{"id":25370,"date":"2026-05-29T09:00:00","date_gmt":"2026-05-29T13:00:00","guid":{"rendered":"https:\/\/songlawfirm.com\/?p=25370"},"modified":"2026-05-29T09:00:00","modified_gmt":"2026-05-29T13:00:00","slug":"%e6%96%b0%e6%b3%bd%e8%a5%bfpip%e4%bf%9d%e9%a2%9d-5000-vs-50000-%e5%8d%8e%e8%a3%94%e5%ae%b6%e5%ba%ad%e5%bf%85%e9%a1%bb%e4%ba%86%e8%a7%a3%e7%9a%84%e9%80%89%e6%8b%a9%e6%a0%87%e5%87%86","status":"publish","type":"post","link":"https:\/\/songlawfirm.com\/zh-hans\/%e6%96%b0%e6%b3%bd%e8%a5%bfpip%e4%bf%9d%e9%a2%9d-5000-vs-50000-%e5%8d%8e%e8%a3%94%e5%ae%b6%e5%ba%ad%e5%bf%85%e9%a1%bb%e4%ba%86%e8%a7%a3%e7%9a%84%e9%80%89%e6%8b%a9%e6%a0%87%e5%87%86\/","title":{"rendered":"\u65b0\u6cfd\u897fPIP\u4fdd\u989d 5,000 vs 50,000 \u2014 \u534e\u88d4\u5bb6\u5ead\u5fc5\u987b\u4e86\u89e3\u7684\u9009\u62e9\u6807\u51c6"},"content":{"rendered":"\n<!-- \uc1a1\ub85c\ud38c Column #2 \u2014 \u4e2d\u6587(\u7b80\u4f53) -->\n<style>\n.slf-pi { font-family: -apple-system, BlinkMacSystemFont, \"PingFang SC\", \"Microsoft YaHei\", \"Hiragino Sans GB\", sans-serif; 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max-width: 380px; margin: 0 auto 20px; padding: 18px 22px; background: rgba(255,255,255,.08); border-radius: 6px; }\n.slf-pi .slf-cta .slf-cta-row { color: #fff; font-size: 15px; margin: 0 0 8px; }\n.slf-pi .slf-cta .slf-cta-row a { color: #fff; text-decoration: none; border-bottom: 1px solid rgba(255,255,255,.4); }\n.slf-pi .slf-cta a.slf-btn { display: inline-block; background: #b8860b; color: #fff; padding: 14px 28px; text-decoration: none; font-weight: 700; border-radius: 4px; font-size: 16px; }\n.slf-pi .slf-disclaimer-block { margin: 32px 0 24px; padding: 20px 24px; background: #f7f5f0; border-left: 3px solid #888; font-size: 12.5px; color: #666; }\n.slf-pi .slf-disclaimer-block .slf-disclaimer-label { font-size: 12px; font-weight: 700; color: #555; margin-bottom: 10px; letter-spacing: 1px; }\n.slf-pi .slf-disclaimer-block p { font-size: 12.5px; color: #666; margin: 0 0 10px; }\n.slf-pi .slf-disclaimer-block .slf-disclaimer-firm { color: #444; padding-top: 8px; border-top: 1px solid #e0ddd5; margin-top: 12px; }\n@media (max-width: 600px) {\n  .slf-pi h1.slf-col-h1 { font-size: 26px; }\n  .slf-pi h2.slf-col-h2 { font-size: 21px; }\n  .slf-pi p, .slf-pi ul, .slf-pi ol { font-size: 15.5px; }\n  .slf-pi table { font-size: 14px; }\n}\n<\/style>\n\n<article class=\"slf-pi\">\n  <h1 class=\"slf-col-h1\">\u65b0\u6cfd\u897fPIP\u4fdd\u989d $15,000 vs $250,000 \u2014 \u534e\u88d4\u5bb6\u5ead\u5fc5\u987b\u4e86\u89e3\u7684\u9009\u62e9\u6807\u51c6<\/h1>\n\n  <div class=\"slf-key-answer\">\n    <div class=\"slf-ka-label\">\u4e00\u53e5\u8bdd\u7b54\u6848<\/div>\n    <p>\u65b0\u6cfd\u897f\u6c7d\u8f66\u4fdd\u9669\u4e2dPIP(\u4e2a\u4eba\u4f24\u5bb3\u4fdd\u969c)\u7684\u9ed8\u8ba4\u4fdd\u989d<strong>$15,000\u4ec5\u591f\u4e00\u6b21\u6025\u8bca\u4f7f\u7528<\/strong>\u3002\u534e\u88d4\u5bb6\u5ead\u81f3\u5c11\u5e94\u9009\u62e9<strong>$75,000<\/strong>,\u5efa\u8bae\u63d0\u5347\u81f3<strong>$250,000<\/strong>\u3002\u6bcf\u6708\u4fdd\u8d39\u5dee\u5f02\u901a\u5e38\u4ec5$5-$15,\u4f46\u5728\u91cd\u5927\u4e8b\u6545\u4e2d\u53ef\u633d\u56de\u6570\u4e07\u81f3\u6570\u5341\u4e07\u7f8e\u5143\u7684\u635f\u5931\u3002<\/p>\n  <\/div>\n\n  <div class=\"slf-toc\">\n    <div class=\"slf-toc-label\">\ud83d\udcd1 \u76ee\u5f55<\/div>\n    <ol>\n      <li><a href=\"#what\">PIP\u662f\u4ec0\u4e48 \u4e3a\u4f55\u91cd\u8981<\/a><\/li>\n      <li><a href=\"#limits\">\u65b0\u6cfd\u897f5\u79cdPIP\u4fdd\u989d\u9009\u9879<\/a><\/li>\n      <li><a href=\"#cost\">$15,000\u4e3a\u4f55\u4e0d\u591f \u2014 \u5b9e\u9645\u8d39\u7528\u6848\u4f8b<\/a><\/li>\n      <li><a href=\"#primary\">Health Primary vs PIP Primary \u2014 \u4e0e\u533b\u4fdd\u7684\u8854\u63a5<\/a><\/li>\n      <li><a href=\"#basic\">\u7edd\u5bf9\u4e0d\u8981\u8d2d\u4e70&#8221;Basic Policy&#8221;<\/a><\/li>\n      <li><a href=\"#raise\">\u5982\u4f55\u63d0\u9ad8\u4fdd\u989d<\/a><\/li>\n      <li><a href=\"#faq\">\u5e38\u89c1\u95ee\u9898<\/a><\/li>\n    <\/ol>\n  <\/div>\n\n  <h2 id=\"what\" class=\"slf-col-h2\">1. PIP\u662f\u4ec0\u4e48 \u4e3a\u4f55\u91cd\u8981<\/h2>\n  <p>PIP(Personal Injury Protection,\u4e2a\u4eba\u4f24\u5bb3\u4fdd\u969c)\u662f\u65b0\u6cfd\u897f\u65e0\u8fc7\u9519(no-fault)\u6c7d\u8f66\u4fdd\u9669\u4f53\u7cfb\u7684\u6838\u5fc3,<strong>\u65e0\u8bba\u4e8b\u6545\u8d23\u4efb\u5728\u8c01,\u5747\u7531\u60a8\u672c\u4eba\u4fdd\u5355\u76f4\u63a5\u652f\u4ed8\u533b\u7597\u8d39\u548c\u8bef\u5de5\u635f\u5931<\/strong>\u3002\u5373\u4f7f\u5bf9\u65b9\u4fdd\u9669\u516c\u53f8\u62d2\u7edd\u627f\u62c5\u8d23\u4efb\u6216\u6848\u4ef6\u5b58\u5728\u4e89\u8bae,PIP\u4ecd\u4f1a\u7acb\u5373\u542f\u52a8\u3002<\/p>\n  <p>\u65b0\u6cfd\u897f\u5dde\u6240\u6709\u6ce8\u518c\u8f66\u8f86\u5747\u987b\u4f9d\u6cd5\u6295\u4fddPIP\u3002\u4fdd\u969c\u8303\u56f4\u4e0d\u4ec5\u6db5\u76d6\u60a8\u672c\u4eba,\u8fd8\u5305\u62ec\u540c\u4f4f\u5bb6\u5c5e\u3001\u8f66\u4e0a\u4e58\u5ba2,\u751a\u81f3\u88ab\u60a8\u8f66\u8f86\u649e\u4f24\u7684\u884c\u4eba\u3002<\/p>\n\n  <h2 id=\"limits\" class=\"slf-col-h2\">2. \u65b0\u6cfd\u897f5\u79cdPIP\u4fdd\u989d\u9009\u9879<\/h2>\n  <table>\n    <thead>\n      <tr><th>\u4fdd\u989d<\/th><th>\u6bcf\u6708\u589e\u52a0\u4fdd\u8d39(\u5e73\u5747)<\/th><th>\u63a8\u8350\u5bf9\u8c61<\/th><\/tr>\n    <\/thead>\n    <tbody>\n      <tr><td>$15,000(\u9ed8\u8ba4)<\/td><td>$0<\/td><td>\u4e0d\u63a8\u8350<\/td><\/tr>\n      <tr><td>$50,000<\/td><td>\u7ea6 $3-$6<\/td><td>\u5355\u8eab\u3001\u5e74\u8f7b\u9a7e\u9a76\u8005<\/td><\/tr>\n      <tr><td>$75,000<\/td><td>\u7ea6 $5-$9<\/td><td><strong>\u534e\u88d4\u5bb6\u5ead\u7684\u6807\u51c6\u63a8\u8350<\/strong><\/td><\/tr>\n      <tr><td>$150,000<\/td><td>\u7ea6 $9-$14<\/td><td>\u6709\u5b50\u5973\u6216\u8001\u5e74\u5bb6\u5c5e\u540c\u4e58<\/td><\/tr>\n      <tr><td>$250,000(\u6700\u9ad8)<\/td><td>\u7ea6 $12-$20<\/td><td><strong>Song Law Firm \u5f3a\u70c8\u63a8\u8350<\/strong><\/td><\/tr>\n    <\/tbody>\n  <\/table>\n  <p>\u4fdd\u8d39\u5dee\u8ddd\u4e0d\u5927,\u662f\u56e0\u4e3aPIP<strong>\u4ec5\u5728\u4e8b\u6545\u53d1\u751f\u65f6\u542f\u52a8<\/strong>,\u5e73\u65f6\u4e0d\u4ea7\u751f\u6210\u672c,\u6240\u4ee5\u4fdd\u9669\u516c\u53f8\u63d0\u9ad8\u4fdd\u989d\u7684\u8d1f\u62c5\u4e5f\u8f83\u5c0f\u3002<\/p>\n\n  <h2 id=\"cost\" class=\"slf-col-h2\">3. $15,000\u4e3a\u4f55\u4e0d\u591f \u2014 \u5b9e\u9645\u8d39\u7528\u6848\u4f8b<\/h2>\n  <p>\u534e\u88d4\u5f53\u4e8b\u4eba\u7ecf\u5e38\u4f1a\u95ee:&#8221;$15,000\u4e0d\u591f\u7528\u5417?&#8221; \u5957\u7528\u65b0\u6cfd\u897f\u6025\u8bca\u5ba4\u5e73\u5747\u8d39\u7528\u4fbf\u53ef\u77e5\u7b54\u6848\u3002<\/p>\n  <table>\n    <thead>\n      <tr><th>\u9879\u76ee<\/th><th>NJ\u5e73\u5747\u8d39\u7528<\/th><th>$15K\u4f59\u989d<\/th><\/tr>\n    <\/thead>\n    <tbody>\n      <tr><td>\u6551\u62a4\u8f66<\/td><td>$1,200 \u2013 $2,500<\/td><td>$12,500<\/td><\/tr>\n      <tr><td>\u6025\u8bca\u5c31\u8bca + \u5f71\u50cf\u68c0\u67e5<\/td><td>$3,500 \u2013 $8,000<\/td><td>$4,500<\/td><\/tr>\n      <tr><td>1\u6b21CT\u6216MRI<\/td><td>$2,500 \u2013 $4,500<\/td><td>$0 \u2013 $2,000<\/td><\/tr>\n      <tr><td>\u4f4f\u96621\u665a + \u76d1\u62a4<\/td><td>$3,000 \u2013 $6,000<\/td><td><strong>\u7acb\u523b\u8d85\u8fc7\u4fdd\u989d<\/strong><\/td><\/tr>\n    <\/tbody>\n  <\/table>\n  <div class=\"slf-callout\">\n    <strong>PIP $15,000\u4e00\u65e6\u7528\u5b8c,<\/strong>\u8d85\u989d\u90e8\u5206\u9700\u7531\u60a8\u672c\u4eba\u533b\u4fdd\u652f\u4ed8,\u65e0\u533b\u4fdd\u65f6\u5219\u9700\u81ea\u8d39\u3002\u52a0\u4e0a\u540e\u7eed\u590d\u5065\u3001\u63a8\u62ff\u3001\u6b62\u75db\u9488\u7b49\u8d39\u7528,\u91cd\u5927\u4e8b\u6545\u4e2d\u4fdd\u989d\u5f80\u5f80\u4e0d\u5230\u4e00\u4e2a\u6708\u4fbf\u4f1a\u8017\u5c3d\u3002\n  <\/div>\n\n  <h2 id=\"primary\" class=\"slf-col-h2\">4. Health Primary vs PIP Primary \u2014 \u4e0e\u533b\u4fdd\u7684\u8854\u63a5<\/h2>\n  <p>\u5982\u679c\u60a8\u53e6\u6709\u533b\u4fdd(\u96c7\u4e3b\u533b\u4fdd\u3001Marketplace\u7b49),\u65b0\u6cfd\u897f\u5141\u8bb8\u60a8\u9009\u62e9<strong>&#8220;Health Primary&#8221;<\/strong>\u4ee5\u964d\u4f4ePIP\u4fdd\u8d39\u3002\u4f46\u6b64\u9009\u9879\u5b58\u5728\u9690\u60a3\u3002<\/p>\n  <ul>\n    <li>\u9009\u62e9 Health Primary \u2192 \u533b\u7597\u8d39<strong>\u4f18\u5148\u7531\u60a8\u7684\u533b\u4fdd\u652f\u4ed8<\/strong><\/li>\n    <li>\u533b\u4fdd\u7684 deductible(\u514d\u8d54\u989d)\u3001copay(\u81ea\u4ed8\u989d)\u3001\u7f51\u7edc\u9650\u5236\u5168\u90e8\u9002\u7528<\/li>\n    <li>\u4e4b\u540e\u5411\u8087\u4e8b\u65b9\u8ffd\u507f\u65f6,\u60a8\u7684\u533b\u4fdd\u516c\u53f8\u4f1a\u4e3b\u5f20<strong>\u4ee3\u4f4d\u6743(subrogation)<\/strong>\u8ffd\u56de(\u6839\u636e\u4fdd\u5355\u4e0d\u540c\u4f1a\u6709\u5dee\u5f02)<\/li>\n    <li>\u9009\u62e9 PIP Primary \u2192 PIP\u4f18\u5148\u652f\u4ed8,\u672c\u4eba\u8d1f\u62c5\u6700\u4f4e<\/li>\n  <\/ul>\n  <div class=\"slf-callout\">\n    <strong>Song Law Firm\u5efa\u8bae:<\/strong> \u9664Medicare\u6295\u4fdd\u4eba\u7b49\u7279\u6b8a\u60c5\u51b5\u5916,\u534e\u88d4\u5bb6\u5ead<strong>\u7ef4\u6301PIP Primary<\/strong>\u6700\u5b89\u5168\u3002\u533b\u4fdd\u516c\u53f8\u7684\u4ee3\u4f4d\u6743\u8ffd\u507f\u4f1a\u4ece\u6700\u7ec8\u548c\u89e3\u91d1\u4e2d\u76f4\u63a5\u6263\u9664,\u53cd\u800c\u51cf\u5c11\u60a8\u7684\u5b9e\u9645\u6240\u5f97\u3002\n  <\/div>\n\n  <h2 id=\"basic\" class=\"slf-col-h2\">5. \u7edd\u5bf9\u4e0d\u8981\u8d2d\u4e70&#8221;Basic Policy&#8221;<\/h2>\n  <p>\u65b0\u6cfd\u897f\u4ee5\u4fdd\u8d39\u6602\u8d35\u8457\u79f0,\u56e0\u6b64\u5e38\u89c1\u4ee5\u4ef7\u683c\u4e3a\u5356\u70b9\u7684\u5e7f\u544a\u4f1a\u63a8\u9500&#8221;Basic Policy&#8221;\u3002PIP\u4ec5<strong>$15,000<\/strong>,\u800c\u4e14<strong>\u8bc9\u8bbc\u6743(Right to Sue)<\/strong>\u5b9e\u9645\u4e0a\u53d7\u5230\u6781\u5927\u9650\u5236\u3002<\/p>\n  <ul>\n    <li>\u5bf9\u6b63\u5f53\u4f24\u5bb3\u7684\u75bc\u75db\u4e0e\u7cbe\u795e\u635f\u5bb3\u8d54\u507f\u51e0\u4e4e\u65e0\u6cd5\u4e3b\u5f20<\/li>\n    <li>UM\/UIM\u4fdd\u969c\u8584\u5f31\u6216\u4e0d\u5b58\u5728<\/li>\n    <li>\u6bcf\u6708\u8282\u7701$30-$50,\u4f46\u5728\u91cd\u5927\u4e8b\u6545\u4e2d\u53ef\u80fd\u635f\u5931\u6570\u5341\u4e07<\/li>\n  <\/ul>\n  <div class=\"slf-callout\">\n    <strong>Basic Policy\u662f\u65b0\u6cfd\u897f\u6700\u5371\u9669\u7684\u6c7d\u8f66\u4fdd\u9669\u9009\u62e9\u3002<\/strong>\u6bcf\u5e74\u90fd\u6709\u534e\u88d4\u5f53\u4e8b\u4eba\u56e0&#8221;\u4e3a\u7701\u4fdd\u8d39\u6295\u4fddBasic&#8221;\u800c\u4e8b\u6545\u540e\u51e0\u4e4e\u65e0\u6cd5\u83b7\u8d54\u3002<strong>\u8bf7\u52a1\u5fc5\u9009\u62e9&#8221;Standard Policy&#8221;\u3002<\/strong>\n  <\/div>\n\n  <h2 id=\"raise\" class=\"slf-col-h2\">6. \u5982\u4f55\u63d0\u9ad8\u4fdd\u989d<\/h2>\n  <ol>\n    <li>\u67e5\u627e\u60a8\u7684\u6c7d\u8f66\u4fdd\u5355Declarations Page \u2014 \u627e\u5230&#8221;PIP&#8221;\u4e00\u680f<\/li>\n    <li>\u81f4\u7535\u4fdd\u9669\u4ee3\u7406\u4eba:&#8221;\u8bf7\u5c06PIP\u4fdd\u989d\u63d0\u9ad8\u5230$250,000,UM\/UIM\u4e5f\u63d0\u9ad8\u5230$100,000\/$300,000&#8243;<\/li>\n    <li>\u9886\u53d6\u5e76\u4fdd\u7ba1\u65b0\u7684\u4fdd\u5355<\/li>\n    <li>\u786e\u8ba4\u6bcf\u6708\u4fdd\u8d39\u589e\u52a0\u91d1\u989d(\u901a\u5e38$15-$30)<\/li>\n  <\/ol>\n  <div class=\"slf-callout\">\n    <strong>\u4e8b\u6545\u53d1\u751f\u540e\u65e0\u6cd5\u518d\u63d0\u9ad8\u4fdd\u989d\u3002<\/strong> \u501f\u6b64\u673a\u4f1a,\u4eca\u5929\u5c31\u628a\u60a8\u7684\u4fdd\u5355\u62ff\u51fa\u6765\u68c0\u67e5\u4e00\u4e0b\u5427\u3002\n  <\/div>\n\n  <h2 id=\"faq\" class=\"slf-col-h2 slf-faq-section\">\u5e38\u89c1\u95ee\u9898<\/h2>\n  <details class=\"slf-q\">\n    <summary>PIP $15,000\u7528\u5b8c\u4e86\u600e\u4e48\u529e?<\/summary>\n    <div class=\"slf-a\">\u8d85\u989d\u90e8\u5206\u7531\u60a8\u533b\u4fdd\u652f\u4ed8,\u65e0\u533b\u4fdd\u6216\u533b\u4fdd\u8d85\u9650\u65f6\u5219\u9700\u81ea\u8d39\u3002\u65e5\u540e\u5411\u8087\u4e8b\u65b9\u8ffd\u507f\u65f6,\u533b\u4fdd\u516c\u53f8\u7684\u4ee3\u4f4d\u6743\u8ffd\u507f\u4f1a\u4ece\u548c\u89e3\u91d1\u4e2d\u6263\u9664,<strong>\u6700\u7ec8\u5b9e\u9645\u6240\u5f97\u53cd\u800c\u51cf\u5c11<\/strong>\u3002<\/div>\n  <\/details>\n  <details class=\"slf-q\">\n    <summary>\u6709\u533b\u4fdd\u7684\u8bdd\u53ef\u4ee5\u964d\u4f4ePIP\u4fdd\u989d\u5417?<\/summary>\n    <div class=\"slf-a\">\u4e0d\u63a8\u8350\u3002\u533b\u4fdd\u7684\u514d\u8d54\u989d\u3001\u81ea\u4ed8\u989d\u3001\u7f51\u7edc\u9650\u5236\u90fd\u4f1a\u9002\u7528,\u4e14\u65e5\u540e\u4ee3\u4f4d\u6743\u8ffd\u507f\u4f1a\u4ece\u548c\u89e3\u91d1\u4e2d\u6263\u9664\u3002PIP Primary\u7ef4\u6301\u73b0\u72b6\u5bf9\u5927\u591a\u6570\u534e\u88d4\u5bb6\u5ead\u6700\u5b89\u5168\u3002<\/div>\n  <\/details>\n  <details class=\"slf-q\">\n    <summary>\u4e2d\u56fd\u533b\u4fdd\u5bf9\u65b0\u6cfd\u897fPIP\u6709\u5f71\u54cd\u5417?<\/summary>\n    <div class=\"slf-a\">\u6ca1\u6709\u3002\u4e2d\u56fd\u533b\u4fdd\u4e0e\u65b0\u6cfd\u897fPIP\u65e0\u5173,\u5728\u4e2d\u56fd\u63a5\u53d7\u7684\u6cbb\u7597\u8d39\u9700\u53e6\u884c\u7533\u62a5\u3002\u4e8b\u6545\u540e\u4e34\u65f6\u56de\u56fd\u671f\u95f4\u63a5\u53d7\u7684\u6cbb\u7597\u9700\u4ee5\u82f1\u6587\u75c5\u5386\u7ffb\u8bd1\u516c\u8bc1\u540e\u65b9\u53ef\u53cd\u6620\u5230PIP\u6216\u548c\u89e3\u91d1\u4e2d\u3002<\/div>\n  <\/details>\n  <details class=\"slf-q\">\n    <summary>PIP\u6db5\u76d6\u4e2d\u533b\u3001\u9488\u7078\u5417?<\/summary>\n    <div class=\"slf-a\">\u6db5\u76d6\u3002\u65b0\u6cfd\u897fPIP\u627f\u4fdd\u533b\u5b66\u4e0a\u5fc5\u8981\u7684\u4e2d\u533b\u3001\u9488\u7078\u3001\u63a8\u62ff\u6cbb\u7597\u3002\u4f46\u9700<strong>\u65b0\u6cfd\u897f\u6267\u7167\u7684\u533b\u5e08<\/strong>\u8bca\u6cbb,\u4e14\u9700\u6709\u5b8c\u6574\u6cbb\u7597\u8ba1\u5212\u4e66\u548c\u5b9a\u671f\u75c5\u5386,\u4ee5\u514d\u4fdd\u9669\u516c\u53f8\u62d2\u8d54\u3002<\/div>\n  <\/details>\n  <details class=\"slf-q\">\n    <summary>\u5bb6\u5ead\u4fdd\u989d\u548c\u672c\u4eba\u4fdd\u989d\u54ea\u4e2a\u5148\u542f\u52a8?<\/summary>\n    <div class=\"slf-a\">\u5982\u679c\u60a8\u5f53\u65f6\u662f\u9a7e\u8f66\u4eba,<strong>\u672c\u4eba\u8f66\u8f86PIP\u4f18\u5148<\/strong>;\u5982\u679c\u662f\u4e58\u5ba2\/\u884c\u4eba,\u5219\u53ef\u80fd\u9002\u7528\u5176\u4ed6\u8f66\u8f86\u6216\u5bb6\u5ead\u4fdd\u5355\u7684PIP\u3002\u4f18\u5148\u987a\u5e8f\u53d6\u51b3\u4e8e\u4e8b\u6545\u7c7b\u578b\u548c\u5c45\u4f4f\u5173\u7cfb,\u5efa\u8bae\u5411\u5f8b\u5e08\u54a8\u8be2\u3002<\/div>\n  <\/details>\n\n  <div class=\"slf-cta\">\n    <h3>\u68c0\u67e5\u60a8\u7684PIP\u4fdd\u989d \u2014 \u514d\u8d39\u54a8\u8be2<\/h3>\n    <p>\u4e00\u5f20\u4fdd\u5355\u51b3\u5b9a\u4e86\u4e8b\u6545\u4e2d\u7684\u8d54\u507f\u89c4\u6a21\u3002<\/p>\n    <div class=\"slf-cta-contacts\">\n      <div class=\"slf-cta-row\">\ud83d\udcde \u7535\u8bdd: <a href=\"tel:+12014610031\"><strong>201-461-0031<\/strong><\/a><\/div>\n      <div class=\"slf-cta-row\">\ud83d\udcac \u5fae\u4fe1\u516c\u4f17\u53f7: <strong>Song Law Firm<\/strong><\/div>\n      <div class=\"slf-cta-row\">\ud83d\udce7 \u90ae\u7bb1: <a href=\"mailto:mail@songlawfirm.com\">mail@songlawfirm.com<\/a><\/div>\n      <div class=\"slf-cta-row\">\ud83c\udf10 \u7f51\u7ad9: <a href=\"https:\/\/www.songlawfirm.com\">www.songlawfirm.com<\/a><\/div>\n    <\/div>\n    <a href=\"tel:+12014610031\" class=\"slf-btn\">\ud83d\udcde \u7acb\u5373\u6765\u7535<\/a>\n  <\/div>\n\n  <div class=\"slf-disclaimer-block\">\n    <div class=\"slf-disclaimer-label\">\u2696\ufe0f \u514d\u8d23\u58f0\u660e<\/div>\n    <p>\u672c\u4e13\u680f\u4ec5\u4ee5\u63d0\u4f9b\u4e00\u822c\u6027\u8d44\u8baf\u4e3a\u76ee\u7684,\u5e76\u975e\u5177\u4f53\u7684\u6cd5\u5f8b\u610f\u89c1\u3002\u9605\u8bfb\u672c\u4e13\u680f\u672c\u8eab\u5e76\u4e0d\u6784\u6210\u5f8b\u5e08\u4e0e\u5f53\u4e8b\u4eba\u4e4b\u95f4\u7684\u59d4\u6258\u5173\u7cfb\u3002\u6240\u6709\u4eba\u8eab\u4f24\u5bb3\u6848\u4ef6\u56e0\u4e8b\u5b9e\u80cc\u666f\u3001\u4f24\u5bb3\u7a0b\u5ea6\u3001\u4fdd\u9669\u4fdd\u989d\u7b49\u5177\u4f53\u60c5\u51b5\u4e0d\u540c,\u7ed3\u679c\u4f1a\u6709\u6240\u5dee\u5f02;\u672c\u4e13\u680f\u6240\u8ff0\u6848\u4f8b\u6216\u7ed3\u679c\u4e0d\u4fdd\u8bc1\u60a8\u80fd\u83b7\u5f97\u76f8\u540c\u7ed3\u679c\u3002\u5177\u4f53\u6cd5\u5f8b\u5efa\u8bae\u8bf7\u76f4\u63a5\u54a8\u8be2\u5f8b\u5e08\u3002<\/p>\n    <p>\u672c\u4e13\u680f\u4e3aSong Law Firm(\u5728\u65b0\u6cfd\u897f\u5dde\u53ca\u7ebd\u7ea6\u5dde\u6ce8\u518c\u7684\u5f8b\u5e08\u4e8b\u52a1\u6240)\u7684\u5f8b\u5e08\u5e7f\u544a,\u9075\u5b88NJ\u53caNY\u300a\u5f8b\u5e08\u804c\u4e1a\u884c\u4e3a\u89c4\u5219\u300b(Rules of Professional Conduct)\u3002<\/p>\n    <p class=\"slf-disclaimer-firm\"><strong>Song Law Firm<\/strong> | Parker Plaza, 400 Kelby St, 19th Floor, Fort Lee, NJ 07024 | 201-461-0031 | mail@songlawfirm.com<\/p>\n  <\/div>\n<\/article>\n\n<script type=\"application\/ld+json\">\n{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"headline\":\"\u65b0\u6cfd\u897fPIP\u4fdd\u989d $15,000 vs $250,000 \u2014 \u534e\u88d4\u5bb6\u5ead\u5fc5\u987b\u4e86\u89e3\u7684\u9009\u62e9\u6807\u51c6\",\"description\":\"\u65b0\u6cfd\u897fPIP\u9ed8\u8ba4\u4fdd\u989d$15,000\u4ec5\u591f\u4e00\u6b21\u6025\u8bca\u4f7f\u7528\u3002\u534e\u88d4\u5bb6\u5ead\u81f3\u5c11$75,000,\u5efa\u8bae$250,000\u3002Song Law 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\u2014 [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":25358,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center 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