{"id":28797,"date":"2026-09-29T12:00:00","date_gmt":"2026-09-29T16:00:00","guid":{"rendered":"https:\/\/songlawfirm.com\/?p=28797"},"modified":"2026-09-28T10:16:32","modified_gmt":"2026-09-28T14:16:32","slug":"pi-success-rideshare-uber-lyft-2026-09-ko","status":"publish","type":"post","link":"https:\/\/songlawfirm.com\/ko\/pi-success-rideshare-uber-lyft-2026-09-ko\/","title":{"rendered":"Rideshare(Uber\u00b7Lyft) \uc0ac\uace0 \uc131\uacf5\uc0ac\ub840 \u2014 \uc2b9\uac1d \ubd80\uc0c1, \uc6b4\uc804\uc790 \uac1c\uc778 \ubcf4\ud5d8\u00b7\ud50c\ub7ab\ud3fc 1M policy \ub2e4\uc911 \uccad\uad6c"},"content":{"rendered":"<div class=\"slf-composite-notice\" style=\"border-left:4px solid #98344A;background:#fff9f0;padding:16px;margin:24px 0;\"><strong>Illustrative Composite<\/strong> \u2014 \ubcf8 \uc0ac\ub840\ub294 \uc2e4\uc81c \ucc98\ub9ac \uc0ac\ub840\ub4e4\uc758 \uc0ac\uc2e4\uad00\uacc4\ub97c \uc775\uba85\ud654\u00b7\uc7ac\uad6c\uc131\ud55c \ub300\ud45c \uc0ac\ub840\uc785\ub2c8\ub2e4.<\/div>\n<h2>\uc0ac\uac74 \uac1c\uc694<\/h2>\n<p>Uber \uc2b9\uac1d\uc774 \uc6b4\uc804\uc790 \ubd80\uc8fc\uc758\ub85c \ubc1c\uc0dd\ud55c \uc88c\ud68c\uc804 \uc0ac\uace0\uc5d0\uc11c \uacbd\ucd94\u00b7\uc694\ucd94 \ubd80\uc0c1. \uc0c1\ub300 \ucc28\ub7c9\uc740 \ubb34\ubcf4\ud5d8(NY \ub4f1\ub85d) \u2192 \uc2b9\uac1d\uc774 Uber \ud50c\ub7ab\ud3fc \ubc0f \uc6b4\uc804\uc790 \uac1c\uc778 \uc815\ucc45\uc744 \uc0c1\ub300\ub85c \uccad\uad6c.<\/p>\n<h2>\ubc95\uc801 \uc7c1\uc810<\/h2>\n<p>Rideshare 3\ub2e8\uacc4 \ubcf4\ud5d8 \uccb4\uacc4 \uc774\ud574\uac00 \ud575\uc2ec: (Period 0) \uc571 \uc624\ud504 \u2192 \uc6b4\uc804\uc790 \uac1c\uc778 \uc815\ucc45\ub9cc. (Period 1) \uc571 \uc628\u00b7\uc190\ub2d8 \ub9e4\uce6d \uc804 \u2192 Uber $50K\/$100K contingent. (Period 2\u00b73) \ub9e4\uce6d\u00b7\uc2b9\uac1d \ud0d1\uc2b9 \u2192 Uber $1M primary coverage. NJ AB 5215(N.J.S.A. 39:5H-1 \uc774\ud558) \ubc0f NY VTL \u00a71693 \ucc38\uc870.<\/p>\n<h2>\uc1a1\ub85c\ud38c\uc758 \ub300\uc751 \uc804\ub7b5<\/h2>\n<ol>\n<li>\uc0ac\uace0 \uc2dc\uc810 \uc571 \uc0c1\ud0dc \ud655\uc778 \u2014 Uber \uc571 \ub85c\uadf8(discovery)\ub85c Period 3(\uc2b9\uac1d \ud0d1\uc2b9) \ud655\uc815 \u2192 $1M primary \uc801\uc6a9<\/li>\n<li>\uc0c1\ub300 \ucc28\ub7c9 \ubb34\ubcf4\ud5d8 \u2192 Uber Uninsured\/Underinsured Motorist coverage \ubcd1\ud589 \uccad\uad6c(Period 3 \uc2dc UM\/UIM \uc790\ub3d9 \ud3ec\ud568)<\/li>\n<li>\uc6b4\uc804\uc790 \uac1c\uc778 \uc815\ucc45 vs Uber \uc815\ucc45 \uc6b0\uc120\uc21c\uc704 \uc815\ub9ac \u2014 Period 3\ub294 Uber primary, \uac1c\uc778 \uc815\ucc45\uc740 excess<\/li>\n<li>Medical records \uac15\ud654 \u2014 MRI + EMG\ub85c disc herniation\u00b7nerve impingement \uac1d\uad00 \uc785\uc99d<\/li>\n<\/ol>\n<h2>\uacb0\uacfc<\/h2>\n<p>Uber $1M policy + UM coverage \ubcd1\ud589 \uccad\uad6c\ub85c \uc870\uc815 \uc131\uacf5. \uacbd\ucd94 disc herniation \uc218\uc220\ube44\u00b7physical therapy\u00b7wage loss\u00b7pain and suffering \uc804\uc561 \ubcf4\uc0c1. \uc6b4\uc804\uc790 \uac1c\uc778 \uc815\ucc45 excess \ubc1c\ub3d9 \uc5c6\uc74c.<\/p>\n<h2>\uc2e4\ubb34 \ud3ec\uc778\ud2b8<\/h2>\n<ul>\n<li>Rideshare \uc0ac\uace0\ub294 <strong>\uc571 \uc0c1\ud0dc(Period 0~3)<\/strong>\uac00 \ubcf4\ud5d8 \ucee4\ubc84\ub9ac\uc9c0\ub97c \uacb0\uc815 \u2014 \uc0ac\uace0 \uc989\uc2dc \uc571 \uc2a4\ud06c\ub9b0\uc0f7 \ud655\ubcf4<\/li>\n<li>Period 2\u00b73\ub294 Uber\/Lyft $1M primary \u2014 \ub300\ubd80\ubd84\uc758 \uc2b9\uac1d \ubd80\uc0c1\uc740 \uc774 \ubc94\uc704<\/li>\n<li>UM\/UIM\uc740 Period 3\uc5d0\uc11c \uc790\ub3d9 \ud3ec\ud568 \u2014 \uc0c1\ub300 \ubb34\ubcf4\ud5d8 \uc2dc \ubcc4\ub3c4 \uccad\uad6c \uac00\ub2a5<\/li>\n<\/ul>\n<hr \/>\n<p><em>\ubcf8 \uc0ac\ub840\ub294 \ub2e4\uc218 \uc0ac\uac74\uc758 \uc0ac\uc2e4\uad00\uacc4\ub97c \uc775\uba85\ud654\u00b7\uc7ac\uad6c\uc131\ud55c \ub300\ud45c \uc0ac\ub840(illustrative composite)\uc785\ub2c8\ub2e4. \uac1c\ubcc4 \uc0ac\uc548\uc740 \uc0ac\uc2e4\uad00\uacc4\uc640 \uad00\ud560 \ubc95\ub839\uc5d0 \ub530\ub77c \uacb0\uacfc\uac00 \ub2ec\ub77c\uc9c8 \uc218 \uc788\uc73c\ubbc0\ub85c \ubc18\ub4dc\uc2dc \uc790\uaca9 \uc788\ub294 \ubcc0\ud638\uc0ac\uc640 \uc0c1\uc758\ud558\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4. NJ Rules of Professional Conduct 7.1 \uc900\uc218. Prior results do not guarantee similar outcomes.<\/em><\/p>\n<hr \/>\n<h3>\uc1a1\ub85c\ud38c \ubb38\uc758<\/h3>\n<ul>\n<li>\uc804\ud654 201-461-0031<\/li>\n<li>\uc774\uba54\uc77c mail@songlawfirm.com<\/li>\n<li>\uc6f9\uc0ac\uc774\ud2b8 songlawfirm.com<\/li>\n<li>\uc624\ud53c\uc2a4 \ub274\uc800\uc9c0\u00b7\ub274\uc695\u00b7\uc870\uc9c0\uc544\u00b7\ud14d\uc0ac\uc2a4\u00b7\ub9e4\uc0ac\ucd94\uc138\uce20<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Illustrative Composite \u2014 \ubcf8 \uc0ac\ub840\ub294 \uc2e4\uc81c \ucc98\ub9ac \uc0ac\ub840\ub4e4\uc758 \uc0ac\uc2e4\uad00\uacc4\ub97c \uc775\uba85\ud654\u00b7\uc7ac\uad6c\uc131\ud55c \ub300\ud45c \uc0ac\ub840\uc785\ub2c8\ub2e4. \uc0ac\uac74 \uac1c\uc694 Uber \uc2b9\uac1d\uc774 \uc6b4\uc804\uc790 \ubd80\uc8fc\uc758\ub85c \ubc1c\uc0dd\ud55c \uc88c\ud68c\uc804 \uc0ac\uace0\uc5d0\uc11c \uacbd\ucd94\u00b7\uc694\ucd94 \ubd80\uc0c1. \uc0c1\ub300 \ucc28\ub7c9\uc740 \ubb34\ubcf4\ud5d8(NY \ub4f1\ub85d) \u2192 \uc2b9\uac1d\uc774 Uber [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":28800,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[438,402],"tags":[],"class_list":["post-28797","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-438","category-402"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.9 (Yoast SEO v28.6) - 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