{"id":22706,"date":"2025-08-14T16:45:30","date_gmt":"2025-08-14T20:45:30","guid":{"rendered":"https:\/\/songlawfirm.com\/%e7%ba%bd%e7%ba%a6%e6%96%b0%e6%b3%bd%e8%a5%bf%e6%af%94%e8%be%83%e8%bf%87%e5%a4%b1%e5%88%b6%e5%ba%a6%ef%bc%9a%e9%83%a8%e5%88%86%e8%b4%a3%e4%bb%bb%e5%a6%82%e4%bd%95%e5%bd%b1%e5%93%8d%e6%82%a8%e7%9a%84\/"},"modified":"2025-08-14T16:45:30","modified_gmt":"2025-08-14T20:45:30","slug":"%e7%ba%bd%e7%ba%a6%e6%96%b0%e6%b3%bd%e8%a5%bf%e6%af%94%e8%be%83%e8%bf%87%e5%a4%b1%e5%88%b6%e5%ba%a6%ef%bc%9a%e9%83%a8%e5%88%86%e8%b4%a3%e4%bb%bb%e5%a6%82%e4%bd%95%e5%bd%b1%e5%93%8d%e6%82%a8%e7%9a%84","status":"publish","type":"post","link":"https:\/\/songlawfirm.com\/zh-hans\/%e7%ba%bd%e7%ba%a6%e6%96%b0%e6%b3%bd%e8%a5%bf%e6%af%94%e8%be%83%e8%bf%87%e5%a4%b1%e5%88%b6%e5%ba%a6%ef%bc%9a%e9%83%a8%e5%88%86%e8%b4%a3%e4%bb%bb%e5%a6%82%e4%bd%95%e5%bd%b1%e5%93%8d%e6%82%a8%e7%9a%84\/","title":{"rendered":"\u7ebd\u7ea6\u65b0\u6cfd\u897f\u6bd4\u8f83\u8fc7\u5931\u5236\u5ea6\uff1a\u90e8\u5206\u8d23\u4efb\u5982\u4f55\u5f71\u54cd\u60a8\u7684\u8d54\u507f\u91d1\u989d"},"content":{"rendered":"

\u60a8\u5728\u4e8b\u6545\u4e2d\u4e5f\u6709\u90e8\u5206\u8d23\u4efb\u5417\uff1f\u522b\u4ee5\u4e3a\u8fd9\u6837\u5c31\u65e0\u6cd5\u83b7\u5f97\u8d54\u507f\u3002\u5728\u7ebd\u7ea6\u548c\u65b0\u6cfd\u897f\uff0c\u6bd4\u8f83\u8fc7\u5931\uff08<\/strong>comparative negligence<\/strong>\uff09\u6cd5<\/strong>\u51b3\u5b9a\u4e86\u5728\u591a\u65b9\u5171\u540c\u627f\u62c5\u8d23\u4efb\u7684\u60c5\u51b5\u4e0b\uff0c\u5982\u4f55\u8ba1\u7b97\u8d54\u507f\u91d1\u989d\u3002\u7136\u800c\u5c3d\u7ba1\u8fd9\u4e24\u4e2a\u5dde\u6bd7\u90bb\uff0c\u5176\u9002\u7528\u89c4\u5219\u5374\u622a\u7136\u4e0d\u540c\u2014\u2014\u8fd9\u610f\u5473\u7740\u5728\u76f8\u540c\u60c5\u51b5\u4e0b\uff0c\u6848\u4ef6\u7ed3\u679c\u53ef\u80fd\u4f1a\u5927\u76f8\u5f84\u5ead\u3002<\/p>\n

\u4ec0\u4e48\u662f\u6bd4\u8f83\u8fc7\u5931\uff1f<\/strong><\/h5>\n

\u6bd4\u8f83\u8fc7\u5931\u5236\u5ea6\u4f1a\u6839\u636e\u6bcf\u4e00\u65b9\u5728\u4e8b\u6545\u4e2d\u7684\u8d23\u4efb\u6bd4\u4f8b\u5206\u914d\u8fc7\u9519\u5e76\u636e\u6b64\u8c03\u6574\u8d54\u507f\u91d1\u989d\u3002\u8fd9\u79cd\u5236\u5ea6\u4e0d\u4f1a\u50cf\u4f20\u7edf\u7684\u5171\u8fc7\u5931\u5236\u5ea6\u90a3\u6837\u5b8c\u5168\u5265\u593a\u6709\u8d23\u4efb\u4e00\u65b9\u7684\u8d54\u507f\u6743\u5229\uff0c\u800c\u662f\u6309\u8d23\u4efb\u6bd4\u4f8b\u51cf\u5c11\u5176\u53ef\u5f97\u8d54\u507f\u3002<\/p>\n

\u7ebd\u7ea6\uff1a\u7eaf\u6bd4\u8f83\u8fc7\u5931\u5236\u5ea6\uff08<\/strong>CPLR \u00a71411<\/strong>\uff09<\/strong><\/h5>\n

\u7ebd\u7ea6\u5b9e\u884c\u201c\u7eaf\u6bd4\u8f83\u8fc7\u5931<\/strong>\u201d\u5236\u5ea6\u3002\u5373\u4f7f\u60a8\u5728\u4e8b\u6545\u4e2d\u8d1f\u6709\u9ad8\u8fbe99%\u7684\u8d23\u4efb\uff0c\u4ecd\u7136\u53ef\u4ee5\u83b7\u5f97\u76f8\u5e94\u6bd4\u4f8b\u7684\u8d54\u507f\u3002<\/p>\n

\u4f8b\u5982\uff1a\u5982\u679c\u60a8\u7684\u603b\u635f\u5931\u4e3a $100,000\uff0c\u800c\u60a8\u627f\u62c525%\u7684\u8d23\u4efb\uff0c\u60a8\u4ecd\u53ef\u83b7\u5f97 $75,000 \u7684\u8d54\u507f\u3002\u5373\u4f7f\u60a8\u8d23\u4efb\u5360\u6bd4\u9ad8\u8fbe60%\uff0c\u4e5f\u80fd\u83b7\u5f97 $40,000\u3002<\/p>\n

\u5c3d\u7ba1\u88ab\u544a\u53ef\u4e3b\u5f20\u60a8\u4e5f\u6709\u8fc7\u9519\uff0c\u4f46\u4ed6\u4eec\u5fc5\u987b\u901a\u8fc7\u786e\u51ff\u8bc1\u636e<\/strong>\u652f\u6301\u5176\u4e3b\u5f20\uff0c\u5982\u8b66\u65b9\u62a5\u544a\u3001\u76d1\u63a7\u5f55\u50cf\u3001\u76ee\u51fb\u8005\u8bc1\u8bcd\u3001\u4e8b\u6545\u91cd\u5efa\u4e13\u5bb6\u5206\u6790\u53ca\u533b\u5b66\u8d44\u6599\u7b49\u3002<\/p>\n

\u6b64\u5916\uff0c\u7ebd\u7ea6\u673a\u52a8\u8f66\u4e8b\u6545\u91c7\u7528\u201c\u53cc\u8f68\u5236\u201d\u7d22\u8d54\uff1a<\/p>\n

    \n
  • \u4e0d\u8bba\u8fc7\u9519\u5982\u4f55\uff0c\u65e0\u8fc7\u9519<\/strong>PIP<\/strong>\u4fdd\u9669<\/strong>\u4e00\u822c\u53ef\u8d54\u4ed8\u6700\u9ad8 $50,000 \u7684\u533b\u7597\u8d39\u7528\u4e0e\u8bef\u5de5\u635f\u5931\uff1b<\/li>\n
  • \u5982\u5c5e\u4e25\u91cd\u4f24\u5bb3\u5e76\u6ee1\u8db3\u300a\u4fdd\u9669\u6cd5\u300b\u6807\u51c6\uff0c\u60a8\u8fd8\u53ef\u63d0\u51fa\u5168\u9762\u4fb5\u6743\u7d22\u8d54<\/strong>\uff08\u5305\u62ec\u7cbe\u795e\u635f\u5bb3\u8d54\u507f\uff09\uff0c\u4f46\u6700\u7ec8\u8d54\u507f\u5c06\u6309\u60a8\u7684\u8fc7\u5931\u6bd4\u4f8b\u51cf\u5c11\u3002<\/li>\n<\/ul>\n
    \u65b0\u6cfd\u897f\uff1a\u4fee\u6b63\u6bd4\u8f83\u8fc7\u5931\u5236\u5ea6\uff08<\/strong>N.J.S.A. 2A:15-5.1<\/strong>\uff09<\/strong><\/h5>\n

    \u65b0\u6cfd\u897f\u91c7\u7528\u201c\u4fee\u6b63\u6bd4\u8f83\u8fc7\u5931<\/strong>\u201d\u5236\u5ea6\uff0c\u6709\u4e00\u4e2a\u5173\u952e\u95e8\u69db\uff1a\u53ea\u6709\u5f53\u60a8\u7684\u8d23\u4efb\u4e0d\u8d85\u8fc7<\/strong>50%<\/strong>\u65f6\uff0c\u60a8\u624d\u80fd\u83b7\u5f97\u8d54\u507f<\/strong>\u3002\u4e00\u65e6\u8d23\u4efb\u8fbe\u5230\u6216\u8d85\u8fc751%\uff0c\u60a8\u5c06\u5b8c\u5168\u4e27\u5931\u8d54\u507f\u6743\u5229<\/strong>\u3002<\/p>\n

    \u4e3e\u4f8b\u8bf4\u660e\uff1a\u5982\u679c\u60a8\u7684\u603b\u635f\u5931\u4e3a $100,000\u800c\u60a8\u8d23\u4efb\u4e3a50%\uff0c\u60a8\u53ef\u83b7\u5f97 $50,000\uff1b\u4f46\u5982\u679c\u8d23\u4efb\u4e3a51%\uff0c\u60a8\u5c06\u4e00\u5206\u94b1\u4e5f\u62ff\u4e0d\u5230<\/strong>\u3002<\/p>\n

    \u5bf9\u4e8e\u6d89\u53ca\u591a\u4e2a\u88ab\u544a\u7684\u6848\u4ef6\uff0c\u65b0\u6cfd\u897f\u9002\u752860%<\/strong>\u89c4\u5219<\/strong>\uff08N.J.S.A. 2A:15-5.3\uff09\uff1a<\/p>\n

      \n
    • \u82e5\u67d0\u88ab\u544a\u7684\u8d23\u4efb\u8fbe\u5230\u6216\u8d85\u8fc760%\uff0c\u5176\u53ef\u80fd\u9700\u5bf9\u5168\u90e8\u8d54\u507f\u91d1\u989d\u8d1f\u8d23<\/strong>\uff08\u4f46\u53ef\u5411\u5176\u4ed6\u88ab\u544a\u8ffd\u507f\uff09\uff1b<\/li>\n
    • \u82e5\u8d23\u4efb\u4f4e\u4e8e60%\uff0c\u53ea\u9700\u8d54\u507f\u5176\u6240\u5360\u6bd4\u4f8b\u90e8\u5206\u3002<\/li>\n<\/ul>\n

      \u6b64\u5916\uff0c\u9488\u5bf9\u653f\u5e9c\u673a\u5173<\/strong>\u7684\u7d22\u8d54\u53d7\u300a\u4fb5\u6743\u7d22\u8d54\u6cd5\u6848\u300b\u9650\u5236\uff1a\u653f\u5e9c\u8d23\u4efb\u4eba\u53ea\u9700\u5bf9\u5176\u5b9e\u9645\u8fc7\u5931\u6bd4\u4f8b\u8d1f\u8d23\uff0c\u4e0d\u80fd\u8ffd\u7a76\u989d\u5916\u8d23\u4efb\u3002<\/p>\n

      \u4e3a\u4ec0\u4e48\u8d23\u4efb\u6bd4\u4f8b\u5982\u6b64\u5173\u952e\uff1f<\/strong><\/h5>\n

      \u4fdd\u9669\u516c\u53f8\u6709\u5f3a\u70c8\u7684\u7ecf\u6d4e\u52a8\u673a\u5c3d\u53ef\u80fd\u63d0\u9ad8\u60a8\u7684\u8fc7\u5931\u6bd4\u4f8b<\/strong>\uff0c\u4ece\u800c\u51cf\u5c11\u4ed6\u4eec\u7684\u8d54\u4ed8\u91d1\u989d\u3002\u5e38\u89c1\u624b\u6bb5\u5305\u62ec\uff1a<\/p>\n

        \n
      • \u8bf1\u5bfc\u60a8\u8fc7\u65e9\u5f55\u5236\u9648\u8ff0<\/li>\n
      • \u6709\u9009\u62e9\u6027\u5730\u5448\u73b0\u8bc1\u636e<\/li>\n
      • \u6839\u636e\u4e0d\u5408\u7406\u7684\u8d23\u4efb\u8ba4\u5b9a\u63d0\u51fa\u4f4e\u4ef7\u548c\u89e3<\/li>\n<\/ul>\n

        \u9047\u5230\u8fd9\u79cd\u60c5\u51b5\uff0c\u60a8\u53ef\u4ee5\u91c7\u53d6\u4e0b\u5217\u5e94\u5bf9\u63aa\u65bd\uff1a<\/p>\n

          \n
        • \u5411\u4fdd\u9669\u516c\u53f8\u5185\u90e8\u6295\u8bc9<\/li>\n
        • \u9488\u5bf9\u8f66\u9669\u7d22\u8d54\u5411\u76d1\u7763\u5458\u7533\u8bf7\u590d\u5ba1<\/strong><\/li>\n
        • \u5728\u6cd5\u5ead\u8bc9\u8bbc\u4e2d\u6311\u6218\u8d23\u4efb\u8ba4\u5b9a\u2014\u2014\u6b64\u65f6\u5c06\u7531\u8bc1\u636e\u800c\u975e\u7406\u8d54\u5458\u51b3\u5b9a\u8fc7\u9519\u5206\u914d<\/li>\n<\/ul>\n
          \u4fdd\u62a4\u60a8\u7684\u6743\u76ca\uff1a\u5173\u952e\u6b65\u9aa4<\/strong><\/h5>\n

          \u6bcf\u4e00\u4e2a\u7ec6\u8282\u90fd\u53ef\u80fd\u6210\u4e3a\u5173\u952e\u8bc1\u636e\uff0c\u8bf7\u52a1\u5fc5\uff1a<\/p>\n

            \n
          • \u7acb\u5373\u8bb0\u5f55\u4e8b\u6545\u73b0\u573a\u53ca\u4f24\u52bf<\/li>\n
          • \u83b7\u53d6\u76ee\u51fb\u8005\u7684\u8054\u7cfb\u65b9\u5f0f<\/li>\n
          • \u4fdd\u5b58\u6240\u6709\u7167\u7247\u4e0e\u89c6\u9891\u8bc1\u636e<\/li>\n
          • \u7d22\u53d6\u5b98\u65b9\u8b66\u65b9\u62a5\u544a<\/li>\n
          • \u5c3d\u5feb\u5c31\u533b\uff0c\u5efa\u7acb\u56e0\u679c\u5173\u7cfb<\/li>\n
          • \u907f\u514d\u8bf4\u51fa\u53ef\u80fd\u88ab\u8bef\u89e3\u4e3a\u627f\u8ba4\u8fc7\u9519\u7684\u8bdd\uff08\u5982\u201c\u6211\u5e94\u8be5\u65e9\u70b9\u770b\u5230\u4ed6\u201d\uff09<\/li>\n
          • \u5c3d\u5feb\u54a8\u8be2\u4eba\u8eab\u4f24\u5bb3\u5f8b\u5e08\uff0c\u4ee5\u4fdd\u5168\u8bc1\u636e\u5e76\u5e94\u5bf9\u4fdd\u9669\u516c\u53f8\u7b56\u7565<\/li>\n<\/ul>\n

            \u603b\u7ed3<\/strong><\/p>\n

            \u7ebd\u7ea6<\/strong>\u7684\u7eaf\u6bd4\u8f83\u8fc7\u5931\u5236\u5ea6\u5141\u8bb8\u5373\u4f7f\u5728\u4e3b\u8981\u8d23\u4efb\u6bd4\u4f8b\u4e0b\u4ecd\u53ef\u83b7\u5f97\u8d54\u507f\uff1b
            \n\u65b0\u6cfd\u897f<\/strong>\u7684\u4fee\u6b63\u5236\u5ea6\u5219\u4e25\u683c\u9650\u5236\uff0c\u8d85\u8fc7<\/strong>50%<\/strong>\u8d23\u4efb\u5373\u5931\u53bb\u8d54\u507f\u8d44\u683c<\/strong>\u3002
            \n\u8fd9\u4e24\u4e2a\u5dde\u5236\u5ea6\u7684\u4e0d\u540c\uff0c\u5bfc\u81f4\u540c\u6837\u7684\u4e8b\u6545\u53ef\u80fd\u56e0\u53d1\u751f\u5730\u70b9\u4e0d\u540c\u800c\u6709\u5b8c\u5168\u4e0d\u540c\u7684\u8d54\u507f\u7ed3\u679c<\/strong>\u3002<\/p>\n

            \u4e86\u89e3\u8fd9\u4e9b\u89c4\u5219\u3001\u5e76\u4ece\u4e00\u5f00\u59cb\u5c31\u5efa\u7acb\u624e\u5b9e\u7684\u8bc1\u636e\u57fa\u7840\uff0c\u5e38\u5e38\u51b3\u5b9a\u4e86\u60a8\u662f\u83b7\u5f97\u516c\u5e73\u8d54\u507f\uff0c\u8fd8\u662f\u4e00\u65e0\u6240\u83b7\u3002<\/p>\n

            \u5728\u4e8b\u6545\u4e2d\u53d7\u4f24\uff1f\u7acb\u5373\u8054\u7cfb\u5b8b\u6c0f\u8054\u5408\u5f8b\u5e08\u4e8b\u52a1\u6240<\/strong><\/h5>\n

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