{"id":26383,"date":"2026-06-21T11:00:00","date_gmt":"2026-06-21T15:00:00","guid":{"rendered":"https:\/\/songlawfirm.com\/?p=26383"},"modified":"2026-06-21T21:43:15","modified_gmt":"2026-06-22T01:43:15","slug":"pi-zh-01-auto-accident-immediate-10-steps","status":"publish","type":"post","link":"https:\/\/songlawfirm.com\/zh-hans\/pi-zh-01-auto-accident-immediate-10-steps\/","title":{"rendered":"\u8f66\u7978\u540e\u7acb\u5373\u5e94\u8be5\u505a\u768410\u4ef6\u4e8b\uff1a\u4ece\u73b0\u573a\u5230\u548c\u89e3"},"content":{"rendered":"<p class=\"has-text-align-center wp-block-paragraph\" style=\"font-style:italic;color:#666;font-size:0.95em;\">\u4eba\u8eab\u4f24\u5bb3 \u00b7 \u8f66\u7978 \u00b7 \u73b0\u573a\u5e94\u5bf9 \u00b7 \u4fdd\u9669\u7533\u62a5 \u00b7 \u548c\u89e3\u524d\u5f8b\u5e08\u54a8\u8be2<\/p>\n<h2 class=\"wp-block-heading\" style=\"color:#98344A;border-bottom:2px solid #98344A;padding-bottom:6px;margin-top:32px;\">\u5f15\u8a00<\/h2>\n<p class=\"wp-block-paragraph\">\u636e\u7f8e\u56fd\u56fd\u5bb6\u516c\u8def\u4ea4\u901a\u5b89\u5168\u7ba1\u7406\u5c40\uff08NHTSA\uff09\u7edf\u8ba1\uff0c\u7f8e\u56fd\u6bcf\u5e74\u53d1\u751f\u8d85\u8fc7600\u4e07\u8d77\u4ea4\u901a\u4e8b\u6545\uff0c\u9020\u6210\u7ea6230\u4e07\u4eba\u53d7\u4f24\u3002\u65b0\u6cfd\u897f\u4ea4\u901a\u5c40\uff08NJDOT\uff09\u62a5\u544a\uff0c\u4ec5\u65b0\u6cfd\u897f\u6bcf\u5e74\u5c31\u53d1\u751f\u7ea627\u4e07\u8d77\u4e8b\u6545\uff0c\u5176\u4e2d\u7ea66.5\u4e07\u4eba\u53d7\u4f24\u3002\u97e9\u88d4\u4eba\u53e3\u96c6\u4e2d\u7684Fort Lee\u3001Palisades Park\u3001Englewood\u3001Bergen County\u5730\u533a\uff0c\u7531\u4e8e\u901a\u52e4\u8f66\u8f86\u5bc6\u96c6\uff0c\u4e8b\u6545\u53d1\u751f\u7387\u9ad8\u4e8e\u5e73\u5747\u6c34\u5e73\u3002<\/p>\n<p class=\"wp-block-paragraph\">\u4e8b\u6545\u53d1\u751f\u540e\u7684\u6700\u521d5\u5206\u949f\uff0c\u60a8\u7684\u5e94\u5bf9\u5c06\u51b3\u5b9a\u6027\u5730\u5f71\u54cd\u65e5\u540e\u7684\u8d54\u507f\u56de\u6536\u4e0e\u8d23\u4efb\u4e3e\u8bc1\u3002\u672c\u6587\u4ece\u4e8b\u6545\u73b0\u573a\u5230\u548c\u89e3\u9636\u6bb5\uff0c\u6574\u7406\u51fa10\u9879\u884c\u52a8\u6307\u5357\u3002<\/p>\n<h3 class=\"wp-block-heading\" style=\"color:#404040;margin-top:24px;\">1. \u786e\u4fdd\u73b0\u573a\u5b89\u5168\u5e76\u62e8\u6253911<\/h3>\n<p class=\"wp-block-paragraph\">\u9996\u5148\u786e\u8ba4\u672c\u4eba\u548c\u4e58\u5ba2\u662f\u5426\u53d7\u4f24\uff0c\u5982\u53ef\u80fd\uff0c\u5c06\u8f66\u8f86\u79fb\u81f3\u8def\u80a9\u3002\u7136\u540e\u62e8\u6253911\u62a5\u8b66\u3002\u5373\u4f7f\u4f24\u52bf\u770b\u4f3c\u8f7b\u5fae\uff0c\u4e5f\u5fc5\u987b\u62a5\u8b66\u3002\u6839\u636eN.J.S.A. 39:4-130\uff0c\u51e1\u53d1\u751f\u4eba\u8eab\u4f24\u5bb3\u3001\u6b7b\u4ea1\u6216\u8d22\u4ea7\u635f\u5931\u8d85\u8fc7500\u7f8e\u5143\uff0c\u5747\u987b\u7acb\u5373\u62a5\u544a\u3002<\/p>\n<ul class=\"wp-block-list\"><li>\u8b66\u65b9\u62a5\u544a\u662f\u65e5\u540e\u4fdd\u9669\u7406\u8d54\u548c\u8bc9\u8bbc\u7684\u5173\u952e\u8bc1\u636e\u3002<\/li><li>\u5728\u73b0\u573a\u5411\u8b66\u5bdf\u9648\u8ff0\u65f6\uff0c\u7edd\u5bf9\u907f\u514d&#8221;I think it was my fault&#8221;\u7b49\u81ea\u6211\u5426\u8ba4\u6027\u53d1\u8a00\u3002<\/li><li>\u9648\u8ff0\u5e94\u4ee5\u4e8b\u5b9e\u4e3a\u4e2d\u5fc3\uff0c\u7b80\u6d01\u660e\u4e86\u3002<\/li><\/ul>\n<h3 class=\"wp-block-heading\" style=\"color:#404040;margin-top:24px;\">2. \u73b0\u573a\u8bc1\u636e\u6536\u96c6\u2014\u2014\u7167\u7247\u4e0e\u89c6\u9891<\/h3>\n<ul class=\"wp-block-list\"><li>\u8f66\u8f86\u635f\u4f24\u90e8\u4f4d\uff08\u524d\u90e8\u3001\u540e\u90e8\u3001\u4fa7\u9762\uff09<\/li><li>\u8f66\u724c\uff08\u672c\u8f66\u548c\u5bf9\u65b9\u8f66\u8f86\u5747\u62cd\uff09<\/li><li>\u9053\u8def\u73af\u5883\uff08\u7ea2\u7eff\u706f\u3001\u6807\u5fd7\u3001\u8def\u9762\u72b6\u51b5\u3001\u5239\u8f66\u75d5\uff09<\/li><li>\u5bf9\u65b9\u9a7e\u9a76\u5458\u7684\u9a7e\u7167\u3001\u4fdd\u9669\u5361\u3001\u884c\u9a76\u8bc1<\/li><li>\u53d7\u4f24\u90e8\u4f4d\u7167\u7247\uff08\u4f24\u53e3\u3001\u7600\u9752\u3001\u64e6\u4f24\uff09<\/li><li>\u8f66\u8f86\u5185\u90e8\u635f\u4f24\uff08\u5b89\u5168\u6c14\u56ca\u5f39\u51fa\u75d5\u8ff9\u3001\u73bb\u7483\u788e\u7247\uff09<\/li><li>\u5468\u8fb9\u73af\u5883\u2014\u2014\u4e8b\u6545\u65f6\u6bb5\u5149\u7ebf\u3001\u5929\u6c14\u3001\u8f66\u6d41\u91cf<\/li><\/ul>\n<p class=\"wp-block-paragraph\">\u667a\u80fd\u624b\u673a\u4f1a\u81ea\u52a8\u5728\u7167\u7247\u4e2d\u4fdd\u5b58\u5143\u6570\u636e\uff08\u65f6\u95f4\u3001GPS\uff09\uff0c\u65e0\u9700\u53e6\u4f5c\u7b14\u8bb0\u5373\u53ef\u8bc1\u660e\u65f6\u95f4\u548c\u5730\u70b9\u3002<\/p>\n<h3 class=\"wp-block-heading\" style=\"color:#404040;margin-top:24px;\">3. \u6536\u96c6\u5bf9\u65b9\u4fe1\u606f\u2014\u2014\u8eab\u4efd\u3001\u4fdd\u9669\u3001\u8f66\u8f86\u767b\u8bb0<\/h3>\n<ul class=\"wp-block-list\"><li>\u59d3\u540d\u3001\u5730\u5740\u3001\u7535\u8bdd\u53f7\u7801<\/li><li>\u9a7e\u7167\u53f7\u7801\uff08\u62cd\u7167\uff09<\/li><li>\u8f66\u8f86\u884c\u9a76\u8bc1\uff08registration\uff09\u2014\u2014\u8f66\u4e3b\u53ef\u80fd\u4e0e\u9a7e\u9a76\u5458\u4e0d\u540c<\/li><li>\u6c7d\u8f66\u4fdd\u9669\u5361\u2014\u2014\u4fdd\u9669\u516c\u53f8\u540d\u3001\u4fdd\u5355\u53f7\u3001\u4fdd\u969c\u9650\u989d\u3001\u4fdd\u9669\u516c\u53f8\u8054\u7cfb\u65b9\u5f0f<\/li><li>\u8f66\u8f86\u4fe1\u606f\u2014\u2014\u5236\u9020\u5546\u3001\u5e74\u4efd\u3001VIN\uff08\u8f66\u67b6\u53f7\uff09<\/li><\/ul>\n<p class=\"wp-block-paragraph\">\u5982\u5bf9\u65b9\u62d2\u7edd\u63d0\u4f9b\u4fe1\u606f\u6216\u9003\u9038\uff0c\u7acb\u5373\u62a5\u8b66\uff0c\u5c3d\u53ef\u80fd\u62cd\u4e0b\u8f66\u724c\u3002\u5982\u672c\u4eba\u4fdd\u9669\u5305\u542b&#8221;\u65e0\u4fdd\u9669\u9a7e\u9a76\u5458\u9669\uff08UM\uff09&#8221;\uff0c\u53ef\u901a\u8fc7\u672c\u4eba\u4fdd\u9669\u83b7\u5f97\u5bf9\u65e0\u4fdd\u9669\/\u8087\u4e8b\u9003\u9038\u9a7e\u9a76\u5458\u9020\u6210\u7684\u4f24\u5bb3\u8d54\u507f\u3002<\/p>\n<h3 class=\"wp-block-heading\" style=\"color:#404040;margin-top:24px;\">4. \u786e\u4fdd\u8bc1\u4eba\u9648\u8ff0<\/h3>\n<ul class=\"wp-block-list\"><li>\u59d3\u540d\u3001\u5730\u5740\u3001\u7535\u8bdd\u53f7\u7801<\/li><li>\u7b80\u77ed\u9648\u8ff0\u8981\u70b9\u2014\u2014\u4f8b\u5982&#8221;\u7ea2\u706f\u4eae\u4e86\uff0c\u5bf9\u65b9\u5f84\u76f4\u95ef\u8fc7&#8221;<\/li><li>\u5982\u53ef\u80fd\uff0c\u5f53\u573a\u5f55\u4e0b\u7b80\u77ed\u89c6\u9891\u9648\u8ff0<\/li><\/ul>\n<p class=\"wp-block-paragraph\">\u4e8b\u6545\u540e\u4ec5\u51e0\u5929\uff0c\u8bc1\u4eba\u8bb0\u5fc6\u5c31\u4f1a\u6a21\u7cca\u4e14\u5bb9\u6613\u5931\u8054\u3002\u73b0\u573a\u83b7\u53d6\u81f3\u5173\u91cd\u8981\u3002<\/p>\n<h3 class=\"wp-block-heading\" style=\"color:#404040;margin-top:24px;\">5. \u7acb\u5373\u5c31\u533b\u2014\u2014\u5373\u4f7f\u6ca1\u6709\u75c7\u72b6<\/h3>\n<p class=\"wp-block-paragraph\">\u4ea4\u901a\u4e8b\u6545\u540e\u4eba\u4eec\u5e38\u611f\u89c9&#8221;\u4f3c\u4e4e\u6ca1\u4e8b&#8221;\uff0c\u4f46\u97ad\u6253\u4f24\uff08whiplash\uff09\u3001\u8111\u9707\u8361\u3001\u5185\u51fa\u8840\u3001\u8f6f\u7ec4\u7ec7\u635f\u4f24\u53ef\u80fd\u5728\u4e8b\u6545\u540e24-72\u5c0f\u65f6\u624d\u663e\u73b0\u75c7\u72b6\u3002<\/p>\n<ul class=\"wp-block-list\"><li>\u524d\u5f80\u6025\u8bca\u5ba4\uff08ER\uff09\u6216\u4e8b\u6545\u5f53\u5929\u5c31\u8bca\u5bb6\u5ead\u533b\u751f<\/li><li>\u4fdd\u5b58\u6240\u6709\u5c31\u8bca\u8bb0\u5f55\u2014\u2014\u8bca\u65ad\u8bc1\u660e\u3001\u5904\u65b9\u3001\u5f71\u50cf\u68c0\u67e5\uff08X\u5149\u3001MRI\u3001CT\uff09<\/li><li>\u53e6\u884c\u4fdd\u5b58\u533b\u7597\u8d39\u7528\u6536\u636e\uff08\u8d54\u507f\u8ba1\u7b97\u57fa\u7840\uff09<\/li><li>\u5411\u533b\u751f\u62a5\u544a\u6240\u6709\u75bc\u75db\u548c\u75c7\u72b6\u2014\u2014\u5373\u4fbf\u8f7b\u5fae\uff0c\u4e5f\u5e94\u8bb0\u5f55\u5728\u533b\u7597\u6863\u6848\u4e2d<\/li><\/ul>\n<p class=\"wp-block-paragraph\">\u6ca1\u6709\u5c31\u533b\u8bb0\u5f55\uff0c\u4fdd\u9669\u516c\u53f8\u4f1a\u4e3b\u5f20&#8221;\u4e8b\u6545\u4e0e\u4f24\u5bb3\u65e0\u56e0\u679c\u5173\u7cfb&#8221;\u3002\u5728\u65b0\u6cfd\u897f\uff0c\u4e8b\u6545\u540e\u5c31\u533b\u8d8a\u665a\uff0c\u4fdd\u9669\u516c\u53f8\u62d2\u8d54\u9891\u7387\u8d8a\u9ad8\u3002<\/p>\n<h3 class=\"wp-block-heading\" style=\"color:#404040;margin-top:24px;\">6. \u901a\u77e5\u672c\u4eba\u4fdd\u9669\u516c\u53f8<\/h3>\n<p class=\"wp-block-paragraph\">\u65b0\u6cfd\u897f\u662f\u65e0\u8fc7\u5931\uff08No-Fault\uff09\u5dde\uff0c\u5e94\u901a\u8fc7\u672c\u4eba\u4fdd\u9669\u7533\u62a5\u533b\u7597\u8d39\u7528\uff08PIP\uff09\u3002\u4e8b\u6545\u540e\u5e94\u5c3d\u5feb\uff08\u901a\u5e3824-48\u5c0f\u65f6\u5185\uff09\u901a\u77e5\u672c\u4eba\u4fdd\u9669\u516c\u53f8\uff0cPIP\u4fdd\u969c\u624d\u80fd\u9002\u7528\u3002<\/p>\n<ul class=\"wp-block-list\"><li>\u7533\u62a5\u65f6\u5982\u5b9e\u544a\u77e5\u4e8b\u6545\u65f6\u95f4\u3001\u5730\u70b9\u3001\u4e8b\u5b9e\u2014\u2014\u907f\u514d\u6697\u793a\u81ea\u5df1\u6709\u8fc7\u9519\u7684\u8a00\u8bba<\/li><li>\u786e\u8ba4PIP\u4fdd\u969c\u9650\u989d\u548c\u514d\u8d54\u989d\u2014\u2014\u901a\u5e38\u4e3a$15,000\u81f3$250,000<\/li><li>\u83b7\u53d6\u7406\u8d54\u53f7\uff08claim number\uff09<\/li><\/ul>\n<h3 class=\"wp-block-heading\" style=\"color:#404040;margin-top:24px;\">7. \u5207\u52ff\u5411\u5bf9\u65b9\u4fdd\u9669\u516c\u53f8\u4f5c\u9648\u8ff0<\/h3>\n<p class=\"wp-block-paragraph\">\u5bf9\u65b9\u9a7e\u9a76\u5458\u7684\u4fdd\u9669\u516c\u53f8\u8981\u6c42&#8221;\u5f55\u97f3\u9648\u8ff0\uff08recorded statement\uff09&#8221;\u65f6\uff0c\u672a\u54a8\u8be2\u5f8b\u5e08\u7edd\u4e0d\u5e94\u540c\u610f\u3002\u60a8\u7684\u4efb\u4f55\u9648\u8ff0\u5747\u53ef\u80fd\u88ab\u7528\u4e8e\u62d2\u8d54\u6216\u51cf\u8d54\u3002\u6cd5\u5f8b\u4e0a\u60a8\u6ca1\u6709\u4e49\u52a1\u5411\u5bf9\u65b9\u4fdd\u9669\u516c\u53f8\u4f5c\u5f55\u97f3\u9648\u8ff0\u3002<\/p>\n<h3 class=\"wp-block-heading\" style=\"color:#404040;margin-top:24px;\">8. \u4fdd\u7559\u6240\u6709\u8bc1\u636e<\/h3>\n<ul class=\"wp-block-list\"><li>\u53d7\u635f\u8863\u7269\u548c\u968f\u8eab\u7269\u54c1\u4fdd\u6301\u539f\u72b6\uff08\u4e0d\u8981\u6e05\u6d17\u6216\u4fee\u590d\uff09<\/li><li>\u8f66\u8f86\u5728\u9274\u5b9a\u524d\u4fdd\u6301\u4e8b\u6545\u540e\u72b6\u6001\u2014\u2014\u4e0d\u8981\u7acb\u5373\u4fee\u7406<\/li><li>\u4fdd\u7559\u4e0e\u5bf9\u65b9\u53ca\u4fdd\u9669\u516c\u53f8\u7684\u6240\u6709\u901a\u8baf\uff08\u77ed\u4fe1\u3001\u90ae\u4ef6\uff09<\/li><li>\u6bcf\u65e5\u8bb0\u5f55\u75c7\u72b6\u65e5\u8bb0\u2014\u2014\u75bc\u75db\u7a0b\u5ea6\u3001\u7761\u7720\u5f71\u54cd\u3001\u5de5\u4f5c\u8bef\u5de5\u3001\u6d3b\u52a8\u53d7\u9650<\/li><\/ul>\n<h3 class=\"wp-block-heading\" style=\"color:#404040;margin-top:24px;\">9. \u548c\u89e3\u524d\u52a1\u5fc5\u54a8\u8be2\u5f8b\u5e08<\/h3>\n<p class=\"wp-block-paragraph\">\u4fdd\u9669\u516c\u53f8\u5e38\u5728\u4e8b\u6545\u540e2-4\u5468\u5185\u63d0\u51fa\u5feb\u901f\u548c\u89e3\u65b9\u6848\u3002\u521d\u6b21\u63d0\u8bae\u901a\u5e38\u4ec5\u8986\u76d6\u5b9e\u9645\u7406\u8d54\u4ef7\u503c\u768410-30%\u3002\u4e00\u65e6\u7b7e\u7f72\u548c\u89e3\u534f\u8bae\uff0c\u6848\u4ef6\u4e0d\u53ef\u91cd\u542f\u2014\u2014\u5373\u4fbf\u4f24\u60c5\u6076\u5316\u4e5f\u65e0\u53ef\u633d\u56de\u3002<\/p>\n<p class=\"wp-block-paragraph\">\u4efb\u4f55\u548c\u89e3\u524d\u8bf7\u5148\u54a8\u8be2\u5f8b\u5e08\u3002\u65b0\u6cfd\u897f\u4eba\u8eab\u4f24\u5bb3\u8bc9\u8bbc\u65f6\u6548\u4e3a2\u5e74\uff08N.J.S.A. 2A:14-2\uff09\uff0c\u7ebd\u7ea6\u4e3a3\u5e74\uff08CPLR 214\uff09\u3002\u5728\u6b64\u671f\u9650\u5185\u884c\u52a8\u81f3\u5173\u91cd\u8981\u3002<\/p>\n<h3 class=\"wp-block-heading\" style=\"color:#404040;margin-top:24px;\">10. \u8ffd\u8e2a\u8bef\u5de5\u635f\u5931\u548c\u957f\u671f\u635f\u5bb3<\/h3>\n<p class=\"wp-block-paragraph\">\u9664\u533b\u7597\u8d39\u7528\u5916\uff0c\u53ef\u4e3b\u5f20\u8bef\u5de5\u635f\u5931\u3001\u672a\u6765\u533b\u7597\u8d39\u7528\u3001\u7cbe\u795e\u75db\u82e6\u3001\u914d\u5076\u8054\u5408\u635f\u5931\uff08loss of consortium\uff09\u3002\u81ea\u96c7\u4eba\u58eb\u548c\u97e9\u88d4\u5c0f\u4f01\u4e1a\u4e3b\u5e38\u9762\u4e34\u96be\u4ee5\u8bc1\u660e\u7684\u6536\u5165\u635f\u5931\u2014\u2014\u8bf7\u51c6\u5907\u597d\u8be6\u7ec6\u7684\u7ecf\u8425\u8bb0\u5f55\u548c\u62a5\u7a0e\u8868\u3002<\/p>\n<h2 class=\"wp-block-heading\" style=\"color:#98344A;border-bottom:2px solid #98344A;padding-bottom:6px;margin-top:32px;\">\u6cd5\u5f8b\u4f9d\u636e<\/h2>\n<ul class=\"wp-block-list\"><li><strong>N.J.S.A. 39:4-130<\/strong> \u2014\u2014\u5f3a\u5236\u4e8b\u6545\u62a5\u544a\uff08\u4eba\u8eab\u4f24\u5bb3\u3001\u6b7b\u4ea1\u6216500\u7f8e\u5143\u4ee5\u4e0a\u8d22\u4ea7\u635f\u5931\uff09<\/li><li><strong>N.J.S.A. 39:6A-4<\/strong> \u2014\u2014\u4eba\u8eab\u4f24\u5bb3\u4fdd\u62a4\uff08PIP\uff09\u2014\u2014\u6700\u4f4e$15,000\u533b\u7597\u4fdd\u969c<\/li><li><strong>N.J.S.A. 2A:14-2<\/strong> \u2014\u2014\u4eba\u8eab\u4f24\u5bb32\u5e74\u8bc9\u8bbc\u65f6\u6548<\/li><li><strong>NY CPLR 214<\/strong> \u2014\u20143\u5e74\u8bc9\u8bbc\u65f6\u6548<\/li><li><strong>NY Insurance Law \u00a75102(d)<\/strong> \u2014\u2014\u975e\u7ecf\u6d4e\u6027\u635f\u5bb3\u4e25\u91cd\u4f24\u5bb3\u95e8\u69db<\/li><\/ul>\n<h2 class=\"wp-block-heading\" style=\"color:#98344A;border-bottom:2px solid #98344A;padding-bottom:6px;margin-top:32px;\">\u5224\u4f8b\u6cd5<\/h2>\n<p class=\"wp-block-paragraph\"><strong>DiProspero v. Penn, 183 N.J. 477 (2005)<\/strong> \u2014\u2014\u65b0\u6cfd\u897f\u6700\u9ad8\u6cd5\u9662\u91cd\u7533N.J.S.A. 39:6A-8\u53e3\u5934\u95e8\u69db\u5bf9\u975e\u7ecf\u6d4e\u6027\u635f\u5bb3\u7684\u8981\u6c42\uff0c\u8ba4\u5b9a&#8221;\u6c38\u4e45\u6027\u4f24\u5bb3&#8221;\u987b\u6709\u5ba2\u89c2\u533b\u5b66\u8bc1\u636e\u3002<\/p>\n<p class=\"wp-block-paragraph\"><strong>Roa v. Roa, 200 N.J. 555 (2010)<\/strong> \u2014\u2014\u8ba4\u5b9a\u7a81\u7834\u53e3\u5934\u95e8\u69db\u987b\u6709\u533b\u5b66\u8bb0\u5f55\u548c\u4e13\u5bb6\u8bc1\u8a00\u3002<\/p>\n<h2 class=\"wp-block-heading\" style=\"color:#98344A;border-bottom:2px solid #98344A;padding-bottom:6px;margin-top:32px;\">\u5e38\u89c1\u95ee\u9898<\/h2>\n<h3 class=\"wp-block-heading\" style=\"color:#404040;margin-top:24px;\">Q1. \u8b66\u5bdf\u6ca1\u6765\u73b0\u573a\u600e\u4e48\u529e\uff1f<\/h3>\n<p class=\"wp-block-paragraph\">10\u5929\u5185\u5411\u5c31\u8fd1\u8b66\u5c40\u81ea\u884c\u62a5\u544a\u3002\u65b0\u6cfd\u897f\u5dde\u8b66\u63a5\u53d7\u6c11\u4f17\u5bf9\u8f7b\u5fae\u4e8b\u6545\u7684\u81ea\u884c\u62a5\u544a\u3002\u52a1\u5fc5\u4fdd\u5b58\u62a5\u544a\u7f16\u53f7\u3002<\/p>\n<h3 class=\"wp-block-heading\" style=\"color:#404040;margin-top:24px;\">Q2. \u51e0\u5929\u540e\u624d\u53d1\u73b0\u4f24\u60c5\u600e\u4e48\u529e\uff1f<\/h3>\n<p class=\"wp-block-paragraph\">\u53ea\u8981\u572830\u5929\u5185\u5c31\u533b\u5e76\u80fd\u8bc1\u660e\u56e0\u679c\u5173\u7cfb\uff0cPIP\u4ecd\u9002\u7528\u3002\u97ad\u6253\u4f24\u548c\u8111\u5916\u4f24\u7684\u5ef6\u8fdf\u53d1\u75c5\u5f88\u5e38\u89c1\u3002\u51fa\u73b0\u75c7\u72b6\u7acb\u5373\u5c31\u533b\u3002<\/p>\n<h3 class=\"wp-block-heading\" style=\"color:#404040;margin-top:24px;\">Q3. \u6211\u662f\u4e58\u5ba2\u53ef\u4ee5\u7d22\u8d54\u5417\uff1f<\/h3>\n<p class=\"wp-block-paragraph\">\u53ef\u4ee5\u3002\u4f5c\u4e3a\u4e58\u5ba2\uff0c\u53ef\u5411\u8087\u4e8b\u65b9\u9a7e\u9a76\u5458\uff08\u672c\u8f66\u6216\u5bf9\u65b9\u8f66\u8f86\uff09\u7d22\u8d54\uff0c\u540c\u65f6\u4e5f\u53ef\u4f7f\u7528\u8f66\u8f86\u4fdd\u9669\u7684PIP\u3002<\/p>\n<h3 class=\"wp-block-heading\" style=\"color:#404040;margin-top:24px;\">Q4. \u8087\u4e8b\u65b9\u65e0\u4fdd\u9669\u600e\u4e48\u529e\uff1f<\/h3>\n<p class=\"wp-block-paragraph\">\u53ef\u4f7f\u7528\u672c\u4eba\u7684\u65e0\u4fdd\u9669\u9a7e\u9a76\u5458\u9669\uff08UM\uff09\u7d22\u8d54\u3002\u65b0\u6cfd\u897f\u6240\u6709\u6c7d\u8f66\u4fdd\u5355\u5747\u987b\u5305\u542b\u81f3\u5c11\u7b49\u4e8e\u8d23\u4efb\u9669\u9650\u989d\u7684UM\u4fdd\u969c\u3002<\/p>\n<h2 class=\"wp-block-heading\" style=\"color:#98344A;border-bottom:2px solid #98344A;padding-bottom:6px;margin-top:32px;\">\u865a\u6784\u6848\u4f8b\u6a21\u62df<\/h2>\n<p class=\"wp-block-paragraph\"><strong>\u60c5\u666f\uff1a<\/strong>\u4e00\u4f4d\u5c45\u4f4fFort Lee\u7684\u97e9\u88d4\u5c45\u6c11\u5728Route 4\u7ea2\u7eff\u706f\u524d\u88ab\u4e00\u540d\u5f53\u573a\u627f\u8ba4\u8fc7\u9519\u7684\u9a7e\u9a76\u5458\u8ffd\u5c3e\u3002Fort Lee\u53d7\u5bb3\u8005\u611f\u89c9&#8221;\u9707\u60ca\u4f46\u6ca1\u53d7\u4f24&#8221;\uff0c\u62d2\u7edd\u9001\u533b\u3002\u4e24\u5929\u540e\uff0c\u5267\u70c8\u9888\u75db\u548c\u5934\u75db\u53d1\u4f5c\u3002<\/p>\n<p class=\"wp-block-paragraph\"><strong>\u7ed3\u679c\uff1a<\/strong>\u53d7\u5bb3\u8005\u5c31\u8bca\u6574\u9aa8\u533b\u751f\uff0cMRI\u663e\u793a\u9888\u690e\u95f4\u76d8\u81a8\u51fa\u3002\u901a\u8fc7\u672c\u4ebaPIP\u627f\u62c5$20,000\u533b\u7597\u8d39\u3002\u7531\u4e8e\u4f24\u60c5\u8d85\u8d8a\u53e3\u5934\u95e8\u69db\uff08\u5ba2\u89c2\u690e\u95f4\u76d8\u7a81\u51fa\uff09\uff0c\u53d7\u5bb3\u8005\u5bf9\u8087\u4e8b\u65b9\u9a7e\u9a76\u5458\u63d0\u8d77\u8bc9\u8bbc\u3002\u5728\u5b8b\u5f8b\u5e08\u4e8b\u52a1\u6240\u4ee3\u7406\u4e0b\uff0c\u6848\u4ef6\u4ee5$85,000\u548c\u89e3\uff08\u6db5\u76d6\u7cbe\u795e\u75db\u82e6\u3001\u8bef\u5de5\u635f\u5931\u3001\u6301\u7eed\u7269\u7406\u6cbb\u7597\uff09\u3002<\/p>\n\n<h2 class=\"wp-block-heading\" style=\"color:#98344A;border-bottom:2px solid #98344A;padding-bottom:6px;margin-top:32px;\">\u8054\u7cfb\u5b8b\u5f8b\u5e08\u4e8b\u52a1\u6240<\/h2>\n<p class=\"wp-block-paragraph\">\u5982\u9700\u54a8\u8be2\u60a8\u7684\u4eba\u8eab\u4f24\u5bb3\u6848\u4ef6\uff0c\u8bf7\u8054\u7cfb\u5b8b\u5f8b\u5e08\u4e8b\u52a1\u6240\u2014\u2014\u670d\u52a1\u65b0\u6cfd\u897f\u3001\u7ebd\u7ea6\u3001\u5fb7\u5dde\u3001\u4f50\u6cbb\u4e9a\u3001\u4f5b\u7f57\u91cc\u8fbe\u7684\u97e9\u88d4\u7f8e\u56fd\u5f8b\u5e08\u56e2\u961f\u3002<\/p>\n<ul class=\"wp-block-list\">\n<li><strong>\u7535\u8bdd\uff1a<\/strong>(201) 461-0031<\/li>\n<li><strong>\u90ae\u7bb1\uff1a<\/strong>office@songlawfirm.com<\/li>\n<li><strong>\u5730\u5740\uff1a<\/strong>Parker Plaza, 400 Kelby St, 19th Floor, Fort Lee, NJ 07024<\/li>\n<li><strong>\u5728\u7ebf\u54a8\u8be2\uff1a<\/strong><a href=\"https:\/\/songlawfirm.com\/consultation\/\">https:\/\/songlawfirm.com\/consultation\/<\/a><\/li>\n<\/ul>\n\n<h2 class=\"wp-block-heading\" style=\"color:#98344A;border-bottom:2px solid #98344A;padding-bottom:6px;margin-top:32px;\">\u514d\u8d23\u58f0\u660e<\/h2>\n<p class=\"wp-block-paragraph\">\u672c\u6587\u4ec5\u63d0\u4f9b\u4e00\u822c\u6cd5\u5f8b\u4fe1\u606f\uff0c\u5e76\u975e\u9488\u5bf9\u5177\u4f53\u6848\u4ef6\u7684\u6cd5\u5f8b\u610f\u89c1\u3002\u4e2a\u6848\u7ed3\u679c\u56e0\u4e8b\u5b9e\u800c\u5f02\uff0c\u8bf7\u76f4\u63a5\u54a8\u8be2\u5f8b\u5e08\u3002<\/p>","protected":false},"excerpt":{"rendered":"<p>\u4eba\u8eab\u4f24\u5bb3 \u00b7 \u8f66\u7978 \u00b7 \u73b0\u573a\u5e94\u5bf9 \u00b7 \u4fdd\u9669\u7533\u62a5 \u00b7 \u548c\u89e3\u524d\u5f8b [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":26363,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[389,357],"tags":[2816,4335,4334,4336,4337],"class_list":["post-26383","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category--columns","category-357","tag-pip","tag-4335","tag-4334","tag-4336","tag-4337"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.8 (Yoast SEO v27.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>\u8f66\u7978\u540e\u7acb\u5373\u5e94\u8be5\u505a\u768410\u4ef6\u4e8b\uff1a\u4ece\u73b0\u573a\u5230\u548c\u89e3 - Song Law Firm<\/title>\n<meta name=\"description\" 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