{"id":29085,"date":"2026-10-14T10:30:00","date_gmt":"2026-10-14T14:30:00","guid":{"rendered":"https:\/\/songlawfirm.com\/?p=29085"},"modified":"2026-10-14T10:30:00","modified_gmt":"2026-10-14T14:30:00","slug":"pi-nj-uber-lyft-period-coverage-2026-10-ko","status":"publish","type":"post","link":"https:\/\/songlawfirm.com\/ko\/pi-nj-uber-lyft-period-coverage-2026-10-ko\/","title":{"rendered":"Uber\u00b7Lyft \uc0ac\uace0 \ud569\uc758\uae08 \u2014 Period 1\u00b72\u00b73 \ubcf4\ud5d8 \ucee4\ubc84\ub9ac\uc9c0 \ucc28\uc774"},"content":{"rendered":"<div class=\"slf-article slf-daily-pi\">\n<p class=\"slf-eyebrow\" style=\"font-size:11px;letter-spacing:.3em;color:#98344A;font-weight:700;margin:0 0 8px;\">PERSONAL INJURY LAW \u00b7 \uc1a1\ub85c\ud38c \ubc95\ub960 \uce7c\ub7fc<\/p>\n<h2 style=\"color:#1a1a1a;font-size:22px;margin:32px 0 12px;border-left:4px solid #98344A;padding-left:12px;font-weight:700;\">\uc0c1\ud669 \uac1c\uc694<\/h2>\n<p style=\"line-height:1.85;color:#2a2a2a;margin:10px 0 14px;font-size:15.5px;\">Uber\u00b7Lyft(\ucd1d\uce6d Transportation Network Company, TNC) \uad00\ub828 \uc0ac\uace0\ub294 \uc571 \uc0c1\ud0dc\uc5d0 \ub530\ub77c \uc801\uc6a9 \ubcf4\ud5d8\uc774 \uc644\uc804\ud788 \ub2ec\ub77c\uc9c0\ub294 \ud2b9\uc218\uc131\uc774 \uc788\uc2b5\ub2c8\ub2e4. \uc1a1\ub85c\ud38c\uc740 TNC \uc0ac\uace0 \uc811\uc218 \uc2dc \uac00\uc7a5 \uba3c\uc800 &quot;\uc0ac\uace0 \ub2f9\uc2dc Driver \uc571\uc774 \uc5b4\ub290 \uc0c1\ud0dc\uc600\ub294\uc9c0&quot;\ub97c \ud655\uc815\ud558\uace0, \ud574\ub2f9 Period\uc5d0 \uc801\uc6a9\ub418\ub294 \ubcf4\ud5d8 \uce35\uc744 \uc2dd\ubcc4\ud569\ub2c8\ub2e4. Period \uc2dd\ubcc4 \uc624\ub958\ub294 \ud569\uc758\uae08 \uc218\ubc31 \ubc30 \ucc28\uc774\ub85c \uc9c1\uacb0\ub429\ub2c8\ub2e4.<\/p>\n<h2 style=\"color:#1a1a1a;font-size:22px;margin:32px 0 12px;border-left:4px solid #98344A;padding-left:12px;font-weight:700;\">\ubc95\ub960\uc801 \uac1c\ub150<\/h2>\n<p style=\"line-height:1.85;color:#2a2a2a;margin:10px 0 14px;font-size:15.5px;\">\ub274\uc800\uc9c0\ub294 TNC Safety and Regulatory Act(N.J.S.A. 39:5H-1 \uc774\ud558)\ub85c Period \uad6c\uc870\ub97c \uba85\ubb38\ud654\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<ul style=\"margin:8px 0 12px;padding-left:22px;color:#333;line-height:1.75;\">\n<li style=\"margin:5px 0;\">Period 0: Driver \uc571 OFF \u2014 \uac1c\uc778 \uc790\ub3d9\ucc28\ubcf4\ud5d8\ub9cc \uc801\uc6a9<\/li>\n<li style=\"margin:5px 0;\">Period 1: \uc571 ON, \uc2b9\uac1d \uc694\uccad \uc218\ub77d \uc804 \u2014 Contingent liability (BI $50K\/$100K, PD $25K)<\/li>\n<li style=\"margin:5px 0;\">Period 2: \uc2b9\uac1d \uc694\uccad \uc218\ub77d \ud6c4 pick-up \uac00\ub294 \uc911 \u2014 Full commercial liability $1.5M + UM\/UIM $1.5M<\/li>\n<li style=\"margin:5px 0;\">Period 3: \uc2b9\uac1d \ud0d1\uc2b9 \uc911 \u2014 Full commercial liability $1.5M + UM\/UIM $1.5M + \uc2b9\uac1d \uc88c\uc11d \ucee4\ubc84\ub9ac\uc9c0<\/li>\n<\/ul>\n<p style=\"line-height:1.85;color:#2a2a2a;margin:10px 0 14px;font-size:15.5px;\">\uc774 \uad6c\uc870\ub294 Uber\u00b7Lyft\uac00 CA\u00b7NY\u00b7IL \ub4f1\uc5d0\uc11c \ud328\uc18c\ud558\uba70 \uc790\ub9ac\uc7a1\uc740 \ud328\ub7ec\ub2e4\uc784\uc73c\ub85c, \ub274\uc800\uc9c0\ub3c4 2017\ub144 \uc785\ubc95\uc744 \uc644\ub8cc\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<h2 style=\"color:#1a1a1a;font-size:22px;margin:32px 0 12px;border-left:4px solid #98344A;padding-left:12px;font-weight:700;\">\ub274\uc800\uc9c0 \uaddc\uc815<\/h2>\n<p style=\"line-height:1.85;color:#2a2a2a;margin:10px 0 14px;font-size:15.5px;\">TNC Act\uc758 \ud575\uc2ec \uc870\ud56d:<\/p>\n<ul style=\"margin:8px 0 12px;padding-left:22px;color:#333;line-height:1.75;\">\n<li style=\"margin:5px 0;\">N.J.S.A. 39:5H-10: Period 1\u00b72\u00b73 \ubcf4\ud5d8 \ud55c\ub3c4 \uba85\uc2dc<\/li>\n<li style=\"margin:5px 0;\">N.J.S.A. 39:5H-16: \uc2b9\uac1d\u00b7\ubcf4\ud589\uc790\u00b7\ub2e4\ub978 \uc6b4\uc804\uc790\uc5d0 \ub300\ud55c Uber\u00b7Lyft\uc758 1\ucc28 \ucc45\uc784<\/li>\n<li style=\"margin:5px 0;\">2024 \uac1c\uc815: \uc2b9\uac1d\uc774 \uc120\ubb3c\u00b7tip \uc9c0\ubd88 \uc0c1\ud0dc\ub3c4 Period 3\ub85c \uac04\uc8fc<\/li>\n<\/ul>\n<h2 style=\"color:#1a1a1a;font-size:22px;margin:32px 0 12px;border-left:4px solid #98344A;padding-left:12px;font-weight:700;\">\uc2e4\uc804 \ub300\uc751<\/h2>\n<p style=\"line-height:1.85;color:#2a2a2a;margin:10px 0 14px;font-size:15.5px;\">\uc0ac\uac74 \uc811\uc218 \uc989\uc2dc \uc694\uccad\ud574\uc57c \ud558\ub294 \uc790\ub8cc:<\/p>\n<ul style=\"margin:8px 0 12px;padding-left:22px;color:#333;line-height:1.75;\">\n<li style=\"margin:5px 0;\">Uber\/Lyft \uacf5\uc2dd trip record (\uc571 \ub0b4 &quot;Trip History&quot; + \ud68c\uc0ac Legal \ubd80\uc11c\uc5d0 Preservation Request)<\/li>\n<li style=\"margin:5px 0;\">Driver\uc758 personal auto \uc815\ucc45 \ubb38\uc11c (secondary coverage \uc2dd\ubcc4)<\/li>\n<li style=\"margin:5px 0;\">\uc2b9\uac1d\uc758 \uc790\uc2e0\uc758 UM\/UIM \uc815\ucc45 (\uc77c\ubd80 \uc0ac\ub840\uc5d0\uc11c \uc801\uc6a9 \uac00\ub2a5)<\/li>\n<li style=\"margin:5px 0;\">\uc0ac\uace0 \ub2f9\uc2dc GPS\u00b7speed\u00b7brake \ub370\uc774\ud130 (Uber Pro \ub610\ub294 Lyft Driver Hub \uc790\ub8cc)<\/li>\n<li style=\"margin:5px 0;\">\uc2b9\uac1d \uc88c\uc11d \uc548\uc804\ub760 \ucc29\uc6a9 \uc5ec\ubd80 (dashcam, \uc751\uae09\uad6c\uc870\ub300\uc6d0 \ubcf4\uace0\uc11c)<\/li>\n<\/ul>\n<h2 style=\"color:#1a1a1a;font-size:22px;margin:32px 0 12px;border-left:4px solid #98344A;padding-left:12px;font-weight:700;\">\ud754\ud55c \uc624\ud574<\/h2>\n<ul style=\"margin:8px 0 12px;padding-left:22px;color:#333;line-height:1.75;\">\n<li style=\"margin:5px 0;\">&quot;Uber \ubcf4\ud5d8\uc774 \uc790\ub3d9\uc73c\ub85c \ubaa8\ub4e0 \uac78 \ucee4\ubc84&quot; \u2014 Period 0\u00b71\uc5d0\uc11c\ub294 \uc81c\ud55c\uc801<\/li>\n<li style=\"margin:5px 0;\">&quot;\uc2b9\uac1d\uc774\uba74 \uc5b4\ub5a4 \uc0c1\ud669\uc774\ub4e0 Period 3&quot; \u2014 tip\u00b7\ub300\uae30 \uc911\uc740 \uc0c1\ud669\ubcc4 \uc7ac\uac80\ud1a0 \ud544\uc694<\/li>\n<li style=\"margin:5px 0;\">&quot;\ub274\uc800\uc9c0\ub294 \ubcf4\ud5d8 \ud55c\ub3c4\uac00 CA\ubcf4\ub2e4 \ub0ae\ub2e4&quot; \u2014 2026 \ud604\uc7ac $1.5M\uc73c\ub85c CA\u00b7NY\uc640 \ub3d9\uc77c<\/li>\n<\/ul>\n<h2 style=\"color:#1a1a1a;font-size:22px;margin:32px 0 12px;border-left:4px solid #98344A;padding-left:12px;font-weight:700;\">\ud575\uc2ec \uc815\ub9ac<\/h2>\n<ul style=\"margin:8px 0 12px;padding-left:22px;color:#333;line-height:1.75;\">\n<li style=\"margin:5px 0;\">Period \uc2dd\ubcc4\uc774 \ud569\uc758\uae08 \uaddc\ubaa8 \uacb0\uc815<\/li>\n<li style=\"margin:5px 0;\">Uber\u00b7Lyft Legal \ubd80\uc11c\uc5d0 Preservation Request\ub294 \uc0ac\uace0 7\uc77c \uc774\ub0b4 \ud544\uc218<\/li>\n<li style=\"margin:5px 0;\">Period 1\uc5d0\uc11c\ub3c4 Contingent liability $50K\/$100K\/$25K \ud65c\uc6a9 \uac00\ub2a5<\/li>\n<li style=\"margin:5px 0;\">\uc2b9\uac1d\uc740 \uc790\uc2e0\uc758 UM\/UIM\ub3c4 \uc911\ubcf5 \uccad\uad6c \uac80\ud1a0<\/li>\n<\/ul>\n<h2 style=\"color:#1a1a1a;font-size:22px;margin:32px 0 12px;border-left:4px solid #98344A;padding-left:12px;font-weight:700;\">\uc790\uc8fc \ubb3b\ub294 \uc9c8\ubb38<\/h2>\n<ul style=\"margin:8px 0 12px;padding-left:22px;color:#333;line-height:1.75;\">\n<li style=\"margin:5px 0;\">Q. Uber Driver\ub85c \ub4f1\ub85d\ub3fc \uc788\uc9c0\ub9cc \uc0ac\uace0 \ub2f9\uc2dc \uac00\uc871 \ud0d1\uc2b9 \uc911\uc774\uc5c8\uc2b5\ub2c8\ub2e4.<\/li>\n<li style=\"margin:5px 0;\">A. Period 0 \uc0c1\ud0dc\ub85c \uac04\uc8fc\ub418\uc5b4 Uber \ubcf4\ud5d8 \uc801\uc6a9 \uc5c6\uc74c. \uc6b4\uc804\uc790 \uac1c\uc778 \uc790\ub3d9\ucc28\ubcf4\ud5d8\ub9cc \uc801\uc6a9\ub429\ub2c8\ub2e4.<\/li>\n<li style=\"margin:5px 0;\">Q. \uc2b9\uac1d\uc774 pick-up \uc694\uccad \ud6c4 1\ubd84 \ub9cc\uc5d0 \ucde8\uc18c\ud588\ub294\ub370 \uadf8 \uc0ac\uc774 \uc0ac\uace0\uac00 \ub0ac\uc2b5\ub2c8\ub2e4.<\/li>\n<li style=\"margin:5px 0;\">A. \ud1b5\uc0c1 Period 2\ub85c \uac04\uc8fc \u2014 Uber\uc758 full commercial $1.5M \uc801\uc6a9. Trip record \ud655\ubcf4\uac00 \uacb0\uc815\uc801.<\/li>\n<li style=\"margin:5px 0;\">Q. \uc800\ub294 \ub2e4\ub978 \ucc28\ub7c9 \uc6b4\uc804\uc790\uc778\ub370 Uber \ucc28\ub7c9\uc5d0 \uce58\uc600\uc2b5\ub2c8\ub2e4. \uc5b4\ub5bb\uac8c \uccad\uad6c\ud558\ub098\uc694?<\/li>\n<li style=\"margin:5px 0;\">A. Period 2\u00b73\uc774\uba74 Uber\uc758 1\ucc28 \ucc45\uc784 \u2014 $1.5M \ud55c\ub3c4 \ub0b4 full liability \uccad\uad6c. Period 1\uc774\uba74 $50K\/$100K \ud55c\ub3c4 contingent \uc801\uc6a9 \ud6c4 Driver \uac1c\uc778 \ubcf4\ud5d8 secondary\ub85c \ub118\uc5b4\uac11\ub2c8\ub2e4.<\/li>\n<\/ul>\n<p style=\"line-height:1.85;color:#2a2a2a;margin:10px 0 14px;font-size:15.5px;\">\uba74\ucc45 \uace0\uc9c0<\/p>\n<p style=\"line-height:1.85;color:#2a2a2a;margin:10px 0 14px;font-size:15.5px;\">\ubcf8 \uce7c\ub7fc\uc740 \ub274\uc800\uc9c0\u00b7\ub274\uc695 TNC \uc0ac\uace0\ubc95 \uc77c\ubc18 \uc815\ubcf4\uc774\uba70 \ubc95\ub960 \uc790\ubb38\uc774 \uc544\ub2d9\ub2c8\ub2e4. \uc1a1\ub85c\ud38c \uc790\ubb38\uc740 \uc120\uc784 \uacc4\uc57d \ud6c4 \uc2dc\uc791\ub418\uba70, \uc0ac\uac74\ubcc4 \uacb0\uacfc\ub294 \ub2ec\ub77c\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<div class=\"slf-contact-block\" style=\"background:#fafaf7;border-left:4px solid #98344A;padding:24px 26px;margin:36px 0 24px;border-radius:6px;\">\n<p style=\"margin:0 0 8px;font-size:14px;letter-spacing:.2em;color:#98344A;font-weight:700;\">SONG LAW FIRM \u00b7 \uc1a1\ub85c\ud38c<\/p>\n<p style=\"margin:0 0 12px;font-size:18px;color:#1a1a1a;font-weight:700;\">\uad50\ud1b5\uc0ac\uace0\u00b7\uc0ac\uace0\uc0c1\ud574 \uc0c1\ub2f4\uc774 \ud544\uc694\ud558\uc2ed\ub2c8\uae4c?<\/p>\n<p style=\"margin:0;font-size:15px;color:#333;line-height:1.7;\">\n\ud83d\udcde <strong>201.461.0031<\/strong> &nbsp;\u00b7&nbsp; \u2709 <a aria-label=\"Email mail@songlawfirm.com\" href=\"mailto:mail@songlawfirm.com\" style=\"color:#98344A;text-decoration:none;\">mail@songlawfirm.com<\/a> &nbsp;\u00b7&nbsp; \ud83c\udf10 <a href=\"https:\/\/songlawfirm.com\/ko\/\" style=\"color:#98344A;text-decoration:none;\">songlawfirm.com<\/a><br \/>\n\ud83d\udccd Parker Plaza, 400 Kelby Street, Suite 1900, Fort Lee, NJ 07024<\/p>\n<\/div>\n<div class=\"slf-disclaimer\" style=\"margin:32px 0 8px;padding:16px 18px;background:#f5f5f2;border:1px solid #e5e5e2;border-radius:4px;font-size:12.5px;line-height:1.65;color:#555;\">\n<strong style=\"color:#333;\">\uba74\ucc45 \uace0\uc9c0<\/strong> \u00b7 \ubcf8 \uce7c\ub7fc\uc740 \ub274\uc800\uc9c0\u00b7\ub274\uc695 \uc0ac\uace0\uc0c1\ud574\ubc95\uc5d0 \uad00\ud55c \uc77c\ubc18 \uc815\ubcf4\ub97c \uc81c\uacf5\ud558\uba70, \uac1c\ubcc4 \uc0ac\uac74\uc5d0 \ub300\ud55c \ubc95\ub960 \uc790\ubb38\uc774 \uc544\ub2d9\ub2c8\ub2e4. \ubc95\ub960\u00b7\uaddc\uc815\u00b7\ud310\ub840\ub294 \uc218\uc2dc\ub85c \ubcc0\uacbd\ub418\ubbc0\ub85c \uc2dc\uc810\uc5d0 \ub530\ub77c \ub0b4\uc6a9\uc774 \ub2e4\ub97c \uc218 \uc788\uc2b5\ub2c8\ub2e4. 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