After a traffic accident, many people try to settle the damages through the insurance company since they reported the accident to the police and the insurance company. In some cases, the parties involved try to settle the accident through mutual agreement. However, in the latter case, there may be a risk of changing one’s mind later and not receiving proper compensation, and in the former case, one cannot expect sufficient compensation from the insurance company’s standards for the accident damages.
For example, when a proposal of $50,000 was received from the insurer of the at-fault vehicle, our law firm thoroughly reviewed medical records and other evidence on behalf of the victim client to negotiate a settlement amount and eventually reached a final proposal of $115,000.
When an accident occurs, it is essential to report it to the police. If a small accident is thought to have occurred, and only contact information is exchanged without reporting to the police, there is a risk of changing one’s mind later. Furthermore, an oral agreement at the scene may result in the insurance company refusing to compensate for the damages later. If you have received a case number after reporting to the police, you can find a personal injury or traffic accident lawyer to take care of the subsequent tasks. Once the lawyer is appointed, they will contact the police station, your insurer, or the other party’s insurer directly to handle the case, and you will not be bothered by the constant phone calls from the insurance company that can interfere with your daily life.
However, there may be cases where the other party’s insurance investigator contacts you directly. Still, since this contact is recorded, if the statement made once is incorrect or can be misunderstood, it may be disadvantageous when receiving compensation. Therefore, it is essential to deal with this strategically with the help of a personal injury lawyer, and in some cases, the lawyer can help settle the case. It is not easy to handle the procedures and paperwork required while receiving treatment alone or resolving them correctly. To minimize the damages caused by the accident, it is necessary to thoroughly review medical records and other records to calculate the maximum compensation amount possible and negotiate it. Therefore, it is important to appoint a personal injury lawyer when an accident occurs.
Even if the fault lies with you, there may be cases where you need to appoint a personal injury lawyer. Generally, if the case is resolved within the coverage of the insurance, it may not be necessary to appoint a lawyer. However, many people purchase coverage that may not adequately cover damages due to cost or lack of explanation when buying insurance. If the compensation or indemnification costs that can be paid out are not enough, and the costs are more significant than what is available, you will have to pay out of pocket. In such a case, the cost may be unbearable, and it may be necessary to appoint a personal injury lawyer to protect your rights.
. If you have any questions regarding accidental injury law, please feel free to contact us at mail@songlawfirm.com.
