{"id":28780,"date":"2026-10-01T11:00:00","date_gmt":"2026-10-01T15:00:00","guid":{"rendered":"https:\/\/songlawfirm.com\/?p=28780"},"modified":"2026-09-28T10:16:58","modified_gmt":"2026-09-28T14:16:58","slug":"bankruptcy-success-reaffirmation-vehicle-2026-09-ko","status":"publish","type":"post","link":"https:\/\/songlawfirm.com\/ko\/bankruptcy-success-reaffirmation-vehicle-2026-09-ko\/","title":{"rendered":"Chapter 7 \uc7ac\ud655\uc57d(Reaffirmation) \ud611\uc0c1 \uc131\uacf5 \u2014 \ucc28\ub7c9 \uc720\uc9c0\ud558\uba70 \uc774\uc790\uc728 \ub300\ud3ed \uc778\ud558"},"content":{"rendered":"
Illustrative Composite<\/strong> \u2014 \ubcf8 \uc0ac\ub840\ub294 \uc2e4\uc81c \ucc98\ub9ac \uc0ac\ub840\ub4e4\uc758 \uc0ac\uc2e4\uad00\uacc4\ub97c \uc775\uba85\ud654\u00b7\uc7ac\uad6c\uc131\ud55c \ub300\ud45c \uc0ac\ub840\uc785\ub2c8\ub2e4.<\/div>\n

\uc0ac\uac74 \uac1c\uc694<\/h2>\n

Chapter 7 \ud30c\uc0b0 \uc2e0\uccad \ucc44\ubb34\uc790\uac00 \ud1b5\uadfc\uc6a9 \ucc28\ub7c9(\uc794\uc5ec \ub300\ucd9c\uc561 22\uac1c\uc6d4)\uc744 \uc720\uc9c0\ud558\uace0 \uc2f6\uc5b4 lender\uc5d0 reaffirmation agreement \uc81c\uc548. \ucd08\uae30 lender \uc548\uc740 \uc6d0 \uacc4\uc57d \uc774\uc790\uc728 18.9% \uadf8\ub300\ub85c.<\/p>\n

\ubc95\uc801 \uc7c1\uc810<\/h2>\n

11 U.S.C. \u00a7524(c)\uc758 reaffirmation \uc694\uac74: (1) \uc11c\uba74 \uacc4\uc57d (2) \ud30c\uc0b0 discharge \uc774\uc804 \uccb4\uacb0 (3) \ucc44\ubb34\uc790\uc5d0\uac8c undue hardship \uc5c6\uc74c. \ubb34\ubcc0\ud638\uc0ac \uc2dc \ubc95\uc6d0 fairness hearing \ud544\uc218(\u00a7524(d)). \uc7ac\ud310\ubd80\ub294 \ud2b9\ud788 ability to pay<\/em>\ub97c \uc5c4\uaca9 \uc2ec\uc0ac.<\/p>\n

\uc1a1\ub85c\ud38c\uc758 \ub300\uc751 \uc804\ub7b5<\/h2>\n
    \n
  1. Schedule I\/J \uc7ac\uc791\uc131 \u2014 \ud30c\uc0b0 \ud6c4 realistic budget \uc81c\uc2dc. \uc6d0 \uc774\uc790\uc728 \uc720\uc9c0 \uc2dc monthly surplus < $50 (undue hardship \uadfc\uac70)<\/li>\n
  2. Lender\uc5d0 “\uc7ac\ud655\uc57d \ud611\uc0c1 \uc2e4\ud328 \uc2dc \ucc44\ubb34\uc790\ub294 \ucc28\ub7c9 \ubc18\ub0a9 \u2192 repossession loss lender \ubd80\ub2f4” \uc2dc\ub098\ub9ac\uc624 \uc81c\uc2dc<\/li>\n
  3. \ub300\uc548 \uc81c\uc2dc: \uc774\uc790\uc728 18.9% \u2192 9.9%, \uc794\uc5ec 22\uac1c\uc6d4 \uc720\uc9c0, \uc6d0\uae08 $2,000 \uac10\uc561<\/li>\n
  4. Reaffirmation Cover Sheet(Form 2400A)\uc5d0 \uc870\uc815\ub41c \uc870\uac74 \ubc18\uc601, \ubcc0\ud638\uc0ac \u00a7524(c)(3) \uc11c\uba74 \uc9c4\uc220 \ucca8\ubd80 \u2192 fairness hearing \uba74\uc81c<\/li>\n<\/ol>\n

    \uacb0\uacfc<\/h2>\n

    Lender\uac00 \uc870\uc815\uc548 \uc218\uc6a9. \ucc44\ubb34\uc790\ub294 \ucc28\ub7c9 \uc720\uc9c0, \uc774\uc790\uc728 \uc808\ubc18 \uc778\ud558, \uc6d0\uae08 $2,000 \uac10\uc561, monthly payment $310 \u2192 $245. Fairness hearing \uc5c6\uc774 \u00a7524(c)(3) \uc11c\uba74 \uc9c4\uc220\ub85c \uc2b9\uc778.<\/p>\n

    \uc2e4\ubb34 \ud3ec\uc778\ud2b8<\/h2>\n
      \n
    • \uc7ac\ud655\uc57d\uc740 \ud611\uc0c1 \ub3c4\uad6c<\/strong> \u2014 lender\ub3c4 repossession \uc190\uc2e4 \ud68c\ud53c \uc720\uc778 \uc788\uc74c<\/li>\n
    • Schedule I\/J \uc7ac\uc791\uc131\uc73c\ub85c undue hardship\uc744 \uc815\ub7c9\ud654 \u2192 \uc774\uc790\uc728 \uc778\ud558 \uadfc\uac70<\/li>\n
    • \ubcc0\ud638\uc0ac \uc11c\uba85 \u00a7524(c)(3) \uc9c4\uc220\ub85c fairness hearing \uba74\uc81c \uac00\ub2a5 \u2014 \uc808\ucc28 \ubd80\ub2f4 \uac10\uc18c<\/li>\n<\/ul>\n
      \n

      \ubcf8 \uc0ac\ub840\ub294 \ub2e4\uc218 \uc0ac\uac74\uc758 \uc0ac\uc2e4\uad00\uacc4\ub97c \uc775\uba85\ud654\u00b7\uc7ac\uad6c\uc131\ud55c \ub300\ud45c \uc0ac\ub840(illustrative composite)\uc785\ub2c8\ub2e4. \uac1c\ubcc4 \uc0ac\uc548\uc740 \uc0ac\uc2e4\uad00\uacc4\uc640 \uad00\ud560 \ubc95\ub839\uc5d0 \ub530\ub77c \uacb0\uacfc\uac00 \ub2ec\ub77c\uc9c8 \uc218 \uc788\uc73c\ubbc0\ub85c \ubc18\ub4dc\uc2dc \uc790\uaca9 \uc788\ub294 \ubcc0\ud638\uc0ac\uc640 \uc0c1\uc758\ud558\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4. NJ Rules of Professional Conduct 7.1 \uc900\uc218. Prior results do not guarantee similar outcomes.<\/em><\/p>\n

      \n

      \uc1a1\ub85c\ud38c \ubb38\uc758<\/h3>\n
        \n
      • \uc804\ud654 201-461-0031<\/li>\n
      • \uc774\uba54\uc77c mail@songlawfirm.com<\/li>\n
      • \uc6f9\uc0ac\uc774\ud2b8 songlawfirm.com<\/li>\n
      • \uc624\ud53c\uc2a4 \ub274\uc800\uc9c0\u00b7\ub274\uc695\u00b7\uc870\uc9c0\uc544\u00b7\ud14d\uc0ac\uc2a4\u00b7\ub9e4\uc0ac\ucd94\uc138\uce20<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"

        Illustrative Composite \u2014 \ubcf8 \uc0ac\ub840\ub294 \uc2e4\uc81c \ucc98\ub9ac \uc0ac\ub840\ub4e4\uc758 \uc0ac\uc2e4\uad00\uacc4\ub97c \uc775\uba85\ud654\u00b7\uc7ac\uad6c\uc131\ud55c \ub300\ud45c \uc0ac\ub840\uc785\ub2c8\ub2e4. \uc0ac\uac74 \uac1c\uc694 Chapter 7 \ud30c\uc0b0 \uc2e0\uccad \ucc44\ubb34\uc790\uac00 \ud1b5\uadfc\uc6a9 \ucc28\ub7c9(\uc794\uc5ec \ub300\ucd9c\uc561 22\uac1c\uc6d4)\uc744 \uc720\uc9c0\ud558\uace0 \uc2f6\uc5b4 lender\uc5d0 reaffirmation agreement \uc81c\uc548. \ucd08\uae30 […]<\/p>\n","protected":false},"author":7,"featured_media":28804,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[402,404],"tags":[],"class_list":["post-28780","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-402","category-404"],"yoast_head":"\nChapter 7 \uc7ac\ud655\uc57d(Reaffirmation) \ud611\uc0c1 \uc131\uacf5 \u2014 \ucc28\ub7c9 \uc720\uc9c0\ud558\uba70 \uc774\uc790\uc728 \ub300\ud3ed \uc778\ud558 - \uc1a1\ub3d9\ud638 \uc885\ud569\ub85c\ud38c<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/songlawfirm.com\/ko\/bankruptcy-success-reaffirmation-vehicle-2026-09-ko\/\" \/>\n<meta property=\"og:locale\" content=\"ko_KR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Chapter 7 \uc7ac\ud655\uc57d(Reaffirmation) \ud611\uc0c1 \uc131\uacf5 \u2014 \ucc28\ub7c9 \uc720\uc9c0\ud558\uba70 \uc774\uc790\uc728 \ub300\ud3ed \uc778\ud558\" \/>\n<meta property=\"og:description\" content=\"Song Law Firm provides knowledgeable and reliable legal service to individuals and corporate clients. The firm\u2019s main office is located in Fort Lee, New Jersey\" \/>\n<meta property=\"og:url\" content=\"https:\/\/songlawfirm.com\/ko\/bankruptcy-success-reaffirmation-vehicle-2026-09-ko\/\" \/>\n<meta property=\"og:site_name\" content=\"\uc1a1\ub3d9\ud638 \uc885\ud569\ub85c\ud38c\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/songlawfirmllc\" \/>\n<meta property=\"article:published_time\" content=\"2026-10-01T15:00:00+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/songlawfirm.com\/wp-content\/uploads\/2026\/06\/slf_og_1200x630.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1080\" \/>\n\t<meta property=\"og:image:height\" content=\"608\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Claude Marketing\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:image\" content=\"https:\/\/songlawfirm.com\/wp-content\/uploads\/2026\/06\/slf_og_1200x630.jpg\" \/>\n<meta name=\"twitter:label1\" content=\"\uae00\uc4f4\uc774\" \/>\n\t<meta name=\"twitter:data1\" content=\"Claude Marketing\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/songlawfirm.com\\\/ko\\\/bankruptcy-success-reaffirmation-vehicle-2026-09-ko\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/songlawfirm.com\\\/ko\\\/bankruptcy-success-reaffirmation-vehicle-2026-09-ko\\\/\"},\"author\":{\"name\":\"Claude Marketing\",\"@id\":\"https:\\\/\\\/songlawfirm.com\\\/ko\\\/#\\\/schema\\\/person\\\/1db4c93b62802ad8db0a6ee498a2506d\"},\"headline\":\"Chapter 7 \uc7ac\ud655\uc57d(Reaffirmation) \ud611\uc0c1 \uc131\uacf5 \u2014 \ucc28\ub7c9 \uc720\uc9c0\ud558\uba70 \uc774\uc790\uc728 \ub300\ud3ed \uc778\ud558\",\"datePublished\":\"2026-10-01T15:00:00+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/songlawfirm.com\\\/ko\\\/bankruptcy-success-reaffirmation-vehicle-2026-09-ko\\\/\"},\"wordCount\":82,\"publisher\":{\"@id\":\"https:\\\/\\\/songlawfirm.com\\\/ko\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/songlawfirm.com\\\/ko\\\/bankruptcy-success-reaffirmation-vehicle-2026-09-ko\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/songlawfirm.com\\\/wp-content\\\/uploads\\\/2026\\\/09\\\/unsplash-uNFMWDAMDZc.jpg\",\"articleSection\":[\"\uc131\uacf5\uc0ac\ub840\",\"\ud30c\uc0b0\"],\"inLanguage\":\"ko-KR\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/songlawfirm.com\\\/ko\\\/bankruptcy-success-reaffirmation-vehicle-2026-09-ko\\\/\",\"url\":\"https:\\\/\\\/songlawfirm.com\\\/ko\\\/bankruptcy-success-reaffirmation-vehicle-2026-09-ko\\\/\",\"name\":\"Chapter 7 \uc7ac\ud655\uc57d(Reaffirmation) \ud611\uc0c1 \uc131\uacf5 \u2014 \ucc28\ub7c9 \uc720\uc9c0\ud558\uba70 \uc774\uc790\uc728 \ub300\ud3ed \uc778\ud558 - \uc1a1\ub3d9\ud638 \uc885\ud569\ub85c\ud38c\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/songlawfirm.com\\\/ko\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/songlawfirm.com\\\/ko\\\/bankruptcy-success-reaffirmation-vehicle-2026-09-ko\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/songlawfirm.com\\\/ko\\\/bankruptcy-success-reaffirmation-vehicle-2026-09-ko\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/songlawfirm.com\\\/wp-content\\\/uploads\\\/2026\\\/09\\\/unsplash-uNFMWDAMDZc.jpg\",\"datePublished\":\"2026-10-01T15:00:00+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/songlawfirm.com\\\/ko\\\/bankruptcy-success-reaffirmation-vehicle-2026-09-ko\\\/#breadcrumb\"},\"inLanguage\":\"ko-KR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/songlawfirm.com\\\/ko\\\/bankruptcy-success-reaffirmation-vehicle-2026-09-ko\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"ko-KR\",\"@id\":\"https:\\\/\\\/songlawfirm.com\\\/ko\\\/bankruptcy-success-reaffirmation-vehicle-2026-09-ko\\\/#primaryimage\",\"url\":\"https:\\\/\\\/songlawfirm.com\\\/wp-content\\\/uploads\\\/2026\\\/09\\\/unsplash-uNFMWDAMDZc.jpg\",\"contentUrl\":\"https:\\\/\\\/songlawfirm.com\\\/wp-content\\\/uploads\\\/2026\\\/09\\\/unsplash-uNFMWDAMDZc.jpg\",\"width\":1080,\"height\":608,\"caption\":\"a yellow car with stacks of money on top of it\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/songlawfirm.com\\\/ko\\\/bankruptcy-success-reaffirmation-vehicle-2026-09-ko\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/songlawfirm.com\\\/ko\\\/%ed%99%88-2\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Chapter 7 \uc7ac\ud655\uc57d(Reaffirmation) \ud611\uc0c1 \uc131\uacf5 \u2014 \ucc28\ub7c9 \uc720\uc9c0\ud558\uba70 \uc774\uc790\uc728 \ub300\ud3ed \uc778\ud558\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/songlawfirm.com\\\/ko\\\/#website\",\"url\":\"https:\\\/\\\/songlawfirm.com\\\/ko\\\/\",\"name\":\"Song Law Firm\",\"description\":\"\ub274\uc800\uc9c0 \ud55c\uc778 \ubcc0\ud638\uc0ac, \ub274\uc800\uc9c0 \uac00\uc815\ubc95 \ubcc0\ud638\uc0ac, \ub274\uc800\uc9c0 \uc774\ud63c \ubcc0\ud638\uc0ac, \uc0ac\uace0 \uc0c1\ud574, \uc774\ubbfc, \uad50\ud1b5\uc0ac\uace0, \ub178\ub3d9\ubc95, \ud30c\uc0b0\",\"publisher\":{\"@id\":\"https:\\\/\\\/songlawfirm.com\\\/ko\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/songlawfirm.com\\\/ko\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"ko-KR\"},{\"@type\":[\"Organization\",\"Place\"],\"@id\":\"https:\\\/\\\/songlawfirm.com\\\/ko\\\/#organization\",\"name\":\"Song Law Firm\",\"alternateName\":\"Song Law Firm\",\"url\":\"https:\\\/\\\/songlawfirm.com\\\/ko\\\/\",\"logo\":{\"@id\":\"https:\\\/\\\/songlawfirm.com\\\/ko\\\/bankruptcy-success-reaffirmation-vehicle-2026-09-ko\\\/#local-main-organization-logo\"},\"image\":{\"@id\":\"https:\\\/\\\/songlawfirm.com\\\/ko\\\/bankruptcy-success-reaffirmation-vehicle-2026-09-ko\\\/#local-main-organization-logo\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/songlawfirmllc\"],\"description\":\"Song Law Firm provides knowledgeable and reliable legal service to individuals and corporate clients. The firm\u2019s main office is located in Fort Lee, NJ\",\"legalName\":\"Song Law Firm\",\"foundingDate\":\"2012-06-14\",\"numberOfEmployees\":{\"@type\":\"QuantitativeValue\",\"minValue\":\"11\",\"maxValue\":\"50\"},\"ownershipFundingInfo\":\"https:\\\/\\\/songlawfirm.com\\\/ko\\\/%eb%b3%80%ed%98%b8%ec%82%ac\\\/joseph-song\\\/\",\"telephone\":[],\"openingHoursSpecification\":[{\"@type\":\"OpeningHoursSpecification\",\"dayOfWeek\":[\"Monday\",\"Tuesday\",\"Wednesday\",\"Thursday\",\"Friday\",\"Saturday\",\"Sunday\"],\"opens\":\"09:00\",\"closes\":\"17:00\"}]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/songlawfirm.com\\\/ko\\\/#\\\/schema\\\/person\\\/1db4c93b62802ad8db0a6ee498a2506d\",\"name\":\"Claude Marketing\",\"url\":\"https:\\\/\\\/songlawfirm.com\\\/ko\\\/author\\\/claude-marketing\\\/\"},{\"@type\":\"ImageObject\",\"inLanguage\":\"ko-KR\",\"@id\":\"https:\\\/\\\/songlawfirm.com\\\/ko\\\/bankruptcy-success-reaffirmation-vehicle-2026-09-ko\\\/#local-main-organization-logo\",\"url\":\"https:\\\/\\\/songlawfirm.com\\\/wp-content\\\/uploads\\\/2022\\\/09\\\/favicon.webp\",\"contentUrl\":\"https:\\\/\\\/songlawfirm.com\\\/wp-content\\\/uploads\\\/2022\\\/09\\\/favicon.webp\",\"width\":500,\"height\":500,\"caption\":\"Song Law Firm\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Chapter 7 \uc7ac\ud655\uc57d(Reaffirmation) \ud611\uc0c1 \uc131\uacf5 \u2014 \ucc28\ub7c9 \uc720\uc9c0\ud558\uba70 \uc774\uc790\uc728 \ub300\ud3ed \uc778\ud558 - \uc1a1\ub3d9\ud638 \uc885\ud569\ub85c\ud38c","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/songlawfirm.com\/ko\/bankruptcy-success-reaffirmation-vehicle-2026-09-ko\/","og_locale":"ko_KR","og_type":"article","og_title":"Chapter 7 \uc7ac\ud655\uc57d(Reaffirmation) \ud611\uc0c1 \uc131\uacf5 \u2014 \ucc28\ub7c9 \uc720\uc9c0\ud558\uba70 \uc774\uc790\uc728 \ub300\ud3ed \uc778\ud558","og_description":"Song Law Firm provides knowledgeable and reliable legal service to individuals and corporate clients. The firm\u2019s main office is located in Fort Lee, New Jersey","og_url":"https:\/\/songlawfirm.com\/ko\/bankruptcy-success-reaffirmation-vehicle-2026-09-ko\/","og_site_name":"\uc1a1\ub3d9\ud638 \uc885\ud569\ub85c\ud38c","article_publisher":"https:\/\/www.facebook.com\/songlawfirmllc","article_published_time":"2026-10-01T15:00:00+00:00","og_image":[{"width":1080,"height":608,"url":"https:\/\/songlawfirm.com\/wp-content\/uploads\/2026\/06\/slf_og_1200x630.jpg","type":"image\/jpeg"}],"author":"Claude Marketing","twitter_card":"summary_large_image","twitter_image":"https:\/\/songlawfirm.com\/wp-content\/uploads\/2026\/06\/slf_og_1200x630.jpg","twitter_misc":{"\uae00\uc4f4\uc774":"Claude Marketing"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/songlawfirm.com\/ko\/bankruptcy-success-reaffirmation-vehicle-2026-09-ko\/#article","isPartOf":{"@id":"https:\/\/songlawfirm.com\/ko\/bankruptcy-success-reaffirmation-vehicle-2026-09-ko\/"},"author":{"name":"Claude Marketing","@id":"https:\/\/songlawfirm.com\/ko\/#\/schema\/person\/1db4c93b62802ad8db0a6ee498a2506d"},"headline":"Chapter 7 \uc7ac\ud655\uc57d(Reaffirmation) \ud611\uc0c1 \uc131\uacf5 \u2014 \ucc28\ub7c9 \uc720\uc9c0\ud558\uba70 \uc774\uc790\uc728 \ub300\ud3ed \uc778\ud558","datePublished":"2026-10-01T15:00:00+00:00","mainEntityOfPage":{"@id":"https:\/\/songlawfirm.com\/ko\/bankruptcy-success-reaffirmation-vehicle-2026-09-ko\/"},"wordCount":82,"publisher":{"@id":"https:\/\/songlawfirm.com\/ko\/#organization"},"image":{"@id":"https:\/\/songlawfirm.com\/ko\/bankruptcy-success-reaffirmation-vehicle-2026-09-ko\/#primaryimage"},"thumbnailUrl":"https:\/\/songlawfirm.com\/wp-content\/uploads\/2026\/09\/unsplash-uNFMWDAMDZc.jpg","articleSection":["\uc131\uacf5\uc0ac\ub840","\ud30c\uc0b0"],"inLanguage":"ko-KR"},{"@type":"WebPage","@id":"https:\/\/songlawfirm.com\/ko\/bankruptcy-success-reaffirmation-vehicle-2026-09-ko\/","url":"https:\/\/songlawfirm.com\/ko\/bankruptcy-success-reaffirmation-vehicle-2026-09-ko\/","name":"Chapter 7 \uc7ac\ud655\uc57d(Reaffirmation) \ud611\uc0c1 \uc131\uacf5 \u2014 \ucc28\ub7c9 \uc720\uc9c0\ud558\uba70 \uc774\uc790\uc728 \ub300\ud3ed \uc778\ud558 - \uc1a1\ub3d9\ud638 \uc885\ud569\ub85c\ud38c","isPartOf":{"@id":"https:\/\/songlawfirm.com\/ko\/#website"},"primaryImageOfPage":{"@id":"https:\/\/songlawfirm.com\/ko\/bankruptcy-success-reaffirmation-vehicle-2026-09-ko\/#primaryimage"},"image":{"@id":"https:\/\/songlawfirm.com\/ko\/bankruptcy-success-reaffirmation-vehicle-2026-09-ko\/#primaryimage"},"thumbnailUrl":"https:\/\/songlawfirm.com\/wp-content\/uploads\/2026\/09\/unsplash-uNFMWDAMDZc.jpg","datePublished":"2026-10-01T15:00:00+00:00","breadcrumb":{"@id":"https:\/\/songlawfirm.com\/ko\/bankruptcy-success-reaffirmation-vehicle-2026-09-ko\/#breadcrumb"},"inLanguage":"ko-KR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/songlawfirm.com\/ko\/bankruptcy-success-reaffirmation-vehicle-2026-09-ko\/"]}]},{"@type":"ImageObject","inLanguage":"ko-KR","@id":"https:\/\/songlawfirm.com\/ko\/bankruptcy-success-reaffirmation-vehicle-2026-09-ko\/#primaryimage","url":"https:\/\/songlawfirm.com\/wp-content\/uploads\/2026\/09\/unsplash-uNFMWDAMDZc.jpg","contentUrl":"https:\/\/songlawfirm.com\/wp-content\/uploads\/2026\/09\/unsplash-uNFMWDAMDZc.jpg","width":1080,"height":608,"caption":"a yellow car with stacks of money on top of it"},{"@type":"BreadcrumbList","@id":"https:\/\/songlawfirm.com\/ko\/bankruptcy-success-reaffirmation-vehicle-2026-09-ko\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/songlawfirm.com\/ko\/%ed%99%88-2\/"},{"@type":"ListItem","position":2,"name":"Chapter 7 \uc7ac\ud655\uc57d(Reaffirmation) \ud611\uc0c1 \uc131\uacf5 \u2014 \ucc28\ub7c9 \uc720\uc9c0\ud558\uba70 \uc774\uc790\uc728 \ub300\ud3ed \uc778\ud558"}]},{"@type":"WebSite","@id":"https:\/\/songlawfirm.com\/ko\/#website","url":"https:\/\/songlawfirm.com\/ko\/","name":"Song Law Firm","description":"\ub274\uc800\uc9c0 \ud55c\uc778 \ubcc0\ud638\uc0ac, \ub274\uc800\uc9c0 \uac00\uc815\ubc95 \ubcc0\ud638\uc0ac, \ub274\uc800\uc9c0 \uc774\ud63c \ubcc0\ud638\uc0ac, \uc0ac\uace0 \uc0c1\ud574, \uc774\ubbfc, \uad50\ud1b5\uc0ac\uace0, \ub178\ub3d9\ubc95, \ud30c\uc0b0","publisher":{"@id":"https:\/\/songlawfirm.com\/ko\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/songlawfirm.com\/ko\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"ko-KR"},{"@type":["Organization","Place"],"@id":"https:\/\/songlawfirm.com\/ko\/#organization","name":"Song Law Firm","alternateName":"Song Law Firm","url":"https:\/\/songlawfirm.com\/ko\/","logo":{"@id":"https:\/\/songlawfirm.com\/ko\/bankruptcy-success-reaffirmation-vehicle-2026-09-ko\/#local-main-organization-logo"},"image":{"@id":"https:\/\/songlawfirm.com\/ko\/bankruptcy-success-reaffirmation-vehicle-2026-09-ko\/#local-main-organization-logo"},"sameAs":["https:\/\/www.facebook.com\/songlawfirmllc"],"description":"Song Law Firm provides knowledgeable and reliable legal service to individuals and corporate clients. The firm\u2019s main office is located in Fort Lee, NJ","legalName":"Song Law Firm","foundingDate":"2012-06-14","numberOfEmployees":{"@type":"QuantitativeValue","minValue":"11","maxValue":"50"},"ownershipFundingInfo":"https:\/\/songlawfirm.com\/ko\/%eb%b3%80%ed%98%b8%ec%82%ac\/joseph-song\/","telephone":[],"openingHoursSpecification":[{"@type":"OpeningHoursSpecification","dayOfWeek":["Monday","Tuesday","Wednesday","Thursday","Friday","Saturday","Sunday"],"opens":"09:00","closes":"17:00"}]},{"@type":"Person","@id":"https:\/\/songlawfirm.com\/ko\/#\/schema\/person\/1db4c93b62802ad8db0a6ee498a2506d","name":"Claude Marketing","url":"https:\/\/songlawfirm.com\/ko\/author\/claude-marketing\/"},{"@type":"ImageObject","inLanguage":"ko-KR","@id":"https:\/\/songlawfirm.com\/ko\/bankruptcy-success-reaffirmation-vehicle-2026-09-ko\/#local-main-organization-logo","url":"https:\/\/songlawfirm.com\/wp-content\/uploads\/2022\/09\/favicon.webp","contentUrl":"https:\/\/songlawfirm.com\/wp-content\/uploads\/2022\/09\/favicon.webp","width":500,"height":500,"caption":"Song Law Firm"}]}},"_links":{"self":[{"href":"https:\/\/songlawfirm.com\/ko\/wp-json\/wp\/v2\/posts\/28780","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/songlawfirm.com\/ko\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/songlawfirm.com\/ko\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/songlawfirm.com\/ko\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/songlawfirm.com\/ko\/wp-json\/wp\/v2\/comments?post=28780"}],"version-history":[{"count":1,"href":"https:\/\/songlawfirm.com\/ko\/wp-json\/wp\/v2\/posts\/28780\/revisions"}],"predecessor-version":[{"id":28805,"href":"https:\/\/songlawfirm.com\/ko\/wp-json\/wp\/v2\/posts\/28780\/revisions\/28805"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/songlawfirm.com\/ko\/wp-json\/wp\/v2\/media\/28804"}],"wp:attachment":[{"href":"https:\/\/songlawfirm.com\/ko\/wp-json\/wp\/v2\/media?parent=28780"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/songlawfirm.com\/ko\/wp-json\/wp\/v2\/categories?post=28780"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/songlawfirm.com\/ko\/wp-json\/wp\/v2\/tags?post=28780"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}