{"id":28630,"date":"2026-09-25T13:00:00","date_gmt":"2026-09-25T17:00:00","guid":{"rendered":"https:\/\/songlawfirm.com\/?p=28630"},"modified":"2026-09-25T12:30:21","modified_gmt":"2026-09-25T16:30:21","slug":"fdd-3-renewal-material-change-ko","status":"publish","type":"post","link":"https:\/\/songlawfirm.com\/ko\/fdd-3-renewal-material-change-ko\/","title":{"rendered":"\ud504\ub79c\ucc28\uc774\uc988 \uacf5\uc2dc\uc11c(FDD) \uc644\uc804 \uac00\uc774\ub4dc \u2462 \u2014 \uac31\uc2e0\u00b7\uc218\uc815\u00b7\uc911\ub300 \ubcc0\uacbd \uc0ac\ud56d\uc758 \uad00\ub9ac"},"content":{"rendered":"<p><em>\uc791\uc131: \uc870\uc6d0\uc775\ubcc0\ud638\uc0ac (\uc1a1\ub85c\ud38c \ud504\ub79c\ucc28\uc774\uc988\u00b7\ube44\uc988\ub2c8\uc2a4\ud300)<\/em><\/p>\n<p style=\"background:#f8f5f0;border-left:4px solid #98344A;padding:10px 14px;margin:0 0 16px;font-size:0.95em;\"><strong>FDD \ub4f1\ub85d \uc644\uc804 \uac00\uc774\ub4dc \uc2dc\ub9ac\uc988:<\/strong> <a href=\"https:\/\/songlawfirm.com\/ko\/fdd-1-fundamentals-three-state-tiers-ko\/\">\u2460 \uac1c\uc694<\/a> \u00b7 <a href=\"https:\/\/songlawfirm.com\/ko\/fdd-2-new-registration-workflow-ko\/\">\u2461 \uc2e0\uaddc \ub4f1\ub85d<\/a> \u00b7 <a href=\"https:\/\/songlawfirm.com\/ko\/fdd-3-renewal-material-change-ko\/\">\u2462 \uac31\uc2e0\u00b7\uc218\uc815<\/a> \u00b7 <a href=\"https:\/\/songlawfirm.com\/ko\/?p=28637\">\u2463 \uc704\ubc18 \uc81c\uc7ac<\/a><\/p>\n<p>\ubcf8 \uc2dc\ub9ac\uc988 \uc81c3\ud3b8\uc740 \ub4f1\ub85d \ubc1c\ud6a8 \ud6c4\uc5d0\ub3c4 \uc9c0\uc18d\uc801\uc73c\ub85c \uad00\ub9ac\ud574\uc57c \ud558\ub294 <strong>\uc5f0\uac04 \uac31\uc2e0<\/strong>, <strong>Material Change Amendment<\/strong>, \uadf8\ub9ac\uace0 <strong>Item 20 outlet \ud1b5\uacc4 \ubc0f \ud504\ub79c\ucc28\uc774\uc9c0 \uc811\ucd09 \uba85\ub2e8<\/strong>\uc744 \uc815\ub9ac\ud569\ub2c8\ub2e4.<\/p>\n<h2>1. \uc5f0\uac04 \uac31\uc2e0<\/h2>\n<p>\ub4f1\ub85d\uc8fc \ub300\ubd80\ubd84\uc740 FDD <strong>\ubc1c\ud6a8\uc77c(effective date) \uae30\uc900 \ub9e4\ub144 \uac31\uc2e0<\/strong>\uc744 \uc694\uad6c\ud569\ub2c8\ub2e4. \uac31\uc2e0 \uc2e0\uccad\uc11c\uc5d0\ub294 \ub2e4\uc74c\uc774 \ubc18\ub4dc\uc2dc \ud3ec\ud568\ub418\uc5b4\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<ul>\n<li>\uc0c8 \ud68c\uacc4\uc5f0\ub3c4\uc758 \uac10\uc0ac \uc7ac\ubb34\uc81c\ud45c<\/li>\n<li>\uac31\uc2e0\ub41c \uc18c\uc1a1\u00b7\ud30c\uc0b0 \uc774\ub825<\/li>\n<li>\ud504\ub79c\ucc28\uc774\uc9c0 \uc218\u00b7outlet \uc218\uc758 \ucd5c\uc2e0 \ud1b5\uacc4(Item 20)<\/li>\n<\/ul>\n<p>\uac31\uc2e0 \uc2dc\uae30\ub97c \ub193\uce58\uba74 \uadf8 \uc8fc\uc5d0\uc11c\uc758 \ud310\ub9e4\uac00 <strong>\uc989\uc2dc \uc911\ub2e8<\/strong>\ub418\uba70, \uc7ac\uac1c\ud558\ub824\uba74 \uc0ac\uc2e4\uc0c1 \uc2e0\uaddc \ub4f1\ub85d\uc5d0 \uc900\ud558\ub294 \uc808\ucc28\ub97c \uac70\uccd0\uc57c \ud569\ub2c8\ub2e4. \ubc1c\ud6a8\uc77c <strong>60\uc77c \uc804<\/strong> \uc0ac\ub0b4 \uc54c\ub9bc\uc744 \uc790\ub3d9\ud654\ud574\uc57c \ud558\ub294 \uc774\uc720\uc785\ub2c8\ub2e4.<\/p>\n<h2>2. Material Change Amendment<\/h2>\n<p>\ud68c\uacc4\uc5f0\ub3c4 \uc911\uc774\ub77c\ub3c4 <strong>\uc911\ub300\ud55c \ubcc0\uacbd \uc0ac\ud56d(material change)<\/strong>\uc774 \ubc1c\uc0dd\ud558\uba74 FDD\ub97c \uc218\uc815\ud558\uc5ec \uc7ac\uc811\uc218\ud574\uc57c \ud569\ub2c8\ub2e4. \ub300\ud45c\uc801 \uc608:<\/p>\n<ul>\n<li>\uacbd\uc601\uc9c4 \uad50\uccb4 \ub610\ub294 \uc8fc\uc694 \uc784\uc6d0 \uc18c\uc1a1<\/li>\n<li>\uc218\uc218\ub8cc \uad6c\uc870 \ubcc0\uacbd(\ub85c\uc5f4\ud2f0\uc728\u00b7\uad11\uace0 \uae30\uae08 \ubd80\ub2f4\ub960 \ub4f1)<\/li>\n<li>Item 19 \uc7ac\ubb34 \uc131\uacfc \ud45c\uc2dc\uc758 \uae30\ucd08\uac00 \ub418\ub294 outlet \uc2e4\uc801\uc774 \uc2e4\uc9c8\uc801\uc73c\ub85c \ubcc0\ud55c \uacbd\uc6b0<\/li>\n<li>\ube0c\ub79c\ub4dc \uc790\uc0b0\u00b7\uc0c1\ud45c\uad8c \uc9c0\uc704 \ubcc0\uacbd<\/li>\n<li>\uc8fc\uc694 \uacf5\uae09\uc790 \uacc4\uc57d \uc885\ub8cc \ub4f1 \uc2dc\uc2a4\ud15c \uad6c\uc870\uc5d0 \uc601\ud5a5\uc744 \uc8fc\ub294 \uc0ac\uac74<\/li>\n<\/ul>\n<p>Material change \ud310\ub2e8 \uae30\uc900\uc740 \uc8fc\ubcc4\ub85c \uc0c1\uc774\ud558\uc9c0\ub9cc, \ub300\uccb4\ub85c <em>&#8220;\ud569\ub9ac\uc801\uc778 \uc7a0\uc7ac \ud504\ub79c\ucc28\uc774\uc9c0\uac00 \ud22c\uc790 \ud310\ub2e8\uc5d0 \uc911\ub300\ud558\uac8c \uace0\ub824\ud560 \uc815\ubcf4&#8221;<\/em>\ub77c\ub294 \uc6d0\uce59\uc774 \uc801\uc6a9\ub429\ub2c8\ub2e4. \uc560\ub9e4\ud55c \uc0c1\ud669\uc774\ub77c\uba74 <strong>\uac1c\uc815 \ud6c4 \uc2e0\uace0\ud558\ub294 \ud3b8\uc774 \ub9ac\uc2a4\ud06c\uac00 \ud6e8\uc52c \uc791\uc2b5\ub2c8\ub2e4<\/strong>.<\/p>\n<h2>3. Item 20 outlet \ud1b5\uacc4\uc640 \ud504\ub79c\ucc28\uc774\uc9c0 \uc811\ucd09 \uba85\ub2e8<\/h2>\n<p>Item 20\uc740 \uc9c0\ub09c <strong>3\ub144\uac04\uc758 outlet \uac1c\uc124\u00b7\uc885\ub8cc\u00b7\uc591\uc218\ub3c4\u00b7\ud574\uc9c0<\/strong> \ud1b5\uacc4\ub97c \uc694\uad6c\ud558\uba70, \uc774\uc804 \ud504\ub79c\ucc28\uc774\uc9c0 \ubaa9\ub85d\uacfc \uc5f0\ub77d\ucc98\ub3c4 \ud3ec\ud568\ub429\ub2c8\ub2e4. \uac31\uc2e0 \uc2dc \uc774 \ubaa9\ub85d\uc774 \uc815\ud655\ud558\uc9c0 \uc54a\uc73c\uba74 \uc2ec\uc0ac\uad00\uc774 \uc989\uc2dc \uacb0\ud568 \uc9c0\uc801\uc744 \ud558\uba70, \ub098\uc544\uac00 \uc18c\uc1a1 \ub9ac\uc2a4\ud06c\ub85c\ub3c4 \uc774\uc5b4\uc9d1\ub2c8\ub2e4. \uc0ac\ub0b4\uc5d0 <strong>CRM \ub610\ub294 \ud504\ub79c\ucc28\uc774\uc9c0 \uad00\uacc4 \uad00\ub9ac \ub3c4\uad6c<\/strong>\ub97c \ub450\uace0 \uc2e4\uc2dc\uac04 \uc815\ud655\ub3c4\ub97c \uc720\uc9c0\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4.<\/p>\n<h2>\uc2e4\ubb34 \uc694\uc57d<\/h2>\n<ul>\n<li>\ubc1c\ud6a8\uc77c <strong>60\uc77c \uc804 \uc54c\ub9bc<\/strong>\uc744 \uc790\ub3d9\ud654\ud574 \uac31\uc2e0 \uc9c0\uc5f0\uc73c\ub85c \uc778\ud55c \ud310\ub9e4 \uc911\ub2e8\uc744 \uc6d0\ucc9c \ucc28\ub2e8\ud569\ub2c8\ub2e4.<\/li>\n<li>Material change\ub294 <strong>\ubcf4\uc218\uc801\uc73c\ub85c \ud310\ub2e8<\/strong>\ud569\ub2c8\ub2e4 \u2014 \uc560\ub9e4\ud558\uba74 amendment \uc811\uc218\uac00 \uc548\uc804\ud569\ub2c8\ub2e4.<\/li>\n<li>Item 20 outlet \ud1b5\uacc4\ub294 <strong>\uc2e4\uc2dc\uac04 \ub370\uc774\ud130\ubca0\uc774\uc2a4<\/strong>\ub85c \uad00\ub9ac\ud574 \uac31\uc2e0 \uc900\ube44 \uc2dc \uc989\uc2dc \ucd94\ucd9c \uac00\ub2a5\ud574\uc57c \ud569\ub2c8\ub2e4.<\/li>\n<li>\uc81c4\ud3b8\uc5d0\uc11c\ub294 <strong>\uc704\ubc18 \uc2dc \uc81c\uc7ac\uc640 \uc2e4\ubb34 \ub9ac\uc2a4\ud06c \uad00\ub9ac \uc6d0\uce59<\/strong>\uc744 \ub2e4\ub8f9\ub2c8\ub2e4.<\/li>\n<\/ul>\n<h3>\uc1a1\ub85c\ud38c \ubb38\uc758<\/h3>\n<ul>\n<li>\uc804\ud654: 201-461-0031<\/li>\n<li>\uc774\uba54\uc77c: <a aria-label=\"Email mail@songlawfirm.com\" href=\"mailto:mail@songlawfirm.com\">mail@songlawfirm.com<\/a><\/li>\n<li>\uc6f9\uc0ac\uc774\ud2b8: <a href=\"https:\/\/songlawfirm.com\/\">songlawfirm.com<\/a><\/li>\n<li>\uc624\ud53c\uc2a4: \ub274\uc800\uc9c0 \u00b7 \ub274\uc695 \u00b7 \uc870\uc9c0\uc544 \u00b7 \ud14d\uc0ac\uc2a4 \u00b7 \ub9e4\uc0ac\ucd94\uc138\uce20<\/li>\n<\/ul>\n<p><strong>\uba74\ucc45 \uc870\ud56d<\/strong>: \ubcf8 \uc790\ub8cc\ub294 \uc77c\ubc18\uc801\uc778 \uc815\ubcf4 \uc81c\uacf5\uc744 \uc704\ud55c \uac83\uc73c\ub85c \ud2b9\uc815 \uc0ac\uc548\uc5d0 \ub300\ud55c \ubc95\ub960 \uc790\ubb38\uc774 \uc544\ub2d9\ub2c8\ub2e4. \uc2e4\uc81c \uc0ac\uc548\uc740 \uc0ac\uc2e4\uad00\uacc4\uc640 \uad00\ud560 \ubc95\ub839\uc5d0 \ub530\ub77c \uacb0\uacfc\uac00 \ub2ec\ub77c\uc9c8 \uc218 \uc788\uc73c\ubbc0\ub85c \ubc18\ub4dc\uc2dc \uc790\uaca9 \uc788\ub294 \ubcc0\ud638\uc0ac\uc640 \uc0c1\uc758\ud558\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4. NJ Rules of Professional Conduct 7.1 \uc900\uc218. Prior results do not guarantee similar outcomes.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\uc791\uc131: \uc870\uc6d0\uc775\ubcc0\ud638\uc0ac (\uc1a1\ub85c\ud38c \ud504\ub79c\ucc28\uc774\uc988\u00b7\ube44\uc988\ub2c8\uc2a4\ud300) FDD \ub4f1\ub85d \uc644\uc804 \uac00\uc774\ub4dc \uc2dc\ub9ac\uc988: \u2460 \uac1c\uc694 \u00b7 \u2461 \uc2e0\uaddc \ub4f1\ub85d \u00b7 \u2462 \uac31\uc2e0\u00b7\uc218\uc815 \u00b7 \u2463 \uc704\ubc18 \uc81c\uc7ac \ubcf8 \uc2dc\ub9ac\uc988 \uc81c3\ud3b8\uc740 \ub4f1\ub85d \ubc1c\ud6a8 \ud6c4\uc5d0\ub3c4 \uc9c0\uc18d\uc801\uc73c\ub85c \uad00\ub9ac\ud574\uc57c [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":28636,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[356,4264],"tags":[],"class_list":["post-28630","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-356","category-franchise-law-columns-ko"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.9 (Yoast SEO v28.5) - 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