{"id":6832,"date":"2017-08-04T17:47:00","date_gmt":"2017-08-04T17:47:00","guid":{"rendered":"https:\/\/songlawfirm.com\/?p=6832"},"modified":"2022-10-17T17:48:26","modified_gmt":"2022-10-17T17:48:26","slug":"%eb%b9%9a-%ea%b0%9a%ec%95%84%eb%9d%bc-%ec%8b%9c%eb%8f%84-%eb%95%8c%eb%8f%84-%ec%97%86%eb%8a%94-%ec%a0%84%ed%99%94%ec%97%90%ec%84%9c-%ec%9a%b0%ec%84%a0-%ed%95%b4%eb%b0%a9%eb%90%98","status":"publish","type":"post","link":"https:\/\/songlawfirm.com\/ko\/%eb%b9%9a-%ea%b0%9a%ec%95%84%eb%9d%bc-%ec%8b%9c%eb%8f%84-%eb%95%8c%eb%8f%84-%ec%97%86%eb%8a%94-%ec%a0%84%ed%99%94%ec%97%90%ec%84%9c-%ec%9a%b0%ec%84%a0-%ed%95%b4%eb%b0%a9%eb%90%98\/","title":{"rendered":"\u201c\ube5a \uac1a\uc544\ub77c\u201d \uc2dc\ub3c4 \ub54c\ub3c4 \uc5c6\ub294 \uc804\ud654\uc5d0\uc11c \uc6b0\uc120 \ud574\ubc29\ub418\uae30"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\" id=\"h-\ube5a-\ub3c5\ucd09\uc5d0\uc11c\uc758-\ud574\ubc29\">\ube5a \ub3c5\ucd09\uc5d0\uc11c\uc758 \ud574\ubc29<\/h2>\n\n\n\n<figure class=\"wp-block-image alignleft size-full\"><img fetchpriority=\"high\" decoding=\"async\" width=\"550\" height=\"429\" src=\"https:\/\/songlawfirm.com\/wp-content\/uploads\/2022\/10\/broke2.png\" alt=\"\" class=\"wp-image-6769\" srcset=\"https:\/\/songlawfirm.com\/wp-content\/uploads\/2022\/10\/broke2.png 550w, https:\/\/songlawfirm.com\/wp-content\/uploads\/2022\/10\/broke2-300x234.png 300w\" sizes=\"(max-width: 550px) 100vw, 550px\" \/><\/figure>\n\n\n\n<p>\ud30c\uc0b0\uc5d0 \ub300\ud55c \uc0c1\ub2f4\uc744 \ud558\uae30 \uc704\ud574 \ub85c\ud38c\uc744 \ucc3e\ub294 \uace0\uac1d\ub4e4 \uc911 \ub9ce\uc740 \uc218\ub294 \uceec\ub809\uc158 \uc5d0\uc774\uc804\uc2dc(Collection Agency)\uc5d0\uc11c \uc2dc\ub3c4\ub54c\ub3c4 \uc5c6\uc774 \uc624\ub294 \ube5a \ub3c5\ucd09 \uc804\ud654\uac00 \uac00\uc7a5 \uace0\ud1b5\uc2a4\ub7fd\ub2e4\uace0 \uc774\uc57c\uae30 \ud569\ub2c8\ub2e4. \uc5f0\ub77d\ud558\uc9c0 \ub9d0\ub77c\uace0 \uc774\uc57c\uae30\ud574\ub3c4 \ubb34\uc2dc\ub2f9\ud558\uace0 \ub2a6\uc740 \ubc24\uc774\ub098 \uc0c8\ubcbd\uc5d0\ub3c4 \uc218\uc2dc\ub85c \uc804\ud654\ub97c \ud558\uace0 \ubb34\uc5c7\ubcf4\ub2e4\ub3c4 \uc790\uc2e0 \uc678\uc5d0 \uac00\uc871\ub4e4\uc5d0\uac8c\uae4c\uc9c0 \ube5a\uc744 \uac1a\uc73c\ub77c\uace0 \uc804\ud654\ub97c \ud560 \ub54c\ub294 \uacac\ub51c \uc218 \uc5c6\uc774 \uace0\ud1b5\uc2a4\ub7ec\uc6cc \uc5b4\ub5bb\uac8c\ub4e0 \uc774 \uc0c1\ud669\uc744 \ubc97\uc5b4\ub098\uace0 \uc2f6\uc740 \uc0dd\uac01\uc678\uc5d0\ub294 \ub4e4\uc9c0 \uc54a\ub294\ub2e4\uace0 \ud569\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \uc774 \uace0\ud1b5 \ub54c\ubb38\uc5d0 \ud30c\uc0b0\uc5d0 \ub300\ud574 \uad00\uc2ec\uc744 \uac16\uac8c \ub418\uc5c8\ub2e4\ub294 \uc774\uc57c\uae30\ub97c \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uceec\ub809\uc158 \uc5d0\uc774\uc804\uc2dc\uc758 \uc804\ud654 \ub3c5\ucd09\uc740 \uc0c1\uc2dd\uc744 \ubc97\uc5b4\ub098\ub294 \uc218\uc900\uc5d0\uc11c \uc77c\uc5b4\ub098\ub294 \uacbd\uc6b0\ub3c4 \ub9ce\uc740 \uac83 \uac19\uc2b5\ub2c8\ub2e4. \uc790\uc2e0\uc758 \ube5a\uc774 \uceec\ub809\uc158 \uc5d0\uc774\uc804\uc2dc\ub85c \ub118\uc5b4\uac04 \uc0ac\ub78c\ub4e4\uc758 40%\uc774\uc0c1\uc774 \uc77c\uc8fc\uc77c\uc5d0 4\ud68c \uc774\uc0c1 \ub3c5\ucd09\uc804\ud654\ub97c \ubc1b\uace0 18%\ub294 \uc77c\uc8fc\uc77c\uc5d0 8\ud68c \uc774\uc0c1, \uc989 \ub9e4\uc77c \ub3c5\ucd09 \uc804\ud654\ub97c \ubc1b\ub294\ub2e4\uace0 \ud569\ub2c8\ub2e4. 30%\uc774\uc0c1\uc740 \uc624\uc804 8\uc2dc \uc774\uc804 \ud639\uc740 \ubc24 9\uc2dc \uc774\ud6c4\uc5d0 \uc774\ub7ec\ud55c \uc804\ud654\ub97c \ubc1b\uc558\ub2e4\uace0 \ud569\ub2c8\ub2e4. \uadf8 \uace0\ud1b5\uc740 \ub2f9\ud574\ubcf4\uc9c0 \uc54a\uc740 \uc0ac\ub78c\uc774\ub77c\uba74 \ubaa8\ub97c \uac83\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc774\ub7ec\ud55c \uace0\uac1d\ub4e4\uc740 \uc800\ud76c\uc5d0\uac8c \uc624\uc154\uc11c \uc6b0\uc120 \ub2e4\uc9dc\uace0\uc9dc \ud30c\uc0b0 \uc2e0\uccad\uc744 \ud574 \ub2ec\ub77c\uace0 \uc694\uccad\ud569\ub2c8\ub2e4. \ud30c\uc0b0\uc744 \ud558\uba74 \uc774\ub7ec\ud55c \uc804\ud654 \ub3c5\ucd09\uc5d0\uc11c \ubc97\uc5b4\ub0a0 \uc218 \uc788\uace0 \ube5a\ub3c4 \uac1a\uc744 \ud544\uc694\uac00 \uc5c6\ub2e4\ub294 \uc774\uc57c\uae30\ub97c \ub4e4\uc5c8\ub2e4\uace0 \uc774\uc57c\uae30 \ud569\ub2c8\ub2e4. \ubb3c\ub860 \ubd80\ubd84\uc801\uc73c\ub85c \uc0ac\uc2e4\uc774\uae34 \ud558\uc9c0\ub9cc \uc774\ub7ec\ud55c \uc694\uccad\uc740 \ub2e4\ub9ac\uac00 \ubd80\ub7ec\uc838 \uc11d\uace0\ubd95\ub300\ub97c \uac10\uc73c\uba74 \ub420 \uc77c\uc744 \ub2e4\ub9ac\ub97c \uc798\ub77c\ub2ec\ub77c\uace0 \uc870\ub974\ub294 \uac83\uacfc \ub9c8\ucc2c\uac00\uc9c0\ub85c \ubcf4\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ud30c\uc0b0\uc740 \ube5a\uc744 \uba74\uc81c\ud574\uc8fc\uace0 \uc0c8\ub85c\uc6b4 \ucd9c\ubc1c\uc744 \ud560 \uc218 \uc788\uac8c \ud574 \uc8fc\uc9c0\ub9cc \ub3d9\uc2dc\uc5d0 10\ub144\uae4c\uc9c0 \uc790\uc2e0\uc758 \uc2e0\uc6a9\ub3c4(credit score)\uc5d0 \ubd80\uc815\uc801\uc778 \uc601\ud5a5\uc744 \uc90d\ub2c8\ub2e4. \ud30c\uc0b0\uacfc \uad00\ub828\ud558\uc5ec \uc18c\uc1a1\uc744 \ub2f9\ud560 \uac00\ub2a5\uc131\uc774 \ub298 \uc874\uc7ac\ud558\uae30 \ub54c\ubb38\uc5d0 \ud30c\uc0b0\uc2e0\uccad\uc744 \ud560 \ub54c\ub294 \uc608\uc0c1\ud558\uc9c0 \ubabb\ud588\ub358 \ubcc0\ud638\uc0ac \ube44\uc6a9\uc774 \ub4e4\uae30\ub3c4 \ud569\ub2c8\ub2e4. \ub610\ud55c, \uc0ac\uc5c5\uc744 \ud558\uc2dc\ub294 \ubd84\ub4e4\uc758 \uacbd\uc6b0, \uc0c8\ub85c\uc6b4 \uc0ac\uc5c5\uc744 \ud558\uae30 \ud798\ub4e4\uc5b4 \uc9c8 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4. \ub530\ub77c\uc11c, \ud30c\uc0b0\uc5d0 \ub300\ud55c \uacbd\ud5d8\uc774 \ub9ce\uc740 \ubcc0\ud638\uc0ac\ub4e4\uc758 \uacbd\uc6b0 \uace0\uac1d\uc5d0\uac8c \ubb34\uc870\uac74 \ud30c\uc0b0\uc744 \uad8c\uc720\ud558\uc9c0\ub294 \uc54a\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uace0\uac1d\uc758 \uc0c1\ud669\uc744 \ubd84\uc11d\ud558\uc5ec \uc9c0\uae08 \ub2f9\uc7a5 \ud30c\uc0b0\uc744 \ud558\ub294 \uac83\uc774 \ub4dd\ubcf4\ub2e4 \uc2e4\uc774 \ub9ce\ub2e4\uace0 \ud310\ub2e8\ub418\uba74 \ubcc0\ud638\uc0ac\ub294 \ud30c\uc0b0 \uc678\uc5d0 \uace0\uac1d\uc744 \ubcf4\ud638\ud560 \uc218 \uc788\ub294 \ubc95\uc801\uc778 \uc218\ub2e8\ub4e4\uc744 \uac15\uad6c\ud569\ub2c8\ub2e4. \uc800\ud76c\uac00 \ub9ce\uc774 \uace0\ub824\ud558\ub294 \uc218\ub2e8 \uc911 \ud558\ub098\ub294 Cease and Desist Letter (\uacbd\uace0\uc7a5) \uc785\ub2c8\ub2e4. \uc774 \ubc95\uc801 \uc218\ub2e8\uc740 \ud30c\uc0b0\uc5d0\ub9cc \uc0ac\uc6a9\ub418\ub294 \uac83\uc740 \uc544\ub2d9\ub2c8\ub2e4. \uba85\uc608\ud6fc\uc190\uc744 \ud558\uace0 \uc788\ub2e4\uace0 \uc0dd\uac01\ub418\uac70\ub098 \uc0c1\ud45c\uad8c\uc744 \uce68\ud574\ud558\uace0 \uc788\ub2e4\uace0 \uc0dd\uac01\ub420 \ub54c \uc0ac\uc6a9\ud558\uae30\ub3c4 \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ucf5c\ub809\uc158 \uc5d0\uc774\uc804\uc2dc\uc5d0\uc11c \uc624\ub294 \ube5a\uc744 \uac1a\uc73c\ub77c\ub294 \uc804\ud654\uac00 \ub108\ubb34 \uace0\ud1b5\uc2a4\ub7fd\uac8c \ub290\uaef4\uc9c0\ub294 \uc218\uc900\uc774 \ub418\uba74 \ucc44\ubb34\uc790\ub294 \ubcc0\ud638\uc0ac\ub97c \ud1b5\ud574 \ucf5c\ub809\uc158 \uc5d0\uc774\uc804\uc2dc\uc5d0\uac8c \ub3c5\ucd09 \uc804\ud654\ub97c \uc911\ub2e8\ud574 \uc904 \uac83\uc744 \uc694\uad6c\ud558\ub294 Cease and Desist Letter (\uacbd\uace0\uc7a5)\uc744 \ubcf4\ub0bc \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ubcc0\ud638\uc0ac\uac00 \uc774\ub7ec\ud55c \ud3b8\uc9c0\ub97c \ubcf4\ub0b4\uac8c \ub418\uba74 \uceec\ub809\uc158 \uc5d0\uc774\uc804\uc2dc\ub294 \u201c\ub354 \uc774\uc0c1 \uc5f0\ub77d\uc744 \ud558\uc9c0 \uc54a\uaca0\uc2b5\ub2c8\ub2e4\u201d\ub77c\ub294 \ub0b4\uc6a9\uc758 \ucd5c\uc885 \uc804\ud654 \ud1b5\ud654\ub97c \ud560 \uc218\ub294 \uc788\uc9c0\ub9cc \uadf8 \uc774\ud6c4\uc5d0\ub294 \ub3c5\ucd09\uc744 \ud560 \uc218 \uc5c6\uac8c \ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ubb3c\ub860 Cease and Desist Letter (\uacbd\uace0\uc7a5) \ub97c \ubaa8\ub4e0 \uacbd\uc6b0\uc5d0 \uc0ac\uc6a9\ud560 \uc218 \uc788\ub294 \uac83\uc740 \uc544\ub2d9\ub2c8\ub2e4. \uc774 \uacbd\uace0\uc7a5\uc740 \uceec\ub809\uc158 \uc5d0\uc774\uc804\uc2dc\ub97c \ud3ec\ud568\ud55c \uc77c\ubd80 \ucc44\uad8c\uc790\uc5d0\uac8c\ub294 \uc0ac\uc6a9\uac00\ub2a5\ud558\uc9c0\ub9cc \uc740\ud589\uacfc \uac19\uc740 \uc77c\ubd80 \ucc44\uad8c\uc790\uc5d0\uac8c\ub294 \ubc95\uc801\uc73c\ub85c \uac15\uc81c\ud560 \uc218 \uc5c6\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc, \ub9ce\uc740 \uc740\ud589\ub4e4\uc774 \uc774\ub7ec\ud55c \uacbd\uace0\uc7a5\uc744 \ubc1b\uc73c\uba74 \ub0b4\ubd80 \uaddc\uc815\uc5d0 \ub530\ub77c \ube5a\uc744 \ubc1b\uc544\ub0b4\ub824\ub294 \ub178\ub825\uc744 \uc57d\uac04 \uc644\ud654\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub530\ub77c\uc11c, \uc790\uc2e0\uc774 \uc5b4\ub5a4 \ucc44\ubb34\ub97c \uac00\uc9c0\uace0 \uc788\ub294\uc9c0\uc5d0 \ub530\ub77c \ubcc0\ud638\uc0ac\uc640 \uc0c1\ub2f4\ud558\uc5ec \uc801\uc808\ud558\uac8c \uc0ac\uc6a9\ud560 \uc218 \uc788\ub294 \ubc95\uc801 \ubcf4\ud638 \uc7a5\uce58\ub4e4\uc744 \uace0\ub824\ud574\uc57c\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ub2e4\ub9ac\uac00 \ubd80\ub7ec\uc84c\ub2e4\uace0 \uc11d\uace0 \ubd95\ub300\ub300\uc2e0 \ub2e4\ub9ac\ub97c \uc798\ub77c\ubc84\ub9ac\uba74 \ub2e4\ub9ac\uac00 \ubd80\ub7ec\uc838\uc11c \uc544\ud508 \uac83 \ubabb\uc9c0 \uc54a\uc740 \ubd88\ud3b8\ud568\uc744 \uacaa\uac8c \ub429\ub2c8\ub2e4. \ub530\ub77c\uc11c, \u201c\ube5a \uac1a\uc544\ub77c\u201d\ub77c\ub294 \uc804\ud654\ub85c \uadf9\uc2ec\ud55c \uace0\ud1b5\uc744 \uacaa\uace0 \uc788\ub2e4\uba74 \u201c\ub098\ub294 \ubb34\uc870\uac74 \ud30c\uc0b0\ud558\uaca0\uc5b4\u201d\uac00 \uc544\ub2c8\ub77c \uacbd\ud5d8 \ub9ce\uc740 \ubcc0\ud638\uc0ac\uc640 \ub2e4\ub978 \ubc95\uc801 \ubcf4\ud638 \uc7a5\uce58\uac00 \uc788\ub294\uc9c0 \uace0\ubbfc\ud574\ubcf4\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ud30c\uc0b0 \uad00\ub828 \ubb38\uc758\uc0ac\ud56d\uc774 \uc788\uc73c\uc2dc\uba74 \uc5b8\uc81c\ub4e0 mail@songlawfirm.com\uc73c\ub85c \uc5f0\ub77d\uc8fc\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ufeff\ufeff[\ud30c\uc0b0 \uad00\ub828 \uc131\uacf5\uc0ac\ub840 \ubcf4\uae30] \ufeffhttps:\/\/songlawfirm.com\/contents\/successstory?categoryId=12\ufeff\ufeff<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p>\uc1a1\ub3d9\ud638 \uc885\ud569\ub85c\ud38c\uc740 \ud30c\uc0b0\uc758 \uac00\ub2a5\uc131\uc5d0 \ub300\ud574 \ubb34\ub8cc\ub85c \ud3c9\uac00\ud574\ub4dc\ub9bd\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ud574\ub2f9 \uc11c\ube44\uc2a4\ub97c \uc774\uc6a9\ud558\uc2dc\uace0\uc790 \ud558\ub294 \ubd84\ub4e4\uaed8\uc11c\ub294 mail@songlawfirm.com \uc73c\ub85c \uc5f0\ub77d\uc8fc\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4. \ubcf8 \uc11c\ube44\uc2a4\ub97c \ud1b5\ud574 \uc785\uc218\ub41c \uac1c\uc778\uc815\ubcf4\ub294 \ucca0\uc800\ud788 \ube44\ubc00\ub85c \uc720\uc9c0\ub429\ub2c8\ub2e4.\ufeff<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\ube5a \ub3c5\ucd09\uc5d0\uc11c\uc758 \ud574\ubc29 \ud30c\uc0b0\uc5d0 \ub300\ud55c \uc0c1\ub2f4\uc744 \ud558\uae30 \uc704\ud574 \ub85c\ud38c\uc744 \ucc3e\ub294 \uace0\uac1d\ub4e4 \uc911 \ub9ce\uc740 \uc218\ub294 \uceec\ub809\uc158 \uc5d0\uc774\uc804\uc2dc(Collection Agency)\uc5d0\uc11c \uc2dc\ub3c4\ub54c\ub3c4 \uc5c6\uc774 \uc624\ub294 \ube5a \ub3c5\ucd09 \uc804\ud654\uac00 \uac00\uc7a5 \uace0\ud1b5\uc2a4\ub7fd\ub2e4\uace0 \uc774\uc57c\uae30 \ud569\ub2c8\ub2e4. \uc5f0\ub77d\ud558\uc9c0 \ub9d0\ub77c\uace0 \uc774\uc57c\uae30\ud574\ub3c4 [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center 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