{"id":28518,"date":"2026-09-23T10:30:00","date_gmt":"2026-09-23T14:30:00","guid":{"rendered":"https:\/\/songlawfirm.com\/?p=28518"},"modified":"2026-09-23T10:30:00","modified_gmt":"2026-09-23T14:30:00","slug":"pi-passenger-claim-friend-family-driver-2026-09-ko","status":"publish","type":"post","link":"https:\/\/songlawfirm.com\/ko\/pi-passenger-claim-friend-family-driver-2026-09-ko\/","title":{"rendered":"\ub3d9\uc2b9\uc790(Passenger) \uccad\uad6c\uad8c \u2014 \uce5c\uad6c\u00b7\uac00\uc871 \uc6b4\uc804\uc790\uc5d0\uac8c \uc18c\uc1a1\ud574\ub3c4 \ub418\ub098\uc694"},"content":{"rendered":"<div class=\"slf-article slf-daily-pi\">\n<p class=\"slf-eyebrow\" style=\"font-size:11px;letter-spacing:.3em;color:#98344A;font-weight:700;margin:0 0 8px;\">PERSONAL INJURY LAW \u00b7 \uc1a1\ub85c\ud38c \ubc95\ub960 \uce7c\ub7fc<\/p>\n<h2 style=\"color:#1a1a1a;font-size:22px;margin:32px 0 12px;border-left:4px solid #98344A;padding-left:12px;font-weight:700;\">\uc0c1\ud669 \uac1c\uc694<\/h2>\n<p style=\"line-height:1.85;color:#2a2a2a;margin:10px 0 14px;font-size:15.5px;\">\uce5c\uad6c \ucc28\ub97c \uc5bb\uc5b4 \ud0c0\uace0 \uac00\ub2e4 \uc0c1\ub300 \uc6b4\uc804\uc790 \uacfc\uc2e4\ub85c \uc0ac\uace0\uac00 \ub098\uac70\ub098, \ubc30\uc6b0\uc790\u00b7\ubd80\ubaa8 \uc6b4\uc804 \uc911 \uc0ac\uace0\uac00 \ubc1c\uc0dd\ud574 \ub3d9\uc2b9\uc790\ub9cc \ud06c\uac8c \ub2e4\uce58\ub294 \uacbd\uc6b0\uac00 \ud754\ud569\ub2c8\ub2e4. \uc815\uc5d0 \ub9e4\uc5ec \uccad\uad6c\ub97c \ud3ec\uae30\ud558\ub294 \uc0ac\ub840\ub3c4 \ub9ce\uc9c0\ub9cc, \uc2e4\uc81c\ub85c\ub294 \uadf8 \uc6b4\uc804\uc790\uac00 \uc544\ub2cc \uadf8 \uc6b4\uc804\uc790\uc758 \ubcf4\ud5d8\uc0ac\uac00 \ubc30\uc0c1 \uc8fc\uccb4\uc774\uae30 \ub54c\ubb38\uc5d0 \uccad\uad6c \uc790\uccb4\ub97c \uaebc\ub9b4 \uc774\uc720\uac00 \uc5c6\uc2b5\ub2c8\ub2e4.<\/p>\n<h2 style=\"color:#1a1a1a;font-size:22px;margin:32px 0 12px;border-left:4px solid #98344A;padding-left:12px;font-weight:700;\">\ubc95\ub960\uc801 \uac1c\ub150<\/h2>\n<p style=\"line-height:1.85;color:#2a2a2a;margin:10px 0 14px;font-size:15.5px;\">\uc790\ub3d9\ucc28 \uc0ac\uace0\uc5d0\uc11c \ub3d9\uc2b9\uc790(passenger)\ub294 \uc6d0\uce59\uc801\uc73c\ub85c \uc5b4\ub5a4 \uc6b4\uc804\uc790\uc5d0\uac8c\ub3c4 \uacfc\uc2e4\uc774 \uc5c6\ub2e4\ub294 \uac00\uc815\uc5d0\uc11c \ucd9c\ubc1c\ud569\ub2c8\ub2e4. \uc989 \uc0c1\ub300 \uc6b4\uc804\uc790\uc758 \uacfc\uc2e4\uc774\ub4e0 \uc790\uc2e0\uc774 \ud0c4 \ucc28\ub7c9 \uc6b4\uc804\uc790\uc758 \uacfc\uc2e4\uc774\ub4e0 \ub3d9\uc2b9\uc790\ub294 \uadf8 \uacfc\uc2e4 \ube44\uc728\ub9cc\ud07c \ubc30\uc0c1\uc744 \uccad\uad6c\ud560 \uad8c\ub9ac\uac00 \uc788\uc2b5\ub2c8\ub2e4. \ub274\uc800\uc9c0 comparative negligence \ud558\uc5d0\uc11c\ub3c4 \ub3d9\uc2b9\uc790 \uccad\uad6c\ub294 \ub300\uccb4\ub85c \ucd5c\uc18c\ud55c\uc758 \ubc29\ud574\ub97c \ubc1b\uc2b5\ub2c8\ub2e4.<\/p>\n<h2 style=\"color:#1a1a1a;font-size:22px;margin:32px 0 12px;border-left:4px solid #98344A;padding-left:12px;font-weight:700;\">\ub274\uc800\uc9c0 \uaddc\uc815<\/h2>\n<p style=\"line-height:1.85;color:#2a2a2a;margin:10px 0 14px;font-size:15.5px;\">\ub274\uc800\uc9c0\ub294 no-fault(PIP) \uc8fc\ub85c \ubd80\uc0c1\uc5d0 \ub300\ud55c \ucd08\uae30 \uc758\ub8cc\ube44\ub294 \uc6b0\uc120 \uc790\uae30 \ucc28\ub7c9(\uc790\uae30\uac00 \ud0c4 \ucc28\ub7c9)\uc758 PIP\uc5d0\uc11c \uc9c0\uae09\ud569\ub2c8\ub2e4. Passenger\uc758 PIP \uc6b0\uc120\uc21c\uc704\ub294 (1) \uc790\uae30 \uc790\ub3d9\ucc28 \ubcf4\ud5d8 PIP \u2192 (2) \ud0d1\uc2b9 \ucc28\ub7c9 PIP \u2192 (3) NJ Property-Liability Insurance Guaranty Association \uc21c\uc785\ub2c8\ub2e4. \uc774\ud6c4 \uc0c1\ub300 \uacfc\uc2e4 \uc6b4\uc804\uc790\uc758 Bodily Injury liability\uc5d0 \ub300\ud574 \uc190\ud574\ubc30\uc0c1 \uccad\uad6c\ub97c \uc81c\uae30\ud560 \uc218 \uc788\uc73c\uba70, \uc790\uc2e0\uc774 \ud0c4 \ucc28\ub7c9 \uc6b4\uc804\uc790\uc5d0\uac8c\ub3c4 \uacfc\uc2e4\uc774 \uc788\uc73c\uba74 \uadf8 \ubd80\ubd84\uc5d0 \ub300\ud574 \uadf8 \uc6b4\uc804\uc790 policy \uc0c1 \uccad\uad6c\uac00 \uac00\ub2a5\ud569\ub2c8\ub2e4.<\/p>\n<h2 style=\"color:#1a1a1a;font-size:22px;margin:32px 0 12px;border-left:4px solid #98344A;padding-left:12px;font-weight:700;\">\uc2e4\uc804 \ub300\uc751<\/h2>\n<p style=\"line-height:1.85;color:#2a2a2a;margin:10px 0 14px;font-size:15.5px;\">\uccab\uc9f8, PIP \uc6b0\uc120\uc21c\uc704\ub97c \ud655\uc778\ud574 \uc790\uae30 \uc790\ub3d9\ucc28 \ubcf4\ud5d8\uc774 \uc788\ub294\uc9c0\ubd80\ud130 \uac80\ud1a0\ud558\uc2ed\uc2dc\uc624. \uc790\uae30 \uc790\ub3d9\ucc28 \ubcf4\ud5d8\uc774 \uc788\uc73c\uba74 \uadf8 PIP\uac00 \uccab \uccad\uad6c\uc120\uc785\ub2c8\ub2e4.<\/p>\n<p style=\"line-height:1.85;color:#2a2a2a;margin:10px 0 14px;font-size:15.5px;\">\ub458\uc9f8, \uc0ac\uace0 \uc870\uc0ac\uad00\uc5d0\uac8c \ub3d9\uc2b9\uc790\uc600\uc74c\uc744 \ubc18\ub4dc\uc2dc \uba85\ud655\ud788 \uc9c4\uc220\ud558\uc2ed\uc2dc\uc624. \uc88c\uc11d \uc704\uce58, \uc548\uc804\ubca8\ud2b8 \ucc29\uc6a9 \uc5ec\ubd80\ub294 \ubc30\uc0c1\uae08 \uc0b0\uc815\uc5d0 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n<p style=\"line-height:1.85;color:#2a2a2a;margin:10px 0 14px;font-size:15.5px;\">\uc14b\uc9f8, \ub450 \uc6b4\uc804\uc790 \ubaa8\ub450\uc758 \ubcf4\ud5d8 \uc815\ubcf4\ub97c \ud655\ubcf4\ud558\uc2ed\uc2dc\uc624. \uc0c1\ub300 \uc6b4\uc804\uc790\ub9cc\uc774 \uc544\ub2c8\ub77c \ud0d1\uc2b9 \ucc28\ub7c9 \uc6b4\uc804\uc790 policy\ub3c4 \uccad\uad6c\uc120\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p style=\"line-height:1.85;color:#2a2a2a;margin:10px 0 14px;font-size:15.5px;\">\ub137\uc9f8, \uce5c\uad6c\u00b7\uac00\uc871 \uc6b4\uc804\uc790\uc5d0\uac8c &quot;\uccad\uad6c\ud558\uc9c0 \uc54a\uaca0\ub2e4&quot;\ub294 \uac01\uc11c\ub97c \uc808\ub300 \uc11c\uba74\uc73c\ub85c \ub0a8\uae30\uc9c0 \ub9c8\uc2ed\uc2dc\uc624. \uc774\ub294 \uadf8 \uc6b4\uc804\uc790 policy\uc5d0 \ub300\ud55c \uccad\uad6c \ud3ec\uae30\ub85c \ud574\uc11d\ub3fc \ubc30\uc0c1 \ucd1d\uc561\uc774 \ud06c\uac8c \ucd95\uc18c\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p style=\"line-height:1.85;color:#2a2a2a;margin:10px 0 14px;font-size:15.5px;\">\ub2e4\uc12f\uc9f8, \uccad\uad6c \ub300\uc0c1 policy\uc5d0 seat belt \uad00\ub828 defense\uac00 \uc788\ub294\uc9c0 \ud655\uc778\ud558\uc2ed\uc2dc\uc624. \uc548\uc804\ubca8\ud2b8 \ubbf8\ucc29\uc6a9\uc740 \ubc30\uc0c1\uae08\uc744 \ubd80\ubd84 \uac10\uc561\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<h2 style=\"color:#1a1a1a;font-size:22px;margin:32px 0 12px;border-left:4px solid #98344A;padding-left:12px;font-weight:700;\">\ud754\ud55c \uc624\ud574<\/h2>\n<p style=\"line-height:1.85;color:#2a2a2a;margin:10px 0 14px;font-size:15.5px;\">&quot;\uac00\uc871 \uc0ac\uc774\uc5d0\ub294 \uc18c\uc1a1\uc774 \uc548 \ub41c\ub2e4&quot;\ub294 \uc624\ud574\uac00 \ud754\ud569\ub2c8\ub2e4. \ub274\uc800\uc9c0\ub294 intra-family immunity\ub97c \ub300\ubd80\ubd84 \ud3d0\uc9c0\ud588\uace0, \ud2b9\ud788 \ubd80\ubd80 \uc0ac\uc774\ub3c4 \uc790\ub3d9\ucc28 \uc0ac\uace0\uc5d0\uc11c\ub294 \uc0c1\ud638 \uccad\uad6c\uac00 \uac00\ub2a5\ud569\ub2c8\ub2e4. \uc2e4\uc81c \ub2e4\ud23c\uc740 \uac00\uc871 \uac04 \uac10\uc815\uc774 \uc544\ub2c8\ub77c \uadf8 \uc6b4\uc804\uc790 \ubcf4\ud5d8\uc0ac\uc640\uc758 \uccad\uad6c \uc808\ucc28\uc785\ub2c8\ub2e4.<\/p>\n<h2 style=\"color:#1a1a1a;font-size:22px;margin:32px 0 12px;border-left:4px solid #98344A;padding-left:12px;font-weight:700;\">\ud575\uc2ec \uc815\ub9ac<\/h2>\n<ul style=\"margin:8px 0 12px;padding-left:22px;color:#333;line-height:1.75;\">\n<li style=\"margin:5px 0;\">\ub3d9\uc2b9\uc790\ub294 \uc790\uae30 \ucc28\ub7c9\u00b7\ud0d1\uc2b9 \ucc28\ub7c9\u00b7\uc0c1\ub300 \ucc28\ub7c9 3\uac1c policy\uac00 \uccad\uad6c\uc120\uc774 \ub420 \uc218 \uc788\uc74c.<\/li>\n<li style=\"margin:5px 0;\">PIP\ub294 \uc6b0\uc120\uc21c\uc704 \uaddc\uce59\uc5d0 \ub530\ub77c \ud558\ub098\uc529 \uc21c\ucc28 \uccad\uad6c.<\/li>\n<li style=\"margin:5px 0;\">\uce5c\uad6c\u00b7\uac00\uc871 \uc6b4\uc804\uc790 \uccad\uad6c\ub294 \uadf8 \uc6b4\uc804\uc790 \uac1c\uc778\uc774 \uc544\ub2c8\ub77c \uadf8 \uc6b4\uc804\uc790 \ubcf4\ud5d8\uc0ac\ub97c \uc0c1\ub300\ub85c \ud558\ub294 \uccad\uad6c.<\/li>\n<li style=\"margin:5px 0;\">\uc11c\uba74 \uccad\uad6c \ud3ec\uae30\ub294 \uc808\ub300 \uae08\ubb3c.<\/li>\n<\/ul>\n<h2 style=\"color:#1a1a1a;font-size:22px;margin:32px 0 12px;border-left:4px solid #98344A;padding-left:12px;font-weight:700;\">\uc2dc\uc0ac\uc810<\/h2>\n<p style=\"line-height:1.85;color:#2a2a2a;margin:10px 0 14px;font-size:15.5px;\">\ub3d9\uc2b9\uc790 \uc0ac\uace0\uc758 \ucd5c\ub300 \uc2e4\uc218\ub294 \uad00\uacc4\ub97c \uc774\uc720\ub85c \uccad\uad6c\ub97c \ud3ec\uae30\ud558\ub294 \uac83\uacfc, 3\uac1c \uccad\uad6c\uc120 \uc911 \ud558\ub098\ub9cc \ud65c\uc6a9\ud558\ub294 \uac83\uc785\ub2c8\ub2e4. \ucd08\uae30\ubd80\ud130 \uc5ec\ub7ec policy\ub97c \ub9e4\ud551\ud574 \uccad\uad6c \uadf9\ub300\ud654 \uc804\ub7b5\uc744 \uc138\uc6b0\ub294 \uac83\uc774 \uc0ac\uace0\uc0c1\ud574 \ubcc0\ud638\uc0ac\uc640\uc758 \ucd08\uae30 \uc0c1\ub2f4\uc5d0\uc11c \uac00\uc7a5 \uc911\uc694\ud55c \ub17c\uc758 \uc0ac\ud56d\uc785\ub2c8\ub2e4.<\/p>\n<div class=\"slf-contact-block\" style=\"background:#fafaf7;border-left:4px solid #98344A;padding:24px 26px;margin:36px 0 24px;border-radius:6px;\">\n<p style=\"margin:0 0 8px;font-size:14px;letter-spacing:.2em;color:#98344A;font-weight:700;\">SONG LAW FIRM \u00b7 \uc1a1\ub85c\ud38c<\/p>\n<p style=\"margin:0 0 12px;font-size:18px;color:#1a1a1a;font-weight:700;\">\uad50\ud1b5\uc0ac\uace0\u00b7\uc0ac\uace0\uc0c1\ud574 \uc0c1\ub2f4\uc774 \ud544\uc694\ud558\uc2ed\ub2c8\uae4c?<\/p>\n<p style=\"margin:0;font-size:15px;color:#333;line-height:1.7;\">\n\ud83d\udcde <strong>201.461.0031<\/strong> &nbsp;\u00b7&nbsp; \u2709 <a aria-label=\"Email mail@songlawfirm.com\" href=\"mailto:mail@songlawfirm.com\" style=\"color:#98344A;text-decoration:none;\">mail@songlawfirm.com<\/a> &nbsp;\u00b7&nbsp; \ud83c\udf10 <a href=\"https:\/\/songlawfirm.com\" style=\"color:#98344A;text-decoration:none;\">songlawfirm.com<\/a><br \/>\n\ud83d\udccd Parker Plaza, 400 Kelby Street, Suite 1900, Fort Lee, NJ 07024<\/p>\n<\/div>\n<div class=\"slf-disclaimer\" style=\"margin:32px 0 8px;padding:16px 18px;background:#f5f5f2;border:1px solid #e5e5e2;border-radius:4px;font-size:12.5px;line-height:1.65;color:#555;\">\n<strong style=\"color:#333;\">\uba74\ucc45 \uace0\uc9c0<\/strong> \u00b7 \ubcf8 \uce7c\ub7fc\uc740 \ub274\uc800\uc9c0\u00b7\ub274\uc695 \uc0ac\uace0\uc0c1\ud574\ubc95\uc5d0 \uad00\ud55c \uc77c\ubc18 \uc815\ubcf4\ub97c \uc81c\uacf5\ud558\uba70, \uac1c\ubcc4 \uc0ac\uac74\uc5d0 \ub300\ud55c \ubc95\ub960 \uc790\ubb38\uc774 \uc544\ub2d9\ub2c8\ub2e4. \ubc95\ub960\u00b7\uaddc\uc815\u00b7\ud310\ub840\ub294 \uc218\uc2dc\ub85c \ubcc0\uacbd\ub418\ubbc0\ub85c \uc2dc\uc810\uc5d0 \ub530\ub77c \ub0b4\uc6a9\uc774 \ub2e4\ub97c \uc218 \uc788\uc2b5\ub2c8\ub2e4. NJ Rules of Professional Conduct 7.1\uc5d0 \ub530\ub77c \uc774 \uc790\ub8cc\uc758 \uac8c\uc7ac\ub294 \ubcc0\ud638\uc0ac\u2013\uc758\ub8b0\uc778 \uad00\uacc4\ub97c \ud615\uc131\ud558\uc9c0 \uc54a\uc73c\uba70, \uad6c\uccb4\uc801 \uc0ac\uac74\uc740 \ubc18\ub4dc\uc2dc \uc790\uaca9\uc744 \uac16\ucd98 \ubcc0\ud638\uc0ac\uc640 \uc9c1\uc811 \uc0c1\ub2f4\ud558\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4.<\/div>\n<\/div>\n<p><script type=\"application\/ld+json\">{\"@context\": \"https:\/\/schema.org\", \"@type\": \"Article\", \"headline\": \"\ub3d9\uc2b9\uc790(Passenger) \uccad\uad6c\uad8c \u2014 \uce5c\uad6c\u00b7\uac00\uc871 \uc6b4\uc804\uc790\uc5d0\uac8c \uc18c\uc1a1\ud574\ub3c4 \ub418\ub098\uc694\", \"description\": \"\uc0c1\ud669 \uac1c\uc694 \uce5c\uad6c \ucc28\ub97c \uc5bb\uc5b4 \ud0c0\uace0 \uac00\ub2e4 \uc0c1\ub300 \uc6b4\uc804\uc790 \uacfc\uc2e4\ub85c \uc0ac\uace0\uac00 \ub098\uac70\ub098, \ubc30\uc6b0\uc790\u00b7\ubd80\ubaa8 \uc6b4\uc804 \uc911 \uc0ac\uace0\uac00 \ubc1c\uc0dd\ud574 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\"datePublished\": \"2026-09-23T10:30:00\", \"author\": {\"@type\": \"Organization\", \"name\": \"Song Law Firm\"}, \"publisher\": {\"@type\": \"LegalService\", \"name\": \"Song Law Firm\", \"url\": \"https:\/\/songlawfirm.com\", \"telephone\": \"+1-201-461-0031\", \"address\": {\"@type\": \"PostalAddress\", \"streetAddress\": \"400 Kelby Street, Suite 1900\", \"addressLocality\": \"Fort Lee\", \"addressRegion\": \"NJ\", \"postalCode\": \"07024\", \"addressCountry\": \"US\"}, \"areaServed\": [\"NJ\", \"NY\"]}, \"inLanguage\": \"ko-KR\", \"articleSection\": \"Personal Injury\"}<\/script><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\uc0c1\ud669 \uac1c\uc694 \uce5c\uad6c \ucc28\ub97c \uc5bb\uc5b4 \ud0c0\uace0 \uac00\ub2e4 \uc0c1\ub300 \uc6b4\uc804\uc790 \uacfc\uc2e4\ub85c \uc0ac\uace0\uac00 \ub098\uac70\ub098, \ubc30\uc6b0\uc790\u00b7\ubd80\ubaa8 \uc6b4\uc804 \uc911 \uc0ac\uace0\uac00 \ubc1c\uc0dd\ud574 \ub3d9\uc2b9\uc790\ub9cc \ud06c\uac8c \ub2e4\uce58\ub294 \uacbd\uc6b0\uac00 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