{"id":6780,"date":"2022-03-31T17:06:00","date_gmt":"2022-03-31T21:06:00","guid":{"rendered":"https:\/\/songlawfirm.com\/?p=6780"},"modified":"2022-12-09T12:52:34","modified_gmt":"2022-12-09T17:52:34","slug":"%ed%8c%8c%ec%82%b0%ed%95%98%eb%a9%b4-%ec%83%9d%eb%aa%85%eb%b3%b4%ed%97%98%ec%9d%80-%ec%96%b4%eb%96%bb%ea%b2%8c-%eb%90%98%eb%82%98%ec%9a%94","status":"publish","type":"post","link":"https:\/\/songlawfirm.com\/ko\/%ed%8c%8c%ec%82%b0%ed%95%98%eb%a9%b4-%ec%83%9d%eb%aa%85%eb%b3%b4%ed%97%98%ec%9d%80-%ec%96%b4%eb%96%bb%ea%b2%8c-%eb%90%98%eb%82%98%ec%9a%94\/","title":{"rendered":"\ud30c\uc0b0\ud558\uba74 \uc0dd\uba85\ubcf4\ud5d8\uc740 \uc5b4\ub5bb\uac8c \ub418\ub098\uc694?"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\" id=\"h-\ud30c\uc0b0\ud558\uba74-\uc0dd\uba85\ubcf4\ud5d8\uc740-\uc5b4\ub5bb\uac8c-\ub418\ub098\uc694\">\ud30c\uc0b0\ud558\uba74 \uc0dd\uba85\ubcf4\ud5d8\uc740 \uc5b4\ub5bb\uac8c \ub418\ub098\uc694?<\/h2>\n\n\n\n<figure class=\"wp-block-image alignleft size-full\"><img fetchpriority=\"high\" decoding=\"async\" width=\"550\" height=\"550\" src=\"https:\/\/songlawfirm.com\/wp-content\/uploads\/2022\/10\/broke-2.jpg\" alt=\"\" class=\"wp-image-6781\" srcset=\"https:\/\/songlawfirm.com\/wp-content\/uploads\/2022\/10\/broke-2.jpg 550w, https:\/\/songlawfirm.com\/wp-content\/uploads\/2022\/10\/broke-2-300x300.jpg 300w, https:\/\/songlawfirm.com\/wp-content\/uploads\/2022\/10\/broke-2-150x150.jpg 150w\" sizes=\"(max-width: 550px) 100vw, 550px\" \/><figcaption>Computer generated bankrupt conceptual image<\/figcaption><\/figure>\n\n\n\n<p>\uc0dd\uba85\ubcf4\ud5d8\uc740 \uc608\uc0c1\uce58 \ubabb\ud55c \ubd88\uc0c1\uc0ac\ub97c \ub2f9\ud588\uc744 \ub54c \ub0a8\uc544\uc788\ub294 \uac00\uc871\uc744 \uc7ac\uc815\uc801\uc73c\ub85c \ubcf4\ud638\ud574 \uc904 \uc218 \uc788\ub294 \uc911\uc694\ud55c \uc7a5\uce58\uc785\ub2c8\ub2e4. \uadf8\ub807\uae30 \ub54c\ubb38\uc5d0 \ud30c\uc0b0\uc744 \uace0\ub824\ud558\uc2dc\ub294 \ubd84\ub4e4 \uc911\uc5d0\uc11c \uc0dd\uba85\ubcf4\ud5d8\uc744 \uac00\uc9c0\uace0 \uacc4\uc2e0 \ubd84\ub4e4\uc740 \ud30c\uc0b0\uc774 \uc0dd\uba85\ubcf4\ud5d8\uc5d0 \ub07c\uce60 \uc601\ud5a5\uc5d0 \ub300\ud574 \ub9ce\uc774 \uad81\uae08\ud574 \ud558\uc2ed\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ud30c\uc0b0\uc774 \uc0dd\uba85\ubcf4\ud5d8\uc5d0 \ub07c\uce58\ub294 \uc601\ud5a5\uc5d0 \ub300\ud574 \uc54c\uc544\ubcf4\ub824\uba74 \uba3c\uc800 \uc0dd\uba85\ubcf4\ud5d8\uc758 \uc885\ub958\uc5d0 \ub300\ud574\uc11c \uc54c\uc544\uc57c \ud569\ub2c8\ub2e4. \uc0dd\uba85\ubcf4\ud5d8\uc5d0\ub294 \ud06c\uac8c \ub450 \uc885\ub958\uac00 \uc788\uc2b5\ub2c8\ub2e4. \ud140 \ubcf4\ud5d8 (term life insurance) \uacfc \ud640 \ub77c\uc774\ud504 (whole life insurance)\uac00 \uadf8\uac83\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uba3c\uc800 \ud140 \ubcf4\ud5d8\uc740 \uc77c\uc815 \uacc4\uc57d \uae30\uac04\ub9cc \ucee4\ubc84\ud574 \uc8fc\ub294 \uc815\uae30\ubcf4\ud5d8 \ud615\uc2dd\uc758 \ubcf4\ud5d8\uc785\ub2c8\ub2e4. \uacc4\uc57d\uae30\uac04\uc740 \uc77c\ubc18\uc801\uc73c\ub85c 10, 20, 30\ub144\uc785\ub2c8\ub2e4. \ud140 \ubcf4\ud5d8\uc758 \uacbd\uc6b0 \uac00\uc785\uc790\uac00 \uacc4\uc57d \uae30\uac04 \ub3d9\uc548\uc5d0 \uc0ac\ub9dd\ud574\uc57c\ub9cc \uc218\ud61c\uc790\uc5d0\uac8c \ubcf4\ud5d8\uae08\uc774 \uc9c0\ubd88\ub418\ub294 \ud615\uc2dd\uc785\ub2c8\ub2e4. \uadf8\ub807\uae30 \ub54c\ubb38\uc5d0 \ud30c\uc0b0\ubc95 \uad00\uc810\uc5d0\uc11c \ud140 \ubcf4\ud5d8\uc740 \uc790\uc0b0\uc73c\ub85c \uac04\uc8fc\ub418\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \ub2e4\uc2dc \ub9d0\ud574\uc11c \ud30c\uc0b0\uc744 \ud558\ub354\ub77c\ub3c4 \ud140 \ubcf4\ud5d8\uc740 \uc601\ud5a5\uc744 \ubc1b\uc9c0 \uc54a\ub294\ub2e4\ub294 \uac83\uc785\ub2c8\ub2e4. \ub2e4\ub9cc, \ud140 \ubcf4\ud5d8\uc744 \uc704\ud574 \ub9e4\ub2ec \uc9c0\ubd88\ud558\ub294 \ubcf4\ud5d8\ub8cc\uac00 \ub108\ubb34 \ub192\ub2e4\uba74 \ud30c\uc0b0 \uc9d1\ud589\uc778\uc774 \ubb38\uc81c\ub97c \uc81c\uae30\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ud640 \ub77c\uc774\ud504 \ubcf4\ud5d8\uc740 \ud2b9\uc815\ud55c \uae30\uac04\uc5c6\uc774 \uac00\uc785\uc790\uac00 \uc0ac\ub9dd\ud560 \ub54c\uae4c\uc9c0 \ud3c9\uc0dd \ubcf4\ud5d8\uae08\uc774 \ubcf4\uc7a5\ub418\ub294 \uc885\uc2e0\ubcf4\ud5d8 \ud615\uc2dd\uc758 \ubcf4\ud5d8\uc785\ub2c8\ub2e4. \ud640 \ub77c\uc774\ud504 \ubcf4\ud5d8\uc758 \uac00\uc7a5 \ud070 \ud2b9\uc9d5\uc740 \ud604\uae08\uac00\uce58 (cash value)\uac00 \uc313\uc778\ub2e4\ub294 \uc810\uc785\ub2c8\ub2e4. \uac00\uc785\uc790\uac00 \ub9e4\ub2ec \uc9c0\ubd88\ud558\ub294 \ubcf4\ud5d8\ub8cc\uc758 \uc77c\ubd80\ubd84\uc774 \uc801\ub9bd\uc774 \ub418\uace0 \uc5ec\uae30\uc5d0 \uc774\uc790\uac00 \uc313\uc774\uba74\uc11c \ud604\uae08\uac00\uce58\uac00 \ubc1c\uc0dd\ud558\ub294 \uac83\uc785\ub2c8\ub2e4. \uc774\ub807\uac8c \uc801\ub9bd\ub41c \ud604\uae08\uac00\uce58\ub294 \ub300\ucd9c\uc758 \ud615\uc2dd\uc73c\ub85c \ube4c\ub824 \uc4f8 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub610\ud55c \uac00\uc785\uc790\uc758 \uc0ac\ub9dd \uc804\uc5d0 \ud574\uc57d\uc744 \ud558\uba74 \uc77c\ubd80\ub97c \ud604\uae08\uc73c\ub85c \ub418\ub3cc\ub824 \ubc1b\uc744 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub807\uae30 \ub54c\ubb38\uc5d0 \ud30c\uc0b0\ubc95 \uad00\uc810\uc5d0\uc11c \ud640 \ub77c\uc774\ud504 \ubcf4\ud5d8\uc740 \uc790\uc0b0\uc73c\ub85c \uac04\uc8fc\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uadf8\ub807\ub2e4\uba74 \ud30c\uc0b0\uc744 \uc2e0\uccad\ud558\uba74 \ud640 \ub77c\uc774\ud504 \ubcf4\ud5d8\uc758 \ud604\uae08\uac00\uce58\ub294 \uc5b4\ub5bb\uac8c \ub420\uae4c\uc694? \uc6d0\uce59\uc801\uc73c\ub85c \ud30c\uc0b0\uc744 \uc9c4\ud589\ud558\uba74 \uc2e0\uccad\uc778\uc758 \uc7ac\uc0b0\uc740 \ucc98\ubd84\ub418\uace0, \ucc98\ubd84\ud55c \ub3c8\uc740 \ube5a\uc744 \uac1a\ub294\ub370 \uc0ac\uc6a9\ub429\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \ud30c\uc0b0 \uc774\ud6c4\uc5d0\ub3c4 \uae30\ubcf8\uc801\uc778 \uc0dd\ud65c\uc744 \uc601\uc704\ud560 \uc218 \uc788\ub3c4\ub85d, \uc0dd\ud65c\uc5d0 \ud544\uc694\ud55c \uae30\ubcf8\uc7ac\uc0b0\uc740 \ucc98\ubd84\ub300\uc0c1\uc5d0\uc11c \uba74\uc81c\ub429\ub2c8\ub2e4. \uba74\uc81c\ud55c\ub3c4\ub294 \ubc95\uc73c\ub85c \uc9c0\uc815\ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4. \ub530\ub77c\uc11c, \ud30c\uc0b0 \uc2e0\uccad\uc778\uc758 \ub2e4\ub978 \uc7ac\uc0b0\uc758 \uac00\uce58\uc640 \ud640 \ub77c\uc774\ud504 \uc0dd\uba85\ubcf4\ud5d8 \ud604\uae08\uac00\uce58\uc561\uc744 \ubaa8\ub450 \ud569\uc0b0\ud558\uc5ec \uba74\uc81c\ud55c\ub3c4\ub97c \ub118\uc9c0 \uc54a\ub294\ub2e4\uba74 \ud30c\uc0b0 \ud6c4\uc5d0\ub3c4 \uc0dd\uba85\ubcf4\ud5d8\uc744 \ud3ec\ud568\ud55c \ubaa8\ub4e0 \uc7ac\uc0b0\uc744 \uc9c0\ud0ac \uc218 \uc788\uc9c0\ub9cc, \uba74\uc81c\ud55c\ub3c4\ub97c \ub118\ub294\ub2e4\uba74 \uc77c\ubd80 \ud639\uc740 \ubaa8\ub4e0 \uc7ac\uc0b0\uc744 \ucc98\ubd84\ud574\uc57c\ud560 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ud30c\uc0b0\uc758 \ubaa9\uc801\uc740 \uad6c\uc81c\uc5d0 \uc788\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \ud30c\uc0b0\ub3c4 \uc804\ub7b5\uc774 \ud544\uc694\ud569\ub2c8\ub2e4. \uc2e4\uc81c\ub85c Chapter 7\uc744 \uc2e0\uccad\ud558\ub294 \ubd84\ub4e4 \uc911 \ub9ce\uc740 \ubd84\ub4e4\uc774 \ud640 \ub77c\uc774\ud504 \ubcf4\ud5d8\uc744 \uac00\uc9c0\uace0 \uacc4\uc2dc\uace0, \ud30c\uc0b0 \ud6c4\uc5d0\ub3c4 \uc720\uc9c0\ud558\uace0 \uacc4\uc2ed\ub2c8\ub2e4. \uadf8\ub7ec\ubbc0\ub85c \ud30c\uc0b0\uc744 \ud1b5\ud574 \uc0c8 \ucd9c\ubc1c\uc744 \uc0dd\uac01\ud558\uc2dc\ub294 \ubd84\uc740 \ud558\ub8e8\ub77c\ub3c4 \ube68\ub9ac \ud30c\uc0b0\uc804\ubb38 \ubcc0\ud638\uc0ac\uc640 \uc0c1\ub2f4\ud574 \ubcf4\uc2dc\uae30\ub97c \uc801\uadf9\uc801\uc73c\ub85c \uad8c\uc720\ud574 \ub4dc\ub9bd\ub2c8\ub2e4.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\ud30c\uc0b0\ud558\uba74 \uc0dd\uba85\ubcf4\ud5d8\uc740 \uc5b4\ub5bb\uac8c \ub418\ub098\uc694? \uc0dd\uba85\ubcf4\ud5d8\uc740 \uc608\uc0c1\uce58 \ubabb\ud55c \ubd88\uc0c1\uc0ac\ub97c \ub2f9\ud588\uc744 \ub54c \ub0a8\uc544\uc788\ub294 \uac00\uc871\uc744 \uc7ac\uc815\uc801\uc73c\ub85c \ubcf4\ud638\ud574 \uc904 \uc218 \uc788\ub294 \uc911\uc694\ud55c \uc7a5\uce58\uc785\ub2c8\ub2e4. \uadf8\ub807\uae30 \ub54c\ubb38\uc5d0 \ud30c\uc0b0\uc744 \uace0\ub824\ud558\uc2dc\ub294 \ubd84\ub4e4 \uc911\uc5d0\uc11c \uc0dd\uba85\ubcf4\ud5d8\uc744 \uac00\uc9c0\uace0 \uacc4\uc2e0 \ubd84\ub4e4\uc740 \ud30c\uc0b0\uc774 [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[356,358],"tags":[1621,1018,1623,1624,1622,685,1430,1431],"class_list":["post-6780","post","type-post","status-publish","format-standard","hentry","category-356","category--columns","tag-chapter-13","tag-chapter-7","tag-1623","tag-1624","tag-1622","tag-685","tag-1430","tag-1431"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.3 (Yoast SEO v27.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>- \uc1a1\ub3d9\ud638 \uc885\ud569\ub85c\ud38c \ubc95\ub960\uce7c\ub7fc % %<\/title>\n<meta name=\"description\" content=\"\uad50\ud1b5\uc0ac\uace0\ub85c \ubc1b\uc740 \ud569\uc758\uae08\uae4c\uc9c0 \ubaa8\ub450 \ud30c\uc0b0 \uad00\ub9ac\uc778\uc5d0 \uc758\ud574 \ucc44\uad8c\uc790\uc5d0\uac8c \ub098\ub204\uc5b4\uc9c0\uac8c 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The firm\u2019s main office is located in Fort Lee, New Jersey\" \/>\n<meta property=\"og:url\" content=\"https:\/\/songlawfirm.com\/ko\/%ed%8c%8c%ec%82%b0%ed%95%98%eb%a9%b4-%ec%83%9d%eb%aa%85%eb%b3%b4%ed%97%98%ec%9d%80-%ec%96%b4%eb%96%bb%ea%b2%8c-%eb%90%98%eb%82%98%ec%9a%94\/\" \/>\n<meta property=\"og:site_name\" content=\"\uc1a1\ub3d9\ud638 \uc885\ud569\ub85c\ud38c\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/songlawfirmllc\" \/>\n<meta property=\"article:published_time\" content=\"2022-03-31T21:06:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-12-09T17:52:34+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/songlawfirm.com\/wp-content\/uploads\/2022\/10\/broke-2.jpg\" \/>\n<meta name=\"author\" content=\"Song Law Firm\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\uae00\uc4f4\uc774\" \/>\n\t<meta name=\"twitter:data1\" content=\"Song Law Firm\" 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