1 \uc190\ud574 \uccad\uad6c (\ubcf8 \uc0ac\ub840 $400,000)<\/li>\n<li><strong>UM\/UIM(Uninsured\/Underinsured Motorist)<\/strong> \u2014 \uac00\ud574 \ucc28\ub7c9\uc774 \ubb34\ubcf4\ud5d8\u00b7\uc800\ubcf4\ud5d8\uc778 \uacbd\uc6b0 \ub3d9\uc2b9\uc790\uac00 \ud0d1\uc2b9\ud588\ub358 \ucc28\ub7c9\uc758 UM\/UIM\uc5d0\uc11c \ubcf4\ucda9 \uccad\uad6c<\/li>\n<li><strong>\uc6b4\uc804\uc790\uac00 \uce5c\uad6c\u00b7\uac00\uc871\uc778 \uacbd\uc6b0<\/strong> \u2014 \ubcf8 \uc0ac\ub840\ucc98\ub7fc \uce5c\uad6c \ucc28\ub7c9 \ubcf4\ud5d8 \ud55c\ub3c4($15,000) \ub0b4\uc5d0\uc11c\ub3c4 \ud68c\uc218 \uac00\ub2a5<\/li>\n<\/ol>\n<p><strong>\ud575\uc2ec \ud3ec\uc778\ud2b8:<\/strong> \ub3d9\uc2b9\uc790\ub294 \uc6b4\uc804\uc790\uac00 \uc544\ub2c8\ubbc0\ub85c \uc790\uae30 \uacfc\uc2e4\uc774 \uac70\uc758 \uc5c6\uc5b4 <strong>\uc720\ub9ac\ud55c \uc785\uc7a5<\/strong>\uc785\ub2c8\ub2e4. \uc5b4\ub290 \ud55c \uacbd\ub85c\ub9cc \uccad\uad6c\ud558\uc9c0 \ub9d0\uace0 <strong>\ubaa8\ub4e0 \uac00\ub2a5\ud55c \ubcf4\ud5d8\uc744 \ub3d9\uc2dc\uc5d0 \ud65c\uc6a9<\/strong>\ud558\ub294 \uac83\uc774 \ud68c\uc218\uc561 \uadf9\ub300\ud654\uc758 \ud575\uc2ec\uc785\ub2c8\ub2e4.<\/p>\n<h3>\uc758\ud559\uc801 \ubc30\uacbd \u2014 \ucc99\uc218 \uac10\uc555\uc220\uacfc \ubbf8\uc138 \ucd94\uac04\ud310 \uc808\uc81c\uc220<\/h3>\n<ul>\n<li><strong>\ucc99\uc218 \uac10\uc555\uc220(Spinal Decompression)<\/strong> \u2014 \ucc99\uc218\ub97c \ub204\ub974\uace0 \uc788\ub294 \ub514\uc2a4\ud06c\u00b7\ubf08 \uc870\uac01\u00b7\uc778\ub300 \ub4f1\uc744 \uc81c\uac70\ud574 \uc2e0\uacbd \uacf5\uac04\uc744 \ud655\ubcf4\ud558\ub294 \uc218\uc220. \uc601\uad6c \uc2e0\uacbd \uc190\uc0c1\uc744 \uc608\ubc29\ud558\ub294 \ud575\uc2ec \uc218\uc220<\/li>\n<li><strong>\ubbf8\uc138 \ucd94\uac04\ud310 \uc808\uc81c\uc220(Microdiscectomy)<\/strong> \u2014 \ud604\ubbf8\uacbd\uc744 \uc0ac\uc6a9\ud574 \ud0c8\ucd9c\ub41c \ub514\uc2a4\ud06c \ubd80\uc704\ub9cc \uc815\ubc00\ud558\uac8c \uc81c\uac70\ud558\ub294 \ucd5c\uc18c \uce68\uc2b5 \uc218\uc220. \ud68c\ubcf5 \uae30\uac04\uc740 \uc9e7\uc73c\ub098 \uc0ac\uace0 \uc778\uacfc\uad00\uacc4\uac00 \uc785\uc99d\ub418\uba74 \uc601\uad6c \uc0c1\ud574 \uc694\uac74\uc744 \ucda9\uc871<\/li>\n<\/ul>\n<p>\ub450 \uc218\uc220\uc774 \uacb0\ud569\ub418\uba74 \ub2e8\uc21c \ub514\uc2a4\ud06c \ubd80\uc0c1 \ub300\ube44 \ud569\uc758\uae08\uc774 \ud06c\uac8c \uc0c1\uc2b9\ud569\ub2c8\ub2e4.<\/p>\n<h3>\uc1a1\ub85c\ud38c\uc758 \uc774\uc911 \ud68c\uc218 \uc804\ub7b5<\/h3>\n<ul>\n<li><strong>\uace0\uac1d\ub2d8 \uce21 \uc6b4\uc804\uc790(\uce5c\uad6c)\uc758 \ubb34\uacfc\uc2e4\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0<\/strong>, \uce5c\uad6c\uc758 \uc790\ub3d9\ucc28 \ubcf4\ud5d8 \ud55c\ub3c4 \ucee4\ubc84\ub9ac\uc9c0\ub97c \ud65c\uc6a9\ud558\uc5ec <strong>$15,000<\/strong> \ud68c\uc218<\/li>\n<li>\ubc95\uc801 \uacfc\uc2e4\uc774 \uba85\ud655\ud55c \uac00\ud574 \ucc28\ub7c9 \ubcf4\ud5d8\uc0ac\ub97c \uc0c1\ub300\ub85c \uc758\ub8cc \uae30\ub85d\uc744 \uadfc\uac70 \uc0bc\uc544 <strong>$400,000<\/strong> \ucd94\uac00 \ud569\uc758 \ub3c4\ucd9c<\/li>\n<li>\ub450 \ubcf4\ud5d8\uc0ac\ub97c \ubd84\ub9ac\ud574 \ud611\uc0c1\ud558\ub294 <strong>Dual-track<\/strong> \uc804\ub7b5\uc73c\ub85c \ub2e8\uc77c \ud68c\uc218\ubcf4\ub2e4 \ud68c\uc218\uc561 \uadf9\ub300\ud654<\/li>\n<li>\uce5c\uad6c\uc640 \uace0\uac1d\ub2d8 \uc0ac\uc774\uc758 \uc778\uac04\uad00\uacc4\uac00 \uc190\uc0c1\ub418\uc9c0 \uc54a\ub3c4\ub85d \uccad\uad6c \uc808\ucc28\ub97c \ubcf4\ud5d8\uc0ac \ucc28\uc6d0\uc5d0\uc11c\ub9cc \uc9c4\ud589<\/li>\n<\/ul>\n<h3>\uacb0\uacfc<\/h3>\n<p>\ucd1d <strong>$415,000<\/strong> \ud569\uc758\ub85c, \ub3d9\uc2b9\uc790 \uc0ac\uace0\uc5d0\uc11c \uac00\ub2a5\ud55c \ud68c\uc218 \uacbd\ub85c\ub97c \ube60\uc9d0\uc5c6\uc774 \ud65c\uc6a9\ud55c \uc0ac\ub840\uc785\ub2c8\ub2e4.<\/p>\n<h3>\uc790\uc8fc \ubb3b\ub294 \uc9c8\ubb38<\/h3>\n<p><strong>Q. \uce5c\uad6c\uac00 \uc6b4\uc804\ud558\ub358 \ucc28\uc5d0\uc11c \uc0ac\uace0\ub97c \ub2f9\ud588\uc744 \ub54c, \ub204\uad6c \ubcf4\ud5d8\uc73c\ub85c \ubcf4\uc0c1\ubc1b\ub098\uc694?<\/strong><br \/>\nA. \ub3d9\uc2b9\uc790\ub294 \uac00\ud574 \ucc28\ub7c9 \ubcf4\ud5d8 + \ubcf8\uc778\uc774 \ud0d1\uc2b9\ud55c \ucc28\ub7c9\uc758 PIP\/UM\/UIM \ub4f1 \uc5ec\ub7ec \ubcf4\ud5d8\uc5d0\uc11c \ub3d9\uc2dc\uc5d0 \ud68c\uc218\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ubcf8 \uc0ac\ub840\ucc98\ub7fc \uc6b4\uc804\uc790(\uce5c\uad6c)\uac00 \ubb34\uacfc\uc2e4\uc774\uc5b4\ub3c4 \uc77c\ubd80 \ud68c\uc218\uac00 \uac00\ub2a5\ud55c \uacbd\uc6b0\uac00 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p><strong>Q. \ucc99\uc218 \uac10\uc555\u00b7\ub514\uc2a4\ud06c \uc808\uc81c\uc220 \uac19\uc740 \uc218\uc220\uc744 \ubc1b\uc740 \uacbd\uc6b0 \ud569\uc758\uae08\uc774 \uc5b4\ub5bb\uac8c \ucc45\uc815\ub418\ub098\uc694?<\/strong><br \/>\nA. \uc218\uc220 \uc885\ub958\u00b7\uce58\ub8cc \uae30\uac04\u00b7\uc601\uad6c \uc7a5\uc560 \uc5ec\ubd80\u00b7\ud5a5\ud6c4 \uce58\ub8cc\ube44\ub97c \uc885\ud569 \ud3c9\uac00\ud569\ub2c8\ub2e4. \ubcf8 \uc0ac\ub840\ucc98\ub7fc \ucc99\uc218 \uac10\uc555 + \ubbf8\uc138 \ucd94\uac04\ud310 \uc808\uc81c\uc220\uc774 \uacb0\ud569\ub418\uba74 \ubcf4\uc0c1\uc561\uc774 \ud06c\uac8c \uc0c1\uc2b9\ud569\ub2c8\ub2e4.<\/p>\n<p><strong>Q. \uc6b4\uc804\uc790\uac00 \uce5c\uad6c\u00b7\uac00\uc871\uc778 \uacbd\uc6b0 \uccad\uad6c\uac00 \uace4\ub780\ud558\uc9c0 \uc54a\ub098\uc694?<\/strong><br \/>\nA. \uccad\uad6c \ub300\uc0c1\uc740 \uce5c\uad6c \uac1c\uc778\uc774 \uc544\ub2c8\ub77c \uce5c\uad6c\uc758 <strong>\ubcf4\ud5d8\uc0ac<\/strong>\uc785\ub2c8\ub2e4. \uce5c\uad6c \ubcf8\uc778\uc5d0\uac8c \uc9c1\uc811\uc801\uc778 \uae08\uc804\uc801 \ubd80\ub2f4\uc774 \uac00\uc9c0 \uc54a\uc73c\ubbc0\ub85c \uad00\uacc4\uac00 \uc190\uc0c1\ub418\uc9c0 \uc54a\ub294 \ubc29\uc2dd\uc73c\ub85c \uc9c4\ud589 \uac00\ub2a5\ud569\ub2c8\ub2e4. \ubcf4\ud5d8\uc740 \uc774\ub7f0 \uc0c1\ud669\uc744 \ub300\ube44\ud55c \uc81c\ub3c4\uc785\ub2c8\ub2e4.<\/p>\n<p><strong>Q. \ub3d9\uc2b9\uc790\ub3c4 PIP \uc758\ub8cc\ube44 \uccad\uad6c\uac00 \uac00\ub2a5\ud55c\uac00\uc694?<\/strong><br \/>\nA. \ub124. \ubcf8\uc778 \ubcf4\ud5d8 PIP\uac00 \uc5c6\ub354\ub77c\ub3c4, \ud0d1\uc2b9\ud588\ub358 \ucc28\ub7c9\uc758 PIP\uc5d0\uc11c \uc758\ub8cc\ube44\ub97c \uc6b0\uc120 \uccad\uad6c\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud55c\ub3c4\ub294 \ucc28\ub7c9 \ubcf4\ud5d8 \uc635\uc158\uc5d0 \ub530\ub77c $15,000 ~ $250,000 \uc0ac\uc774\uc785\ub2c8\ub2e4.<\/p>\n<p><strong>Q. \uac00\ud574 \ucc28\ub7c9 \ubcf4\ud5d8\uc0ac\uac00 \ud55c\ub3c4\uac00 \ub0ae\uc73c\uba74 \uc5b4\ub5bb\uac8c \ud558\ub098\uc694?<\/strong><br \/>\nA. \ubcf8\uc778\uc774 \ud0d1\uc2b9\ud55c \ucc28\ub7c9 \ub610\ub294 \ubcf8\uc778 \uc790\ub3d9\ucc28 \ubcf4\ud5d8\uc758 <strong>UIM(Underinsured Motorist)<\/strong> \uc73c\ub85c \ubcf4\ucda9 \uccad\uad6c\uac00 \uac00\ub2a5\ud569\ub2c8\ub2e4. UIM\uc740 \uac00\ud574\uc790\uc758 \ubcf4\ud5d8 \ud55c\ub3c4\uac00 \ubd80\uc0c1 \uaddc\ubaa8\uc5d0 \ube44\ud574 \ubd80\uc871\ud560 \ub54c \ud65c\uc6a9\ud558\ub294 \ud575\uc2ec \uce74\ub4dc\uc785\ub2c8\ub2e4.<\/p>\n<p><strong>Q. \ud569\uc758\uc5d0 \uac78\ub9ac\ub294 \uc2dc\uac04\uc740 \uc5bc\ub9c8\ub098 \ub418\ub098\uc694?<\/strong><br \/>\nA. \ubd80\uc0c1 \uc815\ub3c4, \uce58\ub8cc \uc644\ub8cc \uc2dc\uc810, \ubcf4\ud5d8\uc0ac \ud611\uc0c1 \ud0dc\ub3c4\uc5d0 \ub530\ub77c \ub2e4\ub974\uc9c0\ub9cc \uc77c\ubc18\uc801\uc73c\ub85c 1~2\ub144\uc774 \uc18c\uc694\ub429\ub2c8\ub2e4. \ub2e8, \ubcf8 \uc0ac\ub840\ucc98\ub7fc \uc758\ud559 \uc99d\uac70\uac00 \uba85\ud655\ud558\uba74 \ub354 \ube60\ub974\uac8c \ud569\uc758\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<h3>\uc774\ub7f0 \uc0c1\ud669\uc774\ub77c\uba74 \uc1a1\ub85c\ud38c\uacfc \uc0c1\uc758\ud558\uc138\uc694<\/h3>\n<ul>\n<li>\ub2e4\ub978 \uc0ac\ub78c\uc774 \uc6b4\uc804\ud558\ub294 \ucc28\ub7c9\uc758 \ub3d9\uc2b9\uc790\ub85c \uc0ac\uace0\ub97c \ub2f9\ud558\uc2e0 \ubd84<\/li>\n<li>\uad50\ucc28\ub85c \uc88c\ud68c\uc804 \ucc28\ub7c9\uacfc\uc758 \ucda9\ub3cc\ub85c \ubd80\uc0c1\uc744 \uc785\uc73c\uc2e0 \ubd84<\/li>\n<li>\ucc99\uc218\u00b7\ub514\uc2a4\ud06c \uc190\uc0c1\uc73c\ub85c \uc218\uc220\uc744 \ubc1b\uc73c\uc2e0 \ubd84<\/li>\n<li>\uc5b4\ub290 \ubcf4\ud5d8\uc0ac\uc5d0\uc11c \uc5bc\ub9c8\ub97c \ubc1b\uc744 \uc218 \uc788\ub294\uc9c0 \uba85\ud655\ud558\uc9c0 \uc54a\uc73c\uc2e0 \ubd84<\/li>\n<li>\uce5c\uad6c\u00b7\uac00\uc871\uc774 \uc6b4\uc804\ud55c \ucc28\uc5d0\uc11c \uc0ac\uace0\ub97c \ub2f9\ud574 \uccad\uad6c\ub97c \ub9dd\uc124\uc774\uc2dc\ub294 \ubd84<\/li>\n<\/ul>\n<h3>\uad00\ub828 \uce7c\ub7fc<\/h3>\n<ul>\n<li><a href=\"https:\/\/songlawfirm.com\/ko\/category\/%EC%82%AC%EA%B3%A0-%EC%83%81%ED%95%B4\/\">\uc0ac\uace0\uc0c1\ud574 \uce74\ud14c\uace0\ub9ac \uc804\uccb4 \uae00<\/a><\/li>\n<li><a href=\"https:\/\/songlawfirm.com\/ko\/success-stories\/\">\uc131\uacf5\uc0ac\ub840 \ubaa8\uc74c<\/a><\/li>\n<li><a href=\"https:\/\/songlawfirm.com\/ko\/legal-columns\/\">\ubc95\ub960 \uce7c\ub7fc \u2014 \ub3d9\uc2b9\uc790 \ubcf4\uc0c1\uacfc PIP<\/a><\/li>\n<\/ul>\n<p>\ubb34\ub8cc \uc0c1\ub2f4\uc740 <strong>(201) 461-0031<\/strong> \ub610\ub294 <strong><a href=\"mailto:pi@songlawfirm.com\">pi@songlawfirm.com<\/a><\/strong>\uc73c\ub85c \uc5f0\ub77d \uc8fc\uc2ed\uc2dc\uc624.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\uce5c\uad6c\uac00 \uc6b4\uc804\ud558\ub358 \ucc28\ub7c9\uc758 \ub3d9\uc2b9\uc790(42\uc138)\uc600\ub358 \uace0\uac1d\ub2d8\uc774 \uad50\ucc28\ub85c \uc88c\ud68c\uc804 \ucc28\ub7c9\uacfc \ucda9\ub3cc\ud574 \ucc99\uc218 \uac10\uc555\u00b7\ubbf8\uc138 \ucd94\uac04\ud310 \uc808\uc81c\uc220\uae4c\uc9c0 \ubc1b\uc740 \uc0ac\ub840. \uc1a1\ub3d9\ud638 \uc885\ud569\ub85c\ud38c\uc740 \uce5c\uad6c \ubcf4\ud5d8\uc0ac $15,000 + \uac00\ud574 \ucc28\ub7c9 \ubcf4\ud5d8\uc0ac $400,000, \ud569\uacc4 $415,000 \ud569\uc758\ub97c \uc774\ub04c\uc5b4\ub0c8\uc2b5\ub2c8\ub2e4.<\/p>\n","protected":false},"author":7,"featured_media":16280,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[388,402],"tags":[3884,899,3794,2979,604,863,2960,797],"class_list":["post-25494","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category---columns","category-402","tag-nj-","tag--ko-2","tag-3794","tag-2979","tag-accident-ko","tag-863","tag-2960","tag-797"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.7 (Yoast SEO v27.7) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>$415,000 \ud569\uc758 \uc131\uacf5 \u2014 \ub3d9\uc2b9\uc790\uac00 \ub2f9\ud55c \uad50\ucc28\ub85c \uc88c\ud68c\uc804 \ucda9\ub3cc, \uce5c\uad6c \ubcf4\ud5d8 + \uac00\ud574\uc790 \ubcf4\ud5d8 \uc774\uc911 \ud68c\uc218 - \uc1a1\ub3d9\ud638 \uc885\ud569\ub85c\ud38c<\/title>\n<meta name=\"robots\" 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