{"id":27598,"date":"2026-08-11T10:30:00","date_gmt":"2026-08-11T14:30:00","guid":{"rendered":"https:\/\/songlawfirm.com\/?p=27598"},"modified":"2026-08-11T10:30:00","modified_gmt":"2026-08-11T14:30:00","slug":"nj-wrongful-death-auto-2026-08-ko","status":"publish","type":"post","link":"https:\/\/songlawfirm.com\/ko\/nj-wrongful-death-auto-2026-08-ko\/","title":{"rendered":"\ub274\uc800\uc9c0 \uad50\ud1b5\uc0ac\uace0 \uc0ac\ub9dd\uc0ac\uac74 \u2014 \uc720\uac00\uc871\uc774 \uc54c\uc544\uc57c \ud560 \uccad\uad6c\uad8c\uacfc \uc81c\ud55c"},"content":{"rendered":"<div class=\"slf-article slf-daily-pi\">\n<p class=\"slf-eyebrow\" style=\"font-size:11px;letter-spacing:.3em;color:#98344A;font-weight:700;margin:0 0 8px;\">PERSONAL INJURY LAW \u00b7 \uc1a1\ub85c\ud38c \ubc95\ub960 \uce7c\ub7fc<\/p>\n<h2 style=\"color:#1a1a1a;font-size:22px;margin:32px 0 12px;border-left:4px solid #98344A;padding-left:12px;\">\uc0c1\ud669 \uac1c\uc694<\/h2>\n<p style=\"line-height:1.85;color:#2a2a2a;margin:10px 0 14px;font-size:15.5px;\">\uad50\ud1b5\uc0ac\uace0\ub85c \uac00\uc871\uc744 \uc783\uc740 \uc720\uac00\uc871\uc774 \ub9c8\uc8fc\ud558\ub294 \ubc95\uc801 \uc808\ucc28\ub294 \uc77c\ubc18 \ubd80\uc0c1 \uc0ac\uace0\uc640 \uadfc\ubcf8\uc801\uc73c\ub85c \ub2e4\ub985\ub2c8\ub2e4. \ub274\uc800\uc9c0\uc5d0\uc11c\ub294 \ub450 \uac00\uc9c0 \ubcc4\uac1c\uc758 \uccad\uad6c\uad8c \u2014 Wrongful Death Act(\ubd80\ub2f9\uc0ac\ub9dd\ubc95)\uc640 Survival Act(\uc0dd\uc874\uc790\ubc95) \u2014 \uc774 \ubcd1\ud589 \uc874\uc7ac\ud558\uba70, \uac01\uac01\uc758 \uccad\uad6c \uc8fc\uccb4\u00b7\uccad\uad6c \ub300\uc0c1\u00b7\uc2dc\ud6a8\uac00 \ub2e4\ub985\ub2c8\ub2e4. \uc720\uac00\uc871\uc774 \uc774 \uad6c\uc870\ub97c \uc774\ud574\ud558\uc9c0 \ubabb\ud55c \ucc44 \uc9c4\ud589\ud558\uba74 \ud68c\uc218 \uac00\ub2a5\ud55c \ubc30\uc0c1\uae08\uc758 \uc0c1\ub2f9 \ubd80\ubd84\uc744 \ub193\uce60 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p style=\"line-height:1.85;color:#2a2a2a;margin:10px 0 14px;font-size:15.5px;\">\ud2b9\ud788 \ub274\uc800\uc9c0 \uad50\ud1b5\uc0ac\uace0 \uc0ac\ub9dd\uc0ac\uac74\uc740 \uc0ac\uace0 \uc9c1\ud6c4 \uc751\uae09\uc2e4 \uce58\ub8cc \uae30\uac04 \ubc1c\uc0dd\ud55c \uc758\ub8cc\ube44, \uc0ac\ub9dd \ud6c4 \uc720\uac00\uc871\uc758 \uacbd\uc81c\uc801 \uc190\uc2e4, \uc815\uc2e0\uc801 \uace0\ud1b5 \ub4f1\uc774 \uc11c\ub85c \ub2e4\ub978 \ubc95\ub960 \uccb4\uacc4\ub85c \uccad\uad6c\ub429\ub2c8\ub2e4.<\/p>\n<h2 style=\"color:#1a1a1a;font-size:22px;margin:32px 0 12px;border-left:4px solid #98344A;padding-left:12px;\">\ubc95\ub960\uc801 \uac1c\ub150<\/h2>\n<p style=\"line-height:1.85;color:#2a2a2a;margin:10px 0 14px;font-size:15.5px;\">\uccab\uc9f8, \ub274\uc800\uc9c0 \ubd80\ub2f9\uc0ac\ub9dd\ubc95(N.J.S.A. 2A:31-1 \uc774\ud558)\uc740 \uc0ac\ub9dd\ud55c \ud53c\ud574\uc790\uc758 \uc720\uac00\uc871\uc774 \uc0ac\ub9dd\uc73c\ub85c \uc778\ud574 \uc785\uc740 \uacbd\uc81c\uc801 \uc190\uc2e4\uc744 \uccad\uad6c\ud560 \uc218 \uc788\uac8c \ud569\ub2c8\ub2e4. \uccad\uad6c \uc8fc\uccb4\ub294 \uc720\uc0b0\uad00\ub9ac\uc778(personal representative or administrator)\uc774\uba70, \uc2e4\uc9c8 \uc218\ud61c\uc790\ub294 \ubc30\uc6b0\uc790\u00b7\uc790\ub140\u00b7\ubd80\ubaa8\u00b7\ud615\uc81c\uc790\ub9e4 \ub4f1 \uc720\uac00\uc871\uc785\ub2c8\ub2e4.<\/p>\n<p style=\"line-height:1.85;color:#2a2a2a;margin:10px 0 14px;font-size:15.5px;\">\ub458\uc9f8, \ub274\uc800\uc9c0 Survival Act(N.J.S.A. 2A:15-3)\ub294 \uc0ac\ub9dd\ud55c \ud53c\ud574\uc790\uac00 \uc0b4\uc544\uc788\uc5c8\ub2e4\uba74 \uccad\uad6c\ud560 \uc218 \uc788\uc5c8\uc744 \uc190\ud574 \u2014 \uc0ac\uace0 \uc2dc\uc810\ubd80\ud130 \uc0ac\ub9dd\uae4c\uc9c0\uc758 \uc758\ub8cc\ube44, \ud1b5\uc99d\uacfc \uace0\ud1b5(pain and suffering), \uc784\uae08 \uc190\uc2e4 \u2014 \uc744 \uc720\uc0b0\uc774 \uc774\uc5b4\ubc1b\uc544 \uccad\uad6c\ud569\ub2c8\ub2e4.<\/p>\n<p style=\"line-height:1.85;color:#2a2a2a;margin:10px 0 14px;font-size:15.5px;\">\ub450 \uccad\uad6c\uad8c\uc740 \ubcd1\ud569 \uc18c\uc1a1(consolidated action)\uc73c\ub85c \uc9c4\ud589\ub418\uc9c0\ub9cc \ubc30\uc0c1\uae08 \uc0b0\uc815\uacfc \uc138\uae08 \ucc98\ub9ac\ub294 \ubcc4\ub3c4\uc785\ub2c8\ub2e4.<\/p>\n<h2 style=\"color:#1a1a1a;font-size:22px;margin:32px 0 12px;border-left:4px solid #98344A;padding-left:12px;\">\ub274\uc800\uc9c0 \uaddc\uc815<\/h2>\n<p style=\"line-height:1.85;color:#2a2a2a;margin:10px 0 14px;font-size:15.5px;\">\ubd80\ub2f9\uc0ac\ub9dd\ubc95\uc0c1 \uccad\uad6c \uac00\ub2a5\ud55c \uc190\ud574 \ud56d\ubaa9:<\/p>\n<ul style=\"margin:8px 0 12px;padding-left:22px;color:#333;line-height:1.75;\">\n<li style=\"margin:5px 0;\">\uc720\uac00\uc871\uc758 \uc7ac\uc815 \uc9c0\uc6d0(financial support) \uc0c1\uc2e4 \u2014 \uc0ac\ub9dd\uc790\uc758 \uc608\uc0c1 \ud3c9\uc0dd \uc218\uc785\uc5d0\uc11c \uac1c\uc778 \uc18c\ube44\ub97c \uc81c\uc678\ud55c \uc21c\uc561<\/li>\n<li style=\"margin:5px 0;\">\uac00\uc0ac \ubd09\uc0ac(household services) \uc0c1\uc2e4 \u2014 \uc694\ub9ac, \uccad\uc18c, \uc721\uc544, \ucc28\ub7c9 \uc218\ub9ac \ub4f1\uc758 \uacbd\uc81c\uc801 \uac00\uce58<\/li>\n<li style=\"margin:5px 0;\">\uc870\uc5b8\u00b7\uc9c0\ub3c4\u00b7\uad50\uc721(guidance and counsel) \uc0c1\uc2e4 \u2014 \ubbf8\uc131\ub144 \uc790\ub140\uc5d0\uac8c \ubd80\ubaa8\uac00 \uc81c\uacf5\ud588\uc744 \uc9c0\ub3c4\uc758 \uac00\uce58<\/li>\n<li style=\"margin:5px 0;\">\uc7a5\ub840\ube44 \ubc0f \uad00\ub828 \ube44\uc6a9<\/li>\n<\/ul>\n<p style=\"line-height:1.85;color:#2a2a2a;margin:10px 0 14px;font-size:15.5px;\">\ub274\uc800\uc9c0\ub294 \uc804\ud1b5\uc801\uc73c\ub85c \uc720\uac00\uc871\uc758 \uc815\uc2e0\uc801 \uace0\ud1b5(mental anguish)\uc774\ub098 \uc2ac\ud514(grief)\uc5d0 \ub300\ud55c \ubc30\uc0c1\uc744 \ubd80\ub2f9\uc0ac\ub9dd\ubc95\uc0c1 \uc778\uc815\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \uc774\ub294 \ub274\uc695\u00b7\ud39c\uc2e4\ubca0\uc774\ub2c8\uc544 \ub4f1 \uc778\uc811 \uc8fc\uc640 \ub2e4\ub978 \uc810\uc785\ub2c8\ub2e4. \ub2e4\ub9cc Survival Act\ub97c \ud1b5\ud574 \uc0ac\ub9dd \uc804 \ud53c\ud574\uc790\uac00 \uacaa\uc740 \ud1b5\uc99d\uc5d0 \ub300\ud55c \ubc30\uc0c1\uc740 \ubcc4\ub3c4\ub85c \uccad\uad6c \uac00\ub2a5\ud569\ub2c8\ub2e4.<\/p>\n<p style=\"line-height:1.85;color:#2a2a2a;margin:10px 0 14px;font-size:15.5px;\">\ub274\uc800\uc9c0 \uc0ac\ub9dd\uc0ac\uac74 \uc18c\uc1a1 \uc2dc\ud6a8\ub294 \uc6d0\uce59\uc801\uc73c\ub85c \uc0ac\ub9dd\uc77c\ub85c\ubd80\ud130 2\ub144\uc785\ub2c8\ub2e4(N.J.S.A. 2A:31-3). \ubbf8\uc131\ub144\uc790\u00b7\uc758\uc2dd\ubd88\uba85 \ub4f1 \uc608\uc678\uc801 tolling \uc0ac\uc720\uac00 \uc788\ub294 \uacbd\uc6b0 \uc5f0\uc7a5\ub429\ub2c8\ub2e4.<\/p>\n<h2 style=\"color:#1a1a1a;font-size:22px;margin:32px 0 12px;border-left:4px solid #98344A;padding-left:12px;\">\uc2e4\uc804 \ub300\uc751<\/h2>\n<p style=\"line-height:1.85;color:#2a2a2a;margin:10px 0 14px;font-size:15.5px;\">\uc0ac\ub9dd\uc0ac\uac74 \ubc1c\uc0dd \uc989\uc2dc \ud655\ubcf4\ud574\uc57c \ud560 \uc0ac\ud56d:<\/p>\n<ul style=\"margin:8px 0 12px;padding-left:22px;color:#333;line-height:1.75;\">\n<li style=\"margin:5px 0;\">\uc0ac\ub9dd\uc9c4\ub2e8\uc11c(death certificate) \ubc0f \ubd80\uac80 \ubcf4\uace0\uc11c(autopsy report) \u2014 \uc0ac\uc778\uc758 \uc0ac\uace0 \uad00\ub828\uc131 \ud655\ub9bd<\/li>\n<li style=\"margin:5px 0;\">\uc751\uae09\uc2e4\u00b7\uc911\ud658\uc790\uc2e4 \uc9c4\ub8cc \uae30\ub85d \u2014 Survival Act \uccad\uad6c\uc6a9<\/li>\n<li style=\"margin:5px 0;\">\uc0ac\uace0 \uc7ac\uad6c\uc131 \uc804\ubb38\uac00 \u2014 \uc0c1\ub300 \uacfc\uc2e4 \uaddc\uba85<\/li>\n<li style=\"margin:5px 0;\">\uacbd\uc81c\ud559\uc790\u00b7\uc9c1\uc5c5 \uc0c1\ub2f4\uc0ac \u2014 \uc0ac\ub9dd\uc790\uc758 \uc608\uc0c1 \ud3c9\uc0dd \uc218\uc785 \uc0b0\uc815<\/li>\n<li style=\"margin:5px 0;\">\uc720\uac00\uc871 \uc9c4\uc220 \u2014 \uc0ac\ub9dd\uc790\uc640\uc758 \uacbd\uc81c\uc801\u00b7\uc815\uc11c\uc801 \uc758\uc874 \uad00\uacc4 \uc99d\uac70<\/li>\n<\/ul>\n<p style=\"line-height:1.85;color:#2a2a2a;margin:10px 0 14px;font-size:15.5px;\">\uac80\uc778\ubc95\uc6d0(Surrogate&#x27;s Court)\uc5d0\uc11c \uc720\uc0b0\uad00\ub9ac\uc778(administrator ad prosequendum) \uc9c0\uc815 \uc808\ucc28\ub97c \uba3c\uc800 \uc9c4\ud589\ud574\uc57c \uc18c\uc1a1\uc744 \uac1c\uc2dc\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774 \uc808\ucc28\ub9cc 2-4\uc8fc \uc18c\uc694\ub418\ubbc0\ub85c \uc2dc\ud6a8 \uad00\ub9ac\uac00 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n<h2 style=\"color:#1a1a1a;font-size:22px;margin:32px 0 12px;border-left:4px solid #98344A;padding-left:12px;\">\ud754\ud55c \uc624\ud574<\/h2>\n<ul style=\"margin:8px 0 12px;padding-left:22px;color:#333;line-height:1.75;\">\n<li style=\"margin:5px 0;\">&quot;\uc7a5\ub840 \ud6c4 \uc2ac\ud514\uc774 \uc815\ub9ac\ub418\uba74 \uadf8\ub54c \uc2dc\uc791\ud574\ub3c4 \ub41c\ub2e4&quot;: 2\ub144 \uc2dc\ud6a8\ub294 \uc2ac\ud514 \uadf9\ubcf5\uacfc \ubb34\uad00\ud569\ub2c8\ub2e4.<\/li>\n<li style=\"margin:5px 0;\">&quot;\ubcf4\ud5d8\uc0ac \uc870\uc0ac\uad00\uacfc \uc774\uc57c\uae30\ud558\uba74 \uc2e0\uc18d\ud788 \ucc98\ub9ac\ub41c\ub2e4&quot;: \uc870\uc0ac\uad00\uc740 \ubcf4\ud5d8\uc0ac \uc785\uc7a5\uc5d0\uc11c \uc815\ubcf4\ub97c \uc218\uc9d1\ud558\uba70 \ucd08\uae30 \uc9c4\uc220\uc774 \uc774\ud6c4 \ubc30\uc0c1\uc561\uc744 \ub0ae\ucd94\ub294 \uadfc\uac70\ub85c \uc0ac\uc6a9\ub429\ub2c8\ub2e4.<\/li>\n<li style=\"margin:5px 0;\">&quot;\ubd80\ub2f9\uc0ac\ub9dd \ubc30\uc0c1\uae08\uc5d0\ub294 \uc138\uae08\uc774 \ubd99\ub294\ub2e4&quot;: \ub300\ubd80\ubd84\uc758 \ubd80\ub2f9\uc0ac\ub9dd \ubc30\uc0c1\uae08\uc740 \uc5f0\ubc29\uc18c\ub4dd\uc138 \uba74\uc138(IRC \u00a7104(a)(2))\uc774\ub098, \uc608\uc678(punitive, \uc774\uc790 \ubd80\ubd84)\uac00 \uc788\uc73c\ubbc0\ub85c \uc138\ubb34 \uc0c1\ub2f4 \ud544\uc694\ud569\ub2c8\ub2e4.<\/li>\n<li style=\"margin:5px 0;\">&quot;\uc790\ub140\ub9cc \uccad\uad6c \uac00\ub2a5\ud558\ub2e4&quot;: \uccad\uad6c \uc8fc\uccb4\ub294 \uc720\uc0b0\uad00\ub9ac\uc778\uc774\uba70, \ubc30\ubd84\uc740 \uc0c1\uc18d\ubc95\uc5d0 \ub530\ub77c \uacb0\uc815\ub429\ub2c8\ub2e4.<\/li>\n<\/ul>\n<h2 style=\"color:#1a1a1a;font-size:22px;margin:32px 0 12px;border-left:4px solid #98344A;padding-left:12px;\">\ud575\uc2ec \uc815\ub9ac<\/h2>\n<ul style=\"margin:8px 0 12px;padding-left:22px;color:#333;line-height:1.75;\">\n<li style=\"margin:5px 0;\">\ubd80\ub2f9\uc0ac\ub9dd\ubc95(\uacbd\uc81c \uc190\uc2e4) + Survival Act(\uc0ac\ub9dd \uc804 \ud1b5\uc99d\u00b7\uc758\ub8cc\ube44) \ubcd1\ud589 \uccad\uad6c<\/li>\n<li style=\"margin:5px 0;\">\ub274\uc800\uc9c0\ub294 \uc720\uac00\uc871\uc758 \uc815\uc2e0\uc801 \uace0\ud1b5 \ubc30\uc0c1\uc744 \ubd80\ub2f9\uc0ac\ub9dd\ubc95\uc0c1 \uc778\uc815 \uc548 \ud568<\/li>\n<li style=\"margin:5px 0;\">\uc2dc\ud6a8 2\ub144 (N.J.S.A. 2A:31-3)<\/li>\n<li style=\"margin:5px 0;\">\uc720\uc0b0\uad00\ub9ac\uc778 \uc9c0\uc815 \uc808\ucc28 \uc6b0\uc120<\/li>\n<li style=\"margin:5px 0;\">\uacbd\uc81c\ud559\uc790\u00b7\uc9c1\uc5c5 \uc0c1\ub2f4\uc0ac \ub4f1 \uc804\ubb38\uac00 \uc99d\uc778 \uc870\uae30 \ud655\ubcf4<\/li>\n<\/ul>\n<h2 style=\"color:#1a1a1a;font-size:22px;margin:32px 0 12px;border-left:4px solid #98344A;padding-left:12px;\">\uc2dc\uc0ac\uc810<\/h2>\n<p style=\"line-height:1.85;color:#2a2a2a;margin:10px 0 14px;font-size:15.5px;\">\uad50\ud1b5\uc0ac\uace0 \uc0ac\ub9dd\uc0ac\uac74\uc740 \uc720\uac00\uc871\uc758 \uac10\uc815\uc801 \ubd80\ub2f4\uc774 \ud06c\uc9c0\ub9cc, \ubc95\uc801 \ub300\uc751\uc740 \uc2dc\ud6a8 \uc548\uc5d0\uc11c \uc2e0\uc18d\ud558\uac8c \uc2dc\uc791\ud574\uc57c \ud68c\uc218 \uac00\ub2a5\ud55c \ubc30\uc0c1 \ubc94\uc704\uac00 \ub113\uc5b4\uc9d1\ub2c8\ub2e4. \ud2b9\ud788 \ub274\uc800\uc9c0\uc758 \uc815\uc2e0\uc801 \uace0\ud1b5 \ubc30\uc0c1 \uc81c\ud55c \ub4f1 \uc8fc\ubcc4 \ud2b9\uc131 \ub54c\ubb38\uc5d0, \uc720\uac00\uc871\uc774 \uc790\uccb4 \ud310\ub2e8\uc73c\ub85c \uc2e0\uc18d \ud569\uc758\uc5d0 \uc751\ud558\uc9c0 \ub9d0\uace0 \ucd5c\uc18c\ud55c \uc0ac\uace0 \uc9c1\ud6c4 30\uc77c \uc774\ub0b4\uc5d0 \uc0ac\uace0\uc0c1\ud574 \uc804\ubb38 \ubcc0\ud638\uc0ac\uc640 \uc0c1\ub2f4\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<h2 style=\"color:#1a1a1a;font-size:22px;margin:32px 0 12px;border-left:4px solid #98344A;padding-left:12px;\">\uc790\uc8fc \ubb3b\ub294 \uc9c8\ubb38<\/h2>\n<p style=\"line-height:1.85;color:#2a2a2a;margin:10px 0 14px;font-size:15.5px;\">Q1. \uc720\uac00\uc871\uc758 \uc2ac\ud514\uc5d0 \ub300\ud574\uc11c\ub294 \uc815\ub9d0 \ubc30\uc0c1\ubc1b\uc744 \uc218 \uc5c6\ub098\uc694?<\/p>\n<p style=\"line-height:1.85;color:#2a2a2a;margin:10px 0 14px;font-size:15.5px;\">\ub274\uc800\uc9c0 \ubd80\ub2f9\uc0ac\ub9dd\ubc95\uc740 \uc720\uac00\uc871\uc758 \uc2ac\ud514(grief) \ub610\ub294 \uc815\uc2e0\uc801 \uace0\ud1b5(mental anguish)\uc5d0 \ub300\ud55c \uc9c1\uc811 \ubc30\uc0c1\uc744 \uc778\uc815\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \ub2e4\ub9cc \uc0ac\ub9dd\uc790\uac00 \uc0ac\ub9dd \uc9c1\uc804 \uacaa\uc740 \ud1b5\uc99d\uacfc \uace0\ud1b5\uc740 Survival Act\ub85c \uccad\uad6c \uac00\ub2a5\ud558\uba70, \uc774 \ubc30\uc0c1\uae08\uc774 \uc720\uc0b0\uc744 \ud1b5\ud574 \uc720\uac00\uc871\uc5d0\uac8c \ubd84\ubc30\ub429\ub2c8\ub2e4.<\/p>\n<p style=\"line-height:1.85;color:#2a2a2a;margin:10px 0 14px;font-size:15.5px;\">Q2. \uc0ac\ub9dd\uc790\uac00 \ubb34\uc9c1\uc774\uc5c8\ub2e4\uba74 \uccad\uad6c \uac00\ub2a5\ud55c \uc190\ud574\ub294 \ubb34\uc5c7\uc778\uac00\uc694?<\/p>\n<p style=\"line-height:1.85;color:#2a2a2a;margin:10px 0 14px;font-size:15.5px;\">\ubb34\uc9c1\uc774\ub77c\ub3c4 \uac00\uc0ac \ubd09\uc0ac(household services)\u00b7\uc870\uc5b8\u00b7\uc9c0\ub3c4(guidance) \ub4f1\uc758 \uacbd\uc81c\uc801 \uac00\uce58\uac00 \uc778\uc815\ub429\ub2c8\ub2e4. \uc804\uc5c5\uc8fc\ubd80\ub098 \uc740\ud1f4\uc790\ub3c4 \uc0c1\ub2f9\ud55c \ubc30\uc0c1 \ub300\uc0c1\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p style=\"line-height:1.85;color:#2a2a2a;margin:10px 0 14px;font-size:15.5px;\">Q3. \uc0ac\uace0 \uc2dc\uc810\uc5d0 \uc0ac\ub9dd\ud558\uc9c0 \uc54a\uace0 \uba87 \uac1c\uc6d4 \ud6c4 \uc0ac\ub9dd\ud588\ub2e4\uba74 \uc2dc\ud6a8\ub294 \uc5b4\ub5bb\uac8c \uacc4\uc0b0\ud558\ub098\uc694?<\/p>\n<p style=\"line-height:1.85;color:#2a2a2a;margin:10px 0 14px;font-size:15.5px;\">\ubd80\ub2f9\uc0ac\ub9dd \uc2dc\ud6a8\ub294 \uc0ac\ub9dd\uc77c\ub85c\ubd80\ud130 2\ub144\uc774\uc9c0\ub9cc, Survival Act \uccad\uad6c\ub294 \uc0ac\uace0\uc77c\ub85c\ubd80\ud130 2\ub144\uc774\ubbc0\ub85c \ub450 \uc2dc\ud6a8\ub97c \ubcc4\ub3c4\ub85c \uad00\ub9ac\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<p style=\"line-height:1.85;color:#2a2a2a;margin:10px 0 14px;font-size:15.5px;\">Q4. \uc0c1\ub300 \uc6b4\uc804\uc790\uc758 \ubcf4\ud5d8\ud55c\ub3c4\uac00 \ubd80\uc871\ud558\uba74 \uc5b4\ub5bb\uac8c \ud558\ub098\uc694?<\/p>\n<p style=\"line-height:1.85;color:#2a2a2a;margin:10px 0 14px;font-size:15.5px;\">\uc0ac\ub9dd\uc790 \uc18c\uc720 \ucc28\ub7c9 \ubcf4\ud5d8\uc758 UIM(Underinsured Motorist) \ucee4\ubc84\ub9ac\uc9c0 \ud65c\uc6a9, \uc0c1\ub300 \uc6b4\uc804\uc790\uc758 \uac1c\uc778 \uc790\uc0b0 \uccad\uad6c, \uc0c1\ub300 \uace0\uc6a9\uc8fc \uc0c1\ub300 vicarious liability \uccad\uad6c \ub4f1\uc744 \ubcd1\ud589 \uac80\ud1a0\ud569\ub2c8\ub2e4.<\/p>\n<p style=\"line-height:1.85;color:#2a2a2a;margin:10px 0 14px;font-size:15.5px;\">Q5. \uc18c\uc1a1 \uc5c6\uc774 \ud569\uc758\ub85c \uc885\uacb0 \uac00\ub2a5\ud55c\uac00\uc694?<\/p>\n<p style=\"line-height:1.85;color:#2a2a2a;margin:10px 0 14px;font-size:15.5px;\">\uac00\ub2a5\ud569\ub2c8\ub2e4. \ub2e4\ub9cc \uac80\uc778\ubc95\uc6d0\uc758 \uc2b9\uc778\uc774 \ud544\uc694\ud558\uba70, \ud2b9\ud788 \ubbf8\uc131\ub144 \uc0c1\uc18d\uc778\uc774 \uc788\ub294 \uacbd\uc6b0 \uadf8\ub4e4\uc758 \uc774\uc775\uc744 \ub300\ubcc0\ud558\ub294 \uc808\ucc28\uac00 \ubcc4\ub3c4 \uc9c4\ud589\ub429\ub2c8\ub2e4.<\/p>\n<div class=\"slf-contact-block\" style=\"background:#fafaf7;border-left:4px solid #98344A;padding:24px 26px;margin:36px 0 24px;border-radius:6px;\">\n<p style=\"margin:0 0 8px;font-size:14px;letter-spacing:.2em;color:#98344A;font-weight:700;\">SONG LAW FIRM \u00b7 \uc1a1\ub85c\ud38c<\/p>\n<p style=\"margin:0 0 12px;font-size:18px;color:#1a1a1a;font-weight:700;\">\uad50\ud1b5\uc0ac\uace0\u00b7\uc0ac\uace0\uc0c1\ud574 \uc0c1\ub2f4\uc774 \ud544\uc694\ud558\uc2ed\ub2c8\uae4c?<\/p>\n<p style=\"margin:0;font-size:15px;color:#333;line-height:1.7;\">\n\ud83d\udcde <strong>201.461.0031<\/strong> &nbsp;\u00b7&nbsp; \u2709 <a aria-label=\"Email mail@songlawfirm.com\" href=\"mailto:mail@songlawfirm.com\" style=\"color:#98344A;text-decoration:none;\">mail@songlawfirm.com<\/a> &nbsp;\u00b7&nbsp; \ud83c\udf10 <a href=\"https:\/\/songlawfirm.com\" style=\"color:#98344A;text-decoration:none;\">songlawfirm.com<\/a><br \/>\n\ud83d\udccd Parker Plaza, 400 Kelby Street, Suite 1900, Fort Lee, NJ 07024<\/p>\n<\/div>\n<div class=\"slf-disclaimer\" style=\"margin:32px 0 8px;padding:16px 18px;background:#f5f5f2;border:1px solid #e5e5e2;border-radius:4px;font-size:12.5px;line-height:1.65;color:#555;\">\n<strong style=\"color:#333;\">\uba74\ucc45 \uace0\uc9c0<\/strong> \u00b7 \ubcf8 \uce7c\ub7fc\uc740 \ub274\uc800\uc9c0\u00b7\ub274\uc695 \uc0ac\uace0\uc0c1\ud574\ubc95\uc5d0 \uad00\ud55c \uc77c\ubc18 \uc815\ubcf4\ub97c \uc81c\uacf5\ud558\uba70, \uac1c\ubcc4 \uc0ac\uac74\uc5d0 \ub300\ud55c \ubc95\ub960 \uc790\ubb38\uc774 \uc544\ub2d9\ub2c8\ub2e4. \ubc95\ub960\u00b7\uaddc\uc815\u00b7\ud310\ub840\ub294 \uc218\uc2dc\ub85c \ubcc0\uacbd\ub418\ubbc0\ub85c \uc2dc\uc810\uc5d0 \ub530\ub77c \ub0b4\uc6a9\uc774 \ub2e4\ub97c \uc218 \uc788\uc2b5\ub2c8\ub2e4. NJ Rules of Professional Conduct 7.1\uc5d0 \ub530\ub77c \uc774 \uc790\ub8cc\uc758 \uac8c\uc7ac\ub294 \ubcc0\ud638\uc0ac\u2013\uc758\ub8b0\uc778 \uad00\uacc4\ub97c \ud615\uc131\ud558\uc9c0 \uc54a\uc73c\uba70, \uad6c\uccb4\uc801 \uc0ac\uac74\uc740 \ubc18\ub4dc\uc2dc \uc790\uaca9\uc744 \uac16\ucd98 \ubcc0\ud638\uc0ac\uc640 \uc9c1\uc811 \uc0c1\ub2f4\ud558\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4.<\/div>\n<\/div>\n<p><script type=\"application\/ld+json\">{\"@context\": \"https:\/\/schema.org\", \"@type\": \"Article\", \"headline\": \"\ub274\uc800\uc9c0 \uad50\ud1b5\uc0ac\uace0 \uc0ac\ub9dd\uc0ac\uac74 \u2014 \uc720\uac00\uc871\uc774 \uc54c\uc544\uc57c \ud560 \uccad\uad6c\uad8c\uacfc \uc81c\ud55c\", \"description\": \"\uc0c1\ud669 \uac1c\uc694 \uad50\ud1b5\uc0ac\uace0\ub85c \uac00\uc871\uc744 \uc783\uc740 \uc720\uac00\uc871\uc774 \ub9c8\uc8fc\ud558\ub294 \ubc95\uc801 \uc808\ucc28\ub294 \uc77c\ubc18 \ubd80\uc0c1 \uc0ac\uace0\uc640 \uadfc\ubcf8\uc801\uc73c\ub85c \ub2e4\ub985\ub2c8\ub2e4. \ub274\uc800\uc9c0\uc5d0\uc11c\ub294 \ub450 \uac00\uc9c0 \ubcc4\uac1c\uc758 \uccad\uad6c\uad8c \u2014 Wrongful Death Act(\ubd80\ub2f9\uc0ac\ub9dd\ubc95)\uc640 Survival Act(\uc0dd\uc874\uc790\ubc95) \u2014 \uc774 \ubcd1\ud589 \uc874\uc7ac\ud558\uba70, \uac01\uac01\uc758 \uccad\uad6c \uc8fc\uccb4\u00b7\uccad\uad6c \ub300\uc0c1\u00b7\uc2dc\ud6a8\uac00 \ub2e4\ub985\ub2c8\ub2e4. \uc720\uac00\uc871\uc774 \uc774 \uad6c\uc870\ub97c \uc774\ud574\ud558\uc9c0 \ubabb\ud55c \ucc44 \uc9c4\ud589\ud558\uba74 \ud68c\uc218 \uac00\ub2a5\ud55c \ubc30\uc0c1\uae08\uc758 \uc0c1\ub2f9 \ubd80\ubd84\uc744 \ub193\uce60 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud2b9\ud788 \ub274\uc800\uc9c0 \uad50\ud1b5\uc0ac\uace0 \uc0ac\ub9dd\uc0ac\uac74\uc740 \uc0ac\uace0 \uc9c1\ud6c4 \uc751\uae09\uc2e4 \uce58\ub8cc \uae30\uac04 \ubc1c\uc0dd\ud55c \uc758\ub8cc\ube44, \uc0ac\ub9dd \ud6c4 \uc720\uac00\uc871\uc758 \uacbd\uc81c\uc801 \uc190\uc2e4\", \"datePublished\": \"2026-08-11T10:30:00\", \"author\": {\"@type\": \"Organization\", \"name\": \"Song Law Firm\"}, \"publisher\": {\"@type\": \"LegalService\", \"name\": \"Song Law Firm\", \"url\": \"https:\/\/songlawfirm.com\", \"telephone\": \"+1-201-461-0031\", \"address\": {\"@type\": \"PostalAddress\", \"streetAddress\": \"400 Kelby Street, Suite 1900\", \"addressLocality\": \"Fort Lee\", \"addressRegion\": \"NJ\", \"postalCode\": \"07024\", \"addressCountry\": \"US\"}, \"areaServed\": [\"NJ\", \"NY\"]}, \"inLanguage\": \"ko-KR\", \"articleSection\": \"Personal Injury\"}<\/script><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\uc0c1\ud669 \uac1c\uc694 \uad50\ud1b5\uc0ac\uace0\ub85c \uac00\uc871\uc744 \uc783\uc740 \uc720\uac00\uc871\uc774 \ub9c8\uc8fc\ud558\ub294 \ubc95\uc801 \uc808\ucc28\ub294 \uc77c\ubc18 \ubd80\uc0c1 \uc0ac\uace0\uc640 \uadfc\ubcf8\uc801\uc73c\ub85c \ub2e4\ub985\ub2c8\ub2e4. \ub274\uc800\uc9c0\uc5d0\uc11c\ub294 \ub450 \uac00\uc9c0 \ubcc4\uac1c\uc758 \uccad\uad6c\uad8c \u2014 Wrongful Death Act(\ubd80\ub2f9\uc0ac\ub9dd\ubc95)\uc640 Survival Act(\uc0dd\uc874\uc790\ubc95) \u2014 \uc774 \ubcd1\ud589 \uc874\uc7ac\ud558\uba70, \uac01\uac01\uc758 \uccad\uad6c \uc8fc\uccb4\u00b7\uccad\uad6c \ub300\uc0c1\u00b7\uc2dc\ud6a8\uac00 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center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center 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center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[356,388],"tags":[5075,5077,5073,5076,5074,3152,4772],"class_list":["post-27598","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-356","category---columns","tag-survival-act","tag-wrongful-death","tag-5073","tag-5076","tag-5074","tag-3152","tag-4772"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.9 (Yoast SEO v28.2) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>\ub274\uc800\uc9c0 \uad50\ud1b5\uc0ac\uace0 \uc0ac\ub9dd\uc0ac\uac74 \u2014 \uc720\uac00\uc871\uc774 \uc54c\uc544\uc57c \ud560 \uccad\uad6c\uad8c\uacfc \uc81c\ud55c | Song Law Firm<\/title>\n<meta name=\"description\" content=\"\uc0c1\ud669 \uac1c\uc694 \uad50\ud1b5\uc0ac\uace0\ub85c \uac00\uc871\uc744 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