car on body of water

Judgment Obtained against Landlord’s Insurance for Water Damage

The client suffered extensive water damage to her basement and possessions from a burst water main on the street. Her homeowner’s insurance company denied coverage because the leak occurred off premises and the water company declined because of alleged lack of notice of a problem requiring attention. We discovered a case permitting recovery under similar circumstances with an insurance policy where most of the terms were identical. That case was decided a year after the accident but applied to the case as of the time we brought it to the court’s attention. The court granted judgment in our client’s favor and the water company also contributed to a total settlement of $25,000, a good portion of the claim.

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