{"id":29318,"date":"2026-10-29T15:00:00","date_gmt":"2026-10-29T19:00:00","guid":{"rendered":"https:\/\/songlawfirm.com\/?p=29318"},"modified":"2026-10-29T06:09:48","modified_gmt":"2026-10-29T10:09:48","slug":"bkr-ch7-self-employed-fresh-start-zh-3","status":"publish","type":"post","link":"https:\/\/songlawfirm.com\/zh-hans\/bkr-ch7-self-employed-fresh-start-zh-3\/","title":{"rendered":"\u6848\u4f8b\u5206\u6790\uff1a\u4e2a\u4f53\u7ecf\u8425\u8005\u7b2c7\u7ae0 Fresh Start \u2014 \u901a\u8fc7Means Test\u83b7\u5b8c\u5168\u514d\u8d23"},"content":{"rendered":"
\u7efc\u5408\u793a\u4f8b<\/strong> \u2014 \u672c\u6848\u4f8b\u7efc\u5408\u591a\u4e2a\u771f\u5b9e\u6848\u4ef6\u7684\u4e8b\u5b9e\u5e76\u8fdb\u884c\u533f\u540d\u5316\u5904\u7406\u3002\u5177\u4f53\u7ed3\u679c\u53d6\u51b3\u4e8e\u4e2a\u6848\u4e8b\u5b9e\u3001\u9002\u7528\u5dde\u6cd5\u548c\u7a0b\u5e8f\u8fdb\u5c55\u3002<\/div>\n
\n

\u6848\u4f8b\u5206\u6790\uff1a\u4e2a\u4f53\u7ecf\u8425\u8005\u7b2c7\u7ae0 Fresh Start \u2014 \u901a\u8fc7Means Test\u83b7\u5b8c\u5168\u514d\u8d23<\/h2>\n

\u4e8b\u5b9e\u80cc\u666f<\/h3>\n

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\u6cd5\u5f8b\u95ee\u9898<\/h3>\n

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    \n
  • 11\u7f8e\u56fd\u6cd5\u5178\u7b2c707(b)\u6761\uff1aMeans Test\u7684\u89c4\u5b9a\u4e0e\u7a0b\u5e8f<\/li>\n
  • 11\u7f8e\u56fd\u6cd5\u5178\u7b2c522(d)\u6761\uff1a\u8054\u90a6\u8d22\u4ea7\u8c41\u514d\u6e05\u5355<\/li>\n
  • 11\u7f8e\u56fd\u6cd5\u5178\u7b2c523\u6761\uff1a\u4e0d\u53ef\u514d\u8d23\u503a\u6743\u7684\u8ba4\u5b9a<\/li>\n
  • 11\u7f8e\u56fd\u6cd5\u5178\u7b2c727\u6761\uff1a\u7b2c7\u7ae0\u7834\u4ea7\u7684\u514d\u8d23\u8981\u4ef6<\/li>\n
  • \u6700\u9ad8\u6cd5\u9662\u5224\u4f8b\u300aIn re Lanning\u300b560\u7f8e\u56fd\u62a5505\u9875\uff082010\u5e74\uff09\uff1a\u5173\u4e8e\u9884\u6d4b\u672a\u6765\u6536\u5165\u80fd\u529b\u7684\u6307\u5bfc\u610f\u89c1<\/li>\n<\/ul>\n

    \u5b8b\u5f8b\u5e08\u4e8b\u52a1\u6240\u7684\u7b56\u7565<\/h3>\n

    \u9996\u5148\uff0c\u56e2\u961f\u51c6\u5907\u4e86\u8be6\u7ec6\u7684\u6536\u5165\u7edf\u8ba1\u3002\u901a\u8fc7\u6536\u96c6\u8fc7\u53bb\u516d\u4e2a\u6708\u76841099\u8868\u683c\u3001\u94f6\u884c\u5bf9\u8d26\u5355\u548c\u4e1a\u52a1\u8bb0\u5f55\uff0c\u6211\u4eec\u8ba1\u7b97\u51fa\u59d4\u6258\u4eba\u7684\u5e73\u5747\u6708\u6536\u5165\u7ea6\u4e3a5,333\u7f8e\u5143\uff08\u5e74\u574764,000\u7f8e\u5143\uff09\u3002\u65b0\u6cfd\u897f\u5dde\u5355\u8eab\u4eba\u58eb\u7684\u4e2d\u4f4d\u6570\u6536\u5165\u4e3a75,336\u7f8e\u5143\u3002\u8fd9\u4e00\u6bd4\u8f83\u7ed3\u679c\u81f3\u5173\u91cd\u8981\uff1a\u59d4\u6258\u4eba\u7684\u5e73\u5747\u6536\u5165\u660e\u663e\u4f4e\u4e8e\u5dde\u4e2d\u4f4d\u6570\uff0c\u8fd9\u610f\u5473\u7740Means Test\u5728\u7b2c\u4e00\u6b65\u5c31\u88ab\u901a\u8fc7\uff0c\u81ea\u52a8\u7b26\u5408\u7b2c7\u7ae0\u7834\u4ea7\u7684\u8d44\u683c\u3002\u8fd9\u4e00\u7b56\u7565\u907f\u514d\u4e86\u5197\u957f\u7684\u53ef\u652f\u914d\u6536\u5165\u8ba1\u7b97\uff0c\u5927\u5e45\u7b80\u5316\u4e86\u7a0b\u5e8f\u3002<\/p>\n

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    \u7b2c\u4e09\uff0c\u6211\u4eec\u68c0\u67e5\u4e86\u7b2c523\u6761\u89c4\u5b9a\u7684\u4e0d\u53ef\u514d\u8d23\u503a\u6743\u3002\u8fd9\u4e9b\u503a\u6743\u5305\u62ec\u7a0e\u52a1\u503a\u52a1\u3001\u6559\u80b2\u8d37\u6b3e\u3001\u914d\u5076\u8d61\u517b\u8d39\u548c\u629a\u517b\u8d39\u7b49\u3002\u7ecf\u8fc7\u4ed4\u7ec6\u5ba1\u67e5\uff0c\u59d4\u6258\u4eba\u7684\u503a\u52a1\u5747\u4e0d\u5c5e\u4e8e\u6b64\u7c7b\u8303\u7574\u3002\u6240\u6709\u4fe1\u7528\u5361\u503a\u52a1\u3001\u533b\u7597\u8d26\u5355\u548c\u4e2a\u4eba\u8d37\u6b3e\u90fd\u662f\u53ef\u514d\u8d23\u7684\u6d88\u8d39\u503a\u6743\u3002\u6b64\u5916\uff0c\u6211\u4eec\u5efa\u8bae\u59d4\u6258\u4eba\u62d2\u7edd\u4e0e\u4efb\u4f55\u503a\u6743\u4eba\u7b7e\u8ba2\u91cd\u65b0\u786e\u8ba4\u534f\u8bae\uff08reaffirmation agreement\uff09\uff0c\u9664\u4e86\u5fc5\u8981\u7684\u8f66\u8f86\u878d\u8d44\u79df\u8d41\u534f\u8bae\u3002\u8fd9\u4e00\u7b56\u7565\u4fdd\u62a4\u59d4\u6258\u4eba\u7684\u514d\u8d23\u6743\u5229\uff0c\u9632\u6b62\u503a\u6743\u4eba\u901a\u8fc7\u91cd\u65b0\u786e\u8ba4\u534f\u8bae\u7ed5\u8fc7\u7834\u4ea7\u514d\u8d23\u3002<\/p>\n

    \u7ed3\u679c\u53ca\u542f\u793a<\/h3>\n

    \u59d4\u6258\u4eba\u987a\u5229\u901a\u8fc7\u4e86\u7b2c341\u6761\u89c4\u5b9a\u7684\u503a\u6743\u4eba\u4f1a\u8bae\uff0c\u5e76\u5728\u63d0\u4ea4\u7533\u8bf7\u540e\u7ea690\u5929\u5185\u83b7\u5f97\u4e86\u7834\u4ea7\u514d\u8d23\u4ee4\u3002\u7531\u4e8e\u6240\u6709\u8d44\u4ea7\u90fd\u53d7\u5230\u8c41\u514d\u4fdd\u62a4\uff0c\u53d7\u6258\u4eba\u65e0\u9700\u8fdb\u884c\u4efb\u4f55\u8d44\u4ea7\u53d8\u73b0\u3002\u6700\u7ec8\uff0c\u59d4\u6258\u4eba\u7684113,000\u591a\u7f8e\u5143\u503a\u52a1\u5728\u4e00\u5f20\u7834\u4ea7\u514d\u8d23\u4ee4\u4e0b\u5f7b\u5e95\u6d88\u9664\u3002\u8bc9\u8bbc\u5a01\u80c1\u89e3\u9664\uff0c\u5de5\u8d44\u6263\u62bc\u7684\u5669\u68a6\u4e5f\u968f\u4e4b\u70df\u6d88\u4e91\u6563\u3002\u59d4\u6258\u4eba\u5f97\u4ee5\u4fdd\u7559\u5de5\u4f5c\u6240\u9700\u7684\u8bbe\u5907\u548c\u8f66\u8f86\uff0c\u91cd\u65b0\u5f00\u59cb\u81ea\u7531\u804c\u4e1a\u751f\u6daf\uff0c\u6ca1\u6709\u503a\u52a1\u7684\u6c89\u91cd\u8d1f\u62c5\u3002<\/p>\n

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    \n

    \u54a8\u8be2\u8054\u7cfb<\/h3>\n

    \u5b8b\u5f8b\u5e08\u4e8b\u52a1\u6240 (Song Law Firm, LLC)<\/strong>
    \u5730\u5740\uff1aParker Plaza, 400 Kelby Street, Suite 1900, Fort Lee, NJ 07024
    \u7535\u8bdd\uff1a(201) 461-0031
    \u90ae\u7bb1\uff1amail@songlawfirm.com
    \u7f51\u7ad9\uff1ahttps:\/\/songlawfirm.com
    \u8425\u4e1a\u65f6\u95f4\uff1a\u5468\u4e00\u81f3\u5468\u4e94 09:00\u201318:00 ET\uff08\u5468\u672b\u53ca\u516c\u5171\u5047\u65e5\u4f11\u606f\uff09
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