{"id":7092,"date":"2015-04-18T14:37:00","date_gmt":"2015-04-18T14:37:00","guid":{"rendered":"https:\/\/songlawfirm.com\/?p=7092"},"modified":"2022-10-18T14:38:04","modified_gmt":"2022-10-18T14:38:04","slug":"%ea%b5%90%ed%86%b5%ec%82%ac%ea%b3%a0%ec%8b%9c-%eb%b3%b4%ed%97%98%ed%9a%8c%ec%82%ac%ea%b0%80-%eb%a7%90%ed%95%98%eb%8a%94-%ec%9d%98%eb%a3%8c%eb%b9%84%ec%9d%98-%ea%b8%b0%ec%a4%80%ec%9d%80-%eb%ac%b4","status":"publish","type":"post","link":"https:\/\/songlawfirm.com\/ko\/%ea%b5%90%ed%86%b5%ec%82%ac%ea%b3%a0%ec%8b%9c-%eb%b3%b4%ed%97%98%ed%9a%8c%ec%82%ac%ea%b0%80-%eb%a7%90%ed%95%98%eb%8a%94-%ec%9d%98%eb%a3%8c%eb%b9%84%ec%9d%98-%ea%b8%b0%ec%a4%80%ec%9d%80-%eb%ac%b4\/","title":{"rendered":"\uad50\ud1b5\uc0ac\uace0\uc2dc \ubcf4\ud5d8\ud68c\uc0ac\uac00 \ub9d0\ud558\ub294 \uc758\ub8cc\ube44\uc758 \uae30\uc900\uc740 \ubb34\uc5c7\uc778\uac00\uc694 (Definition of Medical Expense)"},"content":{"rendered":"\n<p>\uad50\ud1b5\uc0ac\uace0 \ucf00\uc774\uc2a4\ub97c \uc9c4\ud589\ud558\ub2e4 \ubcf4\uba74 \uace0\uac1d\uc740 \uc758\ub8cc\ube44\ub77c\uace0 \uc0dd\uac01\ud558\uc5ec \uccad\uad6c\ub97c \ud588\ub294\ub370 \ubcf4\ud5d8\ud68c\uc0ac\uc5d0\uc11c \uc758\ubb38\uc744 \uc81c\uae30\ud558\ub294 \uacbd\uc6b0\uac00 \uc788\uc2b5\ub2c8\ub2e4. \uc774 \ub54c, \ub9ce\uc740 \uace0\uac1d\ub4e4\uc774 \u201c\ub300\uccb4 \u201cMedical Expenses\u201d\uc758 \uc815\uc758\uac00 \ubb34\uc5c7\uc785\ub2c8\uae4c?\u201d \ub77c\ub294 \uc9c8\ubb38\uc744 \ud558\uace4 \ud558\uc2ed\ub2c8\ub2e4. \uad50\ud1b5\uc0ac\uace0\uc5d0\uc11c \ubcf4\ud5d8\uc73c\ub85c \ubcf4\uc0c1\ub418\ub294 \u201cMedical Expenses\u201d\ub294 \uc77c\ubc18\uc801\uc73c\ub85c \uc6b0\ub9ac\uac00 \uc0dd\uac01\ud558\ub294 \uce58\ub8cc\uc640 \uad00\ub828\ub41c \ubaa8\ub4e0 \uc11c\ube44\uc2a4\ub85c \uc778\ud55c \uc9c0\ubd88\uacfc\ub294 \uc870\uae08 \ub2e4\ub985\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uad50\ud1b5 \uc0ac\uace0 \uad00\ub828 \ubc95\uaddc\uc5d0\uc11c \uc815\uc758\ud558\ub294 \u201cMedical expenses\u201d\ub294 \u201c\uc801\ub2f9\ud558\uace0 \ud544\uc694\ud558\ub2e4\uace0 \ud310\ub2e8\ub418\ub294 \uc758\ub8cc \uc11c\ube44\uc2a4\uc5d0 \ub530\ub974\ub294 \ube44\uc6a9 (reasonable and necessary [medical] expenses)\u201d\uc774\ub77c\ub294 \ub9d0\ub85c \uc2dc\uc791\ub429\ub2c8\ub2e4. \ubc95\uc5d0\uc11c \uc608\ub97c \ub4dc\ub294 \ube44\uc6a9\uc758 \uc885\ub958\ub294 \uc758\ub8cc, \uc218\uc220, \uc7ac\ud65c \uadf8\ub9ac\uace0 \uac80\uc9c4\uc5d0 \ub530\ub974\ub294 \ube44\uc6a9\uacfc \ubcd1\uc6d0 \ube44\uc6a9\uc73c\ub85c \uc774\ub7ec\ud55c \ube44\uc6a9\uc740 \uc790\uaca9\uc99d\uc774 \uc788\ub294 \uc758\ub8cc\uc9c4\uc5d0 \uc758\ud574 \uc81c\uacf5\ub41c \uacbd\uc6b0\ub85c\ub9cc \ud55c\uc815\ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uace0\uac1d\uc758 \uc758\ub8cc\ube44\uac00 \ubcf4\ud5d8\uc73c\ub85c \ubcf4\uc0c1\uc774 \uac00\ub2a5\ud55c\uc9c0\uc5d0 \ub300\ud574 \ubcf4\ud5d8\ud68c\uc0ac\uc640 \ub17c\uc7c1\uc774 \ubd99\ub294 \uacbd\uc6b0, \uc8fc\uc694 \uc7c1\uc810\uc740 \ubb34\uc5c7\uc774 \u201c\uc801\ub2f9\u201d\ud558\uace0 \u201c\ud544\uc694\ud55c\u201d \uce58\ub8cc\uc778\uc9c0 \uc5ec\ubd80\uc785\ub2c8\ub2e4. \ud574\ub2f9 \ubc95\uaddc\uc5d0 \ub530\ub974\uba74 \uc77c\ubc18\uc801\uc778 \ubcf4\ud5d8 (standard PIP coverage)\uc774 \uc9c0\ubd88\ud574\uc57c \ud558\ub294 \uce58\ub8cc\ub294 \uad50\ud1b5\uc0ac\uace0\ub85c \uc778\ud55c \ubd80\uc0c1\uc5d0 \ub530\ub978 \uc99d\uc0c1\uc774\ub098 \uc9c4\ub2e8\uc5d0 \ub300\ud55c \ube44\uc6a9\uc73c\ub85c \ud55c\uc815\ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4. \ub530\ub77c\uc11c, \ubd80\uc0c1\uc744 \ub2f9\ud55c \uc0ac\ub78c\uc774 \ud574\ub2f9 \uce58\ub8cc\uac00 \ud544\uc694\ud558\ub2e4\uace0 \uc5ec\uae30\ub294\uc9c0 \ud639\uc740 \uc5b4\ub5a4 \ud2b9\uc815 \uce58\ub8cc \ubc29\uc2dd\uc744 \uc120\ud638\ud558\ub294\uc9c0 \uc5ec\ubd80\ub294 \uace0\ub824\ub418\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \ubc95\uc5d0\uc11c \ub9d0\ud558\ub294 \u201c\uc801\ub2f9\u201d\ud55c \uce58\ub8cc\ub780 \uc77c\ubc18\uc801\uc778 \uc758\uc0ac\ub4e4\uc774 \uc2e4\uc2dc\ud558\ub294 \uce58\ub8cc\ubc29\uc2dd\uc73c\ub85c \ubd88\ud544\uc694\ud55c \uc9c4\ub2e8 \uac80\uc0ac\ub294 \ud574\ub2f9\ub418\uc9c0 \uc54a\ub294\ub2e4\uace0 \ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc774\ub7ec\ud55c \uae30\uc900 \ub54c\ubb38\uc5d0 \uc774\uc804\uc5d0 \ub2e4\ub978 \uc77c\ub85c \ud5c8\ub9ac\ub97c \ub2e4\uce5c \uc801\uc774 \uc788\ub294 \uace0\uac1d\uc774 \uad50\ud1b5\uc0ac\uace0\ub85c \uadf8 \ubd80\uc0c1\uc774 \uc7ac\ubc1c\ud558\uc5ec \uce58\ub8cc\ub97c \ubc1b\ub294 \uacbd\uc6b0, \ubcf4\ud5d8\ud68c\uc0ac\ub294 \ud754\ud788 \ud5c8\ub9ac\ubd80\uc0c1\uc774 \u201c\uad50\ud1b5\uc0ac\uace0\ub85c \uc778\ud55c \ubd80\uc0c1\u201d\uc778\uc9c0\uc5d0 \ub300\ud574 \uc758\ubb38\uc744 \uc81c\uc2dc\ud558\uace4 \ud569\ub2c8\ub2e4. \ub610\ud55c, \ub3d9\uc77c \ubd80\uc704\uc5d0 \ub300\ud55c \uc218 \ucc28\ub840\uc758 \uc5d1\uc2a4\ub808\uc774\ub098 \uc77c\ubc18\uc801\uc778 \uc758\uc0ac\ub77c\uba74 \uc2e4\uc2dc \ud558\uc9c0 \uc54a\uc558\uc744 \uac83\uc774\ub77c \ud310\ub2e8\ub418\ub294MRI\ucd2c\uc601\ube44\ub97c \ubcf4\ud5d8\ud68c\uc0ac\uc5d0\uc11c \uac70\uc808\ud558\ub294 \uadfc\uac70\ub3c4 \u201c\ubd88\ud544\uc694\ud55c \uc9c4\ub2e8 \uac80\uc0ac\ub294 \ud574\ub2f9\ub418\uc9c0 \uc54a\ub294\ub2e4\u201d\ub294 \ubc95\uaddc\ub97c \uadfc\uac70\ub85c \ud569\ub2c8\ub2e4. \ubcf4\ud1b5 \uc758\uc0ac\ub4e4\uc774 \uc2e4\uc2dc\ud558\uc9c0 \uc54a\ub294 \uc0c8\ub85c\uc6b4 \uce58\ub8cc\ubc95\uc774\ub098 \ucc98\ubc29\ub3c4 \ud6a8\uacfc\uac00 \uc788\ub294\uc9c0 \uc5ec\ubd80\uc640\ub294 \uc0c1\uad00\uc5c6\uc774 \ubcf4\ud5d8\ud68c\uc0ac\ub294 \ud574\ub2f9 \ubc95\uaddc\ub97c \uadfc\uac70\ub85c \uac70\uc808\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc694\uc998\uc740 \ubb38\uc81c\ub97c \uc0bc\ub294 \uacbd\uc6b0\uac00 \uac70\uc758 \uc5c6\uc9c0\ub9cc \ud55c\uc758\ud559\uc774 \uc77c\ubc18\uc801\uc774\uc9c0 \uc54a\uc558\ub358 \uc608\uc804\uc5d0\ub294 \ud55c\uc758\uc0ac\uc5d0 \ub300\ud55c \uce68 \uc2dc\uc220\uc774 \u201c\ud544\uc694\ud55c\u201d\uce58\ub8cc\uc778\uac00\uc5d0 \ub300\ud574 \uc758\ubb38\uc744 \uc81c\uae30\ud558\ub294 \ubcf4\ud5d8\ud68c\uc0ac\ub4e4\ub3c4 \uc788\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc77c\ubc18\uc801\uc73c\ub85c \uc758\ub8cc\ube44\ub9cc \uc0dd\uac01\ud558\uc9c0\ub9cc \ubcf4\ud5d8\uc73c\ub85c \ubcf4\uc0c1\uc774 \uac00\ub2a5\ud55c\ub370\ub3c4 \ubab0\ub77c\uc11c \ub193\uce58\ub294 \ube44\uc6a9\ub4e4\ub3c4 \uc788\uc2b5\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uba74, Income continuation benefits\uc774\ub77c\uace0 \ud558\uc5ec \uc218\uc785\uc774 \uc788\ub294 \uc6b4\uc804\uc790\uac00 \uad50\ud1b5\uc0ac\uace0\ub85c \uc778\ud55c \ubd80\uc0c1\uc73c\ub85c \uc77c\uc744 \ud560 \uc218 \uc5c6\uac8c \ub418\uba74 \ubcf4\ud5d8\ud68c\uc0ac\ub294 \uadf8\uc5d0 \ub300\ud55c \ubcf4\uc0c1\uc744 \uc9c0\ubd88\ud569\ub2c8\ub2e4. \ubcf4\uc0c1 \uc815\ub3c4\ub294 \ubcf4\ud1b5 \ud55c \uc0ac\ub78c \ub2f9 1\uc8fc\uc77c\uc5d0 \ucd5c\ub300 $100\uc529, $5,200\uae4c\uc9c0\ub85c \ud55c\uc815\ub418\uc5b4 \uc788\uace0, \ubcf4\uc0c1 \uae08\uc561\uc774 \uc2e4 \uc218\uc785 \uc774\uc0c1\uc774 \ub420 \uc218\ub294 \uc5c6\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ubcf4\uc0c1\uc740 \ubb34\uc870\uac74 \uc774\ub8e8\uc5b4\uc9c0\ub294 \uac83\uc774 \uc544\ub2c8\ub77c \uc190\ud574\ub97c \uc11c\uba74\uc73c\ub85c \uc99d\uba85\ud588\uc744 \ub54c\ub9cc \uac00\ub2a5\ud569\ub2c8\ub2e4. \ub610\ud55c, temporary disability benefits\uacfc \uac19\uc774 \ubd80\uc0c1\uc73c\ub85c \uc778\ud558\uc5ec \ub2e4\ub978 \ubcf4\uc0c1\uc774 \uc788\ub294 \uacbd\uc6b0, \uc790\ub3d9\ucc28 \ubcf4\ud5d8\uc758 Income continuation benefits\uc740 \uc870\uc808\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. Income continuation benefits\uc740 \ubd80\uc0c1 \uce58\ub8cc\uac00 \uc644\ub8cc\ub418\uc5b4 \ub2e4\uc2dc \uc77c\uc744 \ud560 \uc218 \uc788\uac8c \ub418\uac70\ub098 \ucd5c\ub300 \uae08\uc561\uc778 $5,200\uc774 \uc9c0\ubd88\ub418\uba74 \uce58\ub8cc\uac00 \uc644\ub8cc \ub418\uc5c8\ub294\uc9c0 \uc5ec\ubd80\uc640 \uc0c1\uad00 \uc5c6\uc774 \ubcf4\uc0c1 \uc9c0\ubd88\uc774 \uc911\ub2e8 \ub429\ub2c8\ub2e4. \uc678\uc5d0\ub3c4 Essential services benefits\ub4f1 \uc758\ub8cc\ube44 \uc678\uc5d0 \ub2e4\ub978 \ud61c\ud0dd\ub4e4\uc774 \uc788\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub530\ub77c\uc11c, \ubcf4\ud5d8\ud68c\uc0ac\uc640 \ud611\uc0c1\ud560 \ub54c\ub294 \ubcf4\ud5d8\uc774 \uc81c\uacf5\ud558\ub294 \uac00\ub2a5\ud55c \ubaa8\ub4e0 \ubcf4\uc0c1 \uac00\ub2a5 \ub0b4\uc6a9\uc5d0 \ub300\ud55c \uace0\ub824\uac00 \ud544\uc694\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uad50\ud1b5\uc0ac\uace0 \uad00\ub828 \ucd94\uac00 \ubb38\uc758\uc0ac\ud56d\uc774 \uc788\uc73c\uc2dc\uac70\ub098, \ub3c5\uc790 \ubd84\ub4e4\uaed8\uc11c \uc54c\uace0 \uc2f6\uc73c\uc2e0 \ubc95\ub960\uc774 \uc788\uc73c\uba74 \uc8fc\uc800 \ub9c8\uc2dc\uace0 mail@songlawfirm.com \ub85c \ubb38\uc758\ud574\uc8fc\uc138\uc694. \ub2e4\uc74c\uc5d0 \uc4f8 \uce7c\ub7fc\uc5d0 \ubc18\uc601\ud558\uaca0\uc2b5\ub2c8\ub2e4.\ufeff<\/p>\n\n\n\n<p><\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><img fetchpriority=\"high\" decoding=\"async\" src=\"https:\/\/songlawfirm.com\/wp-content\/uploads\/2022\/09\/email_injury-1-e1666035435429.png\" alt=\"\" class=\"wp-image-4706\" width=\"662\" height=\"160\" srcset=\"https:\/\/songlawfirm.com\/wp-content\/uploads\/2022\/09\/email_injury-1-e1666035435429.png 580w, https:\/\/songlawfirm.com\/wp-content\/uploads\/2022\/09\/email_injury-1-e1666035435429-300x72.png 300w\" sizes=\"(max-width: 662px) 100vw, 662px\" \/><\/figure>\n\n\n\n<p> <\/p>\n","protected":false},"excerpt":{"rendered":"<p>\uad50\ud1b5\uc0ac\uace0 \ucf00\uc774\uc2a4\ub97c \uc9c4\ud589\ud558\ub2e4 \ubcf4\uba74 \uace0\uac1d\uc740 \uc758\ub8cc\ube44\ub77c\uace0 \uc0dd\uac01\ud558\uc5ec \uccad\uad6c\ub97c \ud588\ub294\ub370 \ubcf4\ud5d8\ud68c\uc0ac\uc5d0\uc11c \uc758\ubb38\uc744 \uc81c\uae30\ud558\ub294 \uacbd\uc6b0\uac00 \uc788\uc2b5\ub2c8\ub2e4. \uc774 \ub54c, \ub9ce\uc740 \uace0\uac1d\ub4e4\uc774 \u201c\ub300\uccb4 \u201cMedical Expenses\u201d\uc758 \uc815\uc758\uac00 \ubb34\uc5c7\uc785\ub2c8\uae4c?\u201d \ub77c\ub294 \uc9c8\ubb38\uc744 \ud558\uace4 \ud558\uc2ed\ub2c8\ub2e4. \uad50\ud1b5\uc0ac\uace0\uc5d0\uc11c \ubcf4\ud5d8\uc73c\ub85c \ubcf4\uc0c1\ub418\ub294 [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center 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