{"id":26079,"date":"2026-06-18T08:40:00","date_gmt":"2026-06-18T12:40:00","guid":{"rendered":"https:\/\/songlawfirm.com\/?p=26079"},"modified":"2026-06-10T22:10:59","modified_gmt":"2026-06-11T02:10:59","slug":"homeowner-foreclosure-chapter-13-zh","status":"publish","type":"post","link":"https:\/\/songlawfirm.com\/zh-hans\/homeowner-foreclosure-chapter-13-zh\/","title":{"rendered":"\u534e\u88d4\u623f\u4e3b\u7684 Foreclosure \u9632\u5fa1 \u2014 Chapter 13 \u8fd8\u6b3e\u8ba1\u5212\uff08NJ\u00b7NY \u6cd5\u62cd\u6d41\u7a0b\uff09"},"content":{"rendered":"<p class=\"wp-block-paragraph\"><strong>\u65b0\u6cfd\u897f\u4e0e\u7ebd\u7ea6\u5747\u4e3a\u53f8\u6cd5\u6cd5\u62cd\u5dde\uff0c\u623f\u8d37\u503a\u6743\u4eba\u5fc5\u987b\u5728\u5dde\u6cd5\u9662\u8d77\u8bc9\u624d\u80fd\u5b8c\u6210\u6cd5\u62cd\u3002NJ \u4ece\u9996\u6b21\u672a\u8fd8\u5230\u6cd5\u62cd\u7ea6 9\u201312 \u4e2a\u6708\uff0c<strong>NY \u901a\u5e38\u9700 12\u201324 \u4e2a\u6708<\/strong>\uff0c\u4e3a\u4e1a\u4e3b\u7559\u51fa\u66f4\u957f\u7684\u534f\u5546\u4e0e\u91cd\u7ec4\u65f6\u95f4\u3002<\/strong><\/p>\n<h2 class=\"wp-block-heading\">Chapter 13 \u81ea\u52a8\u4e2d\u6b62\u7acb\u5373\u505c\u6b62\u6cd5\u62cd<\/h2>\n<p class=\"wp-block-paragraph\">\u7533\u8bf7 Chapter 13 \u5373\u89e6\u53d1 11 U.S.C. \u00a7 362 \u81ea\u52a8\u4e2d\u6b62\uff0c\u6240\u6709\u6cd5\u62cd\u7a0b\u5e8f\u7acb\u5373\u505c\u6b62\uff0c\u5373\u4f7f\u6cd5\u62cd\u524d\u4e00\u65e5\u4ea6\u53ef\u3002\u5b8b\u6c0f\u5f8b\u5e08\u4e8b\u52a1\u6240\u4e3a\u9762\u4e34\u7d27\u6025\u6cd5\u62cd\u7684\u5ba2\u6237\u63d0\u4f9b\u52a0\u6025\u7533\u8bf7\u652f\u6301\u3002<\/p>\n<h2 class=\"wp-block-heading\">\u91cd\u7ec4\u507f\u8fd8\u65b9\u6848<\/h2>\n<h3 class=\"wp-block-heading\">Cure and Maintain\uff08\u8865\u7f34\u5e76\u7ef4\u6301\uff09<\/h3>\n<p class=\"wp-block-paragraph\">\u5c06\u672a\u7f34\u6708\u4f9b\uff08Arrears\uff09\u5728 36\u201360 \u4e2a\u6708\u5185\u5206\u671f\u8865\u7f34\uff0c\u540c\u65f6\u6b63\u5e38\u7f34\u7eb3\u5f53\u524d\u6708\u4f9b\u3002\u4f8b\u5982\u672a\u7f34 $30,000 \u5206 60 \u4e2a\u6708\u6bcf\u6708 $500 + \u5f53\u524d\u6708\u4f9b\u5206\u522b\u652f\u4ed8\u3002\u8ba1\u5212\u5b8c\u6210\u540e\u623f\u8d37\u72b6\u6001\u6062\u590d\u6b63\u5e38\u3002<\/p>\n<h3 class=\"wp-block-heading\">Lien Strip\uff08\u5265\u79bb\u4e8c\u62b5\uff09<\/h3>\n<p class=\"wp-block-paragraph\">\u623f\u5c4b\u4ef7\u503c\u4f4e\u4e8e\u7b2c\u4e00\u62b5\u62bc\u4f59\u989d\u65f6\uff0c\u4e8c\u62b5\u6216\u4e09\u62b5\u53ef\u91cd\u5206\u7c7b\u4e3a\u65e0\u62c5\u4fdd\u503a\u52a1\uff0c\u53ea\u9700\u90e8\u5206\u507f\u4ed8\u5373\u53ef\u514d\u9664\u3002\u5b8b\u6c0f\u5f8b\u5e08\u4e8b\u52a1\u6240\u5ba1\u9605\u8bc4\u4f30\u62a5\u544a\u5224\u5b9a\u9002\u7528\u6027\u3002<\/p>\n<h2 class=\"wp-block-heading\">NJ \u635f\u5931\u7f13\u89e3\u8c03\u89e3\u7a0b\u5e8f\uff08LMMP\uff09<\/h2>\n<p class=\"wp-block-paragraph\">NJ \u5728\u53f8\u6cd5\u6cd5\u62cd\u6848\u4ef6\u4e2d\u5b9e\u65bd\u5f3a\u5236\u8c03\u89e3\u3002\u4e1a\u4e3b\u4e0e\u623f\u8d37\u65b9\u5728\u8c03\u89e3\u5458\u9762\u524d\u534f\u5546\u5206\u671f\u3001\u964d\u606f\u6216\u5ef6\u671f\u3002\u4e0e Chapter 13 \u5e76\u884c\u901a\u5e38\u83b7\u5f97\u66f4\u4f18\u6761\u4ef6\u3002<\/p>\n<h2 class=\"wp-block-heading\">NY \u5f3a\u5236\u548c\u89e3\u4f1a\u8bae\uff08CPLR \u00a7 3408\uff09<\/h2>\n<p class=\"wp-block-paragraph\">NY \u5728\u6bcf\u4ef6\u4f4f\u5b85\u6cd5\u62cd\u6848\u4ef6\u521d\u671f\u5747\u5b9e\u884c <strong>CPLR \u00a7 3408 \u5f3a\u5236\u548c\u89e3\u4f1a\u8bae<\/strong>\uff0c\u7531\u6cd5\u9662\u6307\u5b9a\u8c03\u89e3\u4eba\u53ec\u96c6\u53cc\u65b9\u5171\u540c\u8bc4\u4f30\u635f\u5931\u7f13\u89e3\u65b9\u6848\u3002\u4e1a\u4e3b\u79ef\u6781\u53c2\u4e0e\u53ef\u663e\u8457\u63d0\u5347\u907f\u514d\u6cd5\u62cd\u6216\u91cd\u6574\u7684\u673a\u4f1a\u3002<\/p>\n<h2 class=\"wp-block-heading\">\u5e38\u89c1\u95ee\u7b54<\/h2>\n<h3 class=\"wp-block-heading\">Q. Sheriff Sale \u5df2\u5b9a\u540e\u4ecd\u53ef\u7533\u8bf7\u5417\uff1f<\/h3>\n<p class=\"wp-block-paragraph\">\u53ef\u4ee5\u3002Chapter 13 \u53ef\u5728 Sheriff Sale \u524d\u4e00\u523b\u7533\u8bf7\uff0c\u81ea\u52a8\u4e2d\u6b62\u5373\u505c\u6b62\u62cd\u5356\u3002\u65f6\u95f4\u8d8a\u7d27\u9700\u8981\u7684\u5e94\u53d8\u8d8a\u5feb\uff0c\u5b8b\u6c0f\u5f8b\u5e08\u4e8b\u52a1\u6240\u652f\u6301\u7d27\u6025\u7533\u8bf7\u3002<\/p>\n<h3 class=\"wp-block-heading\">Q. \u592b\u59bb\u5171\u540c\u540d\u4e49\u623f\u5c4b\u53ea\u4e00\u65b9\u7533\u8bf7\uff1f<\/h3>\n<p class=\"wp-block-paragraph\">\u623f\u5c4b\u672c\u8eab\u53d7\u4fdd\u62a4\uff0c\u4f46\u672a\u7533\u8bf7\u7684\u53e6\u4e00\u65b9\u4ecd\u53ef\u88ab\u50ac\u6536\u3002\u592b\u59bb\u5171\u540c\u7533\u8bf7\u901a\u5e38\u66f4\u5b89\u5168\u3002<\/p>\n<h2 class=\"wp-block-heading\">\u5b8b\u6c0f\u5f8b\u5e08\u4e8b\u52a1\u6240\u7684\u627f\u8bfa<\/h2>\n<p class=\"wp-block-paragraph\">\u5b8b\u6c0f\u5f8b\u5e08\u4e8b\u52a1\u6240\u4e3a NJ \u4e0e NY \u5730\u533a\u7684\u534e\u88d4\u4e0e\u97e9\u88d4\u5ba2\u6237\u63d0\u4f9b\u4ece\u7533\u8bf7\u524d\u4e0e\u503a\u6743\u4eba\u8c08\u5224\u3001\u8d44\u4ea7\u4fdd\u62a4\u7b56\u7565\uff0c\u5230\u514d\u9664\u540e\u4fe1\u7528\u6062\u590d\u7684\u5168\u6d41\u7a0b\u652f\u6301\u3002\u670d\u52a1\u8986\u76d6 Fort Lee\u3001Bergen County\u3001Hudson County \u7b49\u5730\uff0c\u63d0\u4f9b\u4e2d\u6587\u3001\u82f1\u6587\u3001\u97e9\u6587\u4e09\u8bed\u54a8\u8be2\u3002<\/p>\n<h2 class=\"wp-block-heading\">\u514d\u8d39\u54a8\u8be2<\/h2>\n<ul class=\"wp-block-list\"><li>\ud83d\udcde <strong>(201) 461-0031<\/strong>\uff08\u5468\u4e00\u81f3\u5468\u4e94 09:00\u201318:00 ET\uff09<\/li><li>\u2709\ufe0f <strong>mail@songlawfirm.com<\/strong><\/li><li>\ud83d\udcac \u5fae\u4fe1\/KakaoTalk <strong>Song Law Firm<\/strong><\/li><li>\ud83c\udf10 <strong>www.songlawfirm.com<\/strong><\/li><\/ul>\n<p class=\"wp-block-paragraph\"><em>\u672c\u4e13\u680f\u4ec5\u4f5c\u4e00\u822c\u6cd5\u5f8b\u4fe1\u606f\u7528\u9014\uff0c\u4e0d\u6784\u6210\u5bf9\u5177\u4f53\u6848\u4ef6\u7684\u6cd5\u5f8b\u610f\u89c1\u3002\u9605\u8bfb\u672c\u6587\u6216\u4e0e\u5b8b\u6c0f\u5f8b\u5e08\u4e8b\u52a1\u6240\u8054\u7cfb\u4e0d\u5f62\u6210\u5f8b\u5e08\u4e0e\u5ba2\u6237\u5173\u7cfb\u3002\u5177\u4f53\u6cd5\u5f8b\u95ee\u9898\u8bf7\u76f4\u63a5\u54a8\u8be2\u6709\u8d44\u683c\u7684\u5f8b\u5e08\u3002<\/em><\/p>","protected":false},"excerpt":{"rendered":"<p>\u65b0\u6cfd\u897f\u4e0e\u7ebd\u7ea6\u5747\u4e3a\u53f8\u6cd5\u6cd5\u62cd\u5dde\uff0c\u623f\u8d37\u503a\u6743\u4eba\u5fc5\u987b\u5728\u5dde\u6cd5\u9662\u8d77\u8bc9\u624d\u80fd\u5b8c [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":26123,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center 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