{"id":25517,"date":"2026-06-07T10:00:00","date_gmt":"2026-06-07T14:00:00","guid":{"rendered":"https:\/\/songlawfirm.com\/?p=25517"},"modified":"2026-06-03T21:27:49","modified_gmt":"2026-06-04T01:27:49","slug":"225k-drunk-driver-passenger-compression-fracture","status":"publish","type":"post","link":"https:\/\/songlawfirm.com\/ko\/225k-drunk-driver-passenger-compression-fracture\/","title":{"rendered":"$225,000 \ud569\uc758 \uc131\uacf5 \u2014 \uc74c\uc8fc \uc6b4\uc804 \ucc28\ub7c9\uc758 \ub3d9\uc2b9\uc790\uac00 \uc785\uc740 \uc555\ubc15 \uace8\uc808, \uc18c\uc1a1 \uc5c6\uc774 \ud68c\uc218"},"content":{"rendered":"<h2>$225,000 \ud569\uc758 \uc131\uacf5 \u2014 \uc74c\uc8fc \uc6b4\uc804 \ucc28\ub7c9 \ub3d9\uc2b9\uc790\uc758 \uc555\ubc15 \uace8\uc808 \ubcf4\uc0c1<\/h2>\n<p>\uc1a1\ub3d9\ud638 \uc885\ud569\ub85c\ud38c\uc740 <strong>\uc74c\uc8fc \uc6b4\uc804 \ucc28\ub7c9\uc758 \ub3d9\uc2b9\uc790<\/strong>\ub85c \uc0ac\uace0\ub97c \ub2f9\ud574 \uc555\ubc15 \uace8\uc808\uc0c1\uc744 \uc785\uc73c\uc2e0 <strong>49\uc138 \uace0\uac1d\ub2d8<\/strong>\uc744 \ub300\ub9ac\ud558\uc5ec, \uc18c\uc1a1\uc744 \uc81c\uae30\ud558\uc9c0 \uc54a\uace0 \ud611\uc0c1\ub9cc\uc73c\ub85c <strong>$225,000 \ud569\uc758<\/strong>\ub97c \uc774\ub04c\uc5b4\ub0c8\uc2b5\ub2c8\ub2e4.<\/p>\n<h3>\uc0ac\uace0 \uac1c\uc694<\/h3>\n<table>\n<thead>\n<tr>\n<th>\ud56d\ubaa9<\/th>\n<th>\ub0b4\uc6a9<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\uc0ac\uace0 \ub2f9\uc2dc \uc5f0\ub839<\/td>\n<td>49\uc138<\/td>\n<\/tr>\n<tr>\n<td>\uc0ac\uace0 \uc720\ud615<\/td>\n<td><strong>\uc74c\uc8fc \uc6b4\uc804 \ucc28\ub7c9\uc758 \ub3d9\uc2b9\uc790<\/strong>\ub85c \ud0d1\uc2b9<\/td>\n<\/tr>\n<tr>\n<td>\uc0ac\uace0 \uacbd\uc704<\/td>\n<td>\ucc28\ub7c9 \uc548\uc5d0\uc11c \uc6b4\uc804\uc790\uc640 \ub9d0\ub2e4\ud23c \uc911 \uc6b4\uc804\uc790\uac00 <strong>\uc804\uc2e0\uc8fc \ucda9\ub3cc<\/strong><\/td>\n<\/tr>\n<tr>\n<td>\ucda9\ub3cc \uaddc\ubaa8<\/td>\n<td>\uc804\uc2e0\uc8fc \uad50\uccb4 \ube44\uc6a9 $25,000 \ucd08\uacfc<\/td>\n<\/tr>\n<tr>\n<td>\uc8fc\uc694 \ubd80\uc0c1<\/td>\n<td><strong>\uc555\ubc15 \uace8\uc808\uc0c1<\/strong><\/td>\n<\/tr>\n<tr>\n<td>\uce58\ub8cc<\/td>\n<td>\ub2e4\uc218\uc758 \uc8fc\uc0ac \uce58\ub8cc, <strong>\uacbd\ud53c\uc801 \uc0ac\uc9c0 \uc808\uc81c\uc220<\/strong><\/td>\n<\/tr>\n<tr>\n<td>\uc18c\uc1a1 \uc5ec\ubd80<\/td>\n<td><strong>\uc18c\uc1a1 \uc81c\uae30 \uc5c6\uc74c<\/strong><\/td>\n<\/tr>\n<tr>\n<td>\ucd5c\uc885 \ud569\uc758\uae08<\/td>\n<td><strong>$225,000<\/strong><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h3>\uc0ac\uac74 \uacbd\uc704 \u2014 \uc0ac\uace0\ubd80\ud130 \ud569\uc758\uae4c\uc9c0\uc758 \ud750\ub984<\/h3>\n<p><strong>1\ub2e8\uacc4 \u2014 \ub3d9\uc2b9 \uc911 \uc0ac\uace0.<\/strong> 49\uc138 \uace0\uac1d\ub2d8\uc740 \uce5c\uad6c\u00b7\uc9c0\uc778\uc774 \uc74c\uc8fc \uc6b4\uc804 \uc911\uc778 \ucc28\ub7c9\uc758 \ub3d9\uc2b9\uc790\uc600\uc2b5\ub2c8\ub2e4. \uc8fc\ud589 \uc911 \ucc28\ub7c9 \uc548\uc5d0\uc11c \ub9d0\ub2e4\ud23c\uc774 \ubc8c\uc5b4\uc84c\uace0, \uc6b4\uc804\uc790\uac00 \uc6b4\uc804\uc5d0 \uc9d1\uc911\ud558\uc9c0 \ubabb\ud55c \uc0c1\ud669\uc5d0\uc11c <strong>\uc804\uc2e0\uc8fc\ub97c \ub4e4\uc774\ubc1b\ub294 \ub2e8\ub3c5 \uc0ac\uace0<\/strong>\uac00 \ubc1c\uc0dd\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<p><strong>2\ub2e8\uacc4 \u2014 \ucda9\ub3cc \uaddc\ubaa8.<\/strong> \uc804\uc2e0\uc8fc \uad50\uccb4 \ube44\uc6a9\uc774 $25,000\uc744 \ucd08\uacfc\ud560 \uc815\ub3c4\ub85c \ucda9\ub3cc \uac15\ub3c4\uac00 \ucef8\uc2b5\ub2c8\ub2e4. \uc774\ub294 \ub3d9\uc2b9\uc790\uc5d0\uac8c \uac00\ud574\uc9c4 \ucda9\uaca9\uc774 \ub9e4\uc6b0 \uac15\ud588\uc74c\uc744 \uac1d\uad00\uc801\uc73c\ub85c \uc785\uc99d\ud558\ub294 \uc790\ub8cc\uac00 \ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n<p><strong>3\ub2e8\uacc4 \u2014 \uc555\ubc15 \uace8\uc808 \uc9c4\ub2e8.<\/strong> \ucda9\uaca9\uc758 \uacb0\uacfc \uace0\uac1d\ub2d8\uc740 <strong>\uc555\ubc15 \uace8\uc808\uc0c1(Compression Fracture)<\/strong> \uc744 \uc785\uc73c\uc168\uc2b5\ub2c8\ub2e4. \uc555\ubc15 \uace8\uc808\uc740 \ucc99\ucd94\ubf08\uac00 \uc218\uc9c1 \ubc29\ud5a5\uc758 \uac15\ud55c \uc555\ub825\uc744 \uacac\ub514\uc9c0 \ubabb\ud558\uace0 \ubb34\ub108\uc9c0\ub294 \ubd80\uc0c1\uc785\ub2c8\ub2e4.<\/p>\n<p><strong>4\ub2e8\uacc4 \u2014 \ub2e8\uacc4\uc801 \uce58\ub8cc.<\/strong> \ud1b5\uc99d \uad00\ub9ac\ub97c \uc704\ud574 <strong>\uc5ec\ub7ec \ucc28\ub840 \uc8fc\uc0ac \uce58\ub8cc<\/strong>\ub97c \ubc1b\uc73c\uc168\uace0, \ubcf4\uc874 \uce58\ub8cc\ub85c \ud638\uc804\uc774 \ubd80\uc871\ud558\uc790 <strong>\uacbd\ud53c\uc801 \uc0ac\uc9c0 \uc808\uc81c\uc220<\/strong>\uae4c\uc9c0 \uc9c4\ud589\ud558\uc168\uc2b5\ub2c8\ub2e4.<\/p>\n<p><strong>5\ub2e8\uacc4 \u2014 \ud611\uc0c1 \ub2e8\uacc4 \ud569\uc758.<\/strong> \uc1a1\ub85c\ud38c\uc740 \uc18c\uc1a1 \uc81c\uae30 \uc804 \ub2e8\uacc4\uc5d0\uc11c \uac15\ub825\ud55c \uc758\ud559\u00b7\uc0ac\uace0 \uc790\ub8cc\ub85c \ud611\uc0c1\uc744 \uc9c4\ud589\ud588\uace0, <strong>$225,000<\/strong> \ud569\uc758\ub97c \uc774\ub04c\uc5b4\ub0c8\uc2b5\ub2c8\ub2e4.<\/p>\n<h3>NJ \ubc95\ub960 \ubc30\uacbd \u2014 \uc74c\uc8fc \uc6b4\uc804 \uc0ac\uace0\uc5d0\uc11c \ub3d9\uc2b9\uc790\uc758 \uad8c\ub9ac<\/h3>\n<p>\ub274\uc800\uc9c0\uc5d0\uc11c \uc74c\uc8fc \uc6b4\uc804(DWI\/DUI)\uc73c\ub85c \uc778\ud55c \uc0ac\uace0\ub294 \uac00\ud574 \uc6b4\uc804\uc790\uc758 \uba85\ubc31\ud55c \ub2e8\ub3c5 \uacfc\uc2e4\ub85c \uc778\uc815\ub429\ub2c8\ub2e4. \ub3d9\uc2b9\uc790\uac00 \uac00\uc9c0\ub294 \uad8c\ub9ac\ub294 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4:<\/p>\n<ol>\n<li><strong>\uc2e0\uccb4 \uc190\ud574(BI) \uccad\uad6c<\/strong> \u2014 \uc6b4\uc804\uc790\uc758 \uc790\ub3d9\ucc28 \ubcf4\ud5d8\uc5d0\uc11c \ubd80\uc0c1\uc5d0 \ub300\ud55c \ubc30\uc0c1<\/li>\n<li><strong>PIP \uc758\ub8cc\ube44<\/strong> \u2014 \ud0d1\uc2b9\ud588\ub358 \ucc28\ub7c9\uc758 PIP\uc5d0\uc11c \uc758\ub8cc\ube44 \uc6b0\uc120 \uccad\uad6c<\/li>\n<li><strong>UM\/UIM \ubcf4\ucda9 \uccad\uad6c<\/strong> \u2014 \uc6b4\uc804\uc790 \ubcf4\ud5d8 \ud55c\ub3c4\uac00 \ubd80\uc871\ud560 \uacbd\uc6b0 \ubcf8\uc778 \ubcf4\ud5d8 \ud65c\uc6a9<\/li>\n<li><strong>Punitive Damages(\uc9d5\ubc8c\uc801 \uc190\ud574\ubc30\uc0c1) \uac00\ub2a5\uc131<\/strong> \u2014 \uc74c\uc8fc \uc6b4\uc804\uc740 &quot;\uace0\uc758\uc5d0 \uac00\uae4c\uc6b4 \ubb34\ubaa8\ud568(Reckless Indifference)&quot;\uc73c\ub85c \ud3c9\uac00\ub420 \uc218 \uc788\uc5b4 \ucd94\uac00 \uc190\ud574\ubc30\uc0c1 \uccad\uad6c \uac00\ub2a5<\/li>\n<\/ol>\n<p>\ubcf8 \uc0ac\ub840\ub294 \uc6b4\uc804\uc790\uc758 \uc74c\uc8fc + \ucc28\ub0b4 \ub9d0\ub2e4\ud23c\uc774\ub77c\ub294 \uba85\ubc31\ud55c \ubd80\uc8fc\uc758 \uc6b4\uc804\uc774 \uacb0\ud569\ub418\uc5b4 \ub3d9\uc2b9\uc790\uc5d0\uac8c \ub9e4\uc6b0 \uc720\ub9ac\ud55c \ud611\uc0c1 \uad6c\ub3c4\uc600\uc2b5\ub2c8\ub2e4.<\/p>\n<h3>NJ \ubc95\ub960 \ubc30\uacbd \u2014 \uc74c\uc8fc \uc778\uc9c0 \uc5ec\ubd80\uc640 Comparative Negligence<\/h3>\n<p>\ubcf4\ud5d8\uc0ac\uac00 \ub3d9\uc2b9\uc790\uc5d0\uac8c \uc81c\uae30\ud560 \uc218 \uc788\ub294 \uc77c\ubc18\uc801 \ubc29\uc5b4\ub294 &quot;\ub3d9\uc2b9\uc790\uac00 \uc6b4\uc804\uc790\uc758 \uc74c\uc8fc \uc0ac\uc2e4\uc744 \uc54c\uba74\uc11c \ud0d1\uc2b9\ud588\ub2e4(Assumption of Risk)&quot; \ub610\ub294 <strong>Comparative Negligence(\ube44\uad50 \uacfc\uc2e4)<\/strong> \uc785\ub2c8\ub2e4. \uadf8\ub7ec\ub098 NJ\ub294 <strong>Modified Comparative Negligence<\/strong> \ubc29\uc2dd\uc774\ub77c, \ud53c\ud574\uc790 \uacfc\uc2e4\uc774 50% \uc774\ud558\uc774\uba74 \uccad\uad6c\uac00 \uac00\ub2a5\ud569\ub2c8\ub2e4(\uacfc\uc2e4 \ube44\uc728\ub9cc\ud07c \ud569\uc758\uae08 \uac10\uc561).<\/p>\n<p>\ubcf8 \uc0ac\ub840\uc5d0\uc11c \uc1a1\ub85c\ud38c\uc740 (1) \ub3d9\uc2b9 \ub2f9\uc2dc \uc74c\uc8fc \uc778\uc9c0 \uc785\uc99d \ubd80\uc7ac, (2) \ucc28\ub0b4 \ub9d0\ub2e4\ud23c\uc774 \uc0ac\uace0\uc758 \uc9c1\uc811 \uc6d0\uc778 \ub4f1\uc744 \ub4e4\uc5b4 \ub3d9\uc2b9\uc790 \uacfc\uc2e4\uc744 \ucd5c\uc18c\ud654\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<h3>\uc758\ud559\uc801 \ubc30\uacbd \u2014 \uc555\ubc15 \uace8\uc808(Compression Fracture)<\/h3>\n<p>\uc555\ubc15 \uace8\uc808\uc740 \ucc99\ucd94\ubf08\uac00 \uc218\uc9c1 \ubc29\ud5a5\uc758 \uac15\ud55c \uc555\ub825\uc73c\ub85c \ubb34\ub108\uc9c0\ub294 \ubd80\uc0c1\uc785\ub2c8\ub2e4.<\/p>\n<ul>\n<li><strong>\ud754\ud55c \ubc1c\uc0dd \ubd80\uc704<\/strong> \u2014 \ud749\ucd94(T11<del>T12), \uc694\ucd94(L1<\/del>L2)<\/li>\n<li><strong>\uc99d\uc0c1<\/strong> \u2014 \uae09\uc131 \ub4f1 \ud1b5\uc99d, \ud0a4 \uac10\uc18c, \uc790\uc138 \ubcc0\ud654, \uc2e0\uacbd \uc555\ubc15 \uc2dc \ub2e4\ub9ac \uc99d\uc0c1<\/li>\n<li><strong>\uce58\ub8cc \ub2e8\uacc4<\/strong> \u2014 (1) \ubcf4\uc874 \uce58\ub8cc(\ubcf4\uc870\uae30\u00b7\uc57d\ubb3c), (2) <strong>\ucc99\ucd94 \uc131\ud615\uc220(Vertebroplasty)<\/strong> \/ \ud48d\uc120 \uce74\uc774\ud3ec\ud50c\ub77c\uc2a4\ud2f0(Kyphoplasty), (3) \uc601\uad6c\uc801 \ud6c4\uc720\uc99d \ud3c9\uac00<\/li>\n<li><strong>\ud569\uc758\uae08 \uc601\ud5a5<\/strong> \u2014 \uc555\ubc15 \uace8\uc808\uc740 \ud754\ud788 \uc601\uad6c\uc801 \uc6b4\ub3d9 \uc81c\ud55c\u00b7\ub9cc\uc131 \ud1b5\uc99d\uc744 \ub3d9\ubc18\ud574 \uc601\uad6c \uc0c1\ud574 \uc694\uac74\uc744 \ucda9\uc871\ud558\uba70, NJ Verbal Threshold 4\ud56d(\ubcc0\uc704\ub41c \uace8\uc808) \uac00\ub2a5\uc131\ub3c4 \ud3c9\uac00<\/li>\n<\/ul>\n<p>\ubcf8 \uc0ac\ub840\uc5d0\uc11c \uc1a1\ub85c\ud38c\uc740 \uc555\ubc15 \uace8\uc808\uc758 \uc601\uad6c\uc801 \uc601\ud5a5\uc744 \uc758\ud559 \uc790\ub8cc\ub85c \uba85\ud655\ud788 \uc785\uc99d\ud574 \ud611\uc0c1\ub825\uc744 \uadf9\ub300\ud654\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<h3>\uc1a1\ub85c\ud38c\uc758 \uc804\ub7b5<\/h3>\n<ul>\n<li>\ub3d9\uc2b9\uc790\uc758 \ubb34\uacfc\uc2e4 \uc785\uc99d \u2014 \uc74c\uc8fc \uc6b4\uc804\uc790\uc758 \ub2e8\ub3c5 \uacfc\uc2e4 \uba85\ud655\ud654<\/li>\n<li>\ucda9\ub3cc \uaddc\ubaa8 \uc785\uc99d(\uc804\uc2e0\uc8fc \uad50\uccb4 \ube44\uc6a9 $25,000 \ucd08\uacfc)\uc73c\ub85c \uc0ac\uace0 \uc2ec\uac01\uc131 \uc81c\uc2dc<\/li>\n<li>\uc555\ubc15 \uace8\uc808 + \uc2dc\uc220 \uae30\ub85d\uc744 \uc758\ud559\uc801\uc73c\ub85c \uc815\ub9ac\ud574 \uc601\uad6c \uc0c1\ud574 \uc694\uac74 \ucda9\uc871 \uc785\uc99d<\/li>\n<li>\uc74c\uc8fc \uc6b4\uc804\uc774\ub77c\ub294 \uc0ac\uc2e4 \uc790\uccb4\ub97c \ud611\uc0c1 \uce74\ub4dc\ub85c \ud65c\uc6a9 (\uc9d5\ubc8c\uc801 \uc190\ud574\ubc30\uc0c1 \uac00\ub2a5\uc131 \uc2dc\uc0ac)<\/li>\n<li>\uc18c\uc1a1 \uc81c\uae30 \uc804 \ub2e8\uacc4\uc5d0\uc11c \uac15\ub825\ud55c \ud611\uc0c1 \uc9c4\ud589<\/li>\n<\/ul>\n<h3>\uacb0\uacfc<\/h3>\n<p>\uc18c\uc1a1\uc744 \uac70\uce58\uc9c0 \uc54a\uace0 <strong>$225,000<\/strong> \ud569\uc758\uc5d0 \ub3c4\ub2ec\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<h3>\uc790\uc8fc \ubb3b\ub294 \uc9c8\ubb38<\/h3>\n<p><strong>Q. \uc74c\uc8fc\uc6b4\uc804 \ucc28\ub7c9\uc5d0 \ub3d9\uc2b9\ud588\ub2e4\ub294 \uc0ac\uc2e4\uc774 \ud569\uc758\uc5d0 \ubd88\ub9ac\ud558\uc9c0 \uc54a\ub098\uc694?<\/strong><br \/>\nA. \ub3d9\uc2b9\uc790\uac00 \uc74c\uc8fc \uc0ac\uc2e4\uc744 \uc54c\uba74\uc11c \ud0d1\uc2b9\ud588\ub294\uc9c0 \ub4f1 \uc77c\ubd80 \uc7c1\uc810\uc740 \uc788\uc9c0\ub9cc, \ubcf8 \uc0ac\ub840\ucc98\ub7fc \uc6b4\uc804\uc790\uc758 \ub2e8\ub3c5 \uacfc\uc2e4\ub85c \uc778\ud55c \uc0ac\uace0\uc5d0\uc11c\ub294 \ub3d9\uc2b9\uc790\ub3c4 \ucda9\ubd84\ud55c \ubcf4\uc0c1\uc744 \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. NJ Comparative Negligence \uc6d0\uce59\uc5d0 \ub530\ub77c \uacfc\uc2e4\uc774 50% \uc774\ud558\uc774\uba74 \uccad\uad6c \uc790\uccb4\ub294 \uac00\ub2a5\ud569\ub2c8\ub2e4.<\/p>\n<p><strong>Q. \uc6b4\uc804\uc790\uac00 \uce5c\uad6c\u00b7\uc9c0\uc778\uc778 \uacbd\uc6b0 \ud569\uc758\uac00 \uac00\ub2a5\ud55c\uac00\uc694?<\/strong><br \/>\nA. \uccad\uad6c\ub294 \uc6b4\uc804\uc790 \uac1c\uc778\uc774 \uc544\ub2c8\ub77c \uc790\ub3d9\ucc28 \ubcf4\ud5d8\uc0ac\ub97c \uc0c1\ub300\ub85c \ud569\ub2c8\ub2e4. \uce5c\uad6c\u00b7\uc9c0\uc778 \ubcf8\uc778\uc5d0\uac8c \uc9c1\uc811 \uae08\uc804\uc801 \ubd80\ub2f4\uc774 \uac00\uc9c0 \uc54a\uc73c\ubbc0\ub85c \uad00\uacc4 \uc190\uc0c1 \uc5c6\uc774 \uc9c4\ud589 \uac00\ub2a5\ud569\ub2c8\ub2e4.<\/p>\n<p><strong>Q. \uc74c\uc8fc \uc6b4\uc804\uc740 \uc9d5\ubc8c\uc801 \uc190\ud574\ubc30\uc0c1\uc774 \uac00\ub2a5\ud55c\uac00\uc694?<\/strong><br \/>\nA. NJ\ub294 \uc74c\uc8fc \uc6b4\uc804\uc744 &quot;\uace0\uc758\uc5d0 \uac00\uae4c\uc6b4 \ubb34\ubaa8\ud568(Reckless Indifference)&quot;\uc73c\ub85c \ud3c9\uac00\ud560 \uc218 \uc788\uc5b4 \uc77c\ubc18 \uc190\ud574\ubc30\uc0c1 \uc678\uc5d0 <strong>Punitive Damages<\/strong> \uccad\uad6c\uac00 \uac00\ub2a5\ud569\ub2c8\ub2e4. \ub2e4\ub9cc \uc785\uc99d \uae30\uc900\uc774 \ub192\uc544 \ubcc0\ud638\uc0ac\uac00 \uc0ac\uc548\ubcc4\ub85c \ud310\ub2e8\ud569\ub2c8\ub2e4.<\/p>\n<p><strong>Q. \uc555\ubc15 \uace8\uc808\uc740 \uc5b4\ub5a4 \ubd80\uc704\uc5d0 \ubc1c\uc0dd\ud558\ub098\uc694?<\/strong><br \/>\nA. \ucc99\ucd94(\uc694\ucd94\u00b7\uacbd\ucd94\u00b7\ud749\ucd94)\uc5d0 \uac00\uc7a5 \ud754\ud558\uba70, \ucda9\ub3cc\uc758 \ucda9\uaca9\uc774 \uc218\uc9c1 \ubc29\ud5a5\uc73c\ub85c \uac00\ud574\uc9c8 \ub54c \ubc1c\uc0dd\ud569\ub2c8\ub2e4. \uc601\uad6c\uc801 \uc6b4\ub3d9 \uc81c\ud55c\uacfc \ub9cc\uc131 \ud1b5\uc99d\uc744 \ub3d9\ubc18\ud558\ub294 \uacbd\uc6b0\uac00 \ub9ce\uc544 \ud569\uc758\uae08 \uc0b0\uc815 \uc2dc \uc911\uc694\ud55c \uc694\uc18c\uc785\ub2c8\ub2e4.<\/p>\n<p><strong>Q. \ubcf8\uc778 \ubcf4\ud5d8\uc73c\ub85c\ub294 \uc5b4\ub5bb\uac8c \uccad\uad6c\ud558\ub098\uc694?<\/strong><br \/>\nA. (1) PIP\ub85c \uc758\ub8cc\ube44, (2) UM\/UIM\uc73c\ub85c \uac00\ud574\uc790 \ubcf4\ud5d8 \ubd80\uc871\ubd84 \uccad\uad6c\uac00 \uac00\ub2a5\ud569\ub2c8\ub2e4. \ubcf8\uc778 \ubcf4\ud5d8 \uccad\uad6c\ub3c4 \ubcc0\ud638\uc0ac\uc758 \uad8c\ub9ac\uc774\uba70, \ubcf4\ud5d8\ub8cc \uc778\uc0c1 \ub4f1\uc744 \uc6b0\ub824\ud558\uc2e4 \ud544\uc694\uac00 \uc5c6\uc2b5\ub2c8\ub2e4.<\/p>\n<p><strong>Q. \ud569\uc758\uae08 $225,000\uc740 \uc5b4\ub5bb\uac8c \ubd84\ubc30\ub418\ub098\uc694?<\/strong><br \/>\nA. \uc77c\ubc18\uc801\uc73c\ub85c (1) \uc758\ub8cc\ube44 \ubcc0\uc81c, (2) \ubcc0\ud638\uc0ac \ube44\uc6a9(\uc131\uacf5\ubcf4\uc218 33~40%), (3) \ub098\uba38\uc9c0 \uc758\ub8b0\uc778 \uc218\ub839 \uc21c\uc73c\ub85c \ubd84\ubc30\ub429\ub2c8\ub2e4. \uc1a1\ub85c\ud38c\uc740 \ud569\uc758 \uc804\uc5d0 \ubaa8\ub4e0 \ud56d\ubaa9\uc744 \ud22c\uba85\ud558\uac8c \uacf5\uc720\ud569\ub2c8\ub2e4.<\/p>\n<h3>\uc774\ub7f0 \uc0c1\ud669\uc774\ub77c\uba74 \uc1a1\ub85c\ud38c\uacfc \uc0c1\uc758\ud558\uc138\uc694<\/h3>\n<ul>\n<li>\ub2e4\ub978 \uc0ac\ub78c\uc774 \uc6b4\uc804\ud558\ub294 \ucc28\ub7c9\uc758 \ub3d9\uc2b9\uc790\ub85c \uc0ac\uace0\ub97c \ub2f9\ud558\uc2e0 \ubd84<\/li>\n<li>\uc6b4\uc804\uc790\uac00 \uc74c\uc8fc\u00b7\uacfc\uc2e4 \uc6b4\uc804\uc744 \ud55c \uc0ac\uace0\uc5d0 \uc5f0\ub8e8\ub418\uc2e0 \ubd84<\/li>\n<li>\ucc99\ucd94\u00b7\uc0ac\uc9c0 \uc555\ubc15 \uace8\uc808\uc744 \uc785\uc73c\uc2e0 \ubd84<\/li>\n<li>\uc18c\uc1a1 \uc5c6\uc774 \ube60\ub978 \ud569\uc758\ub97c \uc6d0\ud558\uc2dc\ub294 \ubd84<\/li>\n<li>\uce5c\uad6c\u00b7\uac00\uc871 \ubcf4\ud5d8 \uccad\uad6c\ub97c \ub9dd\uc124\uc774\uc2dc\ub294 \ubd84<\/li>\n<\/ul>\n<h3>\uad00\ub828 \uce7c\ub7fc<\/h3>\n<ul>\n<li><a href=\"https:\/\/songlawfirm.com\/ko\/category\/%EC%82%AC%EA%B3%A0-%EC%83%81%ED%95%B4\/\">\uc0ac\uace0\uc0c1\ud574 \uce74\ud14c\uace0\ub9ac \uc804\uccb4 \uae00<\/a><\/li>\n<li><a href=\"https:\/\/songlawfirm.com\/ko\/success-stories\/\">\uc131\uacf5\uc0ac\ub840 \ubaa8\uc74c<\/a><\/li>\n<li><a href=\"https:\/\/songlawfirm.com\/ko\/legal-columns\/\">\ubc95\ub960 \uce7c\ub7fc \u2014 \uc74c\uc8fc \uc6b4\uc804 \uc0ac\uace0\uc640 \ub3d9\uc2b9\uc790 \uad8c\ub9ac<\/a><\/li>\n<\/ul>\n<p>\ubb34\ub8cc \uc0c1\ub2f4\uc740 <strong>(201) 461-0031<\/strong> \ub610\ub294 <strong><a aria-label=\"Email pi@songlawfirm.com\" href=\"mailto:pi@songlawfirm.com\">pi@songlawfirm.com<\/a><\/strong>\uc73c\ub85c \uc5f0\ub77d \uc8fc\uc2ed\uc2dc\uc624.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\uc74c\uc8fc\uc6b4\uc804 \ucc28\ub7c9\uc758 \ub3d9\uc2b9\uc790\uc600\ub358 49\uc138 \uace0\uac1d\ub2d8\uc774 \uc804\uc2e0\uc8fc \ucda9\ub3cc\ub85c \uc555\ubc15 \uace8\uc808\uc0c1\uc744 \uc785\uc740 \uc0ac\ub840. \uc1a1\ub3d9\ud638 \uc885\ud569\ub85c\ud38c\uc774 \uc18c\uc1a1 \uc5c6\uc774 \ud611\uc0c1\ub9cc\uc73c\ub85c $225,000 \ud569\uc758\ub97c \ub3c4\ucd9c\ud55c \uacb0\uacfc\uc785\ub2c8\ub2e4. \ub3d9\uc2b9\uc790\ub3c4 \uc6b4\uc804\uc790\uc758 \ucc45\uc784\uc744 \ud1b5\ud574 \ucda9\ubd84\ud55c \ubcf4\uc0c1\uc744 \ubc1b\uc744 \uc218 \uc788\uc74c\uc744 \ubcf4\uc5ec\uc900 \uc0ac\ub840\uc785\ub2c8\ub2e4.<\/p>\n","protected":false},"author":7,"featured_media":20758,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[438,402],"tags":[],"class_list":["post-25517","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-438","category-402"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.7 (Yoast SEO v27.7) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>$225,000 \ud569\uc758 \uc131\uacf5 \u2014 \uc74c\uc8fc \uc6b4\uc804 \ucc28\ub7c9\uc758 \ub3d9\uc2b9\uc790\uac00 \uc785\uc740 \uc555\ubc15 \uace8\uc808, \uc18c\uc1a1 \uc5c6\uc774 \ud68c\uc218 - \uc1a1\ub3d9\ud638 \uc885\ud569\ub85c\ud38c<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/songlawfirm.com\/ko\/225k-drunk-driver-passenger-compression-fracture\/\" \/>\n<meta property=\"og:locale\" content=\"ko_KR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"$225,000 \ud569\uc758 \uc131\uacf5 \u2014 \uc74c\uc8fc \uc6b4\uc804 \ucc28\ub7c9\uc758 \ub3d9\uc2b9\uc790\uac00 \uc785\uc740 \uc555\ubc15 \uace8\uc808, \uc18c\uc1a1 \uc5c6\uc774 \ud68c\uc218\" \/>\n<meta property=\"og:description\" content=\"Song Law Firm provides knowledgeable and reliable legal service to individuals and corporate clients. The firm\u2019s main office is located in Fort Lee, New Jersey\" \/>\n<meta property=\"og:url\" content=\"https:\/\/songlawfirm.com\/ko\/225k-drunk-driver-passenger-compression-fracture\/\" \/>\n<meta property=\"og:site_name\" content=\"\uc1a1\ub3d9\ud638 \uc885\ud569\ub85c\ud38c\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/songlawfirmllc\" \/>\n<meta property=\"article:published_time\" content=\"2026-06-07T14:00:00+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/songlawfirm.com\/wp-content\/uploads\/2024\/06\/uerwoqeomrc.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1600\" \/>\n\t<meta property=\"og:image:height\" content=\"1067\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Claude Marketing\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\uae00\uc4f4\uc774\" \/>\n\t<meta name=\"twitter:data1\" content=\"Claude Marketing\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/songlawfirm.com\\\/ko\\\/225k-drunk-driver-passenger-compression-fracture\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/songlawfirm.com\\\/ko\\\/225k-drunk-driver-passenger-compression-fracture\\\/\"},\"author\":{\"name\":\"Claude Marketing\",\"@id\":\"https:\\\/\\\/songlawfirm.com\\\/ko\\\/#\\\/schema\\\/person\\\/24b9485d89a7c5fff9fdca0ed4802fed\"},\"headline\":\"$225,000 \ud569\uc758 \uc131\uacf5 \u2014 \uc74c\uc8fc \uc6b4\uc804 \ucc28\ub7c9\uc758 \ub3d9\uc2b9\uc790\uac00 \uc785\uc740 \uc555\ubc15 \uace8\uc808, \uc18c\uc1a1 \uc5c6\uc774 \ud68c\uc218\",\"datePublished\":\"2026-06-07T14:00:00+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/songlawfirm.com\\\/ko\\\/225k-drunk-driver-passenger-compression-fracture\\\/\"},\"wordCount\":70,\"publisher\":{\"@id\":\"https:\\\/\\\/songlawfirm.com\\\/ko\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/songlawfirm.com\\\/ko\\\/225k-drunk-driver-passenger-compression-fracture\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/songlawfirm.com\\\/wp-content\\\/uploads\\\/2024\\\/06\\\/uerwoqeomrc.jpg\",\"articleSection\":[\"\uc0ac\uace0 \uc0c1\ud574\",\"\uc131\uacf5\uc0ac\ub840\"],\"inLanguage\":\"ko-KR\",\"copyrightYear\":\"2026\",\"copyrightHolder\":{\"@id\":\"https:\\\/\\\/songlawfirm.com\\\/#organization\"}},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/songlawfirm.com\\\/ko\\\/225k-drunk-driver-passenger-compression-fracture\\\/\",\"url\":\"https:\\\/\\\/songlawfirm.com\\\/ko\\\/225k-drunk-driver-passenger-compression-fracture\\\/\",\"name\":\"$225,000 \ud569\uc758 \uc131\uacf5 \u2014 \uc74c\uc8fc \uc6b4\uc804 \ucc28\ub7c9\uc758 \ub3d9\uc2b9\uc790\uac00 \uc785\uc740 \uc555\ubc15 \uace8\uc808, \uc18c\uc1a1 \uc5c6\uc774 \ud68c\uc218 - 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