{"id":26343,"date":"2026-06-21T11:00:00","date_gmt":"2026-06-21T15:00:00","guid":{"rendered":"https:\/\/songlawfirm.com\/1%ed%8e%b8-%ec%9e%90%eb%8f%99%ec%b0%a8-%ec%82%ac%ea%b3%a0-%ed%9b%84-%ec%a6%89%ec%8b%9c-%ed%95%b4%ec%95%bc-%ed%95%a0-10%ea%b0%80%ec%a7%80-%ed%98%84%ec%9e%a5%ec%97%90%ec%84%9c-%ed%95%a9\/"},"modified":"2026-06-20T01:36:55","modified_gmt":"2026-06-20T05:36:55","slug":"pi-ko-01-auto-accident-immediate-10-steps","status":"publish","type":"post","link":"https:\/\/songlawfirm.com\/ko\/pi-ko-01-auto-accident-immediate-10-steps\/","title":{"rendered":"1\ud3b8 \u2014 \uc790\ub3d9\ucc28 \uc0ac\uace0 \ud6c4 \uc989\uc2dc \ud574\uc57c \ud560 10\uac00\uc9c0: \ud604\uc7a5\uc5d0\uc11c \ud569\uc758\uae4c\uc9c0"},"content":{"rendered":"<p class=\"has-text-align-center wp-block-paragraph\" style=\"font-style:italic;color:#666;font-size:0.95em;\">Personal Injury \u00b7 \uc790\ub3d9\ucc28 \uc0ac\uace0 \u00b7 \ud604\uc7a5 \ub300\uc751 \u00b7 \ubcf4\ud5d8 \uc2e0\uace0 \u00b7 \ud569\uc758 \uc804 \ubcc0\ud638\uc0ac \uc0c1\ub2f4<\/p>\n<h2 class=\"wp-block-heading\" style=\"color:#98344A;border-bottom:2px solid #98344A;padding-bottom:6px;margin-top:32px;\">\uba38\ub9ac\ub9d0<\/h2>\n<p class=\"wp-block-paragraph\">\ubbf8\uad6d \ub3c4\ub85c\uad50\ud1b5\uc548\uc804\uad6d(NHTSA) \ud1b5\uacc4\uc5d0 \ub530\ub974\uba74 \ubbf8\uad6d\uc5d0\uc11c\ub294 \ub9e4\ub144 \uc57d 600\ub9cc \uac74 \uc774\uc0c1\uc758 \uad50\ud1b5\uc0ac\uace0\uac00 \ubc1c\uc0dd\ud558\uba70, \uadf8\uc911 \uc57d 230\ub9cc \uba85\uc774 \ubd80\uc0c1\uc744 \uc785\uc2b5\ub2c8\ub2e4. \ub274\uc800\uc9c0\uc8fc \uad50\ud1b5\uad6d(NJDOT)\uc5d0 \ub530\ub974\uba74 \ub274\uc800\uc9c0\uc5d0\uc11c\ub9cc \uc5f0\uac04 \uc57d 27\ub9cc \uac74\uc758 \uc0ac\uace0\uac00 \ubc1c\uc0dd\ud558\uace0, \uadf8\uc911 \uc57d 6\ub9cc 5\ucc9c \uba85\uc774 \ubd80\uc0c1\ud569\ub2c8\ub2e4. \ud55c\uc778 \uc778\uad6c\uac00 \ubc00\uc9d1\ud55c Fort Lee\u00b7Palisades Park\u00b7Englewood\u00b7Bergen County \uc9c0\uc5ed\uc740 \ud1b5\uadfc \ucc28\ub7c9\uc774 \ub9ce\uc544 \uc0ac\uace0 \ubc1c\uc0dd\ub960\uc774 \ud3c9\uade0\ubcf4\ub2e4 \ub192\uc740 \ud3b8\uc785\ub2c8\ub2e4.<\/p>\n<p class=\"wp-block-paragraph\">\uc0ac\uace0 \uc9c1\ud6c4 5\ubd84 \ub3d9\uc548 \ubb34\uc5c7\uc744 \ud558\ub290\ub0d0\uac00 \ud5a5\ud6c4 \ubcf4\uc0c1\uae08 \ud68c\uc218\uc640 \ucc45\uc784 \uc785\uc99d\uc5d0 \uacb0\uc815\uc801 \uc601\ud5a5\uc744 \ubbf8\uce69\ub2c8\ub2e4. \uc774 \uce7c\ub7fc\uc740 \uc0ac\uace0 \uc9c1\ud6c4\ubd80\ud130 \ud569\uc758\u00b7\uc18c\uc1a1 \ub2e8\uacc4\uae4c\uc9c0 10\uac00\uc9c0 \ud589\ub3d9 \uac15\ub839\uc744 \uc815\ub9ac\ud569\ub2c8\ub2e4.<\/p>\n<h3 class=\"wp-block-heading\" style=\"color:#404040;margin-top:24px;\">1. \ud604\uc7a5 \uc548\uc804 \ud655\ubcf4\uc640 119\/911 \uc2e0\uace0<\/h3>\n<p class=\"wp-block-paragraph\">\uac00\uc7a5 \uba3c\uc800 \ubcf8\uc778\uacfc \ub3d9\uc2b9\uc790\uc758 \ubd80\uc0c1 \uc5ec\ubd80\ub97c \ud655\uc778\ud558\uace0, \uac00\ub2a5\ud558\uba74 \ucc28\ub7c9\uc744 \uac13\uae38\ub85c \uc774\ub3d9\uc2dc\ud0b5\ub2c8\ub2e4. \ub2e4\uc74c\uc73c\ub85c 911\uc5d0 \uc2e0\uace0\ud569\ub2c8\ub2e4. \ubd80\uc0c1\uc774 \uacbd\ubbf8\ud574 \ubcf4\uc774\ub354\ub77c\ub3c4 \uacbd\ucc30 \uc2e0\uace0\ub97c \ubc18\ub4dc\uc2dc \ud574\uc57c \ud569\ub2c8\ub2e4. NJ \ubc95\ub839(N.J.S.A. 39:4-130)\uc740 \ubd80\uc0c1\u00b7\uc0ac\ub9dd\u00b7$500 \uc774\uc0c1\uc758 \uc7ac\uc0b0 \uc190\ud574 \ubc1c\uc0dd \uc2dc \uc989\uc2dc \ubcf4\uace0\ub97c \uc758\ubb34\ud654\ud569\ub2c8\ub2e4.<\/p>\n<ul class=\"wp-block-list\"><li>\uacbd\ucc30 \ubcf4\uace0\uc11c(police report)\ub294 \ud5a5\ud6c4 \ubcf4\ud5d8 \uccad\uad6c\uc640 \uc18c\uc1a1\uc758 \ud575\uc2ec \uc99d\uac70\uc785\ub2c8\ub2e4.<\/li><li>\ud604\uc7a5\uc5d0\uc11c \uacbd\ucc30\uad00\uc5d0\uac8c \uc0ac\uc2e4\uad00\uacc4\ub97c \uc9c4\uc220\ud560 \ub54c &#8220;I think it was my fault&#8221; \uac19\uc740 \uc790\uae30 \ubd80\uc815 \ubc1c\uc5b8\uc740 \uc808\ub300 \ud53c\ud574\uc57c \ud569\ub2c8\ub2e4.<\/li><li>\uc790\uae30 \uc9c4\uc220\uc740 \uc0ac\uc2e4\uad00\uacc4 \uc911\uc2ec\uc73c\ub85c \uac04\uacb0\ud558\uac8c \ud569\ub2c8\ub2e4.<\/li><\/ul>\n<h3 class=\"wp-block-heading\" style=\"color:#404040;margin-top:24px;\">2. \ud604\uc7a5 \uc99d\uac70 \uc218\uc9d1 \u2014 \uc0ac\uc9c4\uacfc \uc601\uc0c1<\/h3>\n<ul class=\"wp-block-list\"><li>\ucc28\ub7c9\uc758 \uc190\uc0c1 \ubd80\uc704(\uc804\u00b7\ud6c4\u00b7\uce21\uba74)<\/li><li>\ubc88\ud638\ud310 (\uc790\uae30 \ucc28\u00b7\uc0c1\ub300 \ucc28 \ubaa8\ub450)<\/li><li>\ub3c4\ub85c \ud658\uacbd(\uc2e0\ud638\ub4f1, \ud45c\uc9c0\ud310, \ub178\uba74 \uc0c1\ud0dc, \uc2a4\ud0a4\ub4dc \ub9c8\ud06c)<\/li><li>\uc0c1\ub300 \uc6b4\uc804\uc790\uc758 \uba74\ud5c8\uc99d\u00b7\ubcf4\ud5d8\uc99d\u00b7\ub4f1\ub85d\uc99d<\/li><li>\uc0c1\ud574 \ubd80\uc704 \uc0ac\uc9c4(\uc0c1\ucc98\u00b7\uba4d\u00b7\ucc30\uacfc\uc0c1)<\/li><li>\ucc28\ub7c9 \ub0b4\ubd80 \uc190\uc0c1(\uc5d0\uc5b4\ubc31 \uc791\ub3d9 \ud754\uc801, \uae68\uc9c4 \uc720\ub9ac \ub4f1)<\/li><li>\uc8fc\ubcc0 \ud658\uacbd \u2014 \uc0ac\uace0 \uc2dc\uac04\ub300 \uad11\ub7c9, \ub0a0\uc528, \uad50\ud1b5\ub7c9<\/li><\/ul>\n<p class=\"wp-block-paragraph\">\uc2a4\ub9c8\ud2b8\ud3f0\uc758 \uba54\ud0c0\ub370\uc774\ud130(\uc2dc\uac04\u00b7GPS)\uac00 \uc0ac\uc9c4\uc5d0 \uc790\ub3d9 \uc800\uc7a5\ub418\ubbc0\ub85c \ubcc4\ub3c4 \uba54\ubaa8 \uc5c6\uc774\ub3c4 \uc2dc\uac04\u00b7\uc7a5\uc18c \uc785\uc99d\uc774 \uac00\ub2a5\ud569\ub2c8\ub2e4.<\/p>\n<h3 class=\"wp-block-heading\" style=\"color:#404040;margin-top:24px;\">3. \uc0c1\ub300\ubc29 \uc815\ubcf4 \uc218\uc9d1 \u2014 \uc2e0\uc6d0\u00b7\ubcf4\ud5d8\u00b7\ub4f1\ub85d<\/h3>\n<ul class=\"wp-block-list\"><li>\uc774\ub984, \uc8fc\uc18c, \uc804\ud654\ubc88\ud638<\/li><li>\uc6b4\uc804\uba74\ud5c8 \ubc88\ud638 (\uc0ac\uc9c4)<\/li><li>\uc790\ub3d9\ucc28 \ub4f1\ub85d\uc99d(registration) \u2014 \ucc28\ub7c9 \uc18c\uc720\uc8fc\uac00 \uc6b4\uc804\uc790\uc640 \ub2e4\ub97c \uc218 \uc788\uc74c<\/li><li>\uc790\ub3d9\ucc28 \ubcf4\ud5d8\uc99d \u2014 \ubcf4\ud5d8\uc0ac\uba85, \uc99d\uad8c\ubc88\ud638, \ubcf4\uc7a5 \ud55c\ub3c4, \ubcf4\ud5d8\uc0ac \uc5f0\ub77d\ucc98<\/li><li>\ucc28\ub7c9 \uc815\ubcf4 \u2014 \uc81c\uc870\uc0ac\u00b7\uc5f0\uc2dd\u00b7VIN(\ucc28\ub300\ubc88\ud638)<\/li><\/ul>\n<p class=\"wp-block-paragraph\">\uc0c1\ub300\ubc29\uc774 \uc815\ubcf4 \uc81c\uacf5\uc744 \uac70\ubd80\ud558\uac70\ub098 \ub3c4\uc8fc\ud558\uba74 \uc989\uc2dc \uacbd\ucc30\uc5d0 \uc54c\ub9ac\uace0, \uac00\ub2a5\ud55c \ud55c \ubc88\ud638\ud310\uc744 \uc0ac\uc9c4\uc73c\ub85c \ud655\ubcf4\ud569\ub2c8\ub2e4. NJ\uc758 &#8220;Uninsured Motorist Coverage(UM)&#8221;\uac00 \ubcf8\uc778 \ubcf4\ud5d8\uc5d0 \uc788\ub2e4\uba74 \ubb34\ubcf4\ud5d8\u00b7\ub3c4\uc8fc \uc6b4\uc804\uc790 \uc0ac\uace0\uc5d0\ub3c4 \ubcf8\uc778 \ubcf4\ud5d8\uc73c\ub85c \ubcf4\uc0c1\ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<h3 class=\"wp-block-heading\" style=\"color:#404040;margin-top:24px;\">4. \ubaa9\uaca9\uc790 \uc9c4\uc220 \ud655\ubcf4<\/h3>\n<ul class=\"wp-block-list\"><li>\uc774\ub984\u00b7\uc8fc\uc18c\u00b7\uc804\ud654\ubc88\ud638<\/li><li>\uc9e7\uc740 \uc9c4\uc220 \uc694\uc57d \u2014 &#8220;\uc2e0\ud638\ub4f1\uc774 \ube68\uac04\ubd88\uc774\uc5c8\uace0 \uc0c1\ub300\uac00 \uadf8\ub0e5 \uc9c0\ub098\uac14\ub2e4&#8221; \ub4f1<\/li><li>\uac00\ub2a5\ud558\uba74 \uadf8 \uc790\ub9ac\uc5d0\uc11c \uc9e7\uc740 \uc601\uc0c1 \uc9c4\uc220 \ucd2c\uc601<\/li><\/ul>\n<p class=\"wp-block-paragraph\">\ubaa9\uaca9\uc790 \uc9c4\uc220\uc740 \uc0ac\uace0 \ud6c4 \uba70\uce60\ub9cc \uc9c0\ub098\ub3c4 \uae30\uc5b5\uc774 \ud750\ub824\uc9c0\uace0 \uc5f0\ub77d\uc774 \ub04a\uae30\uae30 \uc27d\uc2b5\ub2c8\ub2e4. \ud604\uc7a5\uc5d0\uc11c \ud655\ubcf4\uac00 \ud544\uc218\uc785\ub2c8\ub2e4.<\/p>\n<h3 class=\"wp-block-heading\" style=\"color:#404040;margin-top:24px;\">5. \uc758\ub8cc \ucc98\uce58 \u2014 \uc99d\uc0c1\uc774 \uc5c6\uc5b4\ub3c4 \uc989\uc2dc<\/h3>\n<p class=\"wp-block-paragraph\">\uad50\ud1b5\uc0ac\uace0 \ud6c4 \ud754\ud788 &#8220;\uad1c\ucc2e\uc740 \uac83 \uac19\ub2e4&#8221;\uace0 \ub290\ub07c\uc9c0\ub9cc \ucc44\ucc0d\uc9c8 \uc190\uc0c1(whiplash)\u00b7\ub1cc\uc9c4\ud0d5\u00b7\ub0b4\ucd9c\ud608\u00b7\uc5f0\ubd80\uc870\uc9c1 \uc190\uc0c1\uc740 \uc0ac\uace0 \ud6c4 24~72\uc2dc\uac04 \ub3d9\uc548 \uc99d\uc0c1\uc774 \ub098\ud0c0\ub098\uc9c0 \uc54a\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<ul class=\"wp-block-list\"><li>\uc751\uae09\uc2e4(ER) \ubc29\ubb38 \ub610\ub294 \uc0ac\uace0 \ub2f9\uc77c \uac00\uc871\uc758(family doctor) \uc9c4\ub8cc<\/li><li>\ubaa8\ub4e0 \uc9c4\ub8cc \uae30\ub85d\uc744 \ubcf4\uad00 \u2014 \uc9c4\ub2e8\uc11c, \ucc98\ubc29\uc804, \uc601\uc0c1 \uac80\uc0ac(X-ray\u00b7MRI\u00b7CT)<\/li><li>\uc758\ub8cc\ube44 \uc601\uc218\uc99d \ubcc4\ub3c4 \ubcf4\uad00 (\ubcf4\uc0c1\uae08 \uc0b0\uc815 \uae30\ucd08)<\/li><li>\uc758\uc0ac\uc5d0\uac8c \ubaa8\ub4e0 \ud1b5\uc99d\uacfc \uc99d\uc0c1\uc744 \ubcf4\uace0 \u2014 \uc0ac\uc18c\ud574 \ubcf4\uc5ec\ub3c4 \uc758\ub8cc \uae30\ub85d\uc5d0 \ub0a8\ub3c4\ub85d<\/li><\/ul>\n<p class=\"wp-block-paragraph\">\uc758\ub8cc \ucc98\uce58 \uae30\ub85d\uc774 \uc5c6\uc73c\uba74 \ubcf4\ud5d8\uc0ac\ub294 &#8220;\uc0ac\uace0\uc640 \ubd80\uc0c1\uc758 \uc778\uacfc\uad00\uacc4 \uc5c6\uc74c&#8221;\uc744 \uc8fc\uc7a5\ud569\ub2c8\ub2e4. NJ\uc5d0\uc11c\ub294 \uc0ac\uace0 \ud6c4 \uc758\ub8cc \ucc98\uce58 \uc2dc\uc810\uc774 \ub2a6\uc744\uc218\ub85d \ubcf4\ud5d8\uc0ac\uac00 \uccad\uad6c\ub97c \uac70\ubd80\ud558\ub294 \ube48\ub3c4\uac00 \ub192\uc544\uc9d1\ub2c8\ub2e4.<\/p>\n<h3 class=\"wp-block-heading\" style=\"color:#404040;margin-top:24px;\">6. \ubcf8\uc778 \ubcf4\ud5d8\uc0ac\uc5d0 \uc2e0\uace0<\/h3>\n<p class=\"wp-block-paragraph\">NJ\ub294 No-Fault \uc8fc\uc774\ubbc0\ub85c \ubcf8\uc778 \ubcf4\ud5d8\uc0ac\ub97c \ud1b5\ud574 \uc758\ub8cc\ube44(PIP)\ub97c \uccad\uad6c\ud569\ub2c8\ub2e4. \uc0ac\uace0 \ud6c4 \uac00\ub2a5\ud55c \ud55c \ube68\ub9ac(\ubcf4\ud1b5 24~48\uc2dc\uac04 \uc774\ub0b4) \ubcf8\uc778 \ubcf4\ud5d8\uc0ac\uc5d0 \uc2e0\uace0\ud574\uc57c PIP \ubcf4\uc7a5\uc774 \uc801\uc6a9\ub429\ub2c8\ub2e4.<\/p>\n<ul class=\"wp-block-list\"><li>\uc2e0\uace0 \uc2dc \uc0ac\uace0 \uc2dc\uac04\u00b7\uc7a5\uc18c\u00b7\uc0ac\uc2e4\uad00\uacc4\ub97c \uc0ac\uc2e4\ub300\ub85c \uc804\ub2ec \u2014 \ubcf8\uc778 \uacfc\uc2e4 \ucd94\uc815 \ubc1c\uc5b8 \uc790\uc81c<\/li><li>PIP \ubcf4\uc7a5 \ud55c\ub3c4\uc640 deductible \ud655\uc778 \u2014 \ud1b5\uc0c1 $15,000~$250,000<\/li><li>\ud30c\uc77c \ubc88\ud638(claim number) \ubc1b\uae30<\/li><\/ul>\n<h3 class=\"wp-block-heading\" style=\"color:#404040;margin-top:24px;\">7. \uc0c1\ub300\ubc29 \ubcf4\ud5d8\uc0ac \uc5f0\ub77d\uc5d0 \uc751\ub300<\/h3>\n<p class=\"wp-block-paragraph\">\uc0c1\ub300\ubc29 \ubcf4\ud5d8\uc0ac\ub294 \uc0ac\uace0 \ud6c4 \uba70\uce60 \uc774\ub0b4\uc5d0 \uc9c1\uc811 \uc5f0\ub77d\ud558\uc5ec \ud569\uc758 \ub610\ub294 \uc9c4\uc220 \ub179\ucde8\ub97c \uc694\uad6c\ud569\ub2c8\ub2e4. \uc774 \ub2e8\uacc4\uc5d0\uc11c \uac00\uc7a5 \ud754\ud55c \uc2e4\uc218\uac00 \ub2e4\uc74c 3\uac00\uc9c0\uc785\ub2c8\ub2e4.<\/p>\n<ul class=\"wp-block-list\"><li>\u2460 &#8220;\uad1c\ucc2e\ub2e4&#8221;\uace0 \ub9d0\ud568 \u2014 \ud5a5\ud6c4 \ubd80\uc0c1 \uccad\uad6c\ub97c \uc57d\ud654\uc2dc\ud0b4<\/li><li>\u2461 \ub179\ucde8 \uc9c4\uc220(recorded statement)\uc5d0 \ub3d9\uc758 \u2014 \uc9c4\uc220 \ub0b4\uc6a9\uc774 \ud569\uc758 \ud611\uc0c1\uc5d0\uc11c \ubd88\ub9ac\ud558\uac8c \ud65c\uc6a9<\/li><li>\u2462 \ucd08\uae30 \ud569\uc758 \uc81c\uc2dc(quick settlement) \uc218\ub77d \u2014 \ud1b5\uc0c1 \uc2e4\uc81c \uc190\ud574\uc758 30~50% \uc218\uc900<\/li><\/ul>\n<p class=\"wp-block-paragraph\">\ubcc0\ud638\uc0ac \uc0c1\ub2f4 \uc804\uc5d0\ub294 \uc0c1\ub300 \ubcf4\ud5d8\uc0ac\uc5d0 &#8220;\ud604\uc7ac \ubcc0\ud638\uc0ac \uc790\ubb38 \uc911\uc774\uba70 \uc790\uc138\ud55c \ub2f5\ubcc0\uc740 \ucd94\ud6c4 \ub4dc\ub9ac\uaca0\ub2e4&#8221;\ub85c\ub9cc \ub2f5\ud558\uace0 \ub354 \uc774\uc0c1\uc758 \uc815\ubcf4 \uc81c\uacf5\uc774\ub098 \ud569\uc758 \uacb0\uc815\uc744 \ubbf8\ub8f9\ub2c8\ub2e4.<\/p>\n<h3 class=\"wp-block-heading\" style=\"color:#404040;margin-top:24px;\">8. \ubcc0\ud638\uc0ac \uc0c1\ub2f4 \u2014 \ud569\uc758 \uc81c\uc2dc \ubc1b\uae30 \uc804\uc5d0<\/h3>\n<p class=\"wp-block-paragraph\">NJ \uc0ac\uace0\uc0c1\ud574 \ubcc0\ud638\uc0ac\ub294 \ud1b5\uc0c1 \uc131\uacf5\ubcf4\uc218(contingency fee, \ud569\uc758\uae08\uc758 33%) \uacc4\uc57d\uc73c\ub85c \uc9c4\ud589\ud569\ub2c8\ub2e4. \ucd08\uae30 \ube44\uc6a9 \ubd80\ub2f4\uc774 \uc5c6\uc73c\ubbc0\ub85c \ubd80\ub2f4 \uc5c6\uc774 \uc0c1\ub2f4\uc744 \ubc1b\uc2b5\ub2c8\ub2e4. \uc0c1\ub2f4 \uc2dc \ub2e4\uc74c\uc744 \ud655\uc778\ud569\ub2c8\ub2e4.<\/p>\n<ul class=\"wp-block-list\"><li>\ubcc0\ud638\uc0ac\uc758 NJ Bar \ub4f1\ub85d \uc0c1\ud0dc \ubc0f \uc0ac\uace0\uc0c1\ud574 \uacbd\ub825<\/li><li>\uc131\uacf5\ubcf4\uc218 \ube44\uc728 (\ubcf4\ud1b5 33% \u2014 \ud569\uc758 \uc2dc \/ 40% \u2014 \uc18c\uc1a1 \uc2dc)<\/li><li>\ube44\uc6a9 \ud56d\ubaa9 \ubcc4\ub3c4 \ubd80\ub2f4 \uc5ec\ubd80 (\uc758\ub8cc \uae30\ub85d \uccad\uad6c\u00b7\uc804\ubb38\uac00 \uc99d\uc5b8 \ube44\uc6a9 \ub4f1)<\/li><li>\uc608\uc0c1 \ubcf4\uc0c1 \ubc94\uc704 \ubc0f \ucc98\ub9ac \uae30\uac04<\/li><li>\uc758\ub8b0\uc778\uacfc \ubcc0\ud638\uc0ac \uac04 \uc758\uc0ac\uc18c\ud1b5 \ubc29\ubc95\u00b7\ube48\ub3c4<\/li><\/ul>\n<h3 class=\"wp-block-heading\" style=\"color:#404040;margin-top:24px;\">9. \uc758\ub8cc \uae30\ub85d\u00b7\uc784\uae08 \uc190\uc2e4 \uc790\ub8cc \uc815\ub9ac<\/h3>\n<ul class=\"wp-block-list\"><li>\uc758\ub8cc \uae30\ub85d \u2014 \uc9c4\ub8cc \uae30\ub85d, \uc601\uc0c1 \uac80\uc0ac, \ucc98\ubc29\uc804, \uc601\uc218\uc99d<\/li><li>\uc784\uae08 \uc190\uc2e4 \u2014 \uace0\uc6a9\uc8fc \uc9c4\ub2e8\uc11c, \uae09\uc5ec \uba85\uc138\uc11c, \ud734\uc9c1 \uae30\uac04 \uc99d\uba85<\/li><li>\uad50\ud1b5\ube44\u00b7\uc57d\uac12\u00b7\uc7ac\ud65c \ube44\uc6a9 \uc601\uc218\uc99d<\/li><li>\uc815\uc2e0\uacfc \uc9c4\ub8cc \uae30\ub85d (PTSD \ub4f1 \ube44\uac00\uc2dc \ubd80\uc0c1 \uc99d\uba85)<\/li><\/ul>\n<h3 class=\"wp-block-heading\" style=\"color:#404040;margin-top:24px;\">10. \ud569\uc758 \ub610\ub294 \uc18c\uc1a1 \ub2e8\uacc4 \uc9c4\uc785<\/h3>\n<p class=\"wp-block-paragraph\">\ubcc0\ud638\uc0ac\ub294 \ubcf4\ud1b5 demand letter\ub97c \ubcf4\ud5d8\uc0ac\uc5d0 \ubc1c\uc1a1\ud558\uc5ec \ud611\uc0c1\uc744 \uc2dc\uc791\ud569\ub2c8\ub2e4. \ud611\uc0c1 \uacb0\ub82c \uc2dc \uc18c\uc1a1(NJ Superior Court \ub610\ub294 Special Civil Part)\uc744 \uc81c\uae30\ud569\ub2c8\ub2e4.<\/p>\n<ul class=\"wp-block-list\"><li>\ud569\uc758 \ub2e8\uacc4 \u2014 \ubcf4\ud1b5 demand letter \ubc1c\uc1a1 \ud6c4 3~6\uac1c\uc6d4<\/li><li>\uc18c\uc1a1 \ub2e8\uacc4 \u2014 \uc81c\uae30 \ud6c4 \ud569\uc758 \ub610\ub294 \uc7ac\ud310\uae4c\uc9c0 12~24\uac1c\uc6d4<\/li><li>NJ \uccad\uad6c \uae30\ud55c \u2014 \uc0ac\uace0\uc77c\ub85c\ubd80\ud130 2\ub144(N.J.S.A. 2A:14-2)<\/li><\/ul>\n<h2 class=\"wp-block-heading\" style=\"color:#98344A;border-bottom:2px solid #98344A;padding-bottom:6px;margin-top:32px;\">\uc790\uc8fc \ubb3b\ub294 \uc9c8\ubb38(FAQ)<\/h2>\n<h3 class=\"wp-block-heading\" style=\"color:#98344A;margin-top:20px;font-size:1.05em;\">Q1. \uc0ac\uace0 \ud6c4 \uba70\uce60 \uc9c0\ub098 \ud1b5\uc99d\uc774 \uc2dc\uc791\ub410\ub294\ub370 \uccad\uad6c\ud560 \uc218 \uc788\ub098\uc694?<\/h3>\n<p class=\"wp-block-paragraph\">A. \uac00\ub2a5\ud569\ub2c8\ub2e4. \ub2e4\ub9cc \uc758\ub8cc \uae30\ub85d\uc0c1 \uc0ac\uace0\uc640\uc758 \uc778\uacfc\uad00\uacc4\ub97c \uba85\ud655\ud788 \uc785\uc99d\ud560 \uc218 \uc788\uc5b4\uc57c \ud569\ub2c8\ub2e4. \uac00\ub2a5\ud55c \ud55c \ube68\ub9ac \uc758\ub8cc \ucc98\uce58\ub97c \ubc1b\uace0 \ubaa8\ub4e0 \uc99d\uc0c1\uc744 \ubcf4\uace0\ud558\uc138\uc694.<\/p>\n<h3 class=\"wp-block-heading\" style=\"color:#98344A;margin-top:20px;font-size:1.05em;\">Q2. \ubcf8\uc778 \ubcf4\ud5d8\uc73c\ub85c PIP \uccad\uad6c\ud558\uba74 \ubcf4\ud5d8\ub8cc\uac00 \uc624\ub974\ub098\uc694?<\/h3>\n<p class=\"wp-block-paragraph\">A. NJ\uc5d0\uc11c\ub294 PIP \uccad\uad6c\uac00 \uc790\uae30 \uacfc\uc2e4\ub85c \uc778\ud55c \uc0ac\uace0\uac00 \uc544\ub2cc \uacbd\uc6b0 \ubcf4\ud5d8\ub8cc\uc5d0 \uc9c1\uc811\uc801 \uc601\ud5a5\uc774 \uc5c6\uc2b5\ub2c8\ub2e4.<\/p>\n<h3 class=\"wp-block-heading\" style=\"color:#98344A;margin-top:20px;font-size:1.05em;\">Q3. \ud55c\uad6d \uc6b4\uc804\uba74\ud5c8\ub85c \uc6b4\uc804\ud558\ub2e4 \uc0ac\uace0\ub97c \ub2f9\ud588\uc2b5\ub2c8\ub2e4.<\/h3>\n<p class=\"wp-block-paragraph\">A. \ud55c\uad6d \uba74\ud5c8\ub85c NJ\uc5d0\uc11c \uc6b4\uc804 \uac00\ub2a5 \uc5ec\ubd80\ub294 \uac70\uc8fc \uae30\uac04\uc5d0 \ub530\ub77c \ub2e4\ub985\ub2c8\ub2e4. \ubcf4\uc0c1 \uccad\uad6c \uc790\uccb4\ub294 \uba74\ud5c8 \uc885\ub958\uc640 \ubb34\uad00\ud558\uba70, \ub2e4\ub9cc \ubcf8\uc778\uc758 \uacfc\uc2e4 \ud3c9\uac00\uc5d0 \uc601\ud5a5\uc744 \uc904 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<h3 class=\"wp-block-heading\" style=\"color:#98344A;margin-top:20px;font-size:1.05em;\">Q4. \uc0c1\ub300\ubc29\uc774 \ub3c4\uc8fc\ud588\uc2b5\ub2c8\ub2e4.<\/h3>\n<p class=\"wp-block-paragraph\">A. \ubcf8\uc778 \ubcf4\ud5d8\uc758 Uninsured Motorist(UM) \ub610\ub294 Hit-and-Run \ubcf4\uc7a5\uc73c\ub85c \ucc98\ub9ac \uac00\ub2a5\ud569\ub2c8\ub2e4. \uacbd\ucc30 \uc2e0\uace0\uc640 \ubcf8\uc778 \ubcf4\ud5d8\uc0ac \uc2e0\uace0\uac00 \ud544\uc218\uc785\ub2c8\ub2e4.<\/p>\n<h3 class=\"wp-block-heading\" style=\"color:#98344A;margin-top:20px;font-size:1.05em;\">Q5. \ubcf4\ud5d8\uc0ac\uac00 \ucc98\uc74c \uc81c\uc2dc\ud55c \uae08\uc561\uc774 \uc801\uc808\ud55c\uc9c0 \uc5b4\ub5bb\uac8c \ud310\ub2e8\ud558\ub098\uc694?<\/h3>\n<p class=\"wp-block-paragraph\">A. \ucd08\uae30 \uc81c\uc2dc\ub294 \ud1b5\uc0c1 \uc2e4\uc81c \uc190\ud574\uc758 30~50% \uc218\uc900\uc785\ub2c8\ub2e4. \ubcc0\ud638\uc0ac \uc0c1\ub2f4 \uc5c6\uc774 \uc218\ub77d\ud558\uc9c0 \ub9c8\uc2ed\uc2dc\uc624.<\/p>\n<h2 class=\"wp-block-heading\" style=\"color:#98344A;border-bottom:2px solid #98344A;padding-bottom:6px;margin-top:32px;\">\uac00\uacf5 \uc0ac\ub840 \uc2dc\ubbac\ub808\uc774\uc158<\/h2>\n<p class=\"wp-block-paragraph\">\uc0ac\ub840 A \u2014 Bergen County \uc77c\ubc18 \uad50\ud1b5\uc0ac\uace0<\/p>\n<ul class=\"wp-block-list\"><li>\uc0ac\uc2e4: NJ Fort Lee \uac70\uc8fc \uae40\uc528(45\uc138)\uac00 Lemoine Ave\uc5d0\uc11c \uc88c\ud68c\uc804 \uc911 \ud6c4\ud589 \ucc28\ub7c9\uc5d0 \ubc1b\ud798. \ucc44\ucc0d\uc9c8 \uc190\uc0c1, 6\uc8fc \ubb3c\ub9ac\uce58\ub8cc, 1\uc8fc \ud734\uc9c1<\/li><li>\ucc98\ub9ac: \ubcf8\uc778 PIP\ub85c \uc758\ub8cc\ube44 \ucc98\ub9ac \u2192 \uc0c1\ub300 \ubcf4\ud5d8\uc0ac demand letter \ubc1c\uc1a1<\/li><li>\ubcf4\uc0c1: \uc758\ub8cc\ube44 $4,500 + \uc784\uae08 \uc190\uc2e4 $1,800 + \ud1b5\uc99d\u00b7\uace0\ud1b5 \u2192 \ud569\uc758 \uc57d $25,000<\/li><li>\ucc98\ub9ac \uae30\uac04: demand letter \ud6c4 4\uac1c\uc6d4<\/li><\/ul>\n<p class=\"wp-block-paragraph\">\uc0ac\ub840 B \u2014 \ub3c4\uc8fc \ucc28\ub7c9 \uc0ac\uace0<\/p>\n<ul class=\"wp-block-list\"><li>\uc0ac\uc2e4: Palisades Park \uac70\uc8fc \uc774\uc528(32\uc138)\uac00 \uc57c\uac04 \uc2e0\ud638 \ub300\uae30 \uc911 \ud6c4\ubc29 \ucd94\ub3cc \ud6c4 \uc0c1\ub300 \ub3c4\uc8fc. \uc5b4\uae68 \ubd80\uc0c1<\/li><li>\ucc98\ub9ac: \ubcf8\uc778 \ubcf4\ud5d8 UM \uccad\uad6c + \uacbd\ucc30 \uc2e0\uace0<\/li><li>\ubcf4\uc0c1: \uc758\ub8cc\ube44 $6,200 + \ud1b5\uc99d\u00b7\uace0\ud1b5 \u2192 UM \ubcf4\uc7a5 \ud55c\ub3c4 \ub0b4 \ud569\uc758 \uc57d $35,000<\/li><\/ul>\n<h2 class=\"wp-block-heading\" style=\"color:#98344A;border-bottom:2px solid #98344A;padding-bottom:6px;margin-top:32px;\">\uc0c1\ub2f4 \ubb38\uc758<\/h2>\n<p class=\"wp-block-paragraph\">\uc1a1\ub85c\ud38c\uc740 \ub274\uc800\uc9c0\u00b7\ub274\uc695 \uc77c\ub300\uc5d0\uc11c \uc0ac\uace0\uc0c1\ud574(Personal Injury) \uc0ac\uac74\uc744 \ub2e4\ub144\uac04 \ucc98\ub9ac\ud574 \uc628 \uc885\ud569 \ub85c\ud38c\uc785\ub2c8\ub2e4.<\/p>\n<ul class=\"wp-block-list\"><li>\uc804\ud654: (201) 461-0031<\/li><li>\uc774\uba54\uc77c: mail@songlawfirm.com<\/li><li>\uc6f9\uc0ac\uc774\ud2b8: songlawfirm.com<\/li><li>\uc8fc\uc18c: Parker Plaza, 400 Kelby St, 19th Floor, Fort Lee, NJ 07024<\/li><li>\uc0c1\ub2f4 \uc5b8\uc5b4: \ud55c\uad6d\uc5b4\u00b7\uc601\uc5b4\u00b7\uc911\uad6d\uc5b4 \uc9c1\uc811 \uc0c1\ub2f4<\/li><li>\uc0c1\ub2f4 \ube44\uc6a9: \ucd08\uae30 \ubb34\ub8cc, \uc0ac\uac74 \uc218\uc784 \uc2dc \uc131\uacf5\ubcf4\uc218(Contingency Fee)<\/li><\/ul>\n<h2 class=\"wp-block-heading\" style=\"color:#98344A;border-bottom:2px solid #98344A;padding-bottom:6px;margin-top:32px;\">\uba74\ucc45\uc870\ud56d<\/h2>\n<p class=\"wp-block-paragraph\">\ubcf8 \uce7c\ub7fc\uc740 \uc77c\ubc18\uc801 \ubc95\ub960 \uc815\ubcf4 \uc81c\uacf5 \ubaa9\uc801\uc774\uba70, \uad6c\uccb4\uc801 \uc0ac\uac74\uc5d0 \ub300\ud55c \ubc95\ub960 \uc790\ubb38\uc774 \uc544\ub2d9\ub2c8\ub2e4. \uac1c\ubcc4 \uc0ac\uac74\uc758 \uc0ac\uc2e4\uad00\uacc4\u00b7\uac70\uc8fc \uc8fc\u00b7\uc0ac\uace0 \uc2dc\uc810\u00b7\ud53c\ud574\uc790 \uc2e0\ubd84\u00b7\ubc95\ub839 \uac1c\uc815 \uc5ec\ubd80\uc5d0 \ub530\ub77c \uacb0\ub860\uc740 \ub2ec\ub77c\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc778\uc6a9\ub41c \uc0ac\ub840\uc640 \ubcf4\uc0c1 \uae08\uc561\uc740 \uc77c\ubc18 \ud1b5\uacc4\uc5d0 \uae30\ubc18\ud55c \ucd94\uc815\uce58\uc774\uba70 \ud2b9\uc815 \uacb0\uacfc\ub97c \ubcf4\uc99d\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \uc2e4\uc81c \uc870\uce58\ub97c \ucde8\ud558\uae30 \uc804 \uc790\uaca9\uc744 \uac16\ucd98 \ubcc0\ud638\uc0ac\uc640 1:1 \uc0c1\ub2f4\uc744 \uad8c\uc7a5\ud569\ub2c8\ub2e4. \uc1a1\ub85c\ud38c\uacfc\uc758 \ubcc0\ud638\uc0ac\u00b7\uc758\ub8b0\uc778 \uad00\uacc4\ub294 \uc815\uc2dd \uc704\uc784 \uacc4\uc57d \uccb4\uacb0 \uc2dc\uc5d0\ub9cc \uc131\ub9bd\ud569\ub2c8\ub2e4.<\/p>","protected":false},"excerpt":{"rendered":"<p>Personal Injury \u00b7 \uc790\ub3d9\ucc28 \uc0ac\uace0 \u00b7 \ud604\uc7a5 \ub300\uc751 \u00b7 \ubcf4\ud5d8 \uc2e0\uace0 \u00b7 \ud569\uc758 \uc804 \ubcc0\ud638\uc0ac \uc0c1\ub2f4 \uba38\ub9ac\ub9d0 \ubbf8\uad6d \ub3c4\ub85c\uad50\ud1b5\uc548\uc804\uad6d(NHTSA) \ud1b5\uacc4\uc5d0 \ub530\ub974\uba74 \ubbf8\uad6d\uc5d0\uc11c\ub294 \ub9e4\ub144 \uc57d 600\ub9cc \uac74 \uc774\uc0c1\uc758 \uad50\ud1b5\uc0ac\uace0\uac00 \ubc1c\uc0dd\ud558\uba70, \uadf8\uc911 [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":26363,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center 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