{"id":25915,"date":"2026-06-07T22:54:43","date_gmt":"2026-06-08T02:54:43","guid":{"rendered":"https:\/\/songlawfirm.com\/pedestrian-accident-zh\/"},"modified":"2026-06-07T22:54:43","modified_gmt":"2026-06-08T02:54:43","slug":"pedestrian-accident-zh","status":"publish","type":"post","link":"https:\/\/songlawfirm.com\/zh-hans\/pedestrian-accident-zh\/","title":{"rendered":"NY\u00b7NJ \u884c\u4eba\u4e8b\u6545 \u2014 \u5e94\u5bf9\u65b9\u6cd5\u4e0e\u8d54\u507f\u83b7\u53d6"},"content":{"rendered":"<h2><b>NY\u00b7NJ \ubcf4\ud589\uc790 \uc0ac\uace0 \u2014 \ub300\ucc98 \ubc29\ubc95\uacfc \ubcf4\uc0c1 \uccad\uad6c<\/b><\/h2>\n<p>NY\u00b7NJ \uc758 \ubcf4\ud589\uc790 \uc0ac\uace0\ub294 \ub9e4\ub144 \uc218\ucc9c \uac74 \ubc1c\uc0dd. \ucc28\ub7c9 \uc6b4\uc804\uc790\ubcf4\ub2e4 \ubcf4\ud589\uc790\uc758 \ubd80\uc0c1\uc774 \ud6e8\uc52c \uc2ec\uac01 \u2014 \ud3c9\uade0 $50K-500K+ \uc758\ub8cc\ube44. \ubcf8\ubb38\uc740 NJ\u00b7NY \ubc95\uc5d0 \ub530\ub978 \ubcf4\ud589\uc790\uc758 \uad8c\ub9ac\uc640 \uccad\uad6c \uc808\ucc28\ub97c \uc815\ub9ac.<\/p>\n<h2><b>1. \ud1b5\uacc4 \u2014 NJ\u00b7NY \ud604\ud669<\/b><\/h2>\n<ul>\n<li>NY \uc2dc \u2014 \ub9e4\ub144 \uc57d 10,000 \uba85 \ubcf4\ud589\uc790 \ubd80\uc0c1<\/li>\n<li>NJ \u2014 \ub9e4\ub144 \uc57d 5,500 \uac74 \ubcf4\ud589\uc790 \uc0ac\uace0<\/li>\n<li>\uc0ac\ub9dd \u2014 \uc57d 60% \uc6b4\uc804\uc790 \uacfc\uc2e4<\/li>\n<li>\uace0\uc704\ud5d8 \u2014 \uad50\ucc28\ub85c\u00b7\ud6a1\ub2e8\ubcf4\ub3c4\u00b7\ub178\uc57d\uc790<\/li>\n<\/ul>\n<h2><b>2. \ubcf4\ud589\uc790 \uc6b0\uc120 \u2014 \ubc95\uc801 \uae30\ubcf8 \uc6d0\uce59<\/b><\/h2>\n<ul>\n<li>\ud6a1\ub2e8\ubcf4\ub3c4 \u2014 \ubcf4\ud589\uc790 \uc6b0\uc120 (no walk light \uc2dc\ub3c4 \uc608\uc678 \uc788\uc74c)<\/li>\n<li>\ub179\uc0c9 \/ \ubcf4\ud589 \uc2e0\ud638 \u2014 \ubcf4\ud589\uc790 \uc808\ub300 \uc6b0\uc120<\/li>\n<li>\uc6b4\uc804\uc790 \u2014 \ud6a1\ub2e8\ubcf4\ub3c4 \uc778\uc811 \uc2dc \ubcf4\ud589\uc790 \ubcf4\ud638 \uc758\ubb34<\/li>\n<li>\ud559\uad50 \uad6c\uc5ed\u00b7\ub178\uc57d\uc790 \uad6c\uc5ed \u2014 \ucd94\uac00 \uc8fc\uc758 \uc758\ubb34<\/li>\n<\/ul>\n<h2><b>3. NJ \ubc95 \u2014 \ubcf4\ud589\uc790 \uad8c\ub9ac<\/b><\/h2>\n<ul>\n<li><b>NJ Comparative Negligence:<\/b> \ubcf8\uc778 \uacfc\uc2e4 50% \ubbf8\ub9cc \u2014 \uccad\uad6c \uac00\ub2a5<\/li>\n<li><b>NJ PIP \u2014 \ubcf4\ud589\uc790 \uc801\uc6a9:<\/b> \ubcf8\uc778 \ucc28\ub7c9 \ubcf4\ud5d8 \u2014 \ubcf4\ud589 \uc911 \uc0ac\uace0\uc5d0\ub3c4 PIP $250K \uc801\uc6a9<\/li>\n<li><b>\uc6b4\uc804\uc790 \ubcf4\ud5d8 \u2014 \ucc45\uc784 \ubcf4\ud5d8:<\/b> \ucd5c\uc18c $15K &#8211; \uc77c\ubc18 $250K-1M<\/li>\n<li><b>UM \/ UIM \u2014 \ube91\uc18c\ub2c8\u00b7\ubb34\ubcf4\ud5d8 \uc2dc<\/b><\/li>\n<\/ul>\n<h2><b>4. NY \ubc95 \u2014 \ubcf4\ud589\uc790 \uad8c\ub9ac<\/b><\/h2>\n<ul>\n<li><b>NY Pure Comparative Negligence:<\/b> \ubcf8\uc778 \uacfc\uc2e4 99% \u2014 1% \uccad\uad6c \uac00\ub2a5<\/li>\n<li><b>NY No-Fault PIP:<\/b> \uc6b4\uc804\uc790 \ubcf4\ud5d8 \u2192 \ubcf4\ud589\uc790\uc5d0\uac8c\ub3c4 $50K \uc758\ub8cc\ube44<\/li>\n<li><b>&#8220;Serious Injury&#8221; Threshold:<\/b> \ud1b5\uc99d \uc190\uc0c1 \uccad\uad6c \u2014 \uc601\uad6c\u00b7\uc911\ub300 \ubd80\uc0c1 \ud544\uc694<\/li>\n<li><b>UM \/ UIM \u2014 SUM \uac00\uc785 \uc2dc<\/b><\/li>\n<\/ul>\n<h2><b>5. \uc0ac\uace0 \ud6c4 \uc989\uc2dc \ud560 \uc77c<\/b><\/h2>\n<ol>\n<li><b>\uc751\uae09\uc2e4 + 911 \u2014 \uc808\ub300 \uac70\ubd80 \uae08\uc9c0<\/b><\/li>\n<li><b>\uacbd\ucc30 \uc0ac\uace0 \ubcf4\uace0\uc11c \u2014 \uc6b4\uc804\uc790\u00b7\uc99d\uc778\u00b7\uc704\uce58<\/b><\/li>\n<li><b>\ud604\uc7a5 \uc0ac\uc9c4 \u2014 \uac00\ub2a5 \uc2dc:<\/b> \ucc28\ub7c9\u00b7\ub3c4\ub85c\u00b7\uc2e0\ud638\ub4f1\u00b7\uc790\uc2e0<\/li>\n<li><b>\uc99d\uc778 \u2014 \uc5f0\ub77d\ucc98 + \uc9e7\uc740 \uc9c4\uc220\uc11c<\/b><\/li>\n<li><b>\uc6b4\uc804\uc790 \ubcf4\ud5d8 \uc815\ubcf4 \u2014 \uba74\ud5c8\u00b7\ucc28\ub7c9\u00b7\ubcf4\ud5d8\uc0ac<\/b><\/li>\n<li><b>\uc758\ub8cc \uc9c4\ub8cc \u2014 \ub2a6\uc740 \ud1b5\uc99d\ub3c4 \uc2e0\uace0<\/b><\/li>\n<li><b>\ubcf8\uc778 \ubcf4\ud5d8 \ud1b5\uc9c0 \u2014 \ucc28\ub7c9 \ubcf4\ud5d8\uc5d0 \ubcf4\ud589 \uc0ac\uace0 \uc2e0\uace0<\/b><\/li>\n<li><b>\ubcc0\ud638\uc0ac \uc0c1\ub2f4 \u2014 \ube60\ub97c\uc218\ub85d \uc88b\uc74c (\uc2dc\ud6a8 NJ 2 \ub144 \/ NY 3 \ub144)<\/b><\/li>\n<\/ol>\n<h2><b>6. \uc190\ud574 \uccad\uad6c \uac00\ub2a5 \ud56d\ubaa9<\/b><\/h2>\n<ul>\n<li>\uc758\ub8cc\ube44 (\uacfc\uac70 + \ubbf8\ub798) \u2014 \uc751\uae09\uc2e4\u00b7\uc218\uc220\u00b7\ubb3c\ub9ac\uce58\ub8cc\u00b7\uc7ac\ud65c<\/li>\n<li>\uc783\uc740 \uc784\uae08 (\uacfc\uac70 + \ubbf8\ub798)<\/li>\n<li>\ud1b5\uc99d\uacfc 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\ub3d9\ud589<\/li>\n<\/ul>\n<p><b>\u5b8b\u6c0f\u5f8b\u5e08\u4e8b\u52a1\u6240<\/b><\/p>\n<ul>\n<li><b>\ud83d\udccd \u5730\u5740:<\/b> Parker Plaza, 400 Kelby St, 19th Floor, Fort Lee, NJ 07024<\/li>\n<li><b>\ud83d\udcde \u7535\u8bdd:<\/b> (201) 461-0031<\/li>\n<li><b>\ud83d\udce7 \u90ae\u7bb1:<\/b> office@songlawfirm.com<\/li>\n<li><b>\ud83c\udf10 \u7f51\u7ad9:<\/b> <a href=\"https:\/\/www.songlawfirm.com\/\">www.songlawfirm.com<\/a><\/li>\n<\/ul>\n<p><i><b>\u514d\u8d23\u58f0\u660e:<\/b>\u6b64\u524d\u7ed3\u679c\u4e0d\u4fdd\u8bc1\u7c7b\u4f3c\u7ed3\u679c\u3002\u672c\u5185\u5bb9\u57fa\u4e8e\u4e00\u822c\u6cd5\u5f8b\u60c5\u5883\u4e0e\u8fc7\u5f80\u6848\u4f8b,\u4e0d\u6784\u6210\u6cd5\u5f8b\u5efa\u8bae\u3002\u8bf7\u5c31\u60a8\u7684\u5177\u4f53\u60c5\u51b5\u54a8\u8be2\u5f8b\u5e08\u3002<\/i><\/p>\n","protected":false},"excerpt":{"rendered":"<p>NY\u00b7NJ \ubcf4\ud589\uc790 \uc0ac\uace0 \u2014 \ub300\ucc98 \ubc29\ubc95\uacfc \ubcf4\uc0c1 \uccad\uad6c NY [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":23144,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center 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