{"id":25874,"date":"2026-06-07T21:25:10","date_gmt":"2026-06-08T01:25:10","guid":{"rendered":"https:\/\/songlawfirm.com\/business-closure-150k-zh\/"},"modified":"2026-06-07T21:25:10","modified_gmt":"2026-06-08T01:25:10","slug":"business-closure-150k-zh","status":"publish","type":"post","link":"https:\/\/songlawfirm.com\/zh-hans\/business-closure-150k-zh\/","title":{"rendered":"\u75ab\u60c5\u540e\u4f01\u4e1a\u5012\u95ed,\u89e3\u51b3 $150,000 \u4e2a\u4eba\u8d23\u4efb"},"content":{"rendered":"<h3><b>\u75ab\u60c5\u540e\u4f01\u4e1a\u5012\u95ed \u2014 \u89e3\u51b3 $150,000 \u4e2a\u4eba\u8fde\u5e26\u8d23\u4efb<\/b><\/h3>\n<p><b>[\u6848\u4ef6\u6982\u8981]<\/b> \u7ecf\u8425\u4e86 12 \u5e74\u7684\u9910\u5385\u4e1a\u4e3b\u5728 COVID-19 \u75ab\u60c5\u671f\u95f4\u88ab\u8feb\u6c38\u4e45\u5173\u5e97\u3002\u4f46\u5546\u4e1a\u79df\u7ea6\u3001\u8bbe\u5907\u79df\u8d41\u4e0e\u5546\u4e1a\u8d37\u6b3e\u90fd\u5305\u542b <b>\u4e2a\u4eba\u8fde\u5e26\u62c5\u4fdd(Personal Guarantee)<\/b>,\u5173\u5e97\u540e\u7ea6 $150,000 \u7684\u4e2a\u4eba\u8d23\u4efb\u4ecd\u672a\u89e3\u51b3\u3002<\/p>\n<p><b>[\u6f5c\u5728\u98ce\u9669]<\/b><\/p>\n<ul>\n<li>\u623f\u4e1c $80,000 \u672a\u4ed8\u79df\u91d1\u8bc9\u8bbc<\/li>\n<li>\u8bbe\u5907\u79df\u8d41\u516c\u53f8 $35,000 \u7d22\u8d54<\/li>\n<li>SBA \u8d37\u6b3e $25,000 \u4f59\u989d<\/li>\n<li>\u4f9b\u5e94\u5546\u8d26\u6237 $10,000 \u62d6\u6b20<\/li>\n<li>\u4e2a\u4eba\u4fe1\u7528\u8bc4\u5206\u5927\u5e45\u4e0b\u964d<\/li>\n<\/ul>\n<p><b>[\u5b8b\u6c0f\u5f8b\u5e08\u4e8b\u52a1\u6240\u7b56\u7565]<\/b><\/p>\n<ul>\n<li><b>\u503a\u6743\u4eba\u8c08\u5224 (Pre-Bankruptcy Workout):<\/b> \u4e0e\u6bcf\u5bb6\u503a\u6743\u4eba\u9010\u4e00\u534f\u5546,\u57fa\u4e8e\u4e0d\u53ef\u6297\u529b(COVID \u653f\u5e9c\u5173\u5e97\u4ee4)\u4e0e\u4f01\u4e1a\u8d44\u4ea7\u5df2\u6e05\u7b97\u7684\u4e8b\u5b9e\u4e3b\u5f20\u6298\u6263<\/li>\n<li><b>SBA \u8d37\u6b3e OIC (Offer in Compromise):<\/b> \u63d0\u4ea4\u8d22\u52a1\u56f0\u96be\u9648\u8ff0,\u83b7\u5f97 SBA \u6279\u51c6\u4ee5 $5,000 \u4e00\u6b21\u6027\u7ed3\u6e05 $25,000 \u4f59\u989d<\/li>\n<li><b>\u79df\u8d41\u516c\u53f8\u534f\u5546:<\/b> \u4e0e\u623f\u4e1c\u534f\u5546\u4ee5 $20,000 \u4e00\u6b21\u6027\u7ed3\u6e05 $80,000 \u7d22\u8d54 (75% \u524a\u51cf)<\/li>\n<li><b>\u4e2a\u4eba\u7834\u4ea7\u5206\u6790:<\/b> \u8bc4\u4f30 Chapter 7 vs. \u8c08\u5224\u65b9\u6848,\u786e\u8ba4\u8c08\u5224\u8def\u5f84\u66f4\u4f18<\/li>\n<\/ul>\n<p><b>[\u7ed3\u679c]<\/b> \u603b\u503a\u52a1 $150,000 \u901a\u8fc7\u8c08\u5224\u524a\u51cf\u81f3 <b>$38,000<\/b>(75% \u51cf\u514d),\u5e76\u4ee5 12 \u4e2a\u6708\u5206\u671f\u507f\u8fd8\u3002\u5ba2\u6237\u907f\u514d\u4e86\u7834\u4ea7,\u4fe1\u7528\u8bc4\u5206\u5728 24 \u4e2a\u6708\u5185\u9010\u6b65\u6062\u590d,\u5f97\u4ee5\u91cd\u65b0\u521b\u4e1a\u3002<\/p>\n<p><b>\u5b8b\u6c0f\u5f8b\u5e08\u4e8b\u52a1\u6240<\/b><\/p>\n<ul>\n<li><b>\ud83d\udccd \u5730\u5740:<\/b> Parker Plaza, 400 Kelby St, 19th Floor, Fort Lee, NJ 07024<\/li>\n<li><b>\ud83d\udcde \u7535\u8bdd:<\/b> (201) 461-0031<\/li>\n<li><b>\ud83d\udce7 \u90ae\u7bb1:<\/b> office@songlawfirm.com<\/li>\n<li><b>\ud83c\udf10 \u7f51\u7ad9:<\/b> <a href=\"https:\/\/www.songlawfirm.com\/\">www.songlawfirm.com<\/a><\/li>\n<\/ul>\n<p><i><b>\u514d\u8d23\u58f0\u660e:<\/b>\u6b64\u524d\u7ed3\u679c\u4e0d\u4fdd\u8bc1\u7c7b\u4f3c\u7ed3\u679c\u3002\u672c\u5185\u5bb9\u57fa\u4e8e\u4e00\u822c\u6cd5\u5f8b\u60c5\u5883\u4e0e\u8fc7\u5f80\u6848\u4f8b,\u4e0d\u6784\u6210\u6cd5\u5f8b\u5efa\u8bae\u3002\u8bf7\u5c31\u60a8\u7684\u5177\u4f53\u60c5\u51b5\u54a8\u8be2\u5f8b\u5e08\u3002<\/i><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u75ab\u60c5\u540e\u4f01\u4e1a\u5012\u95ed \u2014 \u89e3\u51b3 $150,000 \u4e2a\u4eba\u8fde\u5e26\u8d23\u4efb [ [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":24077,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center 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