{"id":27600,"date":"2026-08-11T10:30:00","date_gmt":"2026-08-11T14:30:00","guid":{"rendered":"https:\/\/songlawfirm.com\/?p=27600"},"modified":"2026-08-11T10:30:00","modified_gmt":"2026-08-11T14:30:00","slug":"nj-wrongful-death-auto-2026-08-zh","status":"publish","type":"post","link":"https:\/\/songlawfirm.com\/zh-hans\/nj-wrongful-death-auto-2026-08-zh\/","title":{"rendered":"\u65b0\u6cfd\u897f\u4ea4\u901a\u4e8b\u6545\u6b7b\u4ea1\u6848\u4ef6 \u2014 \u9057\u5c5e\u5e94\u77e5\u7684\u6c42\u507f\u6743\u4e0e\u9650\u5236"},"content":{"rendered":"<div class=\"slf-article slf-daily-pi\">\n<p class=\"slf-eyebrow\" style=\"font-size:11px;letter-spacing:.3em;color:#98344A;font-weight:700;margin:0 0 8px;\">\u4eba\u8eab\u4f24\u5bb3\u6cd5 \u00b7 \u5b8b\u5f8b\u5e08\u4e8b\u52a1\u6240 \u6cd5\u5f8b\u4e13\u680f<\/p>\n<h2 style=\"color:#1a1a1a;font-size:22px;margin:32px 0 12px;border-left:4px solid #98344A;padding-left:12px;\">\u60c5\u51b5\u6982\u8ff0<\/h2>\n<p style=\"line-height:1.85;color:#2a2a2a;margin:10px 0 14px;font-size:15.5px;\">\u56e0\u4ea4\u901a\u4e8b\u6545\u5931\u53bb\u5bb6\u4eba\u7684\u9057\u5c5e\u9762\u4e34\u7684\u6cd5\u5f8b\u7a0b\u5e8f\u4e0e\u4e00\u822c\u4f24\u5bb3\u4e8b\u6545\u6839\u672c\u4e0d\u540c\u3002\u65b0\u6cfd\u897f\u5dde\u5b58\u5728\u4e24\u9879\u72ec\u7acb\u6c42\u507f\u6743\u2014\u2014\u4e0d\u5f53\u81f4\u6b7b\u6cd5(Wrongful Death Act)\u4e0e\u751f\u5b58\u8005\u6cd5(Survival Act)\u2014\u2014\u5404\u81ea\u7684\u8bc9\u8bbc\u4e3b\u4f53\u3001\u6c42\u507f\u5bf9\u8c61\u3001\u65f6\u6548\u5747\u4e0d\u540c\u3002\u9057\u5c5e\u82e5\u4e0d\u7406\u89e3\u6b64\u7ed3\u6784\u800c\u8fdb\u884c,\u53ef\u80fd\u9519\u5931\u53ef\u56de\u6536\u8d54\u507f\u91d1\u7684\u76f8\u5f53\u90e8\u5206\u3002<\/p>\n<p style=\"line-height:1.85;color:#2a2a2a;margin:10px 0 14px;font-size:15.5px;\">\u7279\u522b\u662f\u65b0\u6cfd\u897f\u4ea4\u901a\u4e8b\u6545\u6b7b\u4ea1\u6848\u4ef6\u4e2d,\u4e8b\u6545\u76f4\u540e\u6025\u8bca\u6cbb\u7597\u671f\u95f4\u4ea7\u751f\u7684\u533b\u7597\u8d39\u3001\u6b7b\u4ea1\u540e\u9057\u5c5e\u7684\u7ecf\u6d4e\u635f\u5931\u3001\u7cbe\u795e\u75db\u82e6\u7b49\u901a\u8fc7\u4e0d\u540c\u6cd5\u5f8b\u4f53\u7cfb\u5206\u522b\u8bf7\u6c42\u3002<\/p>\n<h2 style=\"color:#1a1a1a;font-size:22px;margin:32px 0 12px;border-left:4px solid #98344A;padding-left:12px;\">\u6cd5\u5f8b\u6982\u5ff5<\/h2>\n<p style=\"line-height:1.85;color:#2a2a2a;margin:10px 0 14px;font-size:15.5px;\">\u7b2c\u4e00,\u65b0\u6cfd\u897f\u4e0d\u5f53\u81f4\u6b7b\u6cd5(N.J.S.A. 2A:31-1\u53ca\u4ee5\u4e0b)\u5141\u8bb8\u6b7b\u8005\u9057\u5c5e\u5c31\u6b7b\u4ea1\u5f15\u8d77\u7684\u7ecf\u6d4e\u635f\u5931\u8bf7\u6c42\u8d54\u507f\u3002\u8bc9\u8bbc\u4e3b\u4f53\u4e3a\u9057\u4ea7\u7ba1\u7406\u4eba(personal representative or administrator),\u5b9e\u9645\u53d7\u76ca\u4eba\u4e3a\u914d\u5076\u3001\u5b50\u5973\u3001\u7236\u6bcd\u3001\u5144\u5f1f\u59d0\u59b9\u7b49\u9057\u5c5e\u3002<\/p>\n<p style=\"line-height:1.85;color:#2a2a2a;margin:10px 0 14px;font-size:15.5px;\">\u7b2c\u4e8c,\u65b0\u6cfd\u897fSurvival Act(N.J.S.A. 2A:15-3)\u5141\u8bb8\u6b7b\u8005\u82e5\u751f\u5b58\u672c\u53ef\u8bf7\u6c42\u7684\u635f\u5bb3\u2014\u2014\u4e8b\u6545\u53d1\u751f\u81f3\u6b7b\u4ea1\u671f\u95f4\u7684\u533b\u7597\u8d39\u3001\u75bc\u75db\u4e0e\u75db\u82e6(pain and suffering)\u3001\u5de5\u8d44\u635f\u5931\u2014\u2014\u7531\u9057\u4ea7\u7ee7\u627f\u8bf7\u6c42\u3002<\/p>\n<p style=\"line-height:1.85;color:#2a2a2a;margin:10px 0 14px;font-size:15.5px;\">\u4e24\u9879\u6c42\u507f\u6743\u901a\u5e38\u5408\u5e76\u8bc9\u8bbc(consolidated action)\u8fdb\u884c,\u4f46\u8d54\u507f\u91d1\u8ba1\u7b97\u53ca\u7a0e\u52a1\u5904\u7406\u5206\u522b\u72ec\u7acb\u3002<\/p>\n<h2 style=\"color:#1a1a1a;font-size:22px;margin:32px 0 12px;border-left:4px solid #98344A;padding-left:12px;\">\u65b0\u6cfd\u897f\u89c4\u5b9a<\/h2>\n<p style=\"line-height:1.85;color:#2a2a2a;margin:10px 0 14px;font-size:15.5px;\">\u4e0d\u5f53\u81f4\u6b7b\u6cd5\u53ef\u8bf7\u6c42\u7684\u635f\u5bb3\u9879\u76ee:<\/p>\n<ul style=\"margin:8px 0 12px;padding-left:22px;color:#333;line-height:1.75;\">\n<li style=\"margin:5px 0;\">\u9057\u5c5e\u7684\u7ecf\u6d4e\u652f\u6301(financial support)\u4e27\u5931\u2014\u2014\u6b7b\u8005\u9884\u671f\u7ec8\u751f\u6536\u5165\u6263\u9664\u4e2a\u4eba\u6d88\u8d39\u7684\u51c0\u989d<\/li>\n<li style=\"margin:5px 0;\">\u5bb6\u52a1\u670d\u52a1(household services)\u4e27\u5931\u2014\u2014\u70f9\u996a\u3001\u6e05\u626b\u3001\u80b2\u513f\u3001\u8f66\u8f86\u4fee\u7406\u7b49\u7ecf\u6d4e\u4ef7\u503c<\/li>\n<li style=\"margin:5px 0;\">\u5efa\u8bae\u00b7\u6307\u5bfc\u00b7\u6559\u80b2(guidance and counsel)\u4e27\u5931\u2014\u2014\u7236\u6bcd\u5bf9\u672a\u6210\u5e74\u5b50\u5973\u63d0\u4f9b\u7684\u6307\u5bfc\u4ef7\u503c<\/li>\n<li style=\"margin:5px 0;\">\u4e27\u846c\u8d39\u53ca\u76f8\u5173\u8d39\u7528<\/li>\n<\/ul>\n<p style=\"line-height:1.85;color:#2a2a2a;margin:10px 0 14px;font-size:15.5px;\">\u65b0\u6cfd\u897f\u4f20\u7edf\u4e0a\u4e0d\u8ba4\u53ef\u9057\u5c5e\u7cbe\u795e\u75db\u82e6(mental anguish)\u6216\u60b2\u4f24(grief)\u5728\u4e0d\u5f53\u81f4\u6b7b\u6cd5\u4e0b\u7684\u8d54\u507f\u3002\u6b64\u70b9\u4e0e\u7ebd\u7ea6\u3001\u5bbe\u5915\u6cd5\u5c3c\u4e9a\u7b49\u90bb\u5dde\u4e0d\u540c\u3002\u4f46\u901a\u8fc7Survival Act,\u6b7b\u4ea1\u524d\u6b7b\u8005\u6240\u53d7\u75db\u82e6\u7684\u8d54\u507f\u53ef\u53e6\u884c\u8bf7\u6c42\u3002<\/p>\n<p style=\"line-height:1.85;color:#2a2a2a;margin:10px 0 14px;font-size:15.5px;\">\u65b0\u6cfd\u897f\u6b7b\u4ea1\u6848\u4ef6\u8bc9\u8bbc\u65f6\u6548\u539f\u5219\u4e0a\u4e3a\u6b7b\u4ea1\u65e5\u8d772\u5e74(N.J.S.A. 2A:31-3)\u3002\u672a\u6210\u5e74\u4eba\u00b7\u610f\u8bc6\u4e27\u5931\u7b49tolling\u4e8b\u7531\u5b58\u5728\u65f6\u5ef6\u957f\u3002<\/p>\n<h2 style=\"color:#1a1a1a;font-size:22px;margin:32px 0 12px;border-left:4px solid #98344A;padding-left:12px;\">\u5b9e\u6218\u5bf9\u7b56<\/h2>\n<p style=\"line-height:1.85;color:#2a2a2a;margin:10px 0 14px;font-size:15.5px;\">\u6b7b\u4ea1\u6848\u4ef6\u53d1\u751f\u540e\u5e94\u7acb\u5373\u786e\u4fdd\u4e8b\u9879:<\/p>\n<ul style=\"margin:8px 0 12px;padding-left:22px;color:#333;line-height:1.75;\">\n<li style=\"margin:5px 0;\">\u6b7b\u4ea1\u8bc1\u660e\u4e66(death certificate)\u53ca\u5c38\u68c0\u62a5\u544a(autopsy report)\u2014\u2014\u786e\u7acb\u6b7b\u56e0\u4e0e\u4e8b\u6545\u5173\u8054\u6027<\/li>\n<li style=\"margin:5px 0;\">\u6025\u8bca\u5ba4\u00b7\u91cd\u75c7\u76d1\u62a4\u5ba4\u8bca\u7597\u8bb0\u5f55\u2014\u2014Survival Act\u8bf7\u6c42\u7528<\/li>\n<li style=\"margin:5px 0;\">\u4e8b\u6545\u91cd\u5efa\u4e13\u5bb6\u2014\u2014\u67e5\u660e\u5bf9\u65b9\u8fc7\u9519<\/li>\n<li style=\"margin:5px 0;\">\u7ecf\u6d4e\u5b66\u5bb6\u00b7\u804c\u4e1a\u54a8\u8be2\u5e08\u2014\u2014\u63a8\u7b97\u6b7b\u8005\u9884\u671f\u7ec8\u751f\u6536\u5165<\/li>\n<li style=\"margin:5px 0;\">\u9057\u5c5e\u9648\u8ff0\u2014\u2014\u4e0e\u6b7b\u8005\u7ecf\u6d4e\u00b7\u60c5\u611f\u4f9d\u8d56\u5173\u7cfb\u8bc1\u636e<\/li>\n<\/ul>\n<p style=\"line-height:1.85;color:#2a2a2a;margin:10px 0 14px;font-size:15.5px;\">\u987b\u5148\u5728\u68c0\u8ba4\u6cd5\u9662(Surrogate&#x27;s Court)\u5b8c\u6210\u9057\u4ea7\u7ba1\u7406\u4eba(administrator ad prosequendum)\u6307\u5b9a\u7a0b\u5e8f\u65b9\u53ef\u63d0\u8d77\u8bc9\u8bbc\u3002\u6b64\u7a0b\u5e8f\u97002-4\u5468,\u65f6\u6548\u7ba1\u7406\u81f3\u5173\u91cd\u8981\u3002<\/p>\n<h2 style=\"color:#1a1a1a;font-size:22px;margin:32px 0 12px;border-left:4px solid #98344A;padding-left:12px;\">\u5e38\u89c1\u8bef\u89e3<\/h2>\n<ul style=\"margin:8px 0 12px;padding-left:22px;color:#333;line-height:1.75;\">\n<li style=\"margin:5px 0;\">&quot;\u846c\u793c\u540e\u60b2\u4f24\u5e73\u590d\u518d\u5f00\u59cb\u4e5f\u53ef\u4ee5&quot;:2\u5e74\u65f6\u6548\u4e0e\u60b2\u4f24\u514b\u670d\u65e0\u5173\u3002<\/li>\n<li style=\"margin:5px 0;\">&quot;\u4e0e\u4fdd\u9669\u516c\u53f8\u8c03\u67e5\u5458\u4ea4\u8c08\u53ef\u8fc5\u901f\u5904\u7406&quot;:\u8c03\u67e5\u5458\u4ece\u4fdd\u9669\u516c\u53f8\u7acb\u573a\u6536\u96c6\u4fe1\u606f,\u521d\u671f\u9648\u8ff0\u5e38\u4f5c\u4e3a\u540e\u7eed\u538b\u4f4e\u8d54\u507f\u91d1\u7684\u4f9d\u636e\u3002<\/li>\n<li style=\"margin:5px 0;\">&quot;\u4e0d\u5f53\u81f4\u6b7b\u8d54\u507f\u91d1\u5f81\u7a0e&quot;:\u5927\u90e8\u5206\u4e0d\u5f53\u81f4\u6b7b\u8d54\u507f\u91d1\u514d\u8054\u90a6\u6240\u5f97\u7a0e(IRC \u00a7104(a)(2)),\u4f46\u4f8b\u5916(punitive\u3001\u5229\u606f\u90e8\u5206)\u5b58\u5728,\u9700\u7a0e\u52a1\u54a8\u8be2\u3002<\/li>\n<li style=\"margin:5px 0;\">&quot;\u4ec5\u5b50\u5973\u53ef\u8bf7\u6c42&quot;:\u8bc9\u8bbc\u4e3b\u4f53\u4e3a\u9057\u4ea7\u7ba1\u7406\u4eba,\u5206\u914d\u4f9d\u7ee7\u627f\u6cd5\u51b3\u5b9a\u3002<\/li>\n<\/ul>\n<h2 style=\"color:#1a1a1a;font-size:22px;margin:32px 0 12px;border-left:4px solid #98344A;padding-left:12px;\">\u8981\u70b9\u603b\u7ed3<\/h2>\n<ul style=\"margin:8px 0 12px;padding-left:22px;color:#333;line-height:1.75;\">\n<li style=\"margin:5px 0;\">\u4e0d\u5f53\u81f4\u6b7b\u6cd5(\u7ecf\u6d4e\u635f\u5931) + Survival Act(\u6b7b\u4ea1\u524d\u75db\u82e6\u00b7\u533b\u7597\u8d39)\u5e76\u884c\u8bf7\u6c42<\/li>\n<li style=\"margin:5px 0;\">\u65b0\u6cfd\u897f\u4e0d\u8ba4\u53ef\u9057\u5c5e\u7cbe\u795e\u75db\u82e6\u5728\u4e0d\u5f53\u81f4\u6b7b\u6cd5\u4e0b\u7684\u8d54\u507f<\/li>\n<li style=\"margin:5px 0;\">\u65f6\u65482\u5e74(N.J.S.A. 2A:31-3)<\/li>\n<li style=\"margin:5px 0;\">\u9057\u4ea7\u7ba1\u7406\u4eba\u6307\u5b9a\u7a0b\u5e8f\u4f18\u5148<\/li>\n<li style=\"margin:5px 0;\">\u7ecf\u6d4e\u5b66\u5bb6\u00b7\u804c\u4e1a\u54a8\u8be2\u5e08\u7b49\u4e13\u5bb6\u8bc1\u4eba\u65e9\u671f\u786e\u4fdd<\/li>\n<\/ul>\n<p style=\"line-height:1.85;color:#2a2a2a;margin:10px 0 14px;font-size:15.5px;\">\u542f\u793a<\/p>\n<p style=\"line-height:1.85;color:#2a2a2a;margin:10px 0 14px;font-size:15.5px;\">\u4ea4\u901a\u4e8b\u6545\u6b7b\u4ea1\u6848\u4ef6\u9057\u5c5e\u60c5\u611f\u8d1f\u62c5\u8f83\u5927,\u4f46\u6cd5\u5f8b\u5e94\u5bf9\u9700\u5728\u65f6\u6548\u5185\u8fc5\u901f\u5f00\u59cb\u624d\u80fd\u6269\u5927\u53ef\u56de\u6536\u8d54\u507f\u8303\u56f4\u3002\u7279\u522b\u662f\u65b0\u6cfd\u897f\u7684\u7cbe\u795e\u75db\u82e6\u8d54\u507f\u9650\u5236\u7b49\u5404\u5dde\u7279\u6027,\u9057\u5c5e\u52ff\u4ee5\u81ea\u884c\u5224\u65ad\u54cd\u5e94\u5feb\u901f\u548c\u89e3,\u81f3\u5c11\u4e8b\u6545\u540e30\u65e5\u5185\u5e94\u4e0e\u4eba\u8eab\u4f24\u5bb3\u4e13\u95e8\u5f8b\u5e08\u54a8\u8be2\u3002<\/p>\n<h2 style=\"color:#1a1a1a;font-size:22px;margin:32px 0 12px;border-left:4px solid #98344A;padding-left:12px;\">\u5e38\u89c1\u95ee\u9898<\/h2>\n<p style=\"line-height:1.85;color:#2a2a2a;margin:10px 0 14px;font-size:15.5px;\">Q1. \u9057\u5c5e\u7684\u60b2\u4f24\u771f\u7684\u65e0\u6cd5\u8d54\u507f\u5417?<\/p>\n<p style=\"line-height:1.85;color:#2a2a2a;margin:10px 0 14px;font-size:15.5px;\">\u65b0\u6cfd\u897f\u4e0d\u5f53\u81f4\u6b7b\u6cd5\u4e0d\u8ba4\u53ef\u5bf9\u9057\u5c5e\u60b2\u4f24(grief)\u6216\u7cbe\u795e\u75db\u82e6(mental anguish)\u7684\u76f4\u63a5\u8d54\u507f\u3002\u4f46\u6b7b\u8005\u6b7b\u4ea1\u524d\u6240\u53d7\u75bc\u75db\u4e0e\u75db\u82e6\u53ef\u901a\u8fc7Survival Act\u8bf7\u6c42,\u8be5\u8d54\u507f\u91d1\u901a\u8fc7\u9057\u4ea7\u5206\u914d\u7ed9\u9057\u5c5e\u3002<\/p>\n<p style=\"line-height:1.85;color:#2a2a2a;margin:10px 0 14px;font-size:15.5px;\">Q2. \u6b7b\u8005\u65e0\u4e1a\u65f6\u53ef\u8bf7\u6c42\u7684\u635f\u5bb3\u4e3a\u4f55?<\/p>\n<p style=\"line-height:1.85;color:#2a2a2a;margin:10px 0 14px;font-size:15.5px;\">\u5373\u4f7f\u65e0\u4e1a,\u5bb6\u52a1\u670d\u52a1(household services)\u00b7\u5efa\u8bae\u00b7\u6307\u5bfc(guidance)\u7b49\u7ecf\u6d4e\u4ef7\u503c\u83b7\u5f97\u8ba4\u53ef\u3002\u5168\u804c\u4e3b\u5987\u6216\u9000\u4f11\u8005\u4e5f\u53ef\u80fd\u6210\u4e3a\u76f8\u5f53\u8d54\u507f\u5bf9\u8c61\u3002<\/p>\n<p style=\"line-height:1.85;color:#2a2a2a;margin:10px 0 14px;font-size:15.5px;\">Q3. \u4e8b\u6545\u65f6\u672a\u6b7b\u4ea1,\u6570\u6708\u540e\u6b7b\u4ea1\u65f6\u65f6\u6548\u5982\u4f55\u8ba1\u7b97?<\/p>\n<p style=\"line-height:1.85;color:#2a2a2a;margin:10px 0 14px;font-size:15.5px;\">\u4e0d\u5f53\u81f4\u6b7b\u65f6\u6548\u4e3a\u6b7b\u4ea1\u65e5\u8d772\u5e74,Survival Act\u8bf7\u6c42\u4e3a\u4e8b\u6545\u65e5\u8d772\u5e74,\u4e24\u9879\u65f6\u6548\u9700\u5206\u522b\u7ba1\u7406\u3002<\/p>\n<p style=\"line-height:1.85;color:#2a2a2a;margin:10px 0 14px;font-size:15.5px;\">Q4. \u5bf9\u65b9\u9a7e\u9a76\u5458\u4fdd\u989d\u4e0d\u8db3\u65f6\u600e\u4e48\u529e?<\/p>\n<p style=\"line-height:1.85;color:#2a2a2a;margin:10px 0 14px;font-size:15.5px;\">\u5ba1\u67e5\u6b7b\u8005\u540d\u4e0b\u8f66\u8f86\u4fdd\u9669UIM(Underinsured Motorist)\u4fdd\u989d\u6d3b\u7528\u3001\u5bf9\u5bf9\u65b9\u9a7e\u9a76\u5458\u4e2a\u4eba\u8d44\u4ea7\u8bf7\u6c42\u3001\u5bf9\u65b9\u96c7\u4e3bvicarious liability\u8bf7\u6c42\u7b49\u5e76\u884c\u65b9\u6848\u3002<\/p>\n<p style=\"line-height:1.85;color:#2a2a2a;margin:10px 0 14px;font-size:15.5px;\">Q5. \u53ef\u5426\u4e0d\u8bc9\u8bbc\u4ee5\u548c\u89e3\u7ed3\u6848?<\/p>\n<p style=\"line-height:1.85;color:#2a2a2a;margin:10px 0 14px;font-size:15.5px;\">\u53ef\u4ee5\u3002\u4f46\u9700\u68c0\u8ba4\u6cd5\u9662\u6279\u51c6,\u7279\u522b\u662f\u5b58\u5728\u672a\u6210\u5e74\u7ee7\u627f\u4eba\u65f6,\u4ee3\u8868\u5176\u5229\u76ca\u7684\u7a0b\u5e8f\u53e6\u884c\u8fdb\u884c\u3002<\/p>\n<div class=\"slf-contact-block\" style=\"background:#fafaf7;border-left:4px solid #98344A;padding:24px 26px;margin:36px 0 24px;border-radius:6px;\">\n<p style=\"margin:0 0 8px;font-size:14px;letter-spacing:.2em;color:#98344A;font-weight:700;\">SONG LAW FIRM \u00b7 \u5b8b\u5f8b\u5e08\u4e8b\u52a1\u6240<\/p>\n<p style=\"margin:0 0 12px;font-size:18px;color:#1a1a1a;font-weight:700;\">\u4ea4\u901a\u4e8b\u6545\u6216\u4eba\u8eab\u4f24\u5bb3\u6848\u4ef6\u9700\u8981\u54a8\u8be2?<\/p>\n<p style=\"margin:0;font-size:15px;color:#333;line-height:1.7;\">\n\ud83d\udcde <strong>201.461.0031<\/strong> &nbsp;\u00b7&nbsp; \u2709 <a aria-label=\"Email mail@songlawfirm.com\" href=\"mailto:mail@songlawfirm.com\" style=\"color:#98344A;text-decoration:none;\">mail@songlawfirm.com<\/a> &nbsp;\u00b7&nbsp; \ud83c\udf10 <a href=\"https:\/\/songlawfirm.com\" style=\"color:#98344A;text-decoration:none;\">songlawfirm.com<\/a><br \/>\n\ud83d\udccd Parker Plaza, 400 Kelby Street, Suite 1900, Fort Lee, NJ 07024<\/p>\n<\/div>\n<div class=\"slf-disclaimer\" style=\"margin:32px 0 8px;padding:16px 18px;background:#f5f5f2;border:1px solid #e5e5e2;border-radius:4px;font-size:12.5px;line-height:1.65;color:#555;\">\n<strong style=\"color:#333;\">\u514d\u8d23\u58f0\u660e<\/strong> \u00b7 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