Legal Columns
NJ & NY Bankruptcy Exemptions — Are Your Home, Car, and 401(k) Safe?
The biggest concern in any bankruptcy filing is “What assets do I keep?” U.S. Bankruptcy Code § 522 lets debtors exempt certain assets from the ...
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Chapter 7 vs Chapter 13: Which Bankruptcy to Choose? (NJ & NY Guide)
When Korean American clients consult Song Law Firm about bankruptcy, the first question is usually whether to file under Chapter 7 or Chapter 13. Both ...
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Auto Accident Permanency Report — Which Doctor and How to Obtain It
Auto Accident Permanency Report — Which Doctor and How to Obtain It Quick Answer The core of NJ auto accident settlements is the “Permanent Injury ...
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Where to Get Treatment After an Accident — Using the NJ Korean American Doctor Network
Where to Get Treatment After an Accident — Using the NJ Korean American Doctor Network Quick Answer ER treatment is essential within 48 hours of ...
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Why You Must Never Sign a Recorded Statement for the Insurance Company
Why You Must Never Sign a “Recorded Statement” for the Insurance Company Quick Answer The recorded statement requested by an insurance company (especially the adverse ...
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Settlement vs Lawsuit — When to Settle and When to Refuse
Settlement vs Lawsuit — When to Settle and When to Refuse Quick Answer The insurer’s first settlement offer is typically 30–50% of fair compensation. The ...
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Slip-and-Fall at Korean Supermarkets and Restaurants — How to Recover Compensation
Slip-and-Fall at Korean Supermarkets and Restaurants — How to Recover Compensation Quick Answer If you slip and fall at a Korean supermarket or restaurant in ...
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NJ Workers’ Comp Guide for Korean Restaurant and Dry-Cleaning Workers
NJ Workers’ Comp Guide for Korean Restaurant and Dry-Cleaning Workers Quick Answer If you are injured at a Korean restaurant, dry cleaner, or other workplace ...
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3 Phrases You Must Never Say to an Insurance Adjuster After an Accident
3 Phrases You Must Never Say to an Insurance Adjuster After an Accident Quick Answer When an insurance adjuster calls within 24 hours of your ...
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