{"id":29212,"date":"2026-10-26T15:00:00","date_gmt":"2026-10-26T19:00:00","guid":{"rendered":"https:\/\/songlawfirm.com\/?p=29212"},"modified":"2026-10-26T09:01:50","modified_gmt":"2026-10-26T13:01:50","slug":"family-qdro-401k-division-ko","status":"publish","type":"post","link":"https:\/\/songlawfirm.com\/ko\/family-qdro-401k-division-ko\/","title":{"rendered":"[\uc131\uacf5\uc0ac\ub840] \uc774\ud63c \ud6c4 QDRO \uc9c0\uc5f0 7\ub144 \u2014 \uc804\ubc30\uc6b0\uc790 401(k) \uc9c0\ubd84\uacfc \uc0dd\uc874\uc5f0\uae08 \ud655\ubcf4"},"content":{"rendered":"
Illustrative composite<\/strong> \u2014 \ubcf8 \uc0ac\ub840\ub294 \uc2e4\uc81c \ucc98\ub9ac \uc0ac\ub840\ub4e4\uc758 \uc0ac\uc2e4\uad00\uacc4\ub97c \uc775\uba85\ud654\u00b7\uc7ac\uad6c\uc131\ud55c \ub300\ud45c \uc0ac\ub840\uc785\ub2c8\ub2e4. \uac1c\ubcc4 \uc0ac\uac74\uc758 \uacb0\uacfc\ub294 \uad6c\uccb4\uc801 \uc0ac\uc2e4\uad00\uacc4\u00b7\uad00\ud560 \uc8fc\ubc95\u00b7\uc808\ucc28 \uc804\uac1c\uc5d0 \ub530\ub77c \ub2ec\ub77c\uc9d1\ub2c8\ub2e4.<\/div>\n
\n

[\uc131\uacf5\uc0ac\ub840] \uc774\ud63c \ud6c4 QDRO \uc9c0\uc5f0 7\ub144 \u2014 \uc804\ubc30\uc6b0\uc790 401(k) \uc9c0\ubd84\uacfc \uc0dd\uc874\uc5f0\uae08 \ud655\ubcf4<\/h2>\n

\uc0ac\uc2e4\uad00\uacc4<\/h3>\n

\uc758\ub8b0\uc778\uc740 \ub274\uc800\uc9c0\uc8fc \ubc84\uac90 \uce74\uc6b4\ud2f0\uc5d0\uc11c 15\ub144\uac04 \ud63c\uc778\ud55c \ud6c4 2017\ub144 \uc774\ud63c\ud310\uacb0\uc744 \ubc1b\uc558\uc2b5\ub2c8\ub2e4. \ud310\uacb0\ubb38\uc5d0\ub294 \uba85\ud655\ud558\uac8c “ERISA \uc801\uaca9 \ud1f4\uc9c1\uc5f0\uae08 \uacc4\ud68d\uc5d0\uc11c 50:50\uc73c\ub85c \ubd84\ud560\ud55c\ub2e4”\ub294 \uc870\ud56d\uc774 \uae30\uc7ac\ub418\uc5b4 \uc788\uc5c8\uc2b5\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \uc774\ud63c \ud6c4 \uc758\ub8b0\uc778\uc740 \uc774\ud63c\ud310\uacb0\uc758 \uc2e4\ud589\uc744 \uc704\ud574 \ud544\uc218\uc801\uc778 \uacf5\uc2dd \ubb38\uc11c\uc778 QDRO(Qualified Domestic Relations Order, \uc801\uaca9 \uac00\uc815\uad00\uacc4\uba85\ub839)\ub97c \uc791\uc131\ud558\uc9c0 \uc54a\uc558\uace0, \uc804\ubc30\uc6b0\uc790\uc758 401(k) \uacc4\ud68d \uad00\ub9ac\uc790\uc5d0\uac8c\ub3c4 \uc774\ub97c \ud1b5\uc9c0\ud558\uc9c0 \uc54a\uc558\uc2b5\ub2c8\ub2e4. \ud55c\ud3b8, \uc591\ucabd \ubaa8\ub450 \uc774\ud63c \ud6c4 \uc7ac\ud63c\ud588\uc73c\uba70(2019\ub144, 2022\ub144), \uc138\uc6d4\uc774 \ud758\ub7ec\uac14\uc2b5\ub2c8\ub2e4.<\/p>\n

2024\ub144, \uac11\uc790\uae30 \uc0c1\ud669\uc774 \uae09\ubc15\ud574\uc84c\uc2b5\ub2c8\ub2e4. \uc804\ubc30\uc6b0\uc790\uac00 60\uc138\uc5d0 \ub3c4\ub2ec\ud560 \uc784\ubc15\ud55c \uc2dc\uc810\uc5d0, \uc758\ub8b0\uc778\uc774 \ud50c\ub79c \uad00\ub9ac\uc790\ub85c\ubd80\ud130 \uc218\uc775\uc790 \ubcc0\uacbd \ud1b5\uc9c0\ub97c \ubc1b\uc740 \uac83\uc785\ub2c8\ub2e4. \uc774 \ud1b5\uc9c0\ub97c \uac80\ud1a0\ud558\ub358 \uc911, \uc758\ub8b0\uc778\uc740 \ucda9\uaca9\uc801\uc778 \uc0ac\uc2e4\uc744 \uae68\ub2ec\uc558\uc2b5\ub2c8\ub2e4. 7\ub144\uc774 \uc9c0\ub09c \uc9c0\uae08\uae4c\uc9c0 QDRO\uac00 \uc81c\ucd9c\ub418\uc9c0 \uc54a\uc558\uae30 \ub54c\ubb38\uc5d0, 2017\ub144 \uc774\ud63c\ud310\uacb0\uc5d0\uc11c \ud569\uc758\ud55c 401(k) \ubd84\ud560\uc774 \uc804\ud600 \uc9d1\ud589\ub418\uc9c0 \uc54a\uc740 \uac83\uc774\uc5c8\uc2b5\ub2c8\ub2e4. \uc758\ub8b0\uc778\uc758 \uc9c0\ubd84\uc740 \ud655\ubcf4\ub418\uc9c0 \uc54a\uc558\uace0, \uc0dd\uc874\uc5f0\uae08(survivor annuity) \ubcf4\ud638\ub3c4 \ub9c8\ub828\ub418\uc9c0 \uc54a\uc740 \uc0c1\ud0dc\uc600\uc2b5\ub2c8\ub2e4.<\/p>\n

\ubc95\ub960 \uc7c1\uc810<\/h3>\n

\uc774 \uc0ac\uac74\uc758 \ud575\uc2ec \ubc95\ub960 \uc7c1\uc810\uc740 \ub450 \uac00\uc9c0\uc600\uc2b5\ub2c8\ub2e4. \uccab\uc9f8, ERISA \uc801\uaca9 \uacc4\ud68d\uc758 \ubd84\ud560\uc5d0\uc11c “Bisbing v. Bisbing” \uc6d0\uce59\uc744 \uc801\uc6a9\ud558\uc5ec \uc815\ud655\ud55c \ucee4\ubc84\ucc98 \ubd84\uc218(coverture fraction)\ub97c \uacc4\uc0b0\ud558\uace0, \uc774\ub97c \ubc14\ud0d5\uc73c\ub85c 2017\ub144 \uc774\ud63c\uc77c\uc790 \uae30\uc900\uc73c\ub85c \uc9c0\ubd84\uc744 “\ub3d9\uacb0(freeze)”\ud558\ub294 \uac83\uc774\uc5c8\uc2b5\ub2c8\ub2e4. \ub458\uc9f8, \uc5f0\ubc29 ERISA \ubc95\ub839\uc5d0 \ub530\ub77c \uc0dd\uc874\uc5f0\uae08(qualified joint and survivor annuity, QJSA)\uc774\ub098 \uc0dd\uc874\uc790 \uc608\ube44\uae09\uc5ec(qualified pre-retirement survivor annuity, QPSA)\ub97c \ud3ec\ud568\ud55c QDRO\ub97c \uc791\uc131\ud558\ub294 \uac83\uc774\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n

\uc801\uc6a9 \ubc95\ub839 \ubc0f \ud310\ub840\ub294 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4:<\/p>\n

    \n
  • \uc5f0\ubc29 ERISA \ubc95 29 USC \u00a71056(d)(3) \u2014 QDRO\uc758 \uc815\uc758 \ubc0f \uc808\ucc28\uc801 \uc694\uac74<\/li>\n
  • 29 USC \u00a71055 \u2014 \uc0dd\uc874\uc5f0\uae08 \ubcf4\ud638 \uc870\ud56d (QJSA\/QPSA)<\/li>\n
  • \ub274\uc800\uc9c0 \ubc95\uc6d0\uaddc\uce59 \ubd80\ub85d IX \u2014 \uac00\uc815\ubc95\uc6d0 \uba85\ub839\uc11c \uc591\uc2dd \ubc0f QDRO \uc791\uc131 \uae30\uc900<\/li>\n
  • Boggs v. Boggs 520 U.S. 833 (1997) \u2014 ERISA \uacc4\ud68d \ubd84\ud560 \uc2dc \uc5f0\ubc29\ubc95\uc758 \uc6b0\uc120 \uc801\uc6a9 \uc6d0\uce59<\/li>\n<\/ul>\n

    \uc1a1\ub85c\ud38c\uc758 \uc804\ub7b5<\/h3>\n

    \uc1a1\ub85c\ud38c \ubcc0\ud638\uc0ac\ub2e8\uc740 \ub2e4\uc74c\uacfc \uac19\uc740 \uc138\ubc00\ud55c \uc804\ub7b5\uc744 \uc218\ub9bd\ud588\uc2b5\ub2c8\ub2e4. \uccab\uc9f8, Bisbing v. Bisbing \uc6d0\uce59\uc744 \uc7ac\uac80\ud1a0\ud558\uc5ec \ucee4\ubc84\ucc98 \ubd84\uc218\ub97c \uc815\ud655\ud788 \uacc4\uc0b0\ud588\uc2b5\ub2c8\ub2e4. \uc989, \ud63c\uc778 \uae30\uac04(2002\ub144~2017\ub144, 15\ub144) \ub3d9\uc548 \uc804\ubc30\uc6b0\uc790\uac00 \uacc4\ud68d\uc5d0 \ub0a9\uc785\ud55c \uae30\uac04\uc73c\ub85c \ub098\ub204\uc5b4 \ube44\uc728\uc744 \uc0b0\uc815\ud568\uc73c\ub85c\uc368, \uc774\ud63c \uc2dc\uc810\uc5d0\uc11c\uc758 \uacf5\uc815\ud55c \uc9c0\ubd84\uc744 \ud655\ubcf4\ud588\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc811\uadfc\uc740 \uc774\ud63c \ud6c4 \uc804\ubc30\uc6b0\uc790\uc758 \ucd94\uac00 \ub0a9\uc785\uc73c\ub85c \uc778\ud55c \uacc4\ud68d \uc99d\uac00\ubd84\uc744 \uc758\ub8b0\uc778\uc774 \ubd80\ub2f9\ud558\uac8c \ud5a5\uc720\ud558\ub294 \uac83\uc744 \ubc29\uc9c0\ud558\uace0, \ub3d9\uc2dc\uc5d0 \uc758\ub8b0\uc778\uc758 \ud569\ubc95\uc801 \uc9c0\ubd84\uc744 \ubcf4\ud638\ud558\uae30 \uc704\ud568\uc774\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n

    \ub458\uc9f8, \ud604\uc7ac \uacc4\ud68d \uac00\uce58\ub97c \uc0b0\uc815\ud558\uae30 \uc704\ud574 \ud50c\ub79c \uc815\uc0b0\uc0ac(actuary)\uc758 \uacf5\uc2dd \ubcf4\uace0\uc11c\ub97c \ud655\ubcf4\ud588\uc2b5\ub2c8\ub2e4. \uc774\ub294 QDRO \ucd08\uc548 \uc791\uc131 \uc2dc \uc815\ud655\ud55c \ub2ec\ub7ec \uae08\uc561\uc744 \ubc18\uc601\ud558\uae30 \uc704\ud574 \ud544\uc218\uc600\uc2b5\ub2c8\ub2e4. \uc14b\uc9f8, \ud50c\ub79c \uad00\ub9ac\uc790\ub85c\ubd80\ud130 \uc0ac\uc804 \uc2b9\uc778(pre-approval)\uc744 \ud68d\ub4dd\ud55c \ud6c4 QDRO \ucd08\uc548\uc744 \ud50c\ub79c \uad00\ub9ac\uc790\uc640 \uad50\ud658\ud558\ub294 \uc808\ucc28\ub97c \ub530\ub790\uc2b5\ub2c8\ub2e4. \uc774\ub294 QDRO \uc791\uc131 \ud6c4 \uac70\ubd80\ub418\ub294 \uc704\ud5d8\uc744 \uc0ac\uc804\uc5d0 \ubc29\uc9c0\ud558\uace0, \uc2e0\uc18d\ud55c \uc9d1\ud589\uc744 \ubcf4\uc7a5\ud558\uae30 \uc704\ud568\uc774\uc5c8\uc2b5\ub2c8\ub2e4. \ub137\uc9f8, QDRO\uc5d0 \uc0dd\uc874\uc5f0\uae08 \uc870\ud56d\uc744 \uba85\uc2dc\uc801\uc73c\ub85c \ud3ec\ud568\uc2dc\ucf30\uc2b5\ub2c8\ub2e4. \uc774\ub294 \uc758\ub8b0\uc778\uc774 \uc804\ubc30\uc6b0\uc790\ubcf4\ub2e4 \uba3c\uc800 \uc0ac\ub9dd\ud558\ub294 \uacbd\uc6b0\uc5d0\ub3c4, \uc758\ub8b0\uc778\uc758 \ubc30\uc6b0\uc790(\uc7ac\ud63c\uc790)\uac00 \ubcf4\ud638\ubc1b\uc744 \uc218 \uc788\ub3c4\ub85d \ud558\uae30 \uc704\ud55c \uac83\uc774\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n

    \uacb0\uacfc \ubc0f \uc2dc\uc0ac\uc810<\/h3>\n

    \uc1a1\ub85c\ud38c\uc758 \uc9d1\uc911\ub41c \ub178\ub825 \uacb0\uacfc, QDRO\ub294 \uc804\ubc30\uc6b0\uc790\uc758 \uc6d4 \uc218\ub839 \uac1c\uc2dc \uc804\uc5d0 \ud50c\ub79c \uad00\ub9ac\uc790\ub85c\ubd80\ud130 \ucd5c\uc885 \uc2b9\uc778\uc744 \ud68d\ub4dd\ud588\uc2b5\ub2c8\ub2e4. \ucee4\ubc84\ucc98 \ubd84\uc218 \uc801\uc6a9\uc744 \ud1b5\ud574 \uc758\ub8b0\uc778\uc740 \uc57d 340,000\ub2ec\ub7ec\uc758 \uc9c0\ubd84\uc744 \ud655\ubcf4\ud588\uc73c\uba70, \ub3d9\uc2dc\uc5d0 \uc0dd\uc874\uc5f0\uae08 \ubcf4\uc7a5\uc774 \uba85\uc2dc\ub418\uc5b4 \uc55e\uc73c\ub85c\uc758 \uc608\uce21 \ubd88\uac00\ub2a5\ud55c \uc0c1\ud669\uc5d0\ub3c4 \ubc95\uc801 \ubcf4\ud638\ub97c \ubc1b\uac8c \ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n

    \uc774 \uc0ac\uac74\uc740 \uc774\ud63c \ud6c4 ERISA \uacc4\ud68d \ubd84\ud560\uc744 \uc9c4\ud589\ud558\ub294 \ubaa8\ub4e0 \uc758\ub8b0\uc778\uc5d0\uac8c \uc911\uc694\ud55c \uad50\ud6c8\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. \uccab\uc9f8, \uc774\ud63c\ud310\uacb0\ubb38\uc5d0 ERISA \uacc4\ud68d \ubd84\ud560\uc774 \uba85\uc2dc\ub418\uc5b4 \uc788\ub354\ub77c\ub3c4, \uadf8 \uc790\uccb4\ub9cc\uc73c\ub85c\ub294 \ucda9\ubd84\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \ubc18\ub4dc\uc2dc QDRO\ub77c\ub294 \uacf5\uc2dd \ubc95\uc801 \ubb38\uc11c\ub97c \uc791\uc131\ud558\uace0 \ud50c\ub79c \uad00\ub9ac\uc790\uc5d0\uac8c \uc81c\ucd9c\ud574\uc57c\ub9cc \uc2e4\uc9c8\uc801\uc73c\ub85c \uc9d1\ud589\ub429\ub2c8\ub2e4. \ub458\uc9f8, \uc2dc\uac04\uc774 \uacbd\uacfc\ud560\uc218\ub85d \uc815\uc0b0\uc774 \ubcf5\uc7a1\ud574\uc9c0\uace0, \uc804\ubc30\uc6b0\uc790\uc758 \ucd94\uac00 \ub0a9\uc785, \uc218\uc775\ub960 \ubcc0\ub3d9, \uc218\uc775\uc790 \ubcc0\uacbd \ub4f1\uc73c\ub85c \uc778\ud574 \ubd84\uc7c1\uc758 \uc18c\uc9c0\uac00 \uc99d\uac00\ud569\ub2c8\ub2e4. \ub530\ub77c\uc11c \uc774\ud63c \ud6c4 \ucd5c\ub300\ud55c \ube68\ub9ac QDRO \uc791\uc131 \uc808\ucc28\ub97c \uc2dc\uc791\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. \uc14b\uc9f8, \uc0dd\uc874\uc5f0\uae08 \uc870\ud56d\uc758 \ud3ec\ud568 \uc5ec\ubd80\ub294 \uc758\ub8b0\uc778\uacfc \uc7ac\ud63c\uc790\uc758 \uc7a5\uae30 \uc7ac\uc815 \uc548\uc815\uc131\uc5d0 \uc9c1\uacb0\ub418\ub294 \uc911\uc694\ud55c \uc0ac\ud56d\uc774\ubbc0\ub85c, \uc2e0\uc911\ud55c \uac80\ud1a0\uac00 \ud544\uc694\ud569\ub2c8\ub2e4.<\/p>\n

    \uc120\ud589 \uacb0\uacfc\uac00 \uc720\uc0ac\ud55c \uacb0\uacfc\ub97c \ubcf4\uc7a5\ud558\uc9c0\ub294 \uc54a\uc2b5\ub2c8\ub2e4.<\/em><\/p>\n<\/div>\n

    \n

    \uc0c1\ub2f4 \ubb38\uc758<\/h3>\n

    \uc1a1\ub85c\ud38c (Song Law Firm, LLC)<\/strong>
    \uc8fc\uc18c: Parker Plaza, 400 Kelby Street, Suite 1900, Fort Lee, NJ 07024
    \uc804\ud654: (201) 461-0031
    \uc774\uba54\uc77c: mail@songlawfirm.com
    \uc6f9\uc0ac\uc774\ud2b8: https:\/\/songlawfirm.com
    \uc601\uc5c5\uc2dc\uac04: \uc6d4\u2013\uae08 09:00\u201318:00 ET (\uc8fc\ub9d0\u00b7\uacf5\ud734\uc77c \ud734\ubb34)
    \uc5b8\uc5b4 \uc9c0\uc6d0: \ud55c\uad6d\uc5b4\u00b7\uc601\uc5b4\u00b7\uc911\uad6d\uc5b4 (\ubcc0\ud638\uc0ac \uc9c1\uc811 \uc0c1\ub2f4)<\/p>\n

    \ubcf8 \uc790\ub8cc\ub294 \uc77c\ubc18\uc801\uc778 \uc815\ubcf4 \uc81c\uacf5\uc744 \uc704\ud55c \uac83\uc73c\ub85c \ud2b9\uc815 \uc0ac\uc548\uc5d0 \ub300\ud55c \ubc95\ub960 \uc790\ubb38\uc774 \uc544\ub2d9\ub2c8\ub2e4. \uad00\ud560 \uc8fc\ubc95\uacfc \uac1c\ubcc4 \uc0ac\uc2e4\uad00\uacc4\uc5d0 \ub530\ub77c \uacb0\uacfc\uac00 \ub2ec\ub77c\uc9c8 \uc218 \uc788\uc73c\ubbc0\ub85c \ubc18\ub4dc\uc2dc \uc790\uaca9 \uc788\ub294 \ubcc0\ud638\uc0ac\uc640 \uc0c1\uc758\ud558\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4. NJ Rules of Professional Conduct 7.1 \uc900\uc218. Prior results do not guarantee similar outcomes.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

    \uc774\ud63c QDRO 401k \ubd84\ud560<\/p>\n","protected":false},"author":7,"featured_media":29438,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[410,402],"tags":[],"class_list":["post-29212","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-410","category-402"],"yoast_head":"\n[\uc131\uacf5\uc0ac\ub840] \uc774\ud63c \ud6c4 QDRO \uc9c0\uc5f0 7\ub144 \u2014 \uc804\ubc30\uc6b0\uc790 401(k) \uc9c0\ubd84\uacfc \uc0dd\uc874\uc5f0\uae08 \ud655\ubcf4 - Song Law Firm<\/title>\n<meta name=\"description\" content=\"\uc774\ud63c QDRO 401k \ubd84\ud560 \u2014 Song Law Firm NJ&NY illustrative case study\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/songlawfirm.com\/ko\/family-qdro-401k-division-ko\/\" \/>\n<meta property=\"og:locale\" content=\"ko_KR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"[\uc131\uacf5\uc0ac\ub840] \uc774\ud63c \ud6c4 QDRO \uc9c0\uc5f0 7\ub144 \u2014 \uc804\ubc30\uc6b0\uc790 401(k) \uc9c0\ubd84\uacfc \uc0dd\uc874\uc5f0\uae08 \ud655\ubcf4\" \/>\n<meta property=\"og:description\" content=\"Song Law Firm provides knowledgeable and reliable legal service to individuals and corporate clients. 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